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Chime Financial, Inc.(CHYM)
26.87
-0.95
-3.43%
行情数据延迟15分钟
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Richer7
·
2025-11-03
$Chime Financial, Inc.(CHYM)$
$Chime Financial, Inc.(CHYM)$
这股真的完全没底？？
$Chime Financial, Inc.(CHYM)$ $Chime Financial, Inc.(CHYM)$ 这股真的完全没底？？
# 晒晒更赚钱
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MarkPines
·
2025-10-20
$Chime Financial, Inc.(CHYM)$
风浪越大鱼越贵，堪比摩根银行的数字银行，严重低估。
$Chime Financial, Inc.(CHYM)$ 风浪越大鱼越贵，堪比摩根银行的数字银行，严重低估。
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MarkPines
·
2025-10-20
$Chime Financial, Inc.(CHYM)$
利好，目标价40
$Chime Financial, Inc.(CHYM)$ 利好，目标价40
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MarkPines
·
2025-10-20
$Chime Financial, Inc.(CHYM)$
这家银行用户的存款，银行不用于投资，在一定基础上规避了风险，业绩好，收入高，值得买，哈哈哈。
$Chime Financial, Inc.(CHYM)$ 这家银行用户的存款，银行不用于投资，在一定基础上规避了风险，业绩好，收入高，值得买，哈哈哈。
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MarkPines
·
2025-10-14
$Chime Financial, Inc.(CHYM)$
这次财报将会超预期，股价一飞冲天，奥利给。
$Chime Financial, Inc.(CHYM)$ 这次财报将会超预期，股价一飞冲天，奥利给。
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Richer7
·
2025-10-08
$Chime Financial, Inc.(CHYM)$
垃圾中的战斗机
$Chime Financial, Inc.(CHYM)$ 垃圾中的战斗机
# 晒晒更赚钱
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MarkPines
·
2025-09-18
$Chime Financial, Inc.(CHYM)$
是个不错的公司，未来看涨，短期一次性利润下降，下次财报亮眼。
$Chime Financial, Inc.(CHYM)$ 是个不错的公司，未来看涨，短期一次性利润下降，下次财报亮眼。
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Richer7
·
2025-09-05
$Chime Financial, Inc.(CHYM)$
废了，根本不反弹
$Chime Financial, Inc.(CHYM)$ 废了，根本不反弹
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等也是一种策略 如何等在哪里等
·
2025-07-18
每天介绍一只美股之 $CHYM：银行界拼多多 一句话总结： 美国860万打工人的“支付宝”，不收月费/透支费，靠刷卡手续费年赚18亿刀，但上市估值已从250亿腰斩到116亿 ❶ 公司干啥的 Chime（CHYM）专薅传统银行羊毛：免月费、免透支费、免最低余额，靠“三无”策略狂吸美国年收入＜10万刀的打工人（占用户75%）。 赚钱骚操作：用户刷Chime卡消费，它从商户抽交换费——占收入72%，860万用户月均交易54笔，人均年榨251刀。 黏性王炸：67%用户当主力账户用，55%是女性，平均年龄36岁，提前2天发工资，功能直击月光族痛点。 ❷ 财务能打 营收火箭：2025年Q1收入5.19亿刀（+32%），全年预估破20亿；毛利率88.35% 比SaaS还香。 利润翻身：Q1净利润1290万刀（2023年还亏2亿刀），靠AI砍掉60%客服成本。 ❸ 未来增长点 产品矩阵： MyPay小额贷：占收入12%，9个月放贷88亿刀，专啃发薪日贷款市场； 信用修复信用卡：Credit Builder帮低信用用户刷分，绑死长期用户； 账单支付+税务服务：试水金融全家桶，向“一站式钱包”进化。 AI降本：机器学习防欺诈省29%成本，客服机器人再砍60%开支。 ❹ 风险警告 命门捏别人手里：存款和牌照全靠Bancorp+Stride两家银行，合作崩盘直接凉凉； 监管暴雷史：2021年被罚停用“银行”字样，2024年又因乱关账户和解； 技术翻车：2019年服务器崩盘4.5小时，用户集体暴怒，赔10刀/人熄火。 明天说哪只股，评论区告诉我！
每天介绍一只美股之 $CHYM：银行界拼多多 一句话总结： 美国860万打工人的“支付宝”，不收月费/透支费，靠刷卡手续费年赚18亿刀，但上市估值已从25...
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财报巨亏啊 哪里来的盈利？？？？？
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公司概况
公司名称
Chime Financial, Inc.
所属市场
NASDAQ
成立日期
- -
员工人数
- -
办公地址
- -
公司网址
http://www.chime.com
邮政编码
- -
联系电话
- -
联系传真
- -
公司概况
Chime Financial, Inc.成立于2012年，前身为1debit, Inc.，是一家特拉华州公司。通过与FDIC承保的银行合作伙伴的直接关系，该公司提供易于使用的产品，满足日常生活中人们最关键的金融需求——消费、储蓄、获得流动性和建立信用，同时避免惩罚性费用。作为中心枢纽，Chime成为会员持续存入薪水和进行日常支出的平台，以高参与度建立持久的关系。
2025-12-16
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-16
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-11
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-11
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-11
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-10
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-12-10
重要事件披露
Form 8-K - Current report
Form 8-K - Current report
2025-12-08
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-11-26
关联方拟减持公告
Form 144 - Report of proposed sale of securities
Form 144 - Report of proposed sale of securities
2025-11-10
季度报告
Form 10-Q - Quarterly report [Sections 13 or 15(d)]
Form 10-Q - Quarterly report [Sections 13 or 15(d)]
2025-11-06
重要事件披露
Form 8-K - Current report
Form 8-K - Current report
2025-08-12
季度报告
Form 10-Q - Quarterly report [Sections 13 or 15(d)]
Form 10-Q - Quarterly report [Sections 13 or 15(d)]
2025-08-08
重要事件披露
Form 8-K - Current report
Form 8-K - Current report
2025-06-12
员工持股计划
Form S-8 - Securities to be offered to employees in employee benefit plans
Form S-8 - Securities to be offered to employees in employee benefit plans
2025-06-11
SEC问询函
Form CORRESP - Correspondence
Form CORRESP - Correspondence
分时
5日
日
周
月
数据加载中...
最高
27.95
今开
27.93
量比
0.83
最低
26.50
昨收
27.82
换手率
0.83%
热议股票
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