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SQLimitedED
2021-04-22
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SQLimitedED
2021-04-22
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Is Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote>
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It's been dogged by regulatory issues, and the","content":"<p><b>Wells Fargo</b>(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.</p><p><blockquote><b>富国银行</b>（WFC）是世界上最大的银行之一。它一直受到监管问题的困扰，冠状病毒危机又带来了一次打击，导致富国银行股价大幅下跌。</blockquote></p><p>But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.</p><p><blockquote>但随着该公司结束了连续的负盈利，并在最终结束美联储对其规模的限制方面取得了进展，WFC 股票现在值得买入吗？基本面和技术分析是这么说的。</blockquote></p><p>Wells Fargo is one of the Big Four U.S. banks, along with fellow behemoths<b>Bank of America</b>(BAC),<b>Citigroup</b>(C) and<b>JPMorgan Chase</b>(JPM).</p><p><blockquote>富国银行是美国四大银行之一，与其他巨头并列<b>美国银行</b>（BAC），<b>花旗集团</b>(C)及<b>摩根大通</b>（摩根大通）。</blockquote></p><p>Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president of<b>American Express</b>(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.</p><p><blockquote>富国银行成立于1852年，其历史可以追溯到加州淘金热时期。亨利·威尔斯，第一任总统<b>美国运通</b>（AXP）及其副总裁威廉·G·法戈（William G. Fargo）决定成立自己的公司。在当时的快递公司美国运通公司对向西扩张的想法犹豫不决后，他们采取了这一举措。</blockquote></p><p><b>These Businesses Keep Stagecoach Rolling</b></p><p><blockquote><b>这些企业让公共马车继续运营</b></blockquote></p><p>Wells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its size</p><p><blockquote>富国银行的社区银行业务为消费者和小企业提供服务，提供支票和储蓄账户以及信用卡和借记卡。它还提供房屋贷款、汽车贷款、学生贷款和小企业贷款。这是结束美联储规模限制的关键一步</blockquote></p><p>Wholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.</p><p><blockquote>批发银行为中型市场和大型企业提供商业银行服务。这类公司的年销售额通常在500万美元及以上。它专门服务于美国公司的国际需求和跨国公司的美国需求。</blockquote></p><p>Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.</p><p><blockquote>其财富和投资管理业务提供财富管理、投资和退休产品。服务包括资产管理、投资服务、投资组合分析和监控。</blockquote></p><p><b>Opportunity Ahead For WFC Stock</b></p><p><blockquote><b>WFC 股票面临机遇</b></blockquote></p><p>Wells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.</p><p><blockquote>据报道，美联储官员“私下表示”他们接受富国银行修复其风险管理和治理实践的提议，富国银行股价受到提振。</blockquote></p><p>The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.</p><p><blockquote>丑闻发生后，美联储于 2018 年对富国银行的规模进行了限制，该银行多年来以消费者的名义创建了数百万个虚假账户，以实现销售目标。这一丑闻导致了对富国银行其他一些业务、高管离职和和解的审查。</blockquote></p><p>Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.</p><p><blockquote>在此期间，富国银行的股票一直落后于其他银行股。在美联储取消资产上限之前，富国银行还有更多工作要做。</blockquote></p><p>In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.</p><p><blockquote>此外，富国银行宣布将以21亿美元的价格将其资产管理业务出售给私募股权公司GTCR和Reverence Capital Partners。该企业管理着超过6030亿美元的资产。此前有报道称，富国银行正在为该部门寻求超过 30 亿美元的融资。</blockquote></p><p><b>Wells Fargo Earnings</b></p><p><blockquote><b>富国银行收益</b></blockquote></p><p>In April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.</p><p><blockquote>4月份，富国银行公布每股收益为1.05美元，比去年同期增长77%。它还以每股 69 美分的收益击败了华尔街的观点。该银行公布营收为180.6亿美元，也远好于分析师预期。</blockquote></p><p>Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.</p><p><blockquote>消费银行业务收入持平于 86.5 亿美元。商业银行收入下降 12%，至 22 亿美元。企业和投资银行收入增长 7%，达到 36 亿美元。财富管理收入增长 8%，达到 35 亿美元。</blockquote></p><p>The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.</p><p><blockquote>这份强劲的报告打破了富国银行股票令人担忧的趋势：在过去的六个季度中，每股收益与去年同期相比有所下降。</blockquote></p><p>Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.</p><p><blockquote>富国银行及其同行一直在积累准备金，作为应对冠状病毒危机导致的容易违约的贷款的缓冲。停工和失业使这成为一个问题，使商业贷款、汽车贷款和抵押贷款面临风险。然而，疫苗的开发和分发，以及各州的重新开放，应该会有所帮助。</blockquote></p><p>Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.</p><p><blockquote>贷款违约是一个问题，但缩小利差是另一个挑战。银行依靠短期和长期利率之间的利差来获取利润。银行净利息收入的任何变化都会影响其底线利润。</blockquote></p><p><b>Wells Fargo Stock Analysis</b></p><p><blockquote><b>富国银行股票分析</b></blockquote></p><p>Wells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gains</p><p><blockquote>富国银行以 41.64 的买入点从四周的紧张模式中回到买入区间。这通常被用作附加机会。激进的投资者也可能首次使用它购买其股票。WFC 股票在经历了一段时间的稳健上涨后似乎正在喘口气</blockquote></p><p>The stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.</p><p><blockquote>该股目前交易价格高于 50 天移动平均线，这是一个看涨信号。最近的良好表现使其在排行榜上占据了一席之地。</blockquote></p><p>WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.</p><p><blockquote>WFC 股票此前在清除了 35.20 的空头盘整入场后被评为当日最佳股票。</blockquote></p><p>Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.</p><p><blockquote>富国银行股价在 2020 年下跌了 44%。尽管事实上它从 11 月初到年底表现强劲。在 6 月初该股遭遇下跌趋势后，该股一度跌至 11 年来最糟糕的水平。它的跌幅甚至低于冠状病毒崩溃的低点。</blockquote></p><p>But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.</p><p><blockquote>但其在 2021 年的复苏值得注意，WFC 今年迄今已上涨约 41%。</blockquote></p><p></p><p>The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.</p><p><blockquote>自 11 月以来，富国银行股票的相对强弱线普遍飙升。此前，它曾跌至 1990 年以来的最高水平。RS 系列在达到 2020 年的起点之前还有很长的路要走。WFC 股票的表现一直逊于更广泛的标普500指数，尤其是自 2008 年金融危机以来。</blockquote></p><p>MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.</p><p><blockquote>MarketSmith 分析显示，SWFC 股票在第四季度报告疲软后遭到高于平均水平的抛售，但随后又反弹。当它公布强劲的第一季度收益时，它被大量抢购。</blockquote></p><p>Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.</p><p><blockquote>从长远来看，大型银行股票通常很难跑赢标普500指数，但富国银行股票即使在同行中也明显落后。重要的是，它在未来保持其不断提高的性能。</blockquote></p><p><b>WFC Stock Makes Big Improvement In Key Rating</b></p><p><blockquote><b>WFC 股票关键评级大幅提升</b></blockquote></p><p>WFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.</p><p><blockquote>WFC 股票目前的 IBD 综合评级强劲，但并不理想，为 82。这使其在所有跟踪股票中排名前 18%。近几个月来，它在改善这一关键指标方面取得了重大进展。</blockquote></p><p>TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.</p><p><blockquote>股票检查工具显示富国银行的盈利落后于其强劲的股市表现。其相对强度评级目前为 84 分（满分 99 分）。这意味着就过去 12 个月的股市表现而言，WFC 位列前 16% 的股票之列。</blockquote></p><p>While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this period</p><p><blockquote>虽然其每股收益评级已提高到 54，但过去三个季度的平均增长仍远低于 Can SLIM 投资者在此期间寻求的 25% 的增长</blockquote></p><p>Analysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.</p><p><blockquote>然而，分析师们看到了富国银行隧道尽头的一些曙光。他们预计富国银行 2021 年全年收益将增长 175%，达到 3.69 美元。然而，到 2022 年，这一数字将下降 5%，至 3.52 美元。</blockquote></p><p>Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.</p><p><blockquote>尽管预计会增长，但盈利仍将落后于 2019 年 4.53 美元的全年每股收益。</blockquote></p><p><b>Warren Buffett Losing Confidence In WFC Stock</b></p><p><blockquote><b>沃伦·巴菲特对 WFC 股票失去信心</b></blockquote></p><p>One big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,<b>Berkshire Hathaway</b>(BRKB) holds 52.42 million shares, or 1.3% of its stock.</p><p><blockquote>一位仍然支持富国银行股票的大牌投资者是传奇价值投资者沃伦·巴菲特， 尽管他的耐心似乎已经耗尽。此刻，<b>伯克希尔哈撒韦公司</b>(BRKB)持有5242万股，占其股份的1.3%。</blockquote></p><p>That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.</p><p><blockquote>这比几个季度前持有的 3.2321 亿股股票大幅减少。</blockquote></p><p>The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.</p><p><blockquote>这位奥马哈先知一直在逐渐剥离他在这家银行业巨头的股份。伯克希尔哈撒韦公司在 2019 年最后一个季度将其在富国银行的股份削减了近 15%。</blockquote></p><p>It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped by<b>Apple</b>(AAPL),<b>Bank of America</b>(BAC),<b>Coca-Cola</b>(KO) and<b>American Express</b>(AXP).</p><p><blockquote>它现在只是这位传奇价值投资者投资组合中第 19 个最有价值的持股。该列表的首位是<b>苹果</b>（苹果），<b>美国银行</b>（BAC），<b>可口可乐</b>（KO）和<b>美国运通</b>（AXP）。</blockquote></p><p>Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.</p><p><blockquote>伯克希尔现在不再是WFC最大的机构支持者。这一荣誉现在属于指数基金巨头先锋，该公司拥有其7.2%的股份。</blockquote></p><p>Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.</p><p><blockquote>大资金对富国银行股票表现出越来越大的信心。该公司的累积/分配评级为A-，代表大举买入，而其43%的股票目前由基金持有。苗条的投资者是否更喜欢支持有大笔资金支持的股票？</blockquote></p><p><b>Analyst Rates Wells Fargo Stock</b></p><p><blockquote><b>分析师对富国银行股票评级</b></blockquote></p><p>CFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.</p><p><blockquote>CFRA 研究总监 Kenneth Leon 将 WFC 股票评级为卖出，目标价为 33。</blockquote></p><p>\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"</p><p><blockquote>他在一份研究报告中表示：“我们认为消费贷款、住房贷款的贷款活动减少（2021 年第一季度为 -8.0%）以及商业贷款收入疲软（-15%）是贷款收入增长和净利息收入贡献增加的主要风险。”“银行业务成本仍然很高，存款增长 21%，因此与贷款增长下降的不匹配令人担忧。”</blockquote></p><p>Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"</p><p><blockquote>莱昂相信富国银行可以“降低成本并提高效率”。不过，他也认为这可能会“受到收入增长的挑战”。</blockquote></p><p>The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.</p><p><blockquote>该分析师确实指出其资本比率、运营流程和内部控制有“许多改进”。</blockquote></p><p><b>Is Wells Fargo Stock A Buy Now?</b></p><p><blockquote><b>富国银行股票现在值得买入吗？</b></blockquote></p><p>Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.</p><p><blockquote>投资者应该注意，富国银行的每股收益增长远低于 IBD 研究发现的 25% 基准，这是赢得股票的关键。</blockquote></p><p>Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.</p><p><blockquote>尽管如此，富国银行股票在2021年的出色表现却难以忽视。此外，在经历了一系列下滑后，该公司实现了盈利增长，实现了一个重要的转折点。</blockquote></p><p>The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.</p><p><blockquote>该公司在试图让美联储取消目前对其规模的限制方面也取得了进展。这可能有助于在未来释放进一步的股价上涨。</blockquote></p><p>The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.</p><p><blockquote>该股在经历了四周的紧张模式后，目前处于买入区域。激进的投资者可以将此作为入场头寸。</blockquote></p><p>Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.</p><p><blockquote>底线：富国银行股票目前适合激进的投资者买入。那些性质较为保守的人应该将 WFC 股票添加到他们的观察名单中。这将确保他们做好准备，一旦出现一个新的合适的切入点，就会发起攻击。</blockquote></p><p></p>","source":"lsy1610449120050","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">investors</strong><span class=\"h-time small\">2021-04-22 09:46</span>\n</p>\n</h4>\n</header>\n<article>\n<p><b>Wells Fargo</b>(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.</p><p><blockquote><b>富国银行</b>（WFC）是世界上最大的银行之一。它一直受到监管问题的困扰，冠状病毒危机又带来了一次打击，导致富国银行股价大幅下跌。</blockquote></p><p>But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.</p><p><blockquote>但随着该公司结束了连续的负盈利，并在最终结束美联储对其规模的限制方面取得了进展，WFC 股票现在值得买入吗？基本面和技术分析是这么说的。</blockquote></p><p>Wells Fargo is one of the Big Four U.S. banks, along with fellow behemoths<b>Bank of America</b>(BAC),<b>Citigroup</b>(C) and<b>JPMorgan Chase</b>(JPM).</p><p><blockquote>富国银行是美国四大银行之一，与其他巨头并列<b>美国银行</b>（BAC），<b>花旗集团</b>(C)及<b>摩根大通</b>（摩根大通）。</blockquote></p><p>Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president of<b>American Express</b>(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.</p><p><blockquote>富国银行成立于1852年，其历史可以追溯到加州淘金热时期。亨利·威尔斯，第一任总统<b>美国运通</b>（AXP）及其副总裁威廉·G·法戈（William G. Fargo）决定成立自己的公司。在当时的快递公司美国运通公司对向西扩张的想法犹豫不决后，他们采取了这一举措。</blockquote></p><p><b>These Businesses Keep Stagecoach Rolling</b></p><p><blockquote><b>这些企业让公共马车继续运营</b></blockquote></p><p>Wells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its size</p><p><blockquote>富国银行的社区银行业务为消费者和小企业提供服务，提供支票和储蓄账户以及信用卡和借记卡。它还提供房屋贷款、汽车贷款、学生贷款和小企业贷款。这是结束美联储规模限制的关键一步</blockquote></p><p>Wholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.</p><p><blockquote>批发银行为中型市场和大型企业提供商业银行服务。这类公司的年销售额通常在500万美元及以上。它专门服务于美国公司的国际需求和跨国公司的美国需求。</blockquote></p><p>Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.</p><p><blockquote>其财富和投资管理业务提供财富管理、投资和退休产品。服务包括资产管理、投资服务、投资组合分析和监控。</blockquote></p><p><b>Opportunity Ahead For WFC Stock</b></p><p><blockquote><b>WFC 股票面临机遇</b></blockquote></p><p>Wells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.</p><p><blockquote>据报道，美联储官员“私下表示”他们接受富国银行修复其风险管理和治理实践的提议，富国银行股价受到提振。</blockquote></p><p>The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.</p><p><blockquote>丑闻发生后，美联储于 2018 年对富国银行的规模进行了限制，该银行多年来以消费者的名义创建了数百万个虚假账户，以实现销售目标。这一丑闻导致了对富国银行其他一些业务、高管离职和和解的审查。</blockquote></p><p>Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.</p><p><blockquote>在此期间，富国银行的股票一直落后于其他银行股。在美联储取消资产上限之前，富国银行还有更多工作要做。</blockquote></p><p>In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.</p><p><blockquote>此外，富国银行宣布将以21亿美元的价格将其资产管理业务出售给私募股权公司GTCR和Reverence Capital Partners。该企业管理着超过6030亿美元的资产。此前有报道称，富国银行正在为该部门寻求超过 30 亿美元的融资。</blockquote></p><p><b>Wells Fargo Earnings</b></p><p><blockquote><b>富国银行收益</b></blockquote></p><p>In April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.</p><p><blockquote>4月份，富国银行公布每股收益为1.05美元，比去年同期增长77%。它还以每股 69 美分的收益击败了华尔街的观点。该银行公布营收为180.6亿美元，也远好于分析师预期。</blockquote></p><p>Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.</p><p><blockquote>消费银行业务收入持平于 86.5 亿美元。商业银行收入下降 12%，至 22 亿美元。企业和投资银行收入增长 7%，达到 36 亿美元。财富管理收入增长 8%，达到 35 亿美元。</blockquote></p><p>The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.</p><p><blockquote>这份强劲的报告打破了富国银行股票令人担忧的趋势：在过去的六个季度中，每股收益与去年同期相比有所下降。</blockquote></p><p>Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.</p><p><blockquote>富国银行及其同行一直在积累准备金，作为应对冠状病毒危机导致的容易违约的贷款的缓冲。停工和失业使这成为一个问题，使商业贷款、汽车贷款和抵押贷款面临风险。然而，疫苗的开发和分发，以及各州的重新开放，应该会有所帮助。</blockquote></p><p>Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.</p><p><blockquote>贷款违约是一个问题，但缩小利差是另一个挑战。银行依靠短期和长期利率之间的利差来获取利润。银行净利息收入的任何变化都会影响其底线利润。</blockquote></p><p><b>Wells Fargo Stock Analysis</b></p><p><blockquote><b>富国银行股票分析</b></blockquote></p><p>Wells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gains</p><p><blockquote>富国银行以 41.64 的买入点从四周的紧张模式中回到买入区间。这通常被用作附加机会。激进的投资者也可能首次使用它购买其股票。WFC 股票在经历了一段时间的稳健上涨后似乎正在喘口气</blockquote></p><p>The stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.</p><p><blockquote>该股目前交易价格高于 50 天移动平均线，这是一个看涨信号。最近的良好表现使其在排行榜上占据了一席之地。</blockquote></p><p>WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.</p><p><blockquote>WFC 股票此前在清除了 35.20 的空头盘整入场后被评为当日最佳股票。</blockquote></p><p>Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.</p><p><blockquote>富国银行股价在 2020 年下跌了 44%。尽管事实上它从 11 月初到年底表现强劲。在 6 月初该股遭遇下跌趋势后，该股一度跌至 11 年来最糟糕的水平。它的跌幅甚至低于冠状病毒崩溃的低点。</blockquote></p><p>But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.</p><p><blockquote>但其在 2021 年的复苏值得注意，WFC 今年迄今已上涨约 41%。</blockquote></p><p></p><p>The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.</p><p><blockquote>自 11 月以来，富国银行股票的相对强弱线普遍飙升。此前，它曾跌至 1990 年以来的最高水平。RS 系列在达到 2020 年的起点之前还有很长的路要走。WFC 股票的表现一直逊于更广泛的标普500指数，尤其是自 2008 年金融危机以来。</blockquote></p><p>MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.</p><p><blockquote>MarketSmith 分析显示，SWFC 股票在第四季度报告疲软后遭到高于平均水平的抛售，但随后又反弹。当它公布强劲的第一季度收益时，它被大量抢购。</blockquote></p><p>Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.</p><p><blockquote>从长远来看，大型银行股票通常很难跑赢标普500指数，但富国银行股票即使在同行中也明显落后。重要的是，它在未来保持其不断提高的性能。</blockquote></p><p><b>WFC Stock Makes Big Improvement In Key Rating</b></p><p><blockquote><b>WFC 股票关键评级大幅提升</b></blockquote></p><p>WFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.</p><p><blockquote>WFC 股票目前的 IBD 综合评级强劲，但并不理想，为 82。这使其在所有跟踪股票中排名前 18%。近几个月来，它在改善这一关键指标方面取得了重大进展。</blockquote></p><p>TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.</p><p><blockquote>股票检查工具显示富国银行的盈利落后于其强劲的股市表现。其相对强度评级目前为 84 分（满分 99 分）。这意味着就过去 12 个月的股市表现而言，WFC 位列前 16% 的股票之列。</blockquote></p><p>While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this period</p><p><blockquote>虽然其每股收益评级已提高到 54，但过去三个季度的平均增长仍远低于 Can SLIM 投资者在此期间寻求的 25% 的增长</blockquote></p><p>Analysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.</p><p><blockquote>然而，分析师们看到了富国银行隧道尽头的一些曙光。他们预计富国银行 2021 年全年收益将增长 175%，达到 3.69 美元。然而，到 2022 年，这一数字将下降 5%，至 3.52 美元。</blockquote></p><p>Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.</p><p><blockquote>尽管预计会增长，但盈利仍将落后于 2019 年 4.53 美元的全年每股收益。</blockquote></p><p><b>Warren Buffett Losing Confidence In WFC Stock</b></p><p><blockquote><b>沃伦·巴菲特对 WFC 股票失去信心</b></blockquote></p><p>One big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,<b>Berkshire Hathaway</b>(BRKB) holds 52.42 million shares, or 1.3% of its stock.</p><p><blockquote>一位仍然支持富国银行股票的大牌投资者是传奇价值投资者沃伦·巴菲特， 尽管他的耐心似乎已经耗尽。此刻，<b>伯克希尔哈撒韦公司</b>(BRKB)持有5242万股，占其股份的1.3%。</blockquote></p><p>That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.</p><p><blockquote>这比几个季度前持有的 3.2321 亿股股票大幅减少。</blockquote></p><p>The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.</p><p><blockquote>这位奥马哈先知一直在逐渐剥离他在这家银行业巨头的股份。伯克希尔哈撒韦公司在 2019 年最后一个季度将其在富国银行的股份削减了近 15%。</blockquote></p><p>It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped by<b>Apple</b>(AAPL),<b>Bank of America</b>(BAC),<b>Coca-Cola</b>(KO) and<b>American Express</b>(AXP).</p><p><blockquote>它现在只是这位传奇价值投资者投资组合中第 19 个最有价值的持股。该列表的首位是<b>苹果</b>（苹果），<b>美国银行</b>（BAC），<b>可口可乐</b>（KO）和<b>美国运通</b>（AXP）。</blockquote></p><p>Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.</p><p><blockquote>伯克希尔现在不再是WFC最大的机构支持者。这一荣誉现在属于指数基金巨头先锋，该公司拥有其7.2%的股份。</blockquote></p><p>Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.</p><p><blockquote>大资金对富国银行股票表现出越来越大的信心。该公司的累积/分配评级为A-，代表大举买入，而其43%的股票目前由基金持有。苗条的投资者是否更喜欢支持有大笔资金支持的股票？</blockquote></p><p><b>Analyst Rates Wells Fargo Stock</b></p><p><blockquote><b>分析师对富国银行股票评级</b></blockquote></p><p>CFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.</p><p><blockquote>CFRA 研究总监 Kenneth Leon 将 WFC 股票评级为卖出，目标价为 33。</blockquote></p><p>\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"</p><p><blockquote>他在一份研究报告中表示：“我们认为消费贷款、住房贷款的贷款活动减少（2021 年第一季度为 -8.0%）以及商业贷款收入疲软（-15%）是贷款收入增长和净利息收入贡献增加的主要风险。”“银行业务成本仍然很高，存款增长 21%，因此与贷款增长下降的不匹配令人担忧。”</blockquote></p><p>Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"</p><p><blockquote>莱昂相信富国银行可以“降低成本并提高效率”。不过，他也认为这可能会“受到收入增长的挑战”。</blockquote></p><p>The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.</p><p><blockquote>该分析师确实指出其资本比率、运营流程和内部控制有“许多改进”。</blockquote></p><p><b>Is Wells Fargo Stock A Buy Now?</b></p><p><blockquote><b>富国银行股票现在值得买入吗？</b></blockquote></p><p>Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.</p><p><blockquote>投资者应该注意，富国银行的每股收益增长远低于 IBD 研究发现的 25% 基准，这是赢得股票的关键。</blockquote></p><p>Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.</p><p><blockquote>尽管如此，富国银行股票在2021年的出色表现却难以忽视。此外，在经历了一系列下滑后，该公司实现了盈利增长，实现了一个重要的转折点。</blockquote></p><p>The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.</p><p><blockquote>该公司在试图让美联储取消目前对其规模的限制方面也取得了进展。这可能有助于在未来释放进一步的股价上涨。</blockquote></p><p>The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.</p><p><blockquote>该股在经历了四周的紧张模式后，目前处于买入区域。激进的投资者可以将此作为入场头寸。</blockquote></p><p>Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.</p><p><blockquote>底线：富国银行股票目前适合激进的投资者买入。那些性质较为保守的人应该将 WFC 股票添加到他们的观察名单中。这将确保他们做好准备，一旦出现一个新的合适的切入点，就会发起攻击。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.investors.com/research/wells-fargo-stock-buy-now/?src=A00220\">investors</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WFC":"富国银行"},"source_url":"https://www.investors.com/research/wells-fargo-stock-buy-now/?src=A00220","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1148135693","content_text":"Wells Fargo(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.Wells Fargo is one of the Big Four U.S. banks, along with fellow behemothsBank of America(BAC),Citigroup(C) andJPMorgan Chase(JPM).Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president ofAmerican Express(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.These Businesses Keep Stagecoach RollingWells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its sizeWholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.Opportunity Ahead For WFC StockWells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.Wells Fargo EarningsIn April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.Wells Fargo Stock AnalysisWells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gainsThe stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.WFC Stock Makes Big Improvement In Key RatingWFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this periodAnalysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.Warren Buffett Losing Confidence In WFC StockOne big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,Berkshire Hathaway(BRKB) holds 52.42 million shares, or 1.3% of its stock.That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped byApple(AAPL),Bank of America(BAC),Coca-Cola(KO) andAmerican Express(AXP).Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.Analyst Rates Wells Fargo StockCFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.Is Wells Fargo Stock A Buy Now?Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.","news_type":1,"symbols_score_info":{"WFC":0.9}},"isVote":1,"tweetType":1,"viewCount":1610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":378428298,"gmtCreate":1619056250014,"gmtModify":1634288884924,"author":{"id":"3581493838272148","authorId":"3581493838272148","name":"SQLimitedED","avatar":"https://static.tigerbbs.com/de90783fa80255f4cfe2bcc2726163f1","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581493838272148","authorIdStr":"3581493838272148"},"themes":[],"title":"","htmlText":"Okok ","listText":"Okok ","text":"Okok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/378428298","repostId":"1146491759","repostType":4,"isVote":1,"tweetType":1,"viewCount":1259,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":378423286,"gmtCreate":1619056183845,"gmtModify":1634288886424,"author":{"id":"3581493838272148","authorId":"3581493838272148","name":"SQLimitedED","avatar":"https://static.tigerbbs.com/de90783fa80255f4cfe2bcc2726163f1","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581493838272148","authorIdStr":"3581493838272148"},"themes":[],"title":"","htmlText":"Yes","listText":"Yes","text":"Yes","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/378423286","repostId":"1148135693","repostType":4,"repost":{"id":"1148135693","kind":"news","pubTimestamp":1619056013,"share":"https://www.laohu8.com/m/news/1148135693?lang=zh_CN&edition=full","pubTime":"2021-04-22 09:46","market":"us","language":"en","title":"Is Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1148135693","media":"investors","summary":"Wells Fargo(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the","content":"<p><b>Wells Fargo</b>(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.</p><p><blockquote><b>富国银行</b>（WFC）是世界上最大的银行之一。它一直受到监管问题的困扰，冠状病毒危机又带来了一次打击，导致富国银行股价大幅下跌。</blockquote></p><p>But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.</p><p><blockquote>但随着该公司结束了连续的负盈利，并在最终结束美联储对其规模的限制方面取得了进展，WFC 股票现在值得买入吗？基本面和技术分析是这么说的。</blockquote></p><p>Wells Fargo is one of the Big Four U.S. banks, along with fellow behemoths<b>Bank of America</b>(BAC),<b>Citigroup</b>(C) and<b>JPMorgan Chase</b>(JPM).</p><p><blockquote>富国银行是美国四大银行之一，与其他巨头并列<b>美国银行</b>（BAC），<b>花旗集团</b>(C)及<b>摩根大通</b>（摩根大通）。</blockquote></p><p>Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president of<b>American Express</b>(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.</p><p><blockquote>富国银行成立于1852年，其历史可以追溯到加州淘金热时期。亨利·威尔斯，第一任总统<b>美国运通</b>（AXP）及其副总裁威廉·G·法戈（William G. Fargo）决定成立自己的公司。在当时的快递公司美国运通公司对向西扩张的想法犹豫不决后，他们采取了这一举措。</blockquote></p><p><b>These Businesses Keep Stagecoach Rolling</b></p><p><blockquote><b>这些企业让公共马车继续运营</b></blockquote></p><p>Wells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its size</p><p><blockquote>富国银行的社区银行业务为消费者和小企业提供服务，提供支票和储蓄账户以及信用卡和借记卡。它还提供房屋贷款、汽车贷款、学生贷款和小企业贷款。这是结束美联储规模限制的关键一步</blockquote></p><p>Wholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.</p><p><blockquote>批发银行为中型市场和大型企业提供商业银行服务。这类公司的年销售额通常在500万美元及以上。它专门服务于美国公司的国际需求和跨国公司的美国需求。</blockquote></p><p>Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.</p><p><blockquote>其财富和投资管理业务提供财富管理、投资和退休产品。服务包括资产管理、投资服务、投资组合分析和监控。</blockquote></p><p><b>Opportunity Ahead For WFC Stock</b></p><p><blockquote><b>WFC 股票面临机遇</b></blockquote></p><p>Wells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.</p><p><blockquote>据报道，美联储官员“私下表示”他们接受富国银行修复其风险管理和治理实践的提议，富国银行股价受到提振。</blockquote></p><p>The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.</p><p><blockquote>丑闻发生后，美联储于 2018 年对富国银行的规模进行了限制，该银行多年来以消费者的名义创建了数百万个虚假账户，以实现销售目标。这一丑闻导致了对富国银行其他一些业务、高管离职和和解的审查。</blockquote></p><p>Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.</p><p><blockquote>在此期间，富国银行的股票一直落后于其他银行股。在美联储取消资产上限之前，富国银行还有更多工作要做。</blockquote></p><p>In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.</p><p><blockquote>此外，富国银行宣布将以21亿美元的价格将其资产管理业务出售给私募股权公司GTCR和Reverence Capital Partners。该企业管理着超过6030亿美元的资产。此前有报道称，富国银行正在为该部门寻求超过 30 亿美元的融资。</blockquote></p><p><b>Wells Fargo Earnings</b></p><p><blockquote><b>富国银行收益</b></blockquote></p><p>In April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.</p><p><blockquote>4月份，富国银行公布每股收益为1.05美元，比去年同期增长77%。它还以每股 69 美分的收益击败了华尔街的观点。该银行公布营收为180.6亿美元，也远好于分析师预期。</blockquote></p><p>Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.</p><p><blockquote>消费银行业务收入持平于 86.5 亿美元。商业银行收入下降 12%，至 22 亿美元。企业和投资银行收入增长 7%，达到 36 亿美元。财富管理收入增长 8%，达到 35 亿美元。</blockquote></p><p>The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.</p><p><blockquote>这份强劲的报告打破了富国银行股票令人担忧的趋势：在过去的六个季度中，每股收益与去年同期相比有所下降。</blockquote></p><p>Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.</p><p><blockquote>富国银行及其同行一直在积累准备金，作为应对冠状病毒危机导致的容易违约的贷款的缓冲。停工和失业使这成为一个问题，使商业贷款、汽车贷款和抵押贷款面临风险。然而，疫苗的开发和分发，以及各州的重新开放，应该会有所帮助。</blockquote></p><p>Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.</p><p><blockquote>贷款违约是一个问题，但缩小利差是另一个挑战。银行依靠短期和长期利率之间的利差来获取利润。银行净利息收入的任何变化都会影响其底线利润。</blockquote></p><p><b>Wells Fargo Stock Analysis</b></p><p><blockquote><b>富国银行股票分析</b></blockquote></p><p>Wells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gains</p><p><blockquote>富国银行以 41.64 的买入点从四周的紧张模式中回到买入区间。这通常被用作附加机会。激进的投资者也可能首次使用它购买其股票。WFC 股票在经历了一段时间的稳健上涨后似乎正在喘口气</blockquote></p><p>The stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.</p><p><blockquote>该股目前交易价格高于 50 天移动平均线，这是一个看涨信号。最近的良好表现使其在排行榜上占据了一席之地。</blockquote></p><p>WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.</p><p><blockquote>WFC 股票此前在清除了 35.20 的空头盘整入场后被评为当日最佳股票。</blockquote></p><p>Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.</p><p><blockquote>富国银行股价在 2020 年下跌了 44%。尽管事实上它从 11 月初到年底表现强劲。在 6 月初该股遭遇下跌趋势后，该股一度跌至 11 年来最糟糕的水平。它的跌幅甚至低于冠状病毒崩溃的低点。</blockquote></p><p>But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.</p><p><blockquote>但其在 2021 年的复苏值得注意，WFC 今年迄今已上涨约 41%。</blockquote></p><p></p><p>The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.</p><p><blockquote>自 11 月以来，富国银行股票的相对强弱线普遍飙升。此前，它曾跌至 1990 年以来的最高水平。RS 系列在达到 2020 年的起点之前还有很长的路要走。WFC 股票的表现一直逊于更广泛的标普500指数，尤其是自 2008 年金融危机以来。</blockquote></p><p>MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.</p><p><blockquote>MarketSmith 分析显示，SWFC 股票在第四季度报告疲软后遭到高于平均水平的抛售，但随后又反弹。当它公布强劲的第一季度收益时，它被大量抢购。</blockquote></p><p>Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.</p><p><blockquote>从长远来看，大型银行股票通常很难跑赢标普500指数，但富国银行股票即使在同行中也明显落后。重要的是，它在未来保持其不断提高的性能。</blockquote></p><p><b>WFC Stock Makes Big Improvement In Key Rating</b></p><p><blockquote><b>WFC 股票关键评级大幅提升</b></blockquote></p><p>WFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.</p><p><blockquote>WFC 股票目前的 IBD 综合评级强劲，但并不理想，为 82。这使其在所有跟踪股票中排名前 18%。近几个月来，它在改善这一关键指标方面取得了重大进展。</blockquote></p><p>TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.</p><p><blockquote>股票检查工具显示富国银行的盈利落后于其强劲的股市表现。其相对强度评级目前为 84 分（满分 99 分）。这意味着就过去 12 个月的股市表现而言，WFC 位列前 16% 的股票之列。</blockquote></p><p>While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this period</p><p><blockquote>虽然其每股收益评级已提高到 54，但过去三个季度的平均增长仍远低于 Can SLIM 投资者在此期间寻求的 25% 的增长</blockquote></p><p>Analysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.</p><p><blockquote>然而，分析师们看到了富国银行隧道尽头的一些曙光。他们预计富国银行 2021 年全年收益将增长 175%，达到 3.69 美元。然而，到 2022 年，这一数字将下降 5%，至 3.52 美元。</blockquote></p><p>Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.</p><p><blockquote>尽管预计会增长，但盈利仍将落后于 2019 年 4.53 美元的全年每股收益。</blockquote></p><p><b>Warren Buffett Losing Confidence In WFC Stock</b></p><p><blockquote><b>沃伦·巴菲特对 WFC 股票失去信心</b></blockquote></p><p>One big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,<b>Berkshire Hathaway</b>(BRKB) holds 52.42 million shares, or 1.3% of its stock.</p><p><blockquote>一位仍然支持富国银行股票的大牌投资者是传奇价值投资者沃伦·巴菲特， 尽管他的耐心似乎已经耗尽。此刻，<b>伯克希尔哈撒韦公司</b>(BRKB)持有5242万股，占其股份的1.3%。</blockquote></p><p>That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.</p><p><blockquote>这比几个季度前持有的 3.2321 亿股股票大幅减少。</blockquote></p><p>The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.</p><p><blockquote>这位奥马哈先知一直在逐渐剥离他在这家银行业巨头的股份。伯克希尔哈撒韦公司在 2019 年最后一个季度将其在富国银行的股份削减了近 15%。</blockquote></p><p>It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped by<b>Apple</b>(AAPL),<b>Bank of America</b>(BAC),<b>Coca-Cola</b>(KO) and<b>American Express</b>(AXP).</p><p><blockquote>它现在只是这位传奇价值投资者投资组合中第 19 个最有价值的持股。该列表的首位是<b>苹果</b>（苹果），<b>美国银行</b>（BAC），<b>可口可乐</b>（KO）和<b>美国运通</b>（AXP）。</blockquote></p><p>Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.</p><p><blockquote>伯克希尔现在不再是WFC最大的机构支持者。这一荣誉现在属于指数基金巨头先锋，该公司拥有其7.2%的股份。</blockquote></p><p>Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.</p><p><blockquote>大资金对富国银行股票表现出越来越大的信心。该公司的累积/分配评级为A-，代表大举买入，而其43%的股票目前由基金持有。苗条的投资者是否更喜欢支持有大笔资金支持的股票？</blockquote></p><p><b>Analyst Rates Wells Fargo Stock</b></p><p><blockquote><b>分析师对富国银行股票评级</b></blockquote></p><p>CFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.</p><p><blockquote>CFRA 研究总监 Kenneth Leon 将 WFC 股票评级为卖出，目标价为 33。</blockquote></p><p>\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"</p><p><blockquote>他在一份研究报告中表示：“我们认为消费贷款、住房贷款的贷款活动减少（2021 年第一季度为 -8.0%）以及商业贷款收入疲软（-15%）是贷款收入增长和净利息收入贡献增加的主要风险。”“银行业务成本仍然很高，存款增长 21%，因此与贷款增长下降的不匹配令人担忧。”</blockquote></p><p>Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"</p><p><blockquote>莱昂相信富国银行可以“降低成本并提高效率”。不过，他也认为这可能会“受到收入增长的挑战”。</blockquote></p><p>The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.</p><p><blockquote>该分析师确实指出其资本比率、运营流程和内部控制有“许多改进”。</blockquote></p><p><b>Is Wells Fargo Stock A Buy Now?</b></p><p><blockquote><b>富国银行股票现在值得买入吗？</b></blockquote></p><p>Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.</p><p><blockquote>投资者应该注意，富国银行的每股收益增长远低于 IBD 研究发现的 25% 基准，这是赢得股票的关键。</blockquote></p><p>Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.</p><p><blockquote>尽管如此，富国银行股票在2021年的出色表现却难以忽视。此外，在经历了一系列下滑后，该公司实现了盈利增长，实现了一个重要的转折点。</blockquote></p><p>The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.</p><p><blockquote>该公司在试图让美联储取消目前对其规模的限制方面也取得了进展。这可能有助于在未来释放进一步的股价上涨。</blockquote></p><p>The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.</p><p><blockquote>该股在经历了四周的紧张模式后，目前处于买入区域。激进的投资者可以将此作为入场头寸。</blockquote></p><p>Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.</p><p><blockquote>底线：富国银行股票目前适合激进的投资者买入。那些性质较为保守的人应该将 WFC 股票添加到他们的观察名单中。这将确保他们做好准备，一旦出现一个新的合适的切入点，就会发起攻击。</blockquote></p><p></p>","source":"lsy1610449120050","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Wells Fargo Stock A Buy After Snapping Earnings Losing Streak?<blockquote>在结束盈利连跌后，富国银行股票值得买入吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">investors</strong><span class=\"h-time small\">2021-04-22 09:46</span>\n</p>\n</h4>\n</header>\n<article>\n<p><b>Wells Fargo</b>(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.</p><p><blockquote><b>富国银行</b>（WFC）是世界上最大的银行之一。它一直受到监管问题的困扰，冠状病毒危机又带来了一次打击，导致富国银行股价大幅下跌。</blockquote></p><p>But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.</p><p><blockquote>但随着该公司结束了连续的负盈利，并在最终结束美联储对其规模的限制方面取得了进展，WFC 股票现在值得买入吗？基本面和技术分析是这么说的。</blockquote></p><p>Wells Fargo is one of the Big Four U.S. banks, along with fellow behemoths<b>Bank of America</b>(BAC),<b>Citigroup</b>(C) and<b>JPMorgan Chase</b>(JPM).</p><p><blockquote>富国银行是美国四大银行之一，与其他巨头并列<b>美国银行</b>（BAC），<b>花旗集团</b>(C)及<b>摩根大通</b>（摩根大通）。</blockquote></p><p>Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president of<b>American Express</b>(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.</p><p><blockquote>富国银行成立于1852年，其历史可以追溯到加州淘金热时期。亨利·威尔斯，第一任总统<b>美国运通</b>（AXP）及其副总裁威廉·G·法戈（William G. Fargo）决定成立自己的公司。在当时的快递公司美国运通公司对向西扩张的想法犹豫不决后，他们采取了这一举措。</blockquote></p><p><b>These Businesses Keep Stagecoach Rolling</b></p><p><blockquote><b>这些企业让公共马车继续运营</b></blockquote></p><p>Wells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its size</p><p><blockquote>富国银行的社区银行业务为消费者和小企业提供服务，提供支票和储蓄账户以及信用卡和借记卡。它还提供房屋贷款、汽车贷款、学生贷款和小企业贷款。这是结束美联储规模限制的关键一步</blockquote></p><p>Wholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.</p><p><blockquote>批发银行为中型市场和大型企业提供商业银行服务。这类公司的年销售额通常在500万美元及以上。它专门服务于美国公司的国际需求和跨国公司的美国需求。</blockquote></p><p>Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.</p><p><blockquote>其财富和投资管理业务提供财富管理、投资和退休产品。服务包括资产管理、投资服务、投资组合分析和监控。</blockquote></p><p><b>Opportunity Ahead For WFC Stock</b></p><p><blockquote><b>WFC 股票面临机遇</b></blockquote></p><p>Wells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.</p><p><blockquote>据报道，美联储官员“私下表示”他们接受富国银行修复其风险管理和治理实践的提议，富国银行股价受到提振。</blockquote></p><p>The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.</p><p><blockquote>丑闻发生后，美联储于 2018 年对富国银行的规模进行了限制，该银行多年来以消费者的名义创建了数百万个虚假账户，以实现销售目标。这一丑闻导致了对富国银行其他一些业务、高管离职和和解的审查。</blockquote></p><p>Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.</p><p><blockquote>在此期间，富国银行的股票一直落后于其他银行股。在美联储取消资产上限之前，富国银行还有更多工作要做。</blockquote></p><p>In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.</p><p><blockquote>此外，富国银行宣布将以21亿美元的价格将其资产管理业务出售给私募股权公司GTCR和Reverence Capital Partners。该企业管理着超过6030亿美元的资产。此前有报道称，富国银行正在为该部门寻求超过 30 亿美元的融资。</blockquote></p><p><b>Wells Fargo Earnings</b></p><p><blockquote><b>富国银行收益</b></blockquote></p><p>In April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.</p><p><blockquote>4月份，富国银行公布每股收益为1.05美元，比去年同期增长77%。它还以每股 69 美分的收益击败了华尔街的观点。该银行公布营收为180.6亿美元，也远好于分析师预期。</blockquote></p><p>Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.</p><p><blockquote>消费银行业务收入持平于 86.5 亿美元。商业银行收入下降 12%，至 22 亿美元。企业和投资银行收入增长 7%，达到 36 亿美元。财富管理收入增长 8%，达到 35 亿美元。</blockquote></p><p>The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.</p><p><blockquote>这份强劲的报告打破了富国银行股票令人担忧的趋势：在过去的六个季度中，每股收益与去年同期相比有所下降。</blockquote></p><p>Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.</p><p><blockquote>富国银行及其同行一直在积累准备金，作为应对冠状病毒危机导致的容易违约的贷款的缓冲。停工和失业使这成为一个问题，使商业贷款、汽车贷款和抵押贷款面临风险。然而，疫苗的开发和分发，以及各州的重新开放，应该会有所帮助。</blockquote></p><p>Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.</p><p><blockquote>贷款违约是一个问题，但缩小利差是另一个挑战。银行依靠短期和长期利率之间的利差来获取利润。银行净利息收入的任何变化都会影响其底线利润。</blockquote></p><p><b>Wells Fargo Stock Analysis</b></p><p><blockquote><b>富国银行股票分析</b></blockquote></p><p>Wells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gains</p><p><blockquote>富国银行以 41.64 的买入点从四周的紧张模式中回到买入区间。这通常被用作附加机会。激进的投资者也可能首次使用它购买其股票。WFC 股票在经历了一段时间的稳健上涨后似乎正在喘口气</blockquote></p><p>The stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.</p><p><blockquote>该股目前交易价格高于 50 天移动平均线，这是一个看涨信号。最近的良好表现使其在排行榜上占据了一席之地。</blockquote></p><p>WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.</p><p><blockquote>WFC 股票此前在清除了 35.20 的空头盘整入场后被评为当日最佳股票。</blockquote></p><p>Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.</p><p><blockquote>富国银行股价在 2020 年下跌了 44%。尽管事实上它从 11 月初到年底表现强劲。在 6 月初该股遭遇下跌趋势后，该股一度跌至 11 年来最糟糕的水平。它的跌幅甚至低于冠状病毒崩溃的低点。</blockquote></p><p>But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.</p><p><blockquote>但其在 2021 年的复苏值得注意，WFC 今年迄今已上涨约 41%。</blockquote></p><p></p><p>The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.</p><p><blockquote>自 11 月以来，富国银行股票的相对强弱线普遍飙升。此前，它曾跌至 1990 年以来的最高水平。RS 系列在达到 2020 年的起点之前还有很长的路要走。WFC 股票的表现一直逊于更广泛的标普500指数，尤其是自 2008 年金融危机以来。</blockquote></p><p>MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.</p><p><blockquote>MarketSmith 分析显示，SWFC 股票在第四季度报告疲软后遭到高于平均水平的抛售，但随后又反弹。当它公布强劲的第一季度收益时，它被大量抢购。</blockquote></p><p>Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.</p><p><blockquote>从长远来看，大型银行股票通常很难跑赢标普500指数，但富国银行股票即使在同行中也明显落后。重要的是，它在未来保持其不断提高的性能。</blockquote></p><p><b>WFC Stock Makes Big Improvement In Key Rating</b></p><p><blockquote><b>WFC 股票关键评级大幅提升</b></blockquote></p><p>WFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.</p><p><blockquote>WFC 股票目前的 IBD 综合评级强劲，但并不理想，为 82。这使其在所有跟踪股票中排名前 18%。近几个月来，它在改善这一关键指标方面取得了重大进展。</blockquote></p><p>TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.</p><p><blockquote>股票检查工具显示富国银行的盈利落后于其强劲的股市表现。其相对强度评级目前为 84 分（满分 99 分）。这意味着就过去 12 个月的股市表现而言，WFC 位列前 16% 的股票之列。</blockquote></p><p>While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this period</p><p><blockquote>虽然其每股收益评级已提高到 54，但过去三个季度的平均增长仍远低于 Can SLIM 投资者在此期间寻求的 25% 的增长</blockquote></p><p>Analysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.</p><p><blockquote>然而，分析师们看到了富国银行隧道尽头的一些曙光。他们预计富国银行 2021 年全年收益将增长 175%，达到 3.69 美元。然而，到 2022 年，这一数字将下降 5%，至 3.52 美元。</blockquote></p><p>Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.</p><p><blockquote>尽管预计会增长，但盈利仍将落后于 2019 年 4.53 美元的全年每股收益。</blockquote></p><p><b>Warren Buffett Losing Confidence In WFC Stock</b></p><p><blockquote><b>沃伦·巴菲特对 WFC 股票失去信心</b></blockquote></p><p>One big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,<b>Berkshire Hathaway</b>(BRKB) holds 52.42 million shares, or 1.3% of its stock.</p><p><blockquote>一位仍然支持富国银行股票的大牌投资者是传奇价值投资者沃伦·巴菲特， 尽管他的耐心似乎已经耗尽。此刻，<b>伯克希尔哈撒韦公司</b>(BRKB)持有5242万股，占其股份的1.3%。</blockquote></p><p>That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.</p><p><blockquote>这比几个季度前持有的 3.2321 亿股股票大幅减少。</blockquote></p><p>The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.</p><p><blockquote>这位奥马哈先知一直在逐渐剥离他在这家银行业巨头的股份。伯克希尔哈撒韦公司在 2019 年最后一个季度将其在富国银行的股份削减了近 15%。</blockquote></p><p>It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped by<b>Apple</b>(AAPL),<b>Bank of America</b>(BAC),<b>Coca-Cola</b>(KO) and<b>American Express</b>(AXP).</p><p><blockquote>它现在只是这位传奇价值投资者投资组合中第 19 个最有价值的持股。该列表的首位是<b>苹果</b>（苹果），<b>美国银行</b>（BAC），<b>可口可乐</b>（KO）和<b>美国运通</b>（AXP）。</blockquote></p><p>Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.</p><p><blockquote>伯克希尔现在不再是WFC最大的机构支持者。这一荣誉现在属于指数基金巨头先锋，该公司拥有其7.2%的股份。</blockquote></p><p>Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.</p><p><blockquote>大资金对富国银行股票表现出越来越大的信心。该公司的累积/分配评级为A-，代表大举买入，而其43%的股票目前由基金持有。苗条的投资者是否更喜欢支持有大笔资金支持的股票？</blockquote></p><p><b>Analyst Rates Wells Fargo Stock</b></p><p><blockquote><b>分析师对富国银行股票评级</b></blockquote></p><p>CFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.</p><p><blockquote>CFRA 研究总监 Kenneth Leon 将 WFC 股票评级为卖出，目标价为 33。</blockquote></p><p>\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"</p><p><blockquote>他在一份研究报告中表示：“我们认为消费贷款、住房贷款的贷款活动减少（2021 年第一季度为 -8.0%）以及商业贷款收入疲软（-15%）是贷款收入增长和净利息收入贡献增加的主要风险。”“银行业务成本仍然很高，存款增长 21%，因此与贷款增长下降的不匹配令人担忧。”</blockquote></p><p>Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"</p><p><blockquote>莱昂相信富国银行可以“降低成本并提高效率”。不过，他也认为这可能会“受到收入增长的挑战”。</blockquote></p><p>The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.</p><p><blockquote>该分析师确实指出其资本比率、运营流程和内部控制有“许多改进”。</blockquote></p><p><b>Is Wells Fargo Stock A Buy Now?</b></p><p><blockquote><b>富国银行股票现在值得买入吗？</b></blockquote></p><p>Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.</p><p><blockquote>投资者应该注意，富国银行的每股收益增长远低于 IBD 研究发现的 25% 基准，这是赢得股票的关键。</blockquote></p><p>Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.</p><p><blockquote>尽管如此，富国银行股票在2021年的出色表现却难以忽视。此外，在经历了一系列下滑后，该公司实现了盈利增长，实现了一个重要的转折点。</blockquote></p><p>The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.</p><p><blockquote>该公司在试图让美联储取消目前对其规模的限制方面也取得了进展。这可能有助于在未来释放进一步的股价上涨。</blockquote></p><p>The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.</p><p><blockquote>该股在经历了四周的紧张模式后，目前处于买入区域。激进的投资者可以将此作为入场头寸。</blockquote></p><p>Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.</p><p><blockquote>底线：富国银行股票目前适合激进的投资者买入。那些性质较为保守的人应该将 WFC 股票添加到他们的观察名单中。这将确保他们做好准备，一旦出现一个新的合适的切入点，就会发起攻击。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.investors.com/research/wells-fargo-stock-buy-now/?src=A00220\">investors</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WFC":"富国银行"},"source_url":"https://www.investors.com/research/wells-fargo-stock-buy-now/?src=A00220","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1148135693","content_text":"Wells Fargo(WFC) is one of the world's biggest banks. It's been dogged by regulatory issues, and the coronavirus crisis delivered another blow, sending Wells Fargo stock sharply lower.But with the firm snapping a negative earnings streak, and showing progress toward eventually ending Fed limits on its size, is WFC stock a buy right now? Here is what fundamental and technical analysis says.Wells Fargo is one of the Big Four U.S. banks, along with fellow behemothsBank of America(BAC),Citigroup(C) andJPMorgan Chase(JPM).Founded in 1852, Wells Fargo's history dates back to the California Gold Rush. Henry Wells, the first president ofAmerican Express(AXP), and William G. Fargo, its vice president, decided to form their own company. They made the move after American Express, at the time an express mail firm, balked at the idea of westward expansion.These Businesses Keep Stagecoach RollingWells Fargo's Community Banking business serves consumers and small businesses, offering checking and savings accounts as well as credit and debit cards. It also makes home loans, auto loans, student loans and small business loans. This is a key step towards ending Fed limits on its sizeWholesale Banking provides business banking services to mid-market and large corporations. Such firms generally have annual sales of $5 million and above. It specializes in serving the international needs of U.S. companies and the U.S. needs of multinational corporations.Its Wealth and Investment Management business provides wealth management, investment and retirement products. Services include asset management, investment services, portfolio analysis and monitoring.Opportunity Ahead For WFC StockWells Fargo stock was given a boost afterit was reportedthat Federal Reserve officials \"privately signaled\" that they accept Wells Fargo's proposal to repair its risk management and governance practices.The Fed in 2018 placed limits on Wells Fargo's size in the wake of the scandal, in which the bank for years created millions of phony accounts in consumers' names in an effort to hit sales goals. The scandal led to scrutiny of some of Wells Fargo's other businesses, executive departures and settlements.Over that time, Wells Fargo stock has lagged other bank stocks. And Wells Fargo has more work to do before the Fed's asset cap can be lifted.In addition, Wells Fargo announced it is selling its asset management business to private-equity firms GTCR and Reverence Capital Partners for $2.1 billion. The business manages more than $603 billion in assets. It was previously reported that Wells Fargo was seeking more than $3 billion for the unit.Wells Fargo EarningsIn April, Wells Fargo posted EPS of $1.05, an increase 77% vs. the same period a year ago. It also crushed Wall Street views for earnings of 69 cents cents per share. The bank reported revenue of $18.06 billion, which was also much better than analysts expected.Consumer banking revenue was flat at $8.65 billion. Commercial banking revenue fell 12% to $2.2 billion. Corporate and investment banking revenue grew 7% to $3.6 billion. Wealth management revenue rose 8% to $3.5 billion.The strong report snapped a worrying trend for Wells Fargo stock: Earnings per share had declined vs. a year earlier in the previous six quarters.Wells Fargo and its peers had been building up reserves as a cushion to cover loans vulnerable to default in light of the coronavirus crisis. Shut downs and unemployment made this a problem, putting business loans, auto loans and mortgages at risk. However the development and distribution of vaccines, and the reopening of states, should help.Loan defaults are one issue, but narrowing interest spreads is another challenge. Banks rely on the spread between short-term and long-term rates for profit. Any changes in banks' net interest income flows through to their bottom-line profits.Wells Fargo Stock AnalysisWells Fargo is back in buy range from a four-weeks-tight pattern with a 41.64 buy point. This is usually used as an add-on opportunity. Aggressive investors may also use it to buy its shares for the first time. WFC stock appears to be taking a breather after a period of solid gainsThe stock is currently trading above its50-day moving average, which is a bullish sign. Good recent performance haswon it a spot on Leaderboard.WFC stock was previously anIBD Stock Of The Dayafter it cleared a 35.20 entryof a short consolidation.Wells Fargo stock shed 44% of its value in 2020. This is despite the fact it went on a strong run from early November through to the end of the year. At one point it had plunged to its worst levels in 11 years after a downtrend hit the stock in early June. It sank even lower than its coronavirus crash lows.But its recovery in 2021 is noteworthy, with WFC posting a gain of around 41% so far this year.The relative strength linefor Wells Fargo stock has generally been spiking since November. It had previously sunk to levels not seen since 1990. The RS line has a way to go before it reaches the where it started 2020. WFC stock has been underperforming the broader S&P 500 index, especially since the 2008 financial crisis.MarketSmith analysis showsWFC stock sold off in above-average volume following its weak Q4 report, but then it bounced back. It was then snapped up in massive volume when it posted its strong Q1 earnings.Big bank stocks generally have trouble outperforming the S&P 500 index over the long run, but Wells Fargo stock has been a notable laggard even among its peers. It is important it maintains its improving performance going forward.WFC Stock Makes Big Improvement In Key RatingWFC stock currently has a strong, but not ideal,IBD Composite Rating of 82. This puts it in the top 18% of all stocks tracked. It has taken major strides in improving in this key metric in recent months.TheStock Checkup Toolshows Wells Fargo earnings are lagging its strong stock market performance. ItsRelative Strength Ratingis currently 84 out of 99. This means WFC is in the top 16% of stocks in terms of stock market performance over the past 12 months.While its EPS Rating has improved to 54, average growth over the past three quarters is still well shy of the 25% growth sought byCAN SLIM investorsover this periodAnalysts see some light at the end of the tunnel for Wells Fargo however. They expect Wells Fargo's full year earnings to climb by 175% to $3.69 in 2021. However this is seen declining by 5% to $3.52 in 2022.Despite the projected growth, earnings will still be lagging the $4.53 full-year EPS it made in 2019.Warren Buffett Losing Confidence In WFC StockOne big name investor who still backs Wells Fargo stock is legendary value investor Warren Buffett,though his patience seems to be running out. At the moment,Berkshire Hathaway(BRKB) holds 52.42 million shares, or 1.3% of its stock.That's is a dramatic reduction on the 323.21 million shares it held just a few quarters ago.The Oracle of Omaha has been gradually hacking away at his stake in the banking giant. Berkshire Hathaway slashed its stake in Wells Fargo by nearly 15% in the last quarter of 2019.It is now just the 19th most valuable holding in the legendary value investor's portfolio. The list is topped byApple(AAPL),Bank of America(BAC),Coca-Cola(KO) andAmerican Express(AXP).Berkshire is now no longer WFC's biggest institutional backer. This honor now belongs to index fund giant Vanguard, which owns 7.2% of its stock.Big money is showing rising confidence in Wells Fargo stock. It holds anAccumulation/Distribution Rating of A-, which represents heavy buying, while 43% of its stock is now held by funds. CAN SLIM investors prefer to back stocks which are heavily backed by big money.Analyst Rates Wells Fargo StockCFRA research director Kenneth Leon is rating WFC stock a sell, with a price target of 33.\"We think lower loan activity (-8.0% in Q1 2021) for consumer loans, home lending, and weak commercial loan revenue (-15%) are major risks to loan revenue growth and higher net interest income contributions,\" he said in a research note. \"Cost of banking remains high with 21% deposit growth, so the mismatch with declining loan growth is a concern.\"Leon believes Wells Fargo can \"lower costs and enhance efficiency.\" However, he also believes it may be \"challenged with revenue growth.\"The analyst did note \"numerous improvements\" to its capital ratios, operational processes, and internal controls.Is Wells Fargo Stock A Buy Now?Investors should be mindful that Wells Fargo'sgrowth in earnings per shareis well short of the25% benchmark IBD research finds to be key to winning stocks.Nevertheless, the excellent performance of Wells Fargo stock in 2021 is hard to ignore. In addition, it turned an important corner by posting an earnings increase after a string of declines.The firm is also making progress as it tries to get the Fed to rescind the current limits on its size. This could help unlock further stock gains in the future.The stock is currently in buy zone after passing a four-weeks-tight pattern. Aggressive investors could use this as an entry position.Bottom line: Wells Fargo stock is a buy at the moment for aggressive investors. Those of a more conservative nature should add WFC stock to their watchlist. This will ensure they are ready to pounce once a new proper entry point emerges.","news_type":1,"symbols_score_info":{"WFC":0.9}},"isVote":1,"tweetType":1,"viewCount":1610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}
