L3级自动驾驶落地：车险理赔面临新挑战险企如何破局？_老虎社区_美港股上老虎

L3级自动驾驶落地：车险理赔面临新挑战险企如何破局？

ITBEAR科技资讯01-06

随着L3级有条件自动驾驶技术加速落地，我国汽车产业正迎来一场深刻变革。2025年末，工信部率先公布首批符合准入标准的L3级车型名单，北京、重庆等地随即启动专用号牌发放与规模化路测工作。这项被视为辅助驾驶与自动驾驶分水岭的技术突破，不仅重塑了交通出行方式，更对传统车险行业构成颠覆性挑战。根据技术分级标准，L2级辅助驾驶要求驾驶员全程保持注意力并随时接管车辆，而L3级系统在特定场景下可完全接管驾驶任务...

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