Are next-gen Singaporeans keen on investing?_老虎社区_美港股上老虎

Are next-gen Singaporeans keen on investing?

Singapore Business2021-08-03

One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, ...

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woonws
·2021-08-03
Awareness is improving, but more can be done to further raise awareness. E.g. in schools
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- skyel:
  Indeed
  2021-08-03
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MLJX16
·2021-08-03
Agree
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Alfred1007
·2021-08-03
Financial freedom is definitely important here, but firstly don't make yourself become a burden..
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- woonws:
  Hahaha this is very true indeed
  2021-08-03
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EsmeT
·2021-08-03
Like pls! Thanks!
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- rocksfall00:
  sure
  2021-08-03
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joshua0111
·2021-08-03
Nice
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- XKT1234:
  agree
  2021-08-03
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Zasper
·2021-08-03
Crypto to the moon. Haha
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- Jen88:
  👍🏻
  2021-08-03
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- joshua0111:
  nice
  2021-08-03
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assassinyj
·2021-08-03
😂
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- assassinyj:
  Haha
  2021-08-03
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Kelvin_Qiu
·2021-08-03
Wonder where are the stats taken from?Good to hear that young adults are investing, but really that high %, survey taken from the streets?
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Pixiestars
·2021-08-03
Good that they are starting young
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- Chifield:
  good to start young
  2021-08-04
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EveryoneHuat
·2021-08-03
Think they also quite tied up
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WwwQY
·2021-08-03
Still young and learning
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- CloudStrife:
  Need to start somewhere [Cool]
  2021-08-03
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Freddyd
·2021-08-03
Yess
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- ianch:
  Gd
  2021-08-03
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Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. 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E.g. in schools","listText":"Awareness is improving, but more can be done to further raise awareness. E.g. in schools","text":"Awareness is improving, but more can be done to further raise awareness. E.g. in schools","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/807904354","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5415982,"gmtCreate":1628002302084,"gmtModify":1635160996178,"authorId":3581505866102985,"author":{"id":3581505866102985,"idStr":"3581505866102985","authorId":3581505866102985,"name":"skyel","avatar":"https://static.tigerbbs.com/a4e416c9b1fabad56fbe0e086388d5b0","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807904354,"type":1,"supId":0,"prevId":0,"content":"Indeed","text":"Indeed","html":"Indeed"}],"langContent":"EN"},{"id":807074012,"gmtCreate":1627993428436,"gmtModify":1631888360871,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"4090146881822330","idStr":"4090146881822330"},"htmlText":"Agree","listText":"Agree","text":"Agree","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/807074012","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":807053117,"gmtCreate":1627990925239,"gmtModify":1633754606252,"author":{"id":"3570656625926041","authorId":"3570656625926041","name":"Alfred1007","avatar":"https://static.tigerbbs.com/81d8406380cbc0525927f00a9510f2fa","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3570656625926041","idStr":"3570656625926041"},"htmlText":"Financial freedom is definitely important here, but firstly don't make yourself become a burden..","listText":"Financial freedom is definitely important here, but firstly don't make yourself become a burden..","text":"Financial freedom is definitely important here, but firstly don't make yourself become a burden..","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/807053117","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5414457,"gmtCreate":1627994055778,"gmtModify":1635161104241,"authorId":3581999478634265,"author":{"id":3581999478634265,"idStr":"3581999478634265","authorId":3581999478634265,"name":"woonws","avatar":"https://static.tigerbbs.com/f26ed1a10ee84ab97229aad191ef3133","vip":1,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807053117,"type":1,"supId":0,"prevId":0,"content":"Hahaha this is very true indeed","text":"Hahaha this is very true indeed","html":"Hahaha this is very true indeed"}],"langContent":"EN"},{"id":807092359,"gmtCreate":1627986816171,"gmtModify":1633754643263,"author":{"id":"3583324925442360","authorId":"3583324925442360","name":"EsmeT","avatar":"https://static.tigerbbs.com/2de5124e6af354a5501487b248f6a83b","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3583324925442360","idStr":"3583324925442360"},"htmlText":"Like pls! Thanks!&nbsp;","listText":"Like pls! Thanks!&nbsp;","text":"Like pls! Thanks!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/807092359","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413633,"gmtCreate":1627987321984,"gmtModify":1635161162284,"authorId":3575795055701080,"author":{"id":3575795055701080,"idStr":"3575795055701080","authorId":3575795055701080,"name":"rocksfall00","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807092359,"type":1,"supId":0,"prevId":0,"content":"sure","text":"sure","html":"sure"}],"langContent":"EN"},{"id":807001731,"gmtCreate":1627985701823,"gmtModify":1633754648722,"author":{"id":"3579878222573636","authorId":"3579878222573636","name":"joshua0111","avatar":"https://static.tigerbbs.com/662a143659b3954c78c2e0a2c91c466b","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3579878222573636","idStr":"3579878222573636"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/807001731","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413566,"gmtCreate":1627986748906,"gmtModify":1635161165969,"authorId":3575615055081158,"author":{"id":3575615055081158,"idStr":"3575615055081158","authorId":3575615055081158,"name":"XKT1234","avatar":"https://static.tigerbbs.com/63b5c62b49f5990da13bc2a032d7f702","vip":1,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807001731,"type":1,"supId":0,"prevId":0,"content":"agree","text":"agree","html":"agree"}],"langContent":"EN"},{"id":807009612,"gmtCreate":1627985451836,"gmtModify":1633754649756,"author":{"id":"3575188860884045","authorId":"3575188860884045","name":"Zasper","avatar":"https://static.tigerbbs.com/647533310e84099eea8515d90e6e2f94","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3575188860884045","idStr":"3575188860884045"},"htmlText":"Crypto to the moon. Haha","listText":"Crypto to the moon. Haha","text":"Crypto to the moon. Haha","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/807009612","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413468,"gmtCreate":1627985652498,"gmtModify":1635161173036,"authorId":3582993517958198,"author":{"id":3582993517958198,"idStr":"3582993517958198","authorId":3582993517958198,"name":"Jen88","avatar":"https://static.tigerbbs.com/5aaf732b230f1241c2c9b76b2b27ae00","vip":1,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807009612,"type":1,"supId":0,"prevId":0,"content":"👍🏻","text":"👍🏻","html":"👍🏻"},{"id":5413476,"gmtCreate":1627985711535,"gmtModify":1635161172412,"authorId":3579878222573636,"author":{"id":3579878222573636,"idStr":"3579878222573636","authorId":3579878222573636,"name":"joshua0111","avatar":"https://static.tigerbbs.com/662a143659b3954c78c2e0a2c91c466b","vip":1,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807009612,"type":1,"supId":5413468,"prevId":0,"content":"nice","text":"nice","html":"nice"}],"langContent":"EN"},{"id":807009027,"gmtCreate":1627985364469,"gmtModify":1633754650119,"author":{"id":"3570795138700824","authorId":"3570795138700824","name":"assassinyj","avatar":"https://static.tigerbbs.com/c5c10786bc09238ddcb1c4b89e9cfa6e","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3570795138700824","idStr":"3570795138700824"},"htmlText":"😂&nbsp;","listText":"😂&nbsp;","text":"😂","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/807009027","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413442,"gmtCreate":1627985370382,"gmtModify":1635161174989,"authorId":3570795138700824,"author":{"id":3570795138700824,"idStr":"3570795138700824","authorId":3570795138700824,"name":"assassinyj","avatar":"https://static.tigerbbs.com/c5c10786bc09238ddcb1c4b89e9cfa6e","vip":1,"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":807009027,"type":1,"supId":0,"prevId":0,"content":"Haha","text":"Haha","html":"Haha"}],"langContent":"EN"},{"id":804773063,"gmtCreate":1627984222552,"gmtModify":1631893199616,"author":{"id":"3581638828642415","authorId":"3581638828642415","name":"Kelvin_Qiu","avatar":"https://static.tigerbbs.com/58df4d9e030a9766be7d0b65f5e798af","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3581638828642415","idStr":"3581638828642415"},"htmlText":"Wonder where are the stats taken from?Good to hear that young adults are investing, but really that high %, survey taken from the streets?","listText":"Wonder where are the stats taken from?Good to hear that young adults are investing, but really that high %, survey taken from the streets?","text":"Wonder where are the stats taken from?Good to hear that young adults are investing, but really that high %, survey taken from the streets?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/804773063","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":804779751,"gmtCreate":1627984219073,"gmtModify":1633754655614,"author":{"id":"3581832720375359","authorId":"3581832720375359","name":"Pixiestars","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3581832720375359","idStr":"3581832720375359"},"htmlText":"Good that they are starting young","listText":"Good that they are starting young","text":"Good that they are starting young","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/804779751","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5422213,"gmtCreate":1628056726596,"gmtModify":1635160448156,"authorId":3578976238295519,"author":{"id":3578976238295519,"idStr":"3578976238295519","authorId":3578976238295519,"name":"Chifield","avatar":"https://static.tigerbbs.com/35652f65436cad86ed1f7c0d94afae69","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":804779751,"type":1,"supId":0,"prevId":0,"content":"good to start young","text":"good to start young","html":"good to start young"}],"langContent":"EN"},{"id":804747376,"gmtCreate":1627984020795,"gmtModify":1633754657618,"author":{"id":"4088530590214670","authorId":"4088530590214670","name":"EveryoneHuat","avatar":"https://static.tigerbbs.com/baa6d385893cf8cbd459be0f1044d908","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"4088530590214670","idStr":"4088530590214670"},"htmlText":"Think they also quite tied up","listText":"Think they also quite tied up","text":"Think they also quite tied up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/804747376","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":804742947,"gmtCreate":1627983702089,"gmtModify":1633754659291,"author":{"id":"3575626976695048","authorId":"3575626976695048","name":"WwwQY","avatar":"https://static.tigerbbs.com/6f9c22c265d387847e42f1190cd93d36","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3575626976695048","idStr":"3575626976695048"},"htmlText":"Still young and learning&nbsp;","listText":"Still young and learning&nbsp;","text":"Still young and learning","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/804742947","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413343,"gmtCreate":1627984101523,"gmtModify":1635161181561,"authorId":4088395966157920,"author":{"id":4088395966157920,"idStr":"4088395966157920","authorId":4088395966157920,"name":"CloudStrife","avatar":"https://static.tigerbbs.com/c8b6c92f874979adf46532fabf329bd9","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":804742947,"type":1,"supId":0,"prevId":0,"content":"Need to start somewhere [Cool]","text":"Need to start somewhere [Cool]","html":"Need to start somewhere [Cool]"}],"langContent":"EN"},{"id":804741190,"gmtCreate":1627983509510,"gmtModify":1633754660536,"author":{"id":"3574854386909318","authorId":"3574854386909318","name":"Freddyd","avatar":"https://static.tigerbbs.com/7967e4125926fdf32d9965f6fe32519d","vip":1,"crmLevel":5,"crmLevelSwitch":0,"authorIdStr":"3574854386909318","idStr":"3574854386909318"},"htmlText":"Yess","listText":"Yess","text":"Yess","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/804741190","repostId":1169761670,"repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":" One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nSingapore Business2021-08-03 17:32\n\n</h4>\n</header>\n<article>\n One in two among people aged 18 to 35 said it is important to invest early. One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey&nbsp;by Franklin Templeton.<blockquote>18至35岁的人中有二分之一表示尽早投资很重要。富兰克林邓普顿的下一代投资者调查显示，年龄在18至35岁之间的下一代新加坡人中，有二分之一认为尽早开始投资之旅很重要。</blockquote> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%),&nbsp;fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.<blockquote>然而，富兰克林邓普顿在对502名受访者的调查中发现，预算有限（36%）、担心遭受损失（32%）和缺乏投资知识（28%）是考虑投资时面临的主要挑战。</blockquote> A third also find investing difficult and expressed in making the right investment, it said.<blockquote>报告称，三分之一的人还发现投资很困难，并表示难以做出正确的投资。</blockquote> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst&nbsp;59% of those not affected and 40% of those negatively affected&nbsp;had invested.<blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响，29%的受访者表示他们受到了积极影响，33%的受访者表示疫情没有影响，39%的受访者受到了负面影响。自健康危机开始以来，受积极影响的受访者投资更多（71%），而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.<blockquote>二分之一的受访者还预计，随着新加坡经济的复苏，明年的工资会增加。</blockquote> Of the respondents,&nbsp;37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999;&nbsp;20% between S$6,000 and S$9,999; and 11% above S$10,000.&nbsp;83% of them save monthly and 50% set aside monthly spending for investment.<blockquote>受访者中，37%的月个人收入低于3000新元，31%在3000新元至5999新元之间；20%在6000新元至9999新元之间；其中83%每月储蓄，50%每月支出用于投资。</blockquote> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.<blockquote>他们的平均年投资略高于18,000新元，通过经常性投资的平均成本（56%）超过了一次性投资（24%）作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置，而23%的人采用了其他配置策略，其余的人没有策略。</blockquote> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.<blockquote>其中超过一半（52%）的预期年回报率超过10%，其次是33%的预期年回报率为5%至10%，15%的预期年回报率为1%至5%。</blockquote> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”<blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示，在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合，“以更好地度过此类领域的高波动”。</blockquote> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.<blockquote>她说：“我们鼓励年轻投资者保持长期投资，并在他们人生不同里程碑的成长过程中，根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).<blockquote>受访者目前在其投资组合中至少持有一种投资产品，包括股票（36%）、固定收益（29%）、加密货币（28%）、交易所交易基金（25%）和共同基金（23%）。</blockquote> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.<blockquote>富兰克林邓普顿表示，除了投资之外，下一代新加坡人还将财务自由（66%）、幸福生活（64%）和身体健康（62%）视为人生最重要的目标。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.","news_type":1,"symbols_score_info":{"STI.SI":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5413289,"gmtCreate":1627983596072,"gmtModify":1635161184833,"authorId":3554938353613094,"author":{"id":3554938353613094,"idStr":"3554938353613094","authorId":3554938353613094,"name":"ianch","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":804741190,"type":1,"supId":0,"prevId":0,"content":"Gd","text":"Gd","html":"Gd"}],"langContent":"EN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":72,"commentSize":12,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"isCrawlerRequest":true}