银保渠道“报行合一”再收紧；招行王良：将以10%为ROE管控底线 | 金融早参_老虎社区_美港股上老虎

银保渠道“报行合一”再收紧；招行王良：将以10%为ROE管控底线 | 金融早参

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| 2026年3月31日星期二 |　　NO.1 银保渠道“报行合一”再收紧　　近期金融监管总局人身保险监管司下发《关于进一步加强银行代理渠道费用管理有关事项的通知》（以下简称《通知》）。《通知》要求，保险公司报送银行代理渠道产品备案，要按照人身保险产品智能检核系统要求，分别报送向银行支付的佣金、银保专员的薪酬激励、培训及客户服务费、分摊的固定费用等水平。保险公司开展银行代理渠道业务，要按照经备案的...

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