A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried_老虎社区_美港股上老虎

A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried

Motley Fool2021-04-27

The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%. However, the ...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

Dt1412
·2021-04-27
Buy
回复
1
举报
Huazai
·2021-04-27
Safe to invest in or hold back ?!?
回复
1
举报
Annalz
·2021-04-27
Good article though bad things warning
回复
1
举报
Meghaa
·2021-04-27
[难过] [难过]
回复
1
举报
53ac048d
·2021-04-27
When??
回复
1
举报
claratan
·2021-04-27
Be careful
回复
2
举报
yhl77
·2021-04-27
Be safe
回复
2
举报
jac_tb
·2021-04-27
When a market crash happens, meme stocks go crazy!
回复
点赞
举报
Dave123
·2021-04-27
Teddy bear
回复
2
举报

热议股票

7x24

全部

{"i18n":{"language":"zh_CN"},"data":{"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","thumbnail":"","is_english":true,"pubTime":"2021-04-27 17:52","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1121438740","market":"us","top_or_hot":-1,"title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried","media":"Motley Fool","content":"<div>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the ...\n\n<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">网页链接</a>\n\n</div>\n","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-27 17:52 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/>Motley Fool</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the ...\n\n<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":".SPX","symbol_name":"S&P 500 Index","start_time":0,"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","article_id":"1121438740","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","pubTimestamp":1619517179,"columns":[],"sourceInfo":null,"weMediaInfo":null,"summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","collect":0,"end_time":0,"defaultTopTitle":"fool.com","property":[],"viewcount":null,"language":"en","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"translate_title":"股市崩盘可能迫在眉睫。这就是我不担心的原因","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9},"content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","kind":"news","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[{"id":377630145,"gmtCreate":1619521541187,"gmtModify":1634212095015,"author":{"id":"3569374301908252","authorId":"3569374301908252","name":"Dt1412","avatar":"https://static.tigerbbs.com/61f9dd5a09490dcc3db856532e674755","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3569374301908252","idStr":"3569374301908252"},"htmlText":"Buy","listText":"Buy","text":"Buy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377630145","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377691143,"gmtCreate":1619521030782,"gmtModify":1634212099843,"author":{"id":"3575368380492738","authorId":"3575368380492738","name":"Huazai","avatar":"https://static.tigerbbs.com/b49ee8932c56a165de373cdc1d186dc4","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3575368380492738","idStr":"3575368380492738"},"htmlText":"Safe to invest in or hold back ?!?&nbsp;","listText":"Safe to invest in or hold back ?!?&nbsp;","text":"Safe to invest in or hold back ?!?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377691143","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377699683,"gmtCreate":1619520938342,"gmtModify":1634212101135,"author":{"id":"3577089953267281","authorId":"3577089953267281","name":"Annalz","avatar":"https://static.tigerbbs.com/ffd285ab6189bb61da4b48c3e149eedc","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3577089953267281","idStr":"3577089953267281"},"htmlText":"Good article though bad things warning","listText":"Good article though bad things warning","text":"Good article though bad things warning","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377699683","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377605439,"gmtCreate":1619520643721,"gmtModify":1634212103476,"author":{"id":"3570922097641461","authorId":"3570922097641461","name":"Meghaa","avatar":"https://static.tigerbbs.com/90457187a56a40b7b5245af1a5dd8ab7","vip":1,"crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"3570922097641461","idStr":"3570922097641461"},"htmlText":"[难过]&nbsp;[难过]&nbsp;","listText":"[难过]&nbsp;[难过]&nbsp;","text":"[难过] [难过]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377605439","repostId":1121438740,"repostType":2,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":377606227,"gmtCreate":1619520435669,"gmtModify":1631886402520,"author":{"id":"3558258120714105","authorId":"3558258120714105","name":"53ac048d","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3558258120714105","idStr":"3558258120714105"},"htmlText":"When??&nbsp;","listText":"When??&nbsp;","text":"When??","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377606227","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377601216,"gmtCreate":1619520193435,"gmtModify":1634212106605,"author":{"id":"3573731928321338","authorId":"3573731928321338","name":"claratan","avatar":"https://static.tigerbbs.com/9c6bbdac9048ff2e4b740f272576e2be","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3573731928321338","idStr":"3573731928321338"},"htmlText":"Be careful&nbsp;","listText":"Be careful&nbsp;","text":"Be careful","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377601216","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377879611,"gmtCreate":1619518824733,"gmtModify":1634212114631,"author":{"id":"3578210330936790","authorId":"3578210330936790","name":"yhl77","avatar":"https://static.tigerbbs.com/e3f5d104b4f554fe3544bdd3abd635ae","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3578210330936790","idStr":"3578210330936790"},"htmlText":"Be safe","listText":"Be safe","text":"Be safe","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377879611","repostId":1121438740,"repostType":2,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377870074,"gmtCreate":1619518618898,"gmtModify":1634212115584,"author":{"id":"3565449260630555","authorId":"3565449260630555","name":"jac_tb","avatar":"https://static.tigerbbs.com/b9fae92f2169c629ed025d1e5eba727c","vip":1,"crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3565449260630555","idStr":"3565449260630555"},"htmlText":"When a market crash happens, meme stocks go crazy!","listText":"When a market crash happens, meme stocks go crazy!","text":"When a market crash happens, meme stocks go crazy!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377870074","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":377844984,"gmtCreate":1619518446548,"gmtModify":1634212116431,"author":{"id":"3573359276928522","authorId":"3573359276928522","name":"Dave123","avatar":"https://static.tigerbbs.com/efffe8dee569870cacb59635a243862c","vip":1,"crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3573359276928522","idStr":"3573359276928522"},"htmlText":"Teddy bear","listText":"Teddy bear","text":"Teddy bear","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/377844984","repostId":1121438740,"repostType":4,"repost":{"id":"1121438740","kind":"news","pubTimestamp":1619517179,"share":"https://www.laohu8.com/m/news/1121438740?lang=zh_CN&edition=full","pubTime":"2021-04-27 17:52","market":"us","language":"en","title":"A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1121438740","media":"Motley Fool","summary":"The last year has been one for the record books, and the stock market has experienced an incredible ","content":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Stock Market Crash Could Be Looming. Here's Why I'm Not Worried<blockquote>股市崩盘可能迫在眉睫。这就是为什么我不担心</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-27 17:52\n\n</h4>\n</header>\n<article>\nThe last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&amp;P 500has earned returns of nearly 50%.<blockquote>去年是创纪录的一年，股市经历了令人难以置信的上涨。事实上，在过去的12个月里，标普500已获得近50%的回报。</blockquote> However, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.<blockquote>然而，市场不可能永远延续上涨轨迹。一些专家认为，市场崩盘即将来临，甚至可能在今年。</blockquote> While nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.<blockquote>虽然没有人知道市场何时会经历低迷（或者这种低迷会有多严重），但它将会最终会发生。这就是为什么我没有为此失眠。</blockquote> <img src=\"https://static.tigerbbs.com/24ed7726c3b682e2f3943e713a0c277a\" tg-width=\"700\" tg-height=\"524\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote> Market crashes are more common than you may think<blockquote>市场崩盘比你想象的更常见</blockquote> When your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.<blockquote>当你一生的积蓄都被股票市场套牢时，担心崩盘会如何影响你的钱是很正常的。</blockquote> Market downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&amp;P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.<blockquote>然而，市场低迷相对常见。根据华尔街分析公司Yardeni Research的数据，自1928年以来，标普500跌幅超过20%的情况有21次。这意味着，平均而言，股市每4.5年至少下跌20%。</blockquote> The good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&amp;P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.<blockquote>不过，好消息是，在每一次崩盘中，市场都能够复苏。即使在COVID-19大流行开始时，标普500的价值损失了三分之一以上，但它还是反弹了，并从那时起一直在打破记录。</blockquote> <img src=\"https://static.tigerbbs.com/51b1bbbd02cb8a437ce1c9440e298f40\" tg-width=\"720\" tg-height=\"410\" referrerpolicy=\"no-referrer\"><blockquote></blockquote> ^SPXDATA BYYCHARTS<blockquote>^SPX数据来自YCharts</blockquote> Nobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.<blockquote>没有人能阻止市场崩盘，而且避免它们也是极其困难的。如果你试图通过在股价下跌之前出售投资来把握市场时机，你很可能会被烧伤。出于这些原因，你能做的最好的事情就是安然度过这场风暴。</blockquote> Protecting your money<blockquote>保护您的资金</blockquote> While you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.<blockquote>虽然你可能无法阻止市场崩盘，但你可以做一些事情来尽可能保证你的钱的安全。</blockquote> <ul> <li>Diversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.</li> <li>Stay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.</li> <li>Think about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.</li> </ul> Most importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&amp;P 500 ETFmay be your best bet. This type of fund mirrors the S&amp;P 500 itself, and because the S&amp;P 500 has always recovered from market crashes, your ETF likely will as well.<blockquote><ul><li>分散投资：分散投资意味着将您的资金分散到多个行业的各种股票上。换句话说，不要把所有的鸡蛋放在一个篮子里。分散投资的一个简单方法是投资共同基金或ETF，其中包含数十种甚至数百种不同的股票。</li><li>专注于长期：如果近期市场确实崩盘，尽量不要恐慌。相反，请记住，如果有足够的时间，市场极有可能复苏。如果你不去管你的投资，它们可能会反弹。</li><li>考虑您的投资时间表：如果您即将退休并预计很快开始从股市撤资，那么现在是考虑资产配置的好时机。年龄越大，你的投资组合应该越保守（这意味着你应该开始更多地投资债券，减少股票）。如果您计划在未来一两年内退休，并且您的投资组合90%由股票组成，那么市场崩盘可能会对您的财务状况造成严重破坏。</li></ul>最重要的是，确保您选择的投资更有可能承受市场波动。如果您是投资新手，anS&amp;P 500 ETF可能是您的最佳选择。此类基金反映了标普500本身，而且由于标普500总是从市场崩盘中恢复过来，因此您的ETF可能也会如此。</blockquote> If you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.<blockquote>如果您更喜欢投资个股，请确保您已经做好了功课。强大的公司更有可能在市场崩盘中幸存下来，因此您的所有投资都具有坚实的业务基础非常重要。</blockquote> Market crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.<blockquote>市场崩盘可能很可怕，但也很正常。它们也是暂时的，通过明智地投资并长期投资，你很可能会到达另一边。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/04/27/a-stock-market-crash-could-be-looming-heres-why-im/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121438740","content_text":"The last year has been one for the record books, and the stock market has experienced an incredible run. In fact, over the past 12 months, theS&P 500has earned returns of nearly 50%.\nHowever, the market can't continue its upward trajectory forever. Some experts believe a market crash is on the horizon,perhaps even this year.\nWhile nobody knows when, exactly, the market will experience a downturn (or just how significant that downturn will be), itwillhappen eventually. Here's why I'm not losing sleep over it.\n\nIMAGE SOURCE: GETTY IMAGES.\nMarket crashes are more common than you may think\nWhen your life savings are tied up in the stock market, it's normal to worry about how a crash will affect your money.\nMarket downturns are relatively common, however. Since 1928, there have been 21 separate occasions where the S&P 500 has fallen by more than 20%, according to data from Wall Street analytics firm Yardeni Research. That means that, on average, there's a stock market decline of at least 20% every 4.5 years.\nThe good news, though, is that in every single one of those crashes, the market was able to recover. Even after the S&P 500 lost more than one-third of its value at the beginning of the COVID-19 pandemic, it bounced back and has been shattering records ever since.\n\n^SPXDATA BYYCHARTS\nNobody can prevent market crashes, and it can be extremely difficult to avoid them. If you try to time the market by selling your investments just before stock prices drop, you're likely to get burned. For those reasons, the best thing you can do is simply ride out the storm.\nProtecting your money\nWhile you may not be able to stop a market crash, there are a few things you can do to keep your money as safe as possible.\n\nDiversify your investments:Diversifying your investments means spreading your money across a variety of stocks from multiple industries. In other words, don't put all your eggs in one basket. An easy way to diversify is to invest inmutual fundsorETFs, which contain dozens or even hundreds of different stocks.\nStay focused on the long term:If the market does crash in the near future, try your best not to panic. Instead, remember that it's extremely likely the market will recover if given enough time. If you leave your investments alone, they will likely bounce back.\nThink about your investing timeline:If you're close to retirement and expect to start withdrawing money from the stock market soon, now is a good time to think about yourasset allocation. The older you get, the more conservative your portfolio should be (meaning you should start investing more in bonds and less in stocks). If you plan to retire in the next year or two and 90% of your portfolio is comprised of stocks, a market crash could wreak havoc on your financial situation.\n\nMost importantly, make sure you're choosing the right investments that are more likely to withstand market volatility. If you're new to investing, anS&P 500 ETFmay be your best bet. This type of fund mirrors the S&P 500 itself, and because the S&P 500 has always recovered from market crashes, your ETF likely will as well.\nIf you prefer to invest in individual stocks, be sure you'vedone your homework. Strong companies are more likely to survive market crashes, so it's important that all your investments have solid business fundamentals.\nMarket crashes can be scary, but they are normal. They're also temporary, and by investing wisely and staying in it for the long haul, it's very likely you'll make it through to the other side.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":23,"commentSize":9,"repostSize":0,"favoriteSize":1,"likeStatus":false,"favoriteStatus":false},"isCrawlerRequest":true}