开源证券：保险占居民理财比重有望持续提升行业有望步入黄金发展周期_老虎社区_美港股上老虎

开源证券：保险占居民理财比重有望持续提升行业有望步入黄金发展周期

智通财经01-07

智通财经APP获悉，开源证券发布研报称，随着分红险转型提升产品吸引力，以及养老、健康保障需求持续释放，保险产品在收益率稳定性和长期保障方面的优势日益凸显。预计保险资产占居民存款及固收类理财比重将持续上升，推动行业负债端新单保费与资产端投资回报同步改善，行业有望步入“黄金发展周期”。开源证券主要观点如下：储蓄和保障双重优势，保险占居民理财比重有望持续提升（1）向后展望，分红险转型增加保险产品吸引力，...

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