贝壳财经会客厅｜邮储银行魏淼：黄金投资应注重长期主义_老虎社区_美港股上老虎

贝壳财经会客厅｜邮储银行魏淼：黄金投资应注重长期主义

新京报04-20 14:59

近年来，“黄金”频频进入公众视野，价格波动频繁。面对急涨急跌的黄金市场，投资者还能否进一步参与其中？又该如何在这风云突变的国际局势中，淘得“真金”？　　日前，新京报贝壳财经举办“黄金主题贝壳财经会客厅”，就这些问题展开讨论。　　邮储银行北京东城区支行零售金融部经理魏淼表示，黄金仍然具有投资属性，推荐的配置比例为5%-15%。在投资黄金时，投资者也应注重长期持有。　　邮储银行北京东城区支行零售金融部...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

暂无评论

热议股票

7x24

全部

{"i18n":{"language":"zh_CN"},"data":{"share":"https://www.laohu8.com/m/news/2628719712?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2026-04-20 14:59","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2628719712","market":"us","top_or_hot":-1,"title":"贝壳财经会客厅｜邮储银行魏淼：黄金投资应注重长期主义","media":"新京报","content":"<div>\n<p>近年来，“黄金”频频进入公众视野，价格波动频繁。面对急涨急跌的黄金市场，投资者还能否进一步参与其中？又该如何在这风云突变的国际局势中，淘得“真金”？　　日前，新京报贝壳财经举办“黄金主题贝壳财经会客厅”，就这些问题展开讨论。　　邮储银行北京东城区支行零售金融部经理魏淼表示，黄金仍然具有投资属性，推荐的配置比例为5%-15%。在投资黄金时，投资者也应注重长期持有。　　邮储银行北京东城区支行零售金融部...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202604203710533553.html\">网页链接</a>\n\n</div>\n","source":"stock_eastmoney","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>贝壳财经会客厅｜邮储银行魏淼：黄金投资应注重长期主义</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n贝壳财经会客厅｜邮储银行魏淼：黄金投资应注重长期主义\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-04-20 14:59 北京时间&nbsp;&nbsp;&nbsp;<a href=http://finance.eastmoney.com/a/202604203710533553.html><strong>新京报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近年来，“黄金”频频进入公众视野，价格波动频繁。面对急涨急跌的黄金市场，投资者还能否进一步参与其中？又该如何在这风云突变的国际局势中，淘得“真金”？　　日前，新京报贝壳财经举办“黄金主题贝壳财经会客厅”，就这些问题展开讨论。　　邮储银行北京东城区支行零售金融部经理魏淼表示，黄金仍然具有投资属性，推荐的配置比例为5%-15%。在投资黄金时，投资者也应注重长期持有。　　邮储银行北京东城区支行零售金融部...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202604203710533553.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"AAAU","symbol_name":"Goldman Sachs Physical Gold ETF","start_time":0,"source_url":"http://finance.eastmoney.com/a/202604203710533553.html","article_id":"2628719712","we_media_id":null,"thumbnails":[],"rights":{"source":"stock_eastmoney","url":"http://finance.eastmoney.com/a/202604203710533553.html","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2628719712","pubTimestamp":1776668340,"columns":[{"name":"黄金","id":5,"label_key":null}],"sourceInfo":{"source_id":"stock_eastmoney","name":"东方财富"},"weMediaInfo":null,"summary":"近年来，“黄金”频频进入公众视野，价格波动频繁。面对急涨急跌的黄金市场，投资者还能否进一步参与其中？又该如何在这风云突变的国际局势中，淘得“真金”？日前，新京报贝壳财经举办“黄金主题贝壳财经会客厅”，就这些问题展开讨论。邮储银行北京东城区支行零售金融部经理魏淼表示，黄金仍然具有投资属性，推荐的配置比例为5%-15%。在投资黄金时，投资者也应注重长期持有。","collect":0,"end_time":0,"defaultTopTitle":"eastmoney.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"159831":"黄金","601658":"邮储银行","AAAU":"Goldman Sachs Physical Gold ETF","JDST":"金矿指数二倍做空ETF","LU1688375341.USD":"贝莱德中国灵活股票基金","LU0348805143.USD":"ALLIANZ ENHANCED ALL CHINA EQUITY \"A\" (USD) INC","DGP":"二倍做多黄金ETN(PowerShares)","LU0326950275.SGD":"Schroder ISF China Opportunities A Acc SGD-H","PALL":"abrdn Physical Palladium Shares ETF","GDX":"黄金矿业ETF-VanEck","DULL":"MICROSECTORS GOLD -3X INVERSE LEVERAGED ETN","BK4588":"碎股","CEF":"Sprott Physical Gold & Silver Trust","UGL":"2倍做多黄金ETF-ProShares","01658":"邮储银行","GDXD":"MicroSectors Gold Miners -3x Inverse Leveraged ETN","OUNZ":"VanEck Merk黄金股票基金","USG":"USCF Gold Strategy Plus Income Fund","SGOL":"Abrdn Gold ETF Trust","GLL":"2倍做空黄金ETF-ProShares","IAU":"黄金信托ETF-iShares","GDXJ":"小型黄金矿业ETF(Market Vectors)","BEKE":"贝壳","FGDL":"FRANKLIN RESPONSIBLY SOURCED GOLD ETF","GDXU":"MicroSectors Gold Miners 3x Leveraged ETN","GBUG":"Sprott Active Gold & Silver Miners ETF","LU1064131003.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"A\" (USD) ACC","IAUI":"NEOS Gold High Income ETF","GLTR":"abrdn Physical Precious Metals Basket Shares ETF","XME":"金属与采矿指数ETF-SPDR","IAUM":"ISHARES GOLD TRUST MICRO","GDXY":"YieldMax Gold Miners Option Income Strategy ETF","03143":"华夏香港银行股","PHYS":"Sprott Physical Gold Trust","LU0405327494.USD":"ALLSPRING CHINA A FOCUS \"I\" (USD) ACC","GOLY":"Strategy Shares Gold Enhanced Yield ETF","BTGD":"STKD Bitcoin & Gold ETF","BK4526":"热门中概股","JNUG":"金矿指数二倍做多ETF","DZZ":"德银黄金两倍做空ETN","LU2148510915.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"R\" (USD) ACC","DUST":"二倍做空黄金矿业指数ETF-Direxion","DBC":"商品指数ETF-PowerShares DB","BAR":"GraniteShares Gold Shares","RING":"iShares MSCI Global Gold Miners ETF","PICK":"iShares MSCI Global Metals & Mining Producers ETF","BK0278":"货币金融","GLDM":"SPDR Gold MiniShares Trust","LU0173614495.USD":"富达中国焦点A","BEGS":"RAREVIEW 2X BULL CRYPTOCURRENCY & PRECIOUS METALS ETF"},"translate_title":"Shell Finance Living Room | Wei Miao of Postal Savings Bank: Gold Investment Should Pay Attention to Long-termism","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"159831":1.5,"601658":1.5,"GLL":1.5,"GBUG":1.5,"DBC":1.5,"PHYS":1.5,"RING":1.5,"JDST":1.5,"USG":1.5,"IAUM":1.5,"AAAU":1.5,"GDXD":1.5,"FGDL":1.5,"GDXY":1.5,"JNUG":1.5,"CEF":1.5,"IAU":1.5,"OUNZ":1.5,"PALL":1.5,"GDX":1.5,"DZZ":1.5,"PICK":1.5,"GLTR":1.5,"UGL":1.5,"BEGS":1.5,"SGOL":1.5,"GDXJ":1.5,"GOLY":1.5,"01658":1.5,"BTGD":1.5,"BEKE":1.5,"XME":1.5,"DULL":1.5,"GLDM":1.5,"DGP":1.5,"BAR":1.5,"GDXU":1.5,"DUST":1.5,"IAUI":1.5,"03143":0.6},"content_text":"近年来，“黄金”频频进入公众视野，价格波动频繁。面对急涨急跌的黄金市场，投资者还能否进一步参与其中？又该如何在这风云突变的国际局势中，淘得“真金”？　　日前，新京报贝壳财经举办“黄金主题贝壳财经会客厅”，就这些问题展开讨论。　　邮储银行北京东城区支行零售金融部经理魏淼表示，黄金仍然具有投资属性，推荐的配置比例为5%-15%。在投资黄金时，投资者也应注重长期持有。　　邮储银行北京东城区支行零售金融部经理魏淼。　　黄金是否还值得投？长期持有是重点　　黄金价格屡坐“过山车”，黄金是否还值得投？作为银行从业者，最近魏淼听到了太多这样的客户咨询。她在此次贝壳财经会客厅活动上表示，黄金仍是值得投资的资产。　　在她看来，当前黄金仍在总体上行的大周期里，黄金仍会呈现出稳中有升的态势。最简单的判断是，我国仍在持续大量购入黄金。　　央行数据显示，截至3月末，中国黄金储备达到7438万盎司（约合2313.48吨），较2月末的7422万盎司（约2308.5吨）增加16万盎司（约4.98吨）。中国已经连续第17个月增持黄金。　　“黄金当前仍具有避险属性，后续投资者可以持续配置黄金。”魏淼表示，但从黄金配置的总体思路来看，黄金更加适合长期持有而非“短平快”操作。　　黄金怎么投？推荐配置比例5%-15% 　　黄金应该怎么投？魏淼表示，邮储银行推荐的黄金配置比例为5%-15%。如果投资者对黄金的配置比例超过15%，她建议投资者要进入止盈状态，并对资产摆布进行调整。　　当前黄金投资品类相对较多，如实物黄金、积存金、黄金ETF等各类产品应有尽有。魏淼表示，各投资品类满足不同的投资需求。　　“如果投资者是以资产增值为目的进行小波段操作，可以选择购买黄金ETF等基金产品。如果是有传承需求，黄金积存、实物金是最好的选择。”魏淼表示，黄金积存金相当于定投黄金，可以拉平投资成本，是当前银行比较推荐的投资方式。　　魏淼指出，此前的纸黄金业务如今已经慢慢淡出银行业务种类，其主要特点是可以加杠杆。当前黄金波动剧烈，这种方式在稳定性上相对较差。而投资黄金的终极目标是求稳和长期持有，因此不建议此时选择这种投资方式。　　今年以来，多家银行陆续停办纸黄金等相关业务。邮储银行也已于今年3月发布公告，停办了Au99.99、Au100g、Au99.95、PGC30g、Au（T+D）、mAu（T+D）、Ag（T+D）、Au（T+N1）、Au（T+N2）等多品种贵金属交易业务。这主要是为了在市场波动加剧时保护投资者权益，并从源头降低业务风险。　　此外，魏淼建议，当前客户的资产配置可以分为三层，以保险类产品为基础进行打底，中间层投资“固收+”类理财产品，顶层则可投资股票等一些风险性较高的资产。在这三层中，由于黄金仍保持较为坚挺的走势，因此黄金作为底层资产也会分布到各板块的理财产品当中。（文章来源：新京报）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"hasMoreComments":false,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"isCrawlerRequest":true}