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- MMWMMW
  ·2017-12-09
  打开你们的支付宝看看还有没有来分期
  $趣店(QD)$ 对于关闭了趣店旗下来分期的入口的消息，蚂蚁金服则进一步回应称，趣店是蚂蚁金服开放平台上的合作伙伴之一，双方的合作关系没有变化。趣店在支付宝app中的入口遵从蚂蚁金服开放平台统一的标准和算法，蚂蚁金服开放平台并未针对单一产品进行调整。个别用户反馈的趣店入口不可见的问题，有可能是由于算法优化产生的。打开你们的支付宝看看
  8,119 14
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  打开你们的支付宝看看还有没有来分期
- MMWMMW
  ·2017-12-08
  每一次回涨都是撤退的机会也是做空的机会
  $趣店(QD)$ 短期长期都看空趣店
  7,061 40
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  每一次回涨都是撤退的机会也是做空的机会
- MMWMMW
  ·2017-12-07
  现金贷的违约率已经double
  $趣店(QD)$ 跟多家机构的风控人员聊天的几个结论：自26号（监管出政策后）以来， 1. 还款日违约率double 2.催收5天后剩余的逾期比例double 3.无论是头部机构还是小机构无一幸免 4.推测坏账率要double
  6,235 3
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  现金贷的违约率已经double
- MMWMMW
  ·2017-12-04
  听说现金贷的坏账率翻倍了
  $趣店(QD)$坏账率翻倍了各家都在收紧政策这些老哥以后都是趣店的了这就是所谓的市场份额
  7,775 6
  1
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  听说现金贷的坏账率翻倍了
- MMWMMW
  ·2017-12-02
  在24%的年化利率下趣店没有盈利的空间
  $趣店(QD)$借1000块钱一个月，费用2%（年化24%）就是连本带利还10201000块钱的风险敞口带来的是20块钱的收益还要扣除转账费用资金成本运营费用这个基本面怎么看好？看不懂另外昨天发文，这种线上现金贷被一刀切了
  7,504 24
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  在24%的年化利率下趣店没有盈利的空间
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打开你们的支付宝看看","images":[{"img":"https://static.laohu8.com/33f16b4c9b960560d0cf3d66affdd20d"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":14,"repostSize":0,"link":"https://laohu8.com/post/129612","isVote":1,"tweetType":1,"viewCount":8119,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"73860213263232","authorId":"73860213263232","name":"灵域","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"73860213263232","idStr":"73860213263232"},"content":"刚看了，有，借了500，成功了，只是转换到app","text":"刚看了，有，借了500，成功了，只是转换到app","html":"刚看了，有，借了500，成功了，只是转换到app"},{"author":{"id":"3460411404526418","authorId":"3460411404526418","name":"睡萝卜","avatar":"https://static.laohu8.com/9ecf81432717e1d5c8ed5e65ed7f7739","crmLevel":3,"crmLevelSwitch":0,"authorIdStr":"3460411404526418","idStr":"3460411404526418"},"content":"有的，估计是你不符合要求吧，所以没有","text":"有的，估计是你不符合要求吧，所以没有","html":"有的，估计是你不符合要求吧，所以没有"}],"imageCount":1,"langContent":"CN","totalScore":0},{"id":129381,"gmtCreate":1512747200598,"gmtModify":1704885516778,"author":{"id":"3475267670788850","authorId":"3475267670788850","name":"MMW","avatar":"https://static.laohu8.com/15f5f75f58c9cd7cc946f57af46ba26b","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3475267670788850","idStr":"3475267670788850"},"themes":[],"title":"每一次回涨都是撤退的机会 也是做空的机会","htmlText":"$趣店(QD)$ 短期长期都看空趣店","listText":"$趣店(QD)$ 短期长期都看空趣店","text":"$趣店(QD)$ 短期长期都看空趣店","images":[],"top":1,"highlighted":2,"essential":1,"paper":2,"likeSize":2,"commentSize":40,"repostSize":0,"link":"https://laohu8.com/post/129381","isVote":1,"tweetType":1,"viewCount":7061,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3469091499045502","authorId":"3469091499045502","name":"zhuanqian","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3469091499045502","idStr":"3469091499045502"},"content":"行业内人士啊，那请教一下，真心请教，中国现有的银行能否满足市场对现金贷的需求？","text":"行业内人士啊，那请教一下，真心请教，中国现有的银行能否满足市场对现金贷的需求？","html":"行业内人士啊，那请教一下，真心请教，中国现有的银行能否满足市场对现金贷的需求？"},{"author":{"id":"159528606771534","authorId":"159528606771534","name":"大作手","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"159528606771534","idStr":"159528606771534"},"content":"就是一傻子装文化","text":"就是一傻子装文化","html":"就是一傻子装文化"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":128671,"gmtCreate":1512659386150,"gmtModify":1704885429105,"author":{"id":"3475267670788850","authorId":"3475267670788850","name":"MMW","avatar":"https://static.laohu8.com/15f5f75f58c9cd7cc946f57af46ba26b","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3475267670788850","idStr":"3475267670788850"},"themes":[],"title":"现金贷的违约率已经double","htmlText":"$趣店(QD)$ 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4.推测坏账率要double","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/128671","isVote":1,"tweetType":1,"viewCount":6235,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"78998107149640","authorId":"78998107149640","name":"Cathy","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"78998107149640","idStr":"78998107149640"},"content":"始终不看好这种公司","text":"始终不看好这种公司","html":"始终不看好这种公司"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":126586,"gmtCreate":1512398645903,"gmtModify":1704885181260,"author":{"id":"3475267670788850","authorId":"3475267670788850","name":"MMW","avatar":"https://static.laohu8.com/15f5f75f58c9cd7cc946f57af46ba26b","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3475267670788850","idStr":"3475267670788850"},"themes":[],"title":"听说现金贷的坏账率翻倍了","htmlText":"$趣店(QD)$坏账率翻倍了 各家都在收紧政策这些老哥以后都是趣店的了 这就是所谓的市场份额","listText":"$趣店(QD)$坏账率翻倍了 各家都在收紧政策这些老哥以后都是趣店的了 这就是所谓的市场份额","text":"$趣店(QD)$坏账率翻倍了 各家都在收紧政策这些老哥以后都是趣店的了 这就是所谓的市场份额","images":[{"img":"https://static.laohu8.com/64440015223210a61ff1f6a6f8a96e19"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":6,"repostSize":0,"link":"https://laohu8.com/post/126586","isVote":1,"tweetType":1,"viewCount":7775,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3465507435405606","authorId":"3465507435405606","name":"炒股不适合我","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3465507435405606","idStr":"3465507435405606"},"content":"份额有个毛线用呀，多头共债那么厉害，市场一下少了那么多玩家，坏账率就会大幅上升，也许坏账率的大幅上升在不久的未来就会体现在财报，不但不赚钱，换亏损，哈哈，看好趣店的人不知道看的是啥","text":"份额有个毛线用呀，多头共债那么厉害，市场一下少了那么多玩家，坏账率就会大幅上升，也许坏账率的大幅上升在不久的未来就会体现在财报，不但不赚钱，换亏损，哈哈，看好趣店的人不知道看的是啥","html":"份额有个毛线用呀，多头共债那么厉害，市场一下少了那么多玩家，坏账率就会大幅上升，也许坏账率的大幅上升在不久的未来就会体现在财报，不但不赚钱，换亏损，哈哈，看好趣店的人不知道看的是啥"},{"author":{"id":"3458785942935189","authorId":"3458785942935189","name":"某女","avatar":"https://static.tigerbbs.com/8a72736ad579da72f00b1b45edfdc16d","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3458785942935189","idStr":"3458785942935189"},"content":"市场份额有毛线用 利润率大幅下降","text":"市场份额有毛线用 利润率大幅下降","html":"市场份额有毛线用 利润率大幅下降"}],"imageCount":1,"langContent":"CN","totalScore":0},{"id":126064,"gmtCreate":1512174038772,"gmtModify":1704885116316,"author":{"id":"3475267670788850","authorId":"3475267670788850","name":"MMW","avatar":"https://static.laohu8.com/15f5f75f58c9cd7cc946f57af46ba26b","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3475267670788850","idStr":"3475267670788850"},"themes":[],"title":"在24%的年化利率下 趣店没有盈利的空间","htmlText":"$趣店(QD)$借1000块钱一个月，费用2%（年化24%）就是连本带利还10201000块钱的风险敞口带来的是20块钱的收益还要扣除转账费用 资金成本 运营费用这个基本面怎么看好？ 看不懂另外昨天发文，这种线上现金贷被一刀切了","listText":"$趣店(QD)$借1000块钱一个月，费用2%（年化24%）就是连本带利还10201000块钱的风险敞口带来的是20块钱的收益还要扣除转账费用 资金成本 运营费用这个基本面怎么看好？ 看不懂另外昨天发文，这种线上现金贷被一刀切了","text":"$趣店(QD)$借1000块钱一个月，费用2%（年化24%）就是连本带利还10201000块钱的风险敞口带来的是20块钱的收益还要扣除转账费用 资金成本 运营费用这个基本面怎么看好？ 看不懂另外昨天发文，这种线上现金贷被一刀切了","images":[],"top":1,"highlighted":2,"essential":1,"paper":2,"likeSize":0,"commentSize":24,"repostSize":0,"link":"https://laohu8.com/post/126064","isVote":1,"tweetType":1,"viewCount":7504,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3474412837066794","authorId":"3474412837066794","name":"大力水手吃韭菜","avatar":"https://static.laohu8.com/37b7bfd1bd7cfa09d21e3be414a88c66","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3474412837066794","idStr":"3474412837066794"},"content":"国家规定的是36 支付宝规定的是24 看完整， 原本一个蛋糕一群人吃，现在限定人数。你说是好是坏？","text":"国家规定的是36 支付宝规定的是24 看完整， 原本一个蛋糕一群人吃，现在限定人数。你说是好是坏？","html":"国家规定的是36 支付宝规定的是24 看完整， 原本一个蛋糕一群人吃，现在限定人数。你说是好是坏？"},{"author":{"id":"3475267670788850","authorId":"3475267670788850","name":"MMW","avatar":"https://static.laohu8.com/15f5f75f58c9cd7cc946f57af46ba26b","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3475267670788850","idStr":"3475267670788850"},"content":"说几点昨天的政策解读： 1.线上无场景现金贷的业务模式被否定 不允许做了（一刀切。拍拍贷（曹操贷）、趣店业务模式受影响，对宜信基本没伤害） 2.对风控数据做了点名批评，不允许把风控做外包，以后还能不能调用外部数据做风控要看政策怎么解读。3. 要对借款人设定门槛（不是谁都能借），评估偿还能力，这两点会排除掉不少人。","text":"说几点昨天的政策解读： 1.线上无场景现金贷的业务模式被否定 不允许做了（一刀切。拍拍贷（曹操贷）、趣店业务模式受影响，对宜信基本没伤害） 2.对风控数据做了点名批评，不允许把风控做外包，以后还能不能调用外部数据做风控要看政策怎么解读。3. 要对借款人设定门槛（不是谁都能借），评估偿还能力，这两点会排除掉不少人。","html":"说几点昨天的政策解读： 1.线上无场景现金贷的业务模式被否定 不允许做了（一刀切。拍拍贷（曹操贷）、趣店业务模式受影响，对宜信基本没伤害） 2.对风控数据做了点名批评，不允许把风控做外包，以后还能不能调用外部数据做风控要看政策怎么解读。3. 要对借款人设定门槛（不是谁都能借），评估偿还能力，这两点会排除掉不少人。"}],"imageCount":0,"langContent":"CN","totalScore":0}],"defaultTab":"following","isTTM":false}