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Glenn101

Glenn101

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2021-12-02

Lolz.. the market so weak…

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2021-12-02

$Tiger Brokers(TIGR)$Buy buy buy

2021-11-17

Like and comment

Toplines Before US Market Open on Wednesday<blockquote>周三美国市场开盘前的顶线</blockquote>

2021-11-16

Upupup

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2021-10-20

Ok

What actually happened during GameStop mania?<blockquote>游戏驿站狂热期间到底发生了什么？</blockquote>

2021-10-18

$Tiger Brokers(TIGR)$Relax... just buy buy buy!

2021-10-12

$SoFi Technologies Inc.(SOFI)$Go up plz!

2021-10-12

$SINGAPORE AIRLINES LTD(C6L.SI)$Go go go

2021-09-11

Drop plz

2021-09-11

$Tiger Brokers(TIGR)$Go for $20!!!

2021-09-08

Is this a good buy now?

2021-09-08

Drop more pl!

Nio shares fall after $2 billion stock offering announced<blockquote>蔚来宣布发行20亿美元股票后股价下跌</blockquote>

2021-09-03

Go go go!

Meta Materials shares jumped 9.5% in premarket trading<blockquote>Meta Materials股价盘前交易上涨9.5%</blockquote>

2021-09-02

Like and comment

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2021-08-31

Ok plz comment and like

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2021-08-25

Up up up

Nasdaq hits 15,000 for first time ever. Is Dow 36,000 next?<blockquote>纳斯达克有史以来第一次达到15,000。下一个是道指36,000点吗？</blockquote>

2021-08-25

$AMC Entertainment(AMC)$Go go go!!!

2021-08-18

Ok

SoFi Technologies: Why The Market Got It All Wrong<blockquote>SoFi Technologies：为什么市场完全错了</blockquote>

2021-08-18

Ok

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2021-08-18

Like and comment

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the market so weak…","listText":"Lolz.. the market so weak…","text":"Lolz.. the market so weak…","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/603840782","repostId":"1196358645","repostType":4,"isVote":1,"tweetType":1,"viewCount":3695,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":603857742,"gmtCreate":1638401632028,"gmtModify":1638401632407,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Buy buy buy","listText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Buy buy buy","text":"$Tiger Brokers(TIGR)$Buy buy buy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/603857742","isVote":1,"tweetType":1,"viewCount":2308,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":878105313,"gmtCreate":1637156754306,"gmtModify":1637156754437,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/878105313","repostId":"1102706296","repostType":4,"repost":{"id":"1102706296","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1637154279,"share":"https://www.laohu8.com/m/news/1102706296?lang=zh_CN&edition=full","pubTime":"2021-11-17 21:04","market":"us","language":"en","title":"Toplines Before US Market Open on Wednesday<blockquote>周三美国市场开盘前的顶线</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1102706296","media":"Tiger Newspress","summary":"U.S. stock index futures were flat on Wednesday as investors fretted over early rate hikes by the Federal Reserve after strong retail earnings and data showed an economic recovery was on track.At 08:00 a.m. ET, Dow e-minis were down 25 points, or 0.07%. S&P 500 e-minis were up 0.25 points, or 0.01% and Nasdaq 100 e-minis were up 24.25 points, or 0.15%.Tesla – Tesla CEO Elon Musk sold another $973 million in Tesla stock to cover a tax bill generated by the exercise of options covering 2.1 million","content":"<p>U.S. stock index futures were flat on Wednesday as investors fretted over early rate hikes by the Federal Reserve after strong retail earnings and data showed an economic recovery was on track.</p><p><blockquote>美国股指期货周三持平，因强劲的零售盈利和数据显示经济复苏步入正轨后，投资者对美联储提前加息感到担忧。</blockquote></p><p> At 08:00 a.m. ET, Dow e-minis were down 25 points, or 0.07%. S&amp;P 500 e-minis were up 0.25 points, or 0.01% and Nasdaq 100 e-minis were up 24.25 points, or 0.15%.</p><p><blockquote>美国东部时间上午08:00，道琼斯电子迷你指数下跌25点，跌幅0.07%。标普500 e-mini上涨0.25点，涨幅0.01%，纳斯达克100 e-mini上涨24.25点，涨幅0.15%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/3313a552f1f185ff01396db4679b33e7\" tg-width=\"1080\" tg-height=\"411\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Stocks making the biggest moves premarket:</b></p><p><blockquote><b>盘前涨幅最大的股票：</b></blockquote></p><p> <b>Tesla(TSLA)</b> – Tesla CEO Elon Musk sold another $973 million in Tesla stock to cover a tax bill generated by the exercise of options covering 2.1 million shares. Tesla rose 1.2% in premarket action.</p><p><blockquote><b>特斯拉(TSLA)</b>——特斯拉CEO Elon Musk又出售了9.73亿美元的特斯拉股票，以支付因行使涵盖210万股股票的期权而产生的税单。特斯拉在盘前上涨1.2%。</blockquote></p><p> <b>Rivian(RIVN)</b> – Rivian turned red from green in the premarket and has yet to experience a losing session since the electric vehicle maker went public last Wednesday. Rivian has been up about 15% in each of the past two trading days and closed Tuesday at $172.01 compared with its IPO price of $78.</p><p><blockquote><b>Rivian(RIVN)</b>-Rivian在盘前由绿转红，自这家电动汽车制造商上周三上市以来尚未经历过亏损。Rivian在过去两个交易日中每个交易日均上涨约15%，周二收盘价为172.01美元，而其IPO价格为78美元。</blockquote></p><p> <b>Lucid Group(LCID)</b> – The electric vehicle maker rose another 5.5% in the premarket following a nearly 24% surge Tuesday. Yesterday’s rally came amid Lucid’s statement that it was seeing “significant demand” for its Lucid Air model.</p><p><blockquote><b>Lucid集团(LCID)</b>–这家电动汽车制造商继周二飙升近24%后，盘前又上涨5.5%。昨天的上涨是在Lucid声明看到对其Lucid Air型号的“巨大需求”之际发生的。</blockquote></p><p> <b>Pfizer(PFE),BioNTech(BNTX)</b> – The FDA has promised a quick review of the application to approve the Pfizer/BioNTech Covid-19 booster dose for all adults. The New York Times reports that a decision could come as soon as Thursday. BioNTech rose 1.6% in the premarket, while Pfizer gained 0.7%.</p><p><blockquote><b>辉瑞(PFE)、BioNTech(BNTX)</b>-FDA承诺快速审查批准辉瑞/BioNTech新冠加强剂量用于所有成年人的申请。《纽约时报》报道称，最早可能于周四做出决定。BioNTech盘前上涨1.6%，辉瑞上涨0.7%。</blockquote></p><p> <b>Roku(ROKU) </b>– The stock was downgraded to “sell” from “neutral” at Moffett Nathanson, which said signs of slowing revenue growth for the video streaming device maker have become more obvious and forced the firm to rethink its long-term assumptions. Roku shares fell 2.8% in premarket trading.</p><p><blockquote><b>Roku(Roku)</b>-Moffett Nathanson将该股评级从“中性”下调至“卖出”，该公司表示，这家视频流媒体设备制造商收入增长放缓的迹象变得更加明显，迫使该公司重新考虑其长期假设。Roku股价在盘前交易中下跌2.8%。</blockquote></p><p> <b>Baidu(BIDU)</b> – Baidu beat estimates on the top and bottom lines for its latest quarter, with the China-based e-commerce company benefiting from stronger ad sales as well as strength in cloud and artificial intelligence products. Baidu added 0.5% in the premarket.</p><p><blockquote><b>百度(BIDU)</b>-百度最近一个季度的营收和利润均超出预期，这家总部位于中国的电子商务公司受益于强劲的广告销售以及云和人工智能产品的实力。百度盘前上涨0.5%。</blockquote></p><p> <b>Visa(V)</b>&nbsp;–&nbsp;Visa&nbsp;fell 3.4% after Amazon.com&nbsp;said it would stop accepting credit cards issued by the world's largest payment processor in the United Kingdom from next year due to the high fees charged for transactions.</p><p><blockquote><b>签证(V)</b>-Visa跌3.4%，此前亚马逊表示，由于交易收取高额费用，将从明年起停止接受全球最大支付处理商英国发行的信用卡。</blockquote></p><p> <b>Boeing(BA)</b>&nbsp;–&nbsp;Wells Fargo&nbsp;upgraded shares of Boeing to overweight from equal weight, saying in a note to clients Wednesday that the company was set up for a stretch of good news following several years of underperformance.Boeing&nbsp;shares&nbsp;rose&nbsp;1.6%&nbsp;in premarket trading.</p><p><blockquote><b>波音(BA)</b>-富国银行周三在给客户的一份报告中表示，该公司在经历了几年的表现不佳后，已经准备好迎接一系列利好消息。波音股价在盘前交易中上涨1.</blockquote></p><p> <b>PayPal(PYPL)</b>&nbsp;–&nbsp;PayPal Holdings&nbsp;shares&nbsp;slip 2.3%&nbsp;in premarket trading after Bernstein analyst Harshita Rawat downgrades the stock to Market Perform from Outperform as change in the payments space accelerates putting PayPal at risk of being disrupted.</p><p><blockquote><b>PayPal(PYPL)</b>-PayPal控股公司股价在盘前交易中下跌2.3%，此前Bernstein分析师Harshita Rawat将该股评级从跑赢大盘下调至大盘表现，因为支付领域的变化加速，PayPal面临被扰乱的风险。</blockquote></p><p> <b>Lowe’s(LOW)</b> – Lowe’s rose 3.4% in the premarket after beating estimates on the top and bottom lines and raising its annual revenue forecast. The home improvement retailer earned an adjusted $2.73 per share for the third quarter, 37 cents above estimates, with comparable store sales up 2.2%. Analysts had expected comp sales to decline by 1.5%.</p><p><blockquote><b>劳氏（低）</b>-劳氏(Lowe's)在营收和利润超出预期并上调年收入预期后，盘前上涨3.4%。这家家居装修零售商第三季度调整后每股收益为2.73美元，比预期高出37美分，同店销售额增长2.2%。分析师此前预计公司销售额将下降1.5%。</blockquote></p><p> <b>Target(TGT)</b> – Target reported an adjusted quarterly profit of $3.03 per share, beating consensus estimates by 20 cents, with revenue also above Street projections. Comparable store sales rose 12.7% compared with forecasts of an 8.2% increase. Despite the beats, the retailer’s shares slid 3.7% in premarket action.</p><p><blockquote><b>目标（TGT）</b>-Target公布调整后季度利润为每股3.03美元，比市场普遍预期高出20美分，收入也高于华尔街预测。同店销售额增长12.7%，预期增长8.2%。尽管表现出色，该零售商的股价在盘前下跌了3.7%。</blockquote></p><p> <b>GlaxoSmithKline(GSK),Vir Biotechnology(VIR)</b> – The drug makers signed contracts to sell about $1 billion worth of their Covid-19 treatment to the U.S. government. The government also has an option to buy additional doses that last through March 2022. Glaxo was down 0.4% in premarket trading, but Vir’s stock soared 13.4%.</p><p><blockquote><b>葛兰素史克(GSK)、维尔生物技术(VIR)</b>-制药商签署了向美国政府出售价值约10亿美元的Covid-19治疗药物的合同。政府还可以选择购买持续到2022年3月的额外剂量。葛兰素史克在盘前交易中下跌0.4%，但Vir股价飙升13.4%。</blockquote></p><p> <b>Arrival(ARVL)</b>&nbsp;–&nbsp;Arrival&nbsp;stock&nbsp;tumbled&nbsp;13.4%&nbsp;in premarket trading.Arrival&nbsp;announced today the commencement of an underwritten public offering of 25,000,000 ordinary shares (the “Follow-on Offering”) pursuant to a registration statement on Form F-1 filed with&nbsp;SEC. In connection with the Follow-on Offering, Arrival intends to grant the underwriters the option to purchase up to 3,750,000 additional ordinary shares. All shares are being offered by Arrival.</p><p><blockquote><b>到达(ARVL)</b>Arrival股票在盘前交易中暴跌13.4%。Arrival今天宣布，根据向美国证券交易委员会提交的F-1表格登记声明，开始承销公开发行25,000,000股普通股（“后续发行”）。就后续发行而言，Arrival打算授予承销商购买最多3,750,000股额外普通股的选择权。所有股票均由Arrival发行。</blockquote></p><p> <b>La-Z-Boy(LZB)</b> – La-Z-Boy jumped 7.6% in premarket trading after the furniture maker beat estimates by 8 cents with a quarterly profit of 85 cents per share. Revenue also beat forecasts, and the company said it continues to see strong consumer demand although it has been impacted by supply chain disruptions.</p><p><blockquote><b>La-Z-Boy(LZB)</b>-La-Z-Boy在盘前交易中上涨7.6%，此前这家家具制造商超出预期8美分，季度利润为每股85美分。收入也超出了预期，该公司表示，尽管受到供应链中断的影响，但消费者需求仍然强劲。</blockquote></p><p></p><p> <b>Deere(DE) </b>– Deere workers will vote on a tentative contract offer today, after rejecting two previous tentative pacts. Those workers have been on strike since October 14.</p><p><blockquote><b>Deere（DE）</b>-在拒绝了之前的两项暂定协议后，Deere工人将于今天就暂定合同进行投票。这些工人自10月14日以来一直在罢工。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Toplines Before US Market Open on Wednesday<blockquote>周三美国市场开盘前的顶线</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nToplines Before US Market Open on Wednesday<blockquote>周三美国市场开盘前的顶线</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-11-17 21:04</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>U.S. stock index futures were flat on Wednesday as investors fretted over early rate hikes by the Federal Reserve after strong retail earnings and data showed an economic recovery was on track.</p><p><blockquote>美国股指期货周三持平，因强劲的零售盈利和数据显示经济复苏步入正轨后，投资者对美联储提前加息感到担忧。</blockquote></p><p> At 08:00 a.m. ET, Dow e-minis were down 25 points, or 0.07%. S&amp;P 500 e-minis were up 0.25 points, or 0.01% and Nasdaq 100 e-minis were up 24.25 points, or 0.15%.</p><p><blockquote>美国东部时间上午08:00，道琼斯电子迷你指数下跌25点，跌幅0.07%。标普500 e-mini上涨0.25点，涨幅0.01%，纳斯达克100 e-mini上涨24.25点，涨幅0.15%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/3313a552f1f185ff01396db4679b33e7\" tg-width=\"1080\" tg-height=\"411\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Stocks making the biggest moves premarket:</b></p><p><blockquote><b>盘前涨幅最大的股票：</b></blockquote></p><p> <b>Tesla(TSLA)</b> – Tesla CEO Elon Musk sold another $973 million in Tesla stock to cover a tax bill generated by the exercise of options covering 2.1 million shares. Tesla rose 1.2% in premarket action.</p><p><blockquote><b>特斯拉(TSLA)</b>——特斯拉CEO Elon Musk又出售了9.73亿美元的特斯拉股票，以支付因行使涵盖210万股股票的期权而产生的税单。特斯拉在盘前上涨1.2%。</blockquote></p><p> <b>Rivian(RIVN)</b> – Rivian turned red from green in the premarket and has yet to experience a losing session since the electric vehicle maker went public last Wednesday. Rivian has been up about 15% in each of the past two trading days and closed Tuesday at $172.01 compared with its IPO price of $78.</p><p><blockquote><b>Rivian(RIVN)</b>-Rivian在盘前由绿转红，自这家电动汽车制造商上周三上市以来尚未经历过亏损。Rivian在过去两个交易日中每个交易日均上涨约15%，周二收盘价为172.01美元，而其IPO价格为78美元。</blockquote></p><p> <b>Lucid Group(LCID)</b> – The electric vehicle maker rose another 5.5% in the premarket following a nearly 24% surge Tuesday. Yesterday’s rally came amid Lucid’s statement that it was seeing “significant demand” for its Lucid Air model.</p><p><blockquote><b>Lucid集团(LCID)</b>–这家电动汽车制造商继周二飙升近24%后，盘前又上涨5.5%。昨天的上涨是在Lucid声明看到对其Lucid Air型号的“巨大需求”之际发生的。</blockquote></p><p> <b>Pfizer(PFE),BioNTech(BNTX)</b> – The FDA has promised a quick review of the application to approve the Pfizer/BioNTech Covid-19 booster dose for all adults. The New York Times reports that a decision could come as soon as Thursday. BioNTech rose 1.6% in the premarket, while Pfizer gained 0.7%.</p><p><blockquote><b>辉瑞(PFE)、BioNTech(BNTX)</b>-FDA承诺快速审查批准辉瑞/BioNTech新冠加强剂量用于所有成年人的申请。《纽约时报》报道称，最早可能于周四做出决定。BioNTech盘前上涨1.6%，辉瑞上涨0.7%。</blockquote></p><p> <b>Roku(ROKU) </b>– The stock was downgraded to “sell” from “neutral” at Moffett Nathanson, which said signs of slowing revenue growth for the video streaming device maker have become more obvious and forced the firm to rethink its long-term assumptions. Roku shares fell 2.8% in premarket trading.</p><p><blockquote><b>Roku(Roku)</b>-Moffett Nathanson将该股评级从“中性”下调至“卖出”，该公司表示，这家视频流媒体设备制造商收入增长放缓的迹象变得更加明显，迫使该公司重新考虑其长期假设。Roku股价在盘前交易中下跌2.8%。</blockquote></p><p> <b>Baidu(BIDU)</b> – Baidu beat estimates on the top and bottom lines for its latest quarter, with the China-based e-commerce company benefiting from stronger ad sales as well as strength in cloud and artificial intelligence products. Baidu added 0.5% in the premarket.</p><p><blockquote><b>百度(BIDU)</b>-百度最近一个季度的营收和利润均超出预期，这家总部位于中国的电子商务公司受益于强劲的广告销售以及云和人工智能产品的实力。百度盘前上涨0.5%。</blockquote></p><p> <b>Visa(V)</b>&nbsp;–&nbsp;Visa&nbsp;fell 3.4% after Amazon.com&nbsp;said it would stop accepting credit cards issued by the world's largest payment processor in the United Kingdom from next year due to the high fees charged for transactions.</p><p><blockquote><b>签证(V)</b>-Visa跌3.4%，此前亚马逊表示，由于交易收取高额费用，将从明年起停止接受全球最大支付处理商英国发行的信用卡。</blockquote></p><p> <b>Boeing(BA)</b>&nbsp;–&nbsp;Wells Fargo&nbsp;upgraded shares of Boeing to overweight from equal weight, saying in a note to clients Wednesday that the company was set up for a stretch of good news following several years of underperformance.Boeing&nbsp;shares&nbsp;rose&nbsp;1.6%&nbsp;in premarket trading.</p><p><blockquote><b>波音(BA)</b>-富国银行周三在给客户的一份报告中表示，该公司在经历了几年的表现不佳后，已经准备好迎接一系列利好消息。波音股价在盘前交易中上涨1.</blockquote></p><p> <b>PayPal(PYPL)</b>&nbsp;–&nbsp;PayPal Holdings&nbsp;shares&nbsp;slip 2.3%&nbsp;in premarket trading after Bernstein analyst Harshita Rawat downgrades the stock to Market Perform from Outperform as change in the payments space accelerates putting PayPal at risk of being disrupted.</p><p><blockquote><b>PayPal(PYPL)</b>-PayPal控股公司股价在盘前交易中下跌2.3%，此前Bernstein分析师Harshita Rawat将该股评级从跑赢大盘下调至大盘表现，因为支付领域的变化加速，PayPal面临被扰乱的风险。</blockquote></p><p> <b>Lowe’s(LOW)</b> – Lowe’s rose 3.4% in the premarket after beating estimates on the top and bottom lines and raising its annual revenue forecast. The home improvement retailer earned an adjusted $2.73 per share for the third quarter, 37 cents above estimates, with comparable store sales up 2.2%. Analysts had expected comp sales to decline by 1.5%.</p><p><blockquote><b>劳氏（低）</b>-劳氏(Lowe's)在营收和利润超出预期并上调年收入预期后，盘前上涨3.4%。这家家居装修零售商第三季度调整后每股收益为2.73美元，比预期高出37美分，同店销售额增长2.2%。分析师此前预计公司销售额将下降1.5%。</blockquote></p><p> <b>Target(TGT)</b> – Target reported an adjusted quarterly profit of $3.03 per share, beating consensus estimates by 20 cents, with revenue also above Street projections. Comparable store sales rose 12.7% compared with forecasts of an 8.2% increase. Despite the beats, the retailer’s shares slid 3.7% in premarket action.</p><p><blockquote><b>目标（TGT）</b>-Target公布调整后季度利润为每股3.03美元，比市场普遍预期高出20美分，收入也高于华尔街预测。同店销售额增长12.7%，预期增长8.2%。尽管表现出色，该零售商的股价在盘前下跌了3.7%。</blockquote></p><p> <b>GlaxoSmithKline(GSK),Vir Biotechnology(VIR)</b> – The drug makers signed contracts to sell about $1 billion worth of their Covid-19 treatment to the U.S. government. The government also has an option to buy additional doses that last through March 2022. Glaxo was down 0.4% in premarket trading, but Vir’s stock soared 13.4%.</p><p><blockquote><b>葛兰素史克(GSK)、维尔生物技术(VIR)</b>-制药商签署了向美国政府出售价值约10亿美元的Covid-19治疗药物的合同。政府还可以选择购买持续到2022年3月的额外剂量。葛兰素史克在盘前交易中下跌0.4%，但Vir股价飙升13.4%。</blockquote></p><p> <b>Arrival(ARVL)</b>&nbsp;–&nbsp;Arrival&nbsp;stock&nbsp;tumbled&nbsp;13.4%&nbsp;in premarket trading.Arrival&nbsp;announced today the commencement of an underwritten public offering of 25,000,000 ordinary shares (the “Follow-on Offering”) pursuant to a registration statement on Form F-1 filed with&nbsp;SEC. In connection with the Follow-on Offering, Arrival intends to grant the underwriters the option to purchase up to 3,750,000 additional ordinary shares. All shares are being offered by Arrival.</p><p><blockquote><b>到达(ARVL)</b>Arrival股票在盘前交易中暴跌13.4%。Arrival今天宣布，根据向美国证券交易委员会提交的F-1表格登记声明，开始承销公开发行25,000,000股普通股（“后续发行”）。就后续发行而言，Arrival打算授予承销商购买最多3,750,000股额外普通股的选择权。所有股票均由Arrival发行。</blockquote></p><p> <b>La-Z-Boy(LZB)</b> – La-Z-Boy jumped 7.6% in premarket trading after the furniture maker beat estimates by 8 cents with a quarterly profit of 85 cents per share. Revenue also beat forecasts, and the company said it continues to see strong consumer demand although it has been impacted by supply chain disruptions.</p><p><blockquote><b>La-Z-Boy(LZB)</b>-La-Z-Boy在盘前交易中上涨7.6%，此前这家家具制造商超出预期8美分，季度利润为每股85美分。收入也超出了预期，该公司表示，尽管受到供应链中断的影响，但消费者需求仍然强劲。</blockquote></p><p></p><p> <b>Deere(DE) </b>– Deere workers will vote on a tentative contract offer today, after rejecting two previous tentative pacts. Those workers have been on strike since October 14.</p><p><blockquote><b>Deere（DE）</b>-在拒绝了之前的两项暂定协议后，Deere工人将于今天就暂定合同进行投票。这些工人自10月14日以来一直在罢工。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BA":"波音","DE":"迪尔股份有限公司","LCID":"Lucid Group Inc","BNTX":"BioNTech SE","VIR":"Vir Biotechnology, Inc.","LOW":"劳氏","V":"Visa","LZB":"La-Z-Boy家具","ROKU":"Roku Inc",".IXIC":"NASDAQ Composite","TGT":"塔吉特",".SPX":"S&P 500 Index","TSLA":"特斯拉","BIDU":"百度","PFE":"辉瑞","GSK":"葛兰素史克","RIVN":"Rivian Automotive, Inc.","PYPL":"PayPal",".DJI":"道琼斯"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1102706296","content_text":"U.S. stock index futures were flat on Wednesday as investors fretted over early rate hikes by the Federal Reserve after strong retail earnings and data showed an economic recovery was on track.\nAt 08:00 a.m. ET, Dow e-minis were down 25 points, or 0.07%. S&P 500 e-minis were up 0.25 points, or 0.01% and Nasdaq 100 e-minis were up 24.25 points, or 0.15%.\n\nStocks making the biggest moves premarket:\nTesla(TSLA) – Tesla CEO Elon Musk sold another $973 million in Tesla stock to cover a tax bill generated by the exercise of options covering 2.1 million shares. Tesla rose 1.2% in premarket action.\nRivian(RIVN) – Rivian turned red from green in the premarket and has yet to experience a losing session since the electric vehicle maker went public last Wednesday. Rivian has been up about 15% in each of the past two trading days and closed Tuesday at $172.01 compared with its IPO price of $78.\nLucid Group(LCID) – The electric vehicle maker rose another 5.5% in the premarket following a nearly 24% surge Tuesday. Yesterday’s rally came amid Lucid’s statement that it was seeing “significant demand” for its Lucid Air model.\nPfizer(PFE),BioNTech(BNTX) – The FDA has promised a quick review of the application to approve the Pfizer/BioNTech Covid-19 booster dose for all adults. The New York Times reports that a decision could come as soon as Thursday. BioNTech rose 1.6% in the premarket, while Pfizer gained 0.7%.\nRoku(ROKU) – The stock was downgraded to “sell” from “neutral” at Moffett Nathanson, which said signs of slowing revenue growth for the video streaming device maker have become more obvious and forced the firm to rethink its long-term assumptions. Roku shares fell 2.8% in premarket trading.\nBaidu(BIDU) – Baidu beat estimates on the top and bottom lines for its latest quarter, with the China-based e-commerce company benefiting from stronger ad sales as well as strength in cloud and artificial intelligence products. Baidu added 0.5% in the premarket.\nVisa(V) – Visa fell 3.4% after Amazon.com said it would stop accepting credit cards issued by the world's largest payment processor in the United Kingdom from next year due to the high fees charged for transactions.\nBoeing(BA) – Wells Fargo upgraded shares of Boeing to overweight from equal weight, saying in a note to clients Wednesday that the company was set up for a stretch of good news following several years of underperformance.Boeing shares rose 1.6% in premarket trading.\nPayPal(PYPL) – PayPal Holdings shares slip 2.3% in premarket trading after Bernstein analyst Harshita Rawat downgrades the stock to Market Perform from Outperform as change in the payments space accelerates putting PayPal at risk of being disrupted.\nLowe’s(LOW) – Lowe’s rose 3.4% in the premarket after beating estimates on the top and bottom lines and raising its annual revenue forecast. The home improvement retailer earned an adjusted $2.73 per share for the third quarter, 37 cents above estimates, with comparable store sales up 2.2%. Analysts had expected comp sales to decline by 1.5%.\nTarget(TGT) – Target reported an adjusted quarterly profit of $3.03 per share, beating consensus estimates by 20 cents, with revenue also above Street projections. Comparable store sales rose 12.7% compared with forecasts of an 8.2% increase. Despite the beats, the retailer’s shares slid 3.7% in premarket action.\nGlaxoSmithKline(GSK),Vir Biotechnology(VIR) – The drug makers signed contracts to sell about $1 billion worth of their Covid-19 treatment to the U.S. government. The government also has an option to buy additional doses that last through March 2022. Glaxo was down 0.4% in premarket trading, but Vir’s stock soared 13.4%.\nArrival(ARVL) – Arrival stock tumbled 13.4% in premarket trading.Arrival announced today the commencement of an underwritten public offering of 25,000,000 ordinary shares (the “Follow-on Offering”) pursuant to a registration statement on Form F-1 filed with SEC. In connection with the Follow-on Offering, Arrival intends to grant the underwriters the option to purchase up to 3,750,000 additional ordinary shares. All shares are being offered by Arrival.\nLa-Z-Boy(LZB) – La-Z-Boy jumped 7.6% in premarket trading after the furniture maker beat estimates by 8 cents with a quarterly profit of 85 cents per share. Revenue also beat forecasts, and the company said it continues to see strong consumer demand although it has been impacted by supply chain disruptions.\nDeere(DE) – Deere workers will vote on a tentative contract offer today, after rejecting two previous tentative pacts. Those workers have been on strike since October 14.","news_type":1,"symbols_score_info":{"LOW":0.9,"BNTX":0.9,"ESmain":0.9,"LZB":0.9,".DJI":0.9,"RIVN":0.9,"NQmain":0.9,"VIR":0.9,"ROKU":0.9,"PFE":0.9,"PYPL":0.9,".IXIC":0.9,"GSK":0.9,"YMmain":0.9,"DE":0.9,"LCID":0.9,"V":0.9,"BA":0.9,"ARVL":0.9,"BIDU":0.9,".SPX":0.9,"TGT":0.9,"TSLA":0.9}},"isVote":1,"tweetType":1,"viewCount":2132,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":871911631,"gmtCreate":1637018833431,"gmtModify":1637027401027,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Upupup","listText":"Upupup","text":"Upupup","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/871911631","repostId":"2183027403","repostType":4,"isVote":1,"tweetType":1,"viewCount":2790,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":859591262,"gmtCreate":1634707618535,"gmtModify":1634707618922,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/859591262","repostId":"1123194504","repostType":4,"repost":{"id":"1123194504","kind":"news","pubTimestamp":1634699967,"share":"https://www.laohu8.com/m/news/1123194504?lang=zh_CN&edition=full","pubTime":"2021-10-20 11:19","market":"us","language":"en","title":"What actually happened during GameStop mania?<blockquote>游戏驿站狂热期间到底发生了什么？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1123194504","media":"CNN Business","summary":"London (CNN Business) - In late January, there was one question on the minds of investors: How did a","content":"<p><b>London (CNN Business)&nbsp;-&nbsp;</b>In late January, there was one question on the minds of investors: How did a struggling mall-based video game retailer became&nbsp;Wall Street's hottest stock, seemingly overnight?</p><p><blockquote><b>伦敦（CNN商业）——</b>一月底，投资者心中有一个问题：一家陷入困境的购物中心视频游戏零售商如何在一夜之间成为华尔街最热门的股票？</blockquote></p><p> Now, after months of research, the industry's top regulator has answers — and its findings could pave the way for major reforms to how financial markets function as amateur traders&nbsp;remain a powerful force.</p><p><blockquote>现在，经过数月的研究，该行业的最高监管机构已经找到了答案——其研究结果可能为金融市场如何运作的重大改革铺平道路，因为业余交易者仍然是一股强大的力量。</blockquote></p><p> What's happening: The US Securities and Exchange Commission just released a44-page reportexaminingGameStop(GME)mania, the early 2021 phenomenon in which the company's shares, plugged by enthusiasts on social media, rocketed about 2,700% in a matter of weeks.</p><p><blockquote>正在发生的事情：美国证券交易委员会刚刚发布了一份长达44页的报告，审查GameStop(GME)狂热，这是2021年初的一种现象，该公司的股价在社交媒体上受到爱好者的炒作，在几周内飙升了约2,700%。</blockquote></p><p> Other companies, including movie theater chain&nbsp;AMC Entertainment(AMC), electronics company&nbsp;Koss(KOSS)&nbsp;and clothing chain&nbsp;Express(EXPR), also logged astronomical gains as online hype reached a fever pitch.</p><p><blockquote>随着网上炒作达到白热化，连锁电影院AMC院线（AMC）、电子公司科斯（KOSS）和服装连锁店Express（EXPR）等其他公司也录得天文数字的涨幅。</blockquote></p><p> The report is full of interesting findings about the so-called \"meme stock\" craze. Here are some of the highlights.</p><p><blockquote>该报告充满了关于所谓“模因股票”热潮的有趣发现。以下是一些亮点。</blockquote></p><p> It really was wild.The SEC found that the number of unique accounts trading GameStop on a given day rose to nearly 900,000 by Jan. 27, up from fewer than 10,000 at the beginning of the month.</p><p><blockquote>真的很疯狂。SEC发现，截至1月27日，某一天交易游戏驿站的独立账户数量从本月初的不到10,000个增至近90万个。</blockquote></p><p> And the volume of stock changing hands was massive. Between Jan. 13 and Jan. 29, an average of 100 million GameStop shares were traded per day, up 1,400% from the 2020 average.</p><p><blockquote>股票易手量巨大。1月13日至1月29日期间，游戏驿站股票平均每天交易量为1亿股，较2020年平均水平增长1,400%。</blockquote></p><p> The action wasn't just limited to GameStop. More than 100 stocks \"experienced large price moves or increased trading volume that significantly exceeded broader market movements,\" the SEC said.</p><p><blockquote>这一行动不仅限于游戏驿站。SEC表示，100多只股票“经历了大幅价格波动或交易量增加，大大超过了大盘波动”。</blockquote></p><p> Some theories were off. One reason GameStop generated so much attention was because it fit a compelling David versus Goliath narrative, in which a band of renegade traders coordinating on platforms like Reddit successfully took on big hedge funds that had placed bets against GameStop. When the company's share price rose dramatically, those hedge funds allegedly had to buy stock in the company to cover their positions, triggering even bigger gains.</p><p><blockquote>有些理论是错误的。游戏驿站引起如此多关注的原因之一是，它符合引人注目的大卫与歌利亚的叙事，其中一群叛逆的交易员在Reddit等平台上协调，成功地对抗了做空游戏驿站的大型对冲基金。据称，当该公司股价大幅上涨时，这些对冲基金不得不购买该公司的股票来补仓，从而引发更大的涨幅。</blockquote></p><p> That did happen. But the SEC found that \"such buying was a small fraction of overall buy volume,\" and that it was \"positive sentiment, not the buying-to-cover, that sustained the weeks-long price appreciation of GameStop stock.\"</p><p><blockquote>确实发生了。但美国证券交易委员会发现，“此类购买仅占总体购买量的一小部分”，并且“积极情绪，而不是买入对冲，维持了游戏驿站股票长达数周的价格上涨。”</blockquote></p><p> Robinhood is under the microscope. The SEC thinks regulators should take a closer look at how popular trading apps function. That could put pressure on the company, which&nbsp;went public in July.</p><p><blockquote>罗宾汉在显微镜下。美国证券交易委员会认为监管机构应该仔细研究流行交易应用程序的运作方式。这可能会给该公司带来压力，该公司于7月上市。</blockquote></p><p> \"Consideration should be given to whether game-like features and celebratory animations that are likely intended to create positive feedback from trading lead investors to trade more than they would otherwise,\" the report said.</p><p><blockquote>报告称：“应该考虑可能旨在从交易中创造积极反馈的类似游戏的功能和庆祝动画是否会导致投资者进行比其他方式更多的交易。”</blockquote></p><p> The SEC also said the practice at the center of Robinhood's business model, known as \"payment for order flow,\" could compel the company to find \"novel ways to increase customer trading.\"</p><p><blockquote>SEC还表示，Robinhood商业模式的核心做法，即“订单流支付”，可能会迫使该公司寻找“增加客户交易的新方法”。</blockquote></p><p> When an investor places an order to buy a stock on its app, Robinhood routes the order to a market maker like Citadel Securities, which then handles execution — and pays Robinhood for that privilege. SEC Chair Gary Gensler has previously indicated he's skeptical of payment for order flow.</p><p><blockquote>当投资者在其应用程序上下单购买股票时，Robinhood会将订单发送给Citadel Securities等做市商，然后由该做市商处理执行，并向Robinhood支付该特权费用。SEC主席加里·詹斯勒(Gary Gensler)此前曾表示，他对订单流的支付持怀疑态度。</blockquote></p><p> Big picture: The report didn't include specific policy recommendations. But it could help Gensler's SEC eventually make changes to how markets function.</p><p><blockquote>大图：该报告没有包括具体的政策建议。但它可以帮助Gensler的SEC最终改变市场的运作方式。</blockquote></p><p> \"January's events gave us an opportunity to consider how we can further our efforts to make the equity markets as fair, orderly and efficient as possible,\" Gensler, who was nominated by President Joe Biden, said in a statement Monday.</p><p><blockquote>由总统乔·拜登提名的詹斯勒周一在一份声明中表示：“一月份的事件让我们有机会考虑如何进一步努力，使股市尽可能公平、有序和高效。”</blockquote></p><p> But SEC Commissioners Hester Peirce and Elad Roisman, who are Republican appointees, said in a separate statement that the report went too far.</p><p><blockquote>但共和党任命的SEC委员赫斯特·皮尔斯和埃拉德·罗斯曼在另一份声明中表示，该报告走得太远了。</blockquote></p><p> \"In the wake of an anomalous market event, it can be tempting to identify a convenient scapegoat and leverage the event to pursue regulatory actions without regard to the factual record,\" they said, adding that the report, \"finds no causal connection between the meme stock volatility\" and a practice such as payment for order flow \"that has drawn recent popular attention.\"</p><p><blockquote>他们表示：“在异常市场事件发生后，人们很容易找到一个方便的替罪羊，并利用该事件采取监管行动，而不考虑事实记录。”他们补充说，该报告“没有发现两者之间存在因果关系”。模因股票波动”和“为订单流付费”等做法“最近引起了广泛关注”。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat actually happened during GameStop mania?<blockquote>游戏驿站狂热期间到底发生了什么？</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">CNN Business</strong><span class=\"h-time small\">2021-10-20 11:19</span>\n</p>\n</h4>\n</header>\n<article>\n<p><b>London (CNN Business)&nbsp;-&nbsp;</b>In late January, there was one question on the minds of investors: How did a struggling mall-based video game retailer became&nbsp;Wall Street's hottest stock, seemingly overnight?</p><p><blockquote><b>伦敦（CNN商业）——</b>一月底，投资者心中有一个问题：一家陷入困境的购物中心视频游戏零售商如何在一夜之间成为华尔街最热门的股票？</blockquote></p><p> Now, after months of research, the industry's top regulator has answers — and its findings could pave the way for major reforms to how financial markets function as amateur traders&nbsp;remain a powerful force.</p><p><blockquote>现在，经过数月的研究，该行业的最高监管机构已经找到了答案——其研究结果可能为金融市场如何运作的重大改革铺平道路，因为业余交易者仍然是一股强大的力量。</blockquote></p><p> What's happening: The US Securities and Exchange Commission just released a44-page reportexaminingGameStop(GME)mania, the early 2021 phenomenon in which the company's shares, plugged by enthusiasts on social media, rocketed about 2,700% in a matter of weeks.</p><p><blockquote>正在发生的事情：美国证券交易委员会刚刚发布了一份长达44页的报告，审查GameStop(GME)狂热，这是2021年初的一种现象，该公司的股价在社交媒体上受到爱好者的炒作，在几周内飙升了约2,700%。</blockquote></p><p> Other companies, including movie theater chain&nbsp;AMC Entertainment(AMC), electronics company&nbsp;Koss(KOSS)&nbsp;and clothing chain&nbsp;Express(EXPR), also logged astronomical gains as online hype reached a fever pitch.</p><p><blockquote>随着网上炒作达到白热化，连锁电影院AMC院线（AMC）、电子公司科斯（KOSS）和服装连锁店Express（EXPR）等其他公司也录得天文数字的涨幅。</blockquote></p><p> The report is full of interesting findings about the so-called \"meme stock\" craze. Here are some of the highlights.</p><p><blockquote>该报告充满了关于所谓“模因股票”热潮的有趣发现。以下是一些亮点。</blockquote></p><p> It really was wild.The SEC found that the number of unique accounts trading GameStop on a given day rose to nearly 900,000 by Jan. 27, up from fewer than 10,000 at the beginning of the month.</p><p><blockquote>真的很疯狂。SEC发现，截至1月27日，某一天交易游戏驿站的独立账户数量从本月初的不到10,000个增至近90万个。</blockquote></p><p> And the volume of stock changing hands was massive. Between Jan. 13 and Jan. 29, an average of 100 million GameStop shares were traded per day, up 1,400% from the 2020 average.</p><p><blockquote>股票易手量巨大。1月13日至1月29日期间，游戏驿站股票平均每天交易量为1亿股，较2020年平均水平增长1,400%。</blockquote></p><p> The action wasn't just limited to GameStop. More than 100 stocks \"experienced large price moves or increased trading volume that significantly exceeded broader market movements,\" the SEC said.</p><p><blockquote>这一行动不仅限于游戏驿站。SEC表示，100多只股票“经历了大幅价格波动或交易量增加，大大超过了大盘波动”。</blockquote></p><p> Some theories were off. One reason GameStop generated so much attention was because it fit a compelling David versus Goliath narrative, in which a band of renegade traders coordinating on platforms like Reddit successfully took on big hedge funds that had placed bets against GameStop. When the company's share price rose dramatically, those hedge funds allegedly had to buy stock in the company to cover their positions, triggering even bigger gains.</p><p><blockquote>有些理论是错误的。游戏驿站引起如此多关注的原因之一是，它符合引人注目的大卫与歌利亚的叙事，其中一群叛逆的交易员在Reddit等平台上协调，成功地对抗了做空游戏驿站的大型对冲基金。据称，当该公司股价大幅上涨时，这些对冲基金不得不购买该公司的股票来补仓，从而引发更大的涨幅。</blockquote></p><p> That did happen. But the SEC found that \"such buying was a small fraction of overall buy volume,\" and that it was \"positive sentiment, not the buying-to-cover, that sustained the weeks-long price appreciation of GameStop stock.\"</p><p><blockquote>确实发生了。但美国证券交易委员会发现，“此类购买仅占总体购买量的一小部分”，并且“积极情绪，而不是买入对冲，维持了游戏驿站股票长达数周的价格上涨。”</blockquote></p><p> Robinhood is under the microscope. The SEC thinks regulators should take a closer look at how popular trading apps function. That could put pressure on the company, which&nbsp;went public in July.</p><p><blockquote>罗宾汉在显微镜下。美国证券交易委员会认为监管机构应该仔细研究流行交易应用程序的运作方式。这可能会给该公司带来压力，该公司于7月上市。</blockquote></p><p> \"Consideration should be given to whether game-like features and celebratory animations that are likely intended to create positive feedback from trading lead investors to trade more than they would otherwise,\" the report said.</p><p><blockquote>报告称：“应该考虑可能旨在从交易中创造积极反馈的类似游戏的功能和庆祝动画是否会导致投资者进行比其他方式更多的交易。”</blockquote></p><p> The SEC also said the practice at the center of Robinhood's business model, known as \"payment for order flow,\" could compel the company to find \"novel ways to increase customer trading.\"</p><p><blockquote>SEC还表示，Robinhood商业模式的核心做法，即“订单流支付”，可能会迫使该公司寻找“增加客户交易的新方法”。</blockquote></p><p> When an investor places an order to buy a stock on its app, Robinhood routes the order to a market maker like Citadel Securities, which then handles execution — and pays Robinhood for that privilege. SEC Chair Gary Gensler has previously indicated he's skeptical of payment for order flow.</p><p><blockquote>当投资者在其应用程序上下单购买股票时，Robinhood会将订单发送给Citadel Securities等做市商，然后由该做市商处理执行，并向Robinhood支付该特权费用。SEC主席加里·詹斯勒(Gary Gensler)此前曾表示，他对订单流的支付持怀疑态度。</blockquote></p><p> Big picture: The report didn't include specific policy recommendations. But it could help Gensler's SEC eventually make changes to how markets function.</p><p><blockquote>大图：该报告没有包括具体的政策建议。但它可以帮助Gensler的SEC最终改变市场的运作方式。</blockquote></p><p> \"January's events gave us an opportunity to consider how we can further our efforts to make the equity markets as fair, orderly and efficient as possible,\" Gensler, who was nominated by President Joe Biden, said in a statement Monday.</p><p><blockquote>由总统乔·拜登提名的詹斯勒周一在一份声明中表示：“一月份的事件让我们有机会考虑如何进一步努力，使股市尽可能公平、有序和高效。”</blockquote></p><p> But SEC Commissioners Hester Peirce and Elad Roisman, who are Republican appointees, said in a separate statement that the report went too far.</p><p><blockquote>但共和党任命的SEC委员赫斯特·皮尔斯和埃拉德·罗斯曼在另一份声明中表示，该报告走得太远了。</blockquote></p><p> \"In the wake of an anomalous market event, it can be tempting to identify a convenient scapegoat and leverage the event to pursue regulatory actions without regard to the factual record,\" they said, adding that the report, \"finds no causal connection between the meme stock volatility\" and a practice such as payment for order flow \"that has drawn recent popular attention.\"</p><p><blockquote>他们表示：“在异常市场事件发生后，人们很容易找到一个方便的替罪羊，并利用该事件采取监管行动，而不考虑事实记录。”他们补充说，该报告“没有发现两者之间存在因果关系”。模因股票波动”和“为订单流付费”等做法“最近引起了广泛关注”。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://edition.cnn.com/2021/10/19/investing/premarket-stocks-trading/index.html\">CNN Business</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GME":"游戏驿站"},"source_url":"https://edition.cnn.com/2021/10/19/investing/premarket-stocks-trading/index.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1123194504","content_text":"London (CNN Business) - In late January, there was one question on the minds of investors: How did a struggling mall-based video game retailer became Wall Street's hottest stock, seemingly overnight?\nNow, after months of research, the industry's top regulator has answers — and its findings could pave the way for major reforms to how financial markets function as amateur traders remain a powerful force.\nWhat's happening: The US Securities and Exchange Commission just released a44-page reportexaminingGameStop(GME)mania, the early 2021 phenomenon in which the company's shares, plugged by enthusiasts on social media, rocketed about 2,700% in a matter of weeks.\nOther companies, including movie theater chain AMC Entertainment(AMC), electronics company Koss(KOSS) and clothing chain Express(EXPR), also logged astronomical gains as online hype reached a fever pitch.\nThe report is full of interesting findings about the so-called \"meme stock\" craze. Here are some of the highlights.\nIt really was wild.The SEC found that the number of unique accounts trading GameStop on a given day rose to nearly 900,000 by Jan. 27, up from fewer than 10,000 at the beginning of the month.\nAnd the volume of stock changing hands was massive. Between Jan. 13 and Jan. 29, an average of 100 million GameStop shares were traded per day, up 1,400% from the 2020 average.\nThe action wasn't just limited to GameStop. More than 100 stocks \"experienced large price moves or increased trading volume that significantly exceeded broader market movements,\" the SEC said.\nSome theories were off. One reason GameStop generated so much attention was because it fit a compelling David versus Goliath narrative, in which a band of renegade traders coordinating on platforms like Reddit successfully took on big hedge funds that had placed bets against GameStop. When the company's share price rose dramatically, those hedge funds allegedly had to buy stock in the company to cover their positions, triggering even bigger gains.\nThat did happen. But the SEC found that \"such buying was a small fraction of overall buy volume,\" and that it was \"positive sentiment, not the buying-to-cover, that sustained the weeks-long price appreciation of GameStop stock.\"\nRobinhood is under the microscope. The SEC thinks regulators should take a closer look at how popular trading apps function. That could put pressure on the company, which went public in July.\n\"Consideration should be given to whether game-like features and celebratory animations that are likely intended to create positive feedback from trading lead investors to trade more than they would otherwise,\" the report said.\nThe SEC also said the practice at the center of Robinhood's business model, known as \"payment for order flow,\" could compel the company to find \"novel ways to increase customer trading.\"\nWhen an investor places an order to buy a stock on its app, Robinhood routes the order to a market maker like Citadel Securities, which then handles execution — and pays Robinhood for that privilege. SEC Chair Gary Gensler has previously indicated he's skeptical of payment for order flow.\nBig picture: The report didn't include specific policy recommendations. But it could help Gensler's SEC eventually make changes to how markets function.\n\"January's events gave us an opportunity to consider how we can further our efforts to make the equity markets as fair, orderly and efficient as possible,\" Gensler, who was nominated by President Joe Biden, said in a statement Monday.\nBut SEC Commissioners Hester Peirce and Elad Roisman, who are Republican appointees, said in a separate statement that the report went too far.\n\"In the wake of an anomalous market event, it can be tempting to identify a convenient scapegoat and leverage the event to pursue regulatory actions without regard to the factual record,\" they said, adding that the report, \"finds no causal connection between the meme stock volatility\" and a practice such as payment for order flow \"that has drawn recent popular attention.\"","news_type":1,"symbols_score_info":{"GME":0.9}},"isVote":1,"tweetType":1,"viewCount":2322,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":827754768,"gmtCreate":1634526650056,"gmtModify":1634526777183,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Relax... just buy buy buy!","listText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Relax... just buy buy buy!","text":"$Tiger Brokers(TIGR)$Relax... just buy buy buy!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/827754768","isVote":1,"tweetType":1,"viewCount":3705,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":826641624,"gmtCreate":1634018224338,"gmtModify":1634018224469,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Go up plz!","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Go up plz!","text":"$SoFi Technologies Inc.(SOFI)$Go up plz!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/826641624","isVote":1,"tweetType":1,"viewCount":2388,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":826641911,"gmtCreate":1634018179469,"gmtModify":1634018179590,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>Go go go","listText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>Go go go","text":"$SINGAPORE AIRLINES LTD(C6L.SI)$Go go go","images":[{"img":"https://static.tigerbbs.com/e4d3eb5eb2cc03cc9d446c666ca57118","width":"1284","height":"2538"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/826641911","isVote":1,"tweetType":1,"viewCount":2982,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":881654227,"gmtCreate":1631334542669,"gmtModify":1631891568735,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Drop plz","listText":"Drop plz","text":"Drop plz","images":[{"img":"https://static.tigerbbs.com/ec43b0762db1a89aa5d3a515aee56a5e","width":"1125","height":"3621"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/881654227","isVote":1,"tweetType":1,"viewCount":2892,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":881655687,"gmtCreate":1631334463249,"gmtModify":1631883627520,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Go for $20!!!","listText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Go for $20!!!","text":"$Tiger Brokers(TIGR)$Go for $20!!!","images":[{"img":"https://static.tigerbbs.com/c8b1e34d08a50899f4260149d8faa6ae","width":"1284","height":"2223"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/881655687","isVote":1,"tweetType":1,"viewCount":3007,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":880590775,"gmtCreate":1631063441897,"gmtModify":1631891568732,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Is this a good buy now?","listText":"Is this a good buy now?","text":"Is this a good buy now?","images":[{"img":"https://static.tigerbbs.com/a9f2aa703f6d5a8298c387d1f5308484","width":"1125","height":"3621"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/880590775","isVote":1,"tweetType":1,"viewCount":603,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":880507603,"gmtCreate":1631063348002,"gmtModify":1631891568738,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Drop more pl!","listText":"Drop more pl!","text":"Drop more pl!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/880507603","repostId":"1140893024","repostType":2,"repost":{"id":"1140893024","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1631054373,"share":"https://www.laohu8.com/m/news/1140893024?lang=zh_CN&edition=full","pubTime":"2021-09-08 06:39","market":"us","language":"en","title":"Nio shares fall after $2 billion stock offering announced<blockquote>蔚来宣布发行20亿美元股票后股价下跌</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1140893024","media":"Tiger Newspress","summary":"NIO shares slipped 3.5% in extended trading after announcing at-the-market offering of American depo","content":"<p>NIO shares slipped 3.5% in extended trading&nbsp;after&nbsp;announcing at-the-market offering of American depositary shares.</p><p><blockquote>在宣布在市场上发行美国存托股票后，蔚来股价在盘后交易中下跌3.5%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/e0907d5351eb6acc6316886c6ac37011\" tg-width=\"890\" tg-height=\"638\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> NIO Inc. announced that it has filed a prospectus supplement to sell up to an aggregate of US$2,000,000,000 of its American depositary shares (“ADSs”), each representing one Class A ordinary share of the Company, through an at-the-market equity offering program (the “At-The-Market Offering”).</p><p><blockquote>蔚来宣布，已提交招股说明书补充文件，通过市场股票发行计划（“市场发行”）出售最多2,000,000,000美元的美国存托股票（“ADS”），每股代表公司的一股A类普通股。</blockquote></p><p> The ADSs will be offered through Credit Suisse Securities (USA) LLC, Morgan Stanley &amp; Co. LLC, Goldman Sachs (Asia) L.L.C., China International Capital Corporation Hong Kong Securities Limited, Nomura Securities International, Inc. and Guotai Junan Securities (Hong Kong) Limited as sales agents. Some of the sales agents are expected to make offers and sales both inside and outside the United States through their respective selling agents.</p><p><blockquote>ADS将通过瑞士瑞信证券（美国）有限责任公司、摩根士丹利有限责任公司、高盛（亚洲）有限责任公司、中国国际金融香港证券有限公司、野村证券国际有限公司和国泰君安证券（香港）有限公司作为销售代理发售。一些销售代理预计将通过其各自的销售代理在美国内外进行报价和销售。</blockquote></p><p> NIO has entered into an equity distribution agreement with the sales agents relating to the At-The-Market Offering. Sales, if any, of the ADSs under the At-The-Market Offering will be made from time to time, at the Company’s discretion, by means of ordinary broker transactions on or through the New York Stock Exchange (the “NYSE”) or other markets for its ADSs, sales made to or through a market maker other than on an exchange, or otherwise in negotiated transactions, or as otherwise agreed with the sales agents. Sales may be made at market prices prevailing at the time of sale or at negotiated prices. As a result, sales prices may vary.</p><p><blockquote>蔚来已与销售代理就市场发售签订股权分配协议。根据市场发售出售美国存讬股（如有）将不时由公司酌情决定，通过在纽约证券交易所（“纽约证券交易所”）或其美国存讬股的其他市场进行的普通经纪交易、向或通过交易所以外的做市商进行的销售、或以协商交易或与销售代理另行商定的方式进行。销售可以按销售时的现行市价或协商价格进行。因此，销售价格可能会有所不同。</blockquote></p><p> The Company currently plans to use the net proceeds from the At-The-Market Offering to further strengthen its balance sheet, as well as for general corporate purposes.</p><p><blockquote>该公司目前计划将市场发行的净收益用于进一步加强其资产负债表以及一般公司用途。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nio shares fall after $2 billion stock offering announced<blockquote>蔚来宣布发行20亿美元股票后股价下跌</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNio shares fall after $2 billion stock offering announced<blockquote>蔚来宣布发行20亿美元股票后股价下跌</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-08 06:39</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>NIO shares slipped 3.5% in extended trading&nbsp;after&nbsp;announcing at-the-market offering of American depositary shares.</p><p><blockquote>在宣布在市场上发行美国存托股票后，蔚来股价在盘后交易中下跌3.5%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/e0907d5351eb6acc6316886c6ac37011\" tg-width=\"890\" tg-height=\"638\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> NIO Inc. announced that it has filed a prospectus supplement to sell up to an aggregate of US$2,000,000,000 of its American depositary shares (“ADSs”), each representing one Class A ordinary share of the Company, through an at-the-market equity offering program (the “At-The-Market Offering”).</p><p><blockquote>蔚来宣布，已提交招股说明书补充文件，通过市场股票发行计划（“市场发行”）出售最多2,000,000,000美元的美国存托股票（“ADS”），每股代表公司的一股A类普通股。</blockquote></p><p> The ADSs will be offered through Credit Suisse Securities (USA) LLC, Morgan Stanley &amp; Co. LLC, Goldman Sachs (Asia) L.L.C., China International Capital Corporation Hong Kong Securities Limited, Nomura Securities International, Inc. and Guotai Junan Securities (Hong Kong) Limited as sales agents. Some of the sales agents are expected to make offers and sales both inside and outside the United States through their respective selling agents.</p><p><blockquote>ADS将通过瑞士瑞信证券（美国）有限责任公司、摩根士丹利有限责任公司、高盛（亚洲）有限责任公司、中国国际金融香港证券有限公司、野村证券国际有限公司和国泰君安证券（香港）有限公司作为销售代理发售。一些销售代理预计将通过其各自的销售代理在美国内外进行报价和销售。</blockquote></p><p> NIO has entered into an equity distribution agreement with the sales agents relating to the At-The-Market Offering. Sales, if any, of the ADSs under the At-The-Market Offering will be made from time to time, at the Company’s discretion, by means of ordinary broker transactions on or through the New York Stock Exchange (the “NYSE”) or other markets for its ADSs, sales made to or through a market maker other than on an exchange, or otherwise in negotiated transactions, or as otherwise agreed with the sales agents. Sales may be made at market prices prevailing at the time of sale or at negotiated prices. As a result, sales prices may vary.</p><p><blockquote>蔚来已与销售代理就市场发售签订股权分配协议。根据市场发售出售美国存讬股（如有）将不时由公司酌情决定，通过在纽约证券交易所（“纽约证券交易所”）或其美国存讬股的其他市场进行的普通经纪交易、向或通过交易所以外的做市商进行的销售、或以协商交易或与销售代理另行商定的方式进行。销售可以按销售时的现行市价或协商价格进行。因此，销售价格可能会有所不同。</blockquote></p><p> The Company currently plans to use the net proceeds from the At-The-Market Offering to further strengthen its balance sheet, as well as for general corporate purposes.</p><p><blockquote>该公司目前计划将市场发行的净收益用于进一步加强其资产负债表以及一般公司用途。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"NIO":"蔚来"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1140893024","content_text":"NIO shares slipped 3.5% in extended trading after announcing at-the-market offering of American depositary shares.\n\nNIO Inc. announced that it has filed a prospectus supplement to sell up to an aggregate of US$2,000,000,000 of its American depositary shares (“ADSs”), each representing one Class A ordinary share of the Company, through an at-the-market equity offering program (the “At-The-Market Offering”).\nThe ADSs will be offered through Credit Suisse Securities (USA) LLC, Morgan Stanley & Co. LLC, Goldman Sachs (Asia) L.L.C., China International Capital Corporation Hong Kong Securities Limited, Nomura Securities International, Inc. and Guotai Junan Securities (Hong Kong) Limited as sales agents. Some of the sales agents are expected to make offers and sales both inside and outside the United States through their respective selling agents.\nNIO has entered into an equity distribution agreement with the sales agents relating to the At-The-Market Offering. Sales, if any, of the ADSs under the At-The-Market Offering will be made from time to time, at the Company’s discretion, by means of ordinary broker transactions on or through the New York Stock Exchange (the “NYSE”) or other markets for its ADSs, sales made to or through a market maker other than on an exchange, or otherwise in negotiated transactions, or as otherwise agreed with the sales agents. Sales may be made at market prices prevailing at the time of sale or at negotiated prices. As a result, sales prices may vary.\nThe Company currently plans to use the net proceeds from the At-The-Market Offering to further strengthen its balance sheet, as well as for general corporate purposes.","news_type":1,"symbols_score_info":{"NIO":0.9}},"isVote":1,"tweetType":1,"viewCount":479,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":815122229,"gmtCreate":1630658380361,"gmtModify":1631891568738,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Go go go!","listText":"Go go go!","text":"Go go go!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/815122229","repostId":"1115885693","repostType":4,"repost":{"id":"1115885693","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1630657884,"share":"https://www.laohu8.com/m/news/1115885693?lang=zh_CN&edition=full","pubTime":"2021-09-03 16:31","market":"us","language":"en","title":"Meta Materials shares jumped 9.5% in premarket trading<blockquote>Meta Materials股价盘前交易上涨9.5%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1115885693","media":"Tiger Newspress","summary":"Meta Materials shares jumped 9.5% in premarket trading.\nAs growth investors focus on companies with ","content":"<p>Meta&nbsp;Materials&nbsp;shares&nbsp;jumped&nbsp;9.5%&nbsp;in&nbsp;premarket&nbsp;trading.</p><p><blockquote>Meta Materials股价在盘前交易中上涨9.</blockquote></p><p> <img src=\"https://static.tigerbbs.com/6735d98c58dd37f7b480d596413f56f0\" tg-width=\"872\" tg-height=\"621\" referrerpolicy=\"no-referrer\">As growth investors focus on companies with high-end, innovative technologies, Meta Materials has come into focus. This is a company designed to be the next-generation growth stock investors are looking for. The company produces a range of high-performance nano composites and other functional materials powering the explosive technological growth our economy is seeing.</p><p><blockquote>随着成长型投资者关注拥有高端创新技术的公司，Meta Materials成为人们关注的焦点。这家公司旨在成为投资者正在寻找的下一代成长型股票。该公司生产一系列高性能纳米复合材料和其他功能材料，为我们经济的爆炸性技术增长提供动力。</blockquote></p><p> Accordingly, Meta Materials is growing in interest among investors as a “picks and shovels” play on various strong secular catalysts. A speculative pick, Meta Materials provides investors with tremendous growth potential.</p><p><blockquote>因此，投资者对Meta Materials越来越感兴趣，因为它是各种强大的长期催化剂的“镐和铲子”游戏。Meta Materials是一种投机性选择，为投资者提供了巨大的增长潜力。</blockquote></p><p> However, another key catalyst appears to be driving MMAT stock. Let’s dive into what investors are focusing on right now.</p><p><blockquote>然而，另一个关键催化剂似乎正在推动MMAT股票。让我们深入了解投资者目前关注的内容。</blockquote></p><p> Potential short-squeeze stocks have been taking off once again this past week. For investors in Meta Materials, this is a good thing.</p><p><blockquote>过去一周，潜在的轧空股票再次起飞。对于元材料的投资者来说，这是一件好事。</blockquote></p><p> It appears Meta Materials has made the short-squeeze list among many retail traders. However, yesteday, an&nbsp;<b>S3 Partners</b>&nbsp;executive outlined his short-squeeze thesis for MMAT stock. This call, via a&nbsp;<i>CNBC</i>&nbsp;interview, has unsurprisingly emboldened retail traders to jump into MMAT stock.</p><p><blockquote>Meta Materials似乎已被许多散户交易者列入轧空名单。然而，昨天，一个<b>S3合作伙伴</b>高管概述了他对MMAT股票的轧空论点。这个看涨期权，通过一个<i>CNBC</i>采访，不出所料，鼓励散户交易者买入MMAT股票。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Meta Materials shares jumped 9.5% in premarket trading<blockquote>Meta Materials股价盘前交易上涨9.5%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMeta Materials shares jumped 9.5% in premarket trading<blockquote>Meta Materials股价盘前交易上涨9.5%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-03 16:31</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Meta&nbsp;Materials&nbsp;shares&nbsp;jumped&nbsp;9.5%&nbsp;in&nbsp;premarket&nbsp;trading.</p><p><blockquote>Meta Materials股价在盘前交易中上涨9.</blockquote></p><p> <img src=\"https://static.tigerbbs.com/6735d98c58dd37f7b480d596413f56f0\" tg-width=\"872\" tg-height=\"621\" referrerpolicy=\"no-referrer\">As growth investors focus on companies with high-end, innovative technologies, Meta Materials has come into focus. This is a company designed to be the next-generation growth stock investors are looking for. The company produces a range of high-performance nano composites and other functional materials powering the explosive technological growth our economy is seeing.</p><p><blockquote>随着成长型投资者关注拥有高端创新技术的公司，Meta Materials成为人们关注的焦点。这家公司旨在成为投资者正在寻找的下一代成长型股票。该公司生产一系列高性能纳米复合材料和其他功能材料，为我们经济的爆炸性技术增长提供动力。</blockquote></p><p> Accordingly, Meta Materials is growing in interest among investors as a “picks and shovels” play on various strong secular catalysts. A speculative pick, Meta Materials provides investors with tremendous growth potential.</p><p><blockquote>因此，投资者对Meta Materials越来越感兴趣，因为它是各种强大的长期催化剂的“镐和铲子”游戏。Meta Materials是一种投机性选择，为投资者提供了巨大的增长潜力。</blockquote></p><p> However, another key catalyst appears to be driving MMAT stock. Let’s dive into what investors are focusing on right now.</p><p><blockquote>然而，另一个关键催化剂似乎正在推动MMAT股票。让我们深入了解投资者目前关注的内容。</blockquote></p><p> Potential short-squeeze stocks have been taking off once again this past week. For investors in Meta Materials, this is a good thing.</p><p><blockquote>过去一周，潜在的轧空股票再次起飞。对于元材料的投资者来说，这是一件好事。</blockquote></p><p> It appears Meta Materials has made the short-squeeze list among many retail traders. However, yesteday, an&nbsp;<b>S3 Partners</b>&nbsp;executive outlined his short-squeeze thesis for MMAT stock. This call, via a&nbsp;<i>CNBC</i>&nbsp;interview, has unsurprisingly emboldened retail traders to jump into MMAT stock.</p><p><blockquote>Meta Materials似乎已被许多散户交易者列入轧空名单。然而，昨天，一个<b>S3合作伙伴</b>高管概述了他对MMAT股票的轧空论点。这个看涨期权，通过一个<i>CNBC</i>采访，不出所料，鼓励散户交易者买入MMAT股票。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MMAT":"Meta Materials Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1115885693","content_text":"Meta Materials shares jumped 9.5% in premarket trading.\nAs growth investors focus on companies with high-end, innovative technologies, Meta Materials has come into focus. This is a company designed to be the next-generation growth stock investors are looking for. The company produces a range of high-performance nano composites and other functional materials powering the explosive technological growth our economy is seeing.\nAccordingly, Meta Materials is growing in interest among investors as a “picks and shovels” play on various strong secular catalysts. A speculative pick, Meta Materials provides investors with tremendous growth potential.\nHowever, another key catalyst appears to be driving MMAT stock. Let’s dive into what investors are focusing on right now.\nPotential short-squeeze stocks have been taking off once again this past week. For investors in Meta Materials, this is a good thing.\nIt appears Meta Materials has made the short-squeeze list among many retail traders. However, yesteday, an S3 Partners executive outlined his short-squeeze thesis for MMAT stock. This call, via a CNBC interview, has unsurprisingly emboldened retail traders to jump into MMAT stock.","news_type":1,"symbols_score_info":{"MMAT":0.9}},"isVote":1,"tweetType":1,"viewCount":488,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":812256414,"gmtCreate":1630591720038,"gmtModify":1631891568743,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/812256414","repostId":"1114102397","repostType":4,"isVote":1,"tweetType":1,"viewCount":731,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":818675300,"gmtCreate":1630408557500,"gmtModify":1631891568747,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Ok plz comment and like","listText":"Ok plz comment and like","text":"Ok plz comment and like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/818675300","repostId":"2163859671","repostType":4,"isVote":1,"tweetType":1,"viewCount":610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":837181510,"gmtCreate":1629864394430,"gmtModify":1631891568746,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Up up up","listText":"Up up up","text":"Up up up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/837181510","repostId":"1172771617","repostType":4,"repost":{"id":"1172771617","kind":"news","pubTimestamp":1629862424,"share":"https://www.laohu8.com/m/news/1172771617?lang=zh_CN&edition=full","pubTime":"2021-08-25 11:33","market":"us","language":"en","title":"Nasdaq hits 15,000 for first time ever. Is Dow 36,000 next?<blockquote>纳斯达克有史以来第一次达到15,000。下一个是道指36,000点吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1172771617","media":"CNN","summary":"New York (CNN Business)It seems that nothing can stop the stock market. The bulls have assumed contr","content":"<p>New York (CNN Business)It seems that nothing can stop the stock market. The bulls have assumed control.</p><p><blockquote>纽约（CNN商业）似乎没有什么能阻止股市。多头已经控制了局面。</blockquote></p><p> The Nasdaq surpassed the 15,000 level for the first time ever Tuesday, rising 0.5% thanks to continued strength in tech stocks like Microsoft (MSFT), Nvidia (NVDA) and Google owner Alphabet (GOOGL).</p><p><blockquote>由于微软(MSFT)、英伟达(NVDA)和谷歌母公司Alphabet(GOOGL)等科技股的持续走强，纳斯达克周二首次突破15,000点水平，上涨0.5%。</blockquote></p><p> It's been a stunning rise for the Nasdaq since stocks bottomed in late March 2020 from the brief Covid-induced selloff. According to research firm Bespoke Investment Group, this is the sixth time the Nasdaq has crossed a 1,000-point threshold since the pandemic began.</p><p><blockquote>自2020年3月下旬股市因新冠疫情引发的短暂抛售而触底以来，纳斯达克的涨幅令人惊叹。据研究公司Bespoke Investment Group称，这是自疫情爆发以来纳斯达克第六次突破1000点大关。</blockquote></p><p> The S&amp;P 500 gained about 0.2% and also hit a new record high. It is not far from topping the 4,500 milestone.</p><p><blockquote>标普500上涨约0.2%，也创下历史新高。距离突破4500大关已经不远了。</blockquote></p><p> And then there's the Dow. The most famous Wall Street market barometer, home to Apple (AAPL), Coca-Cola (KO), Disney (DIS), Johnson &amp; Johnson (JNJ), Walmart (WMT) and 25 other American titans of industry, rose more than 30 points, or 0.1%, and is close to an all-time high, too.</p><p><blockquote>然后是道琼斯指数。华尔街最著名的市场晴雨表，苹果(AAPL)、可口可乐(KO)、迪斯尼(DIS)、强生(JNJ)、沃尔玛(WMT)和其他25家美国工业巨头的所在地，上涨超过30点，即0.1%，也接近历史新高。</blockquote></p><p> It's also approaching a notable milestone — one that's more than two decades in the making.</p><p><blockquote>它也正在接近一个值得注意的里程碑——一个酝酿了二十多年的里程碑。</blockquote></p><p> The Dow is currently a little more than 600 points away from hitting 36,000. It only needs to go up about 2% to get there.</p><p><blockquote>道指目前距离触及36,000点仅600点多一点。它只需要上涨2%左右就可以到达那里。</blockquote></p><p> <h3>Why is that number significant?</h3> It's the prediction made by journalist James Glassman and economist Kevin Hassett, who later went on to fame as a senior White House economic adviser to President Trump.</p><p><blockquote><h3>为什么这个数字很重要？</h3>这是记者詹姆斯·格拉斯曼和经济学家凯文·哈塞特做出的预测，他们后来作为特朗普总统的白宫高级经济顾问而声名鹊起。</blockquote></p><p> The Dow was hovering just above 10,000 in October 1999 when their book, \"Dow 36,000: The New Strategy for Profiting From the Coming Rise in the Stock Market\" was published. The Dow peaked just above 11,400 by early 2000. Hassett and Glassman predicted that the Dow could hit 36,000 as soon as 2005.</p><p><blockquote>1999年10月，当他们的书《道琼斯指数36,000点：从即将到来的股市上涨中获利的新策略》出版时，道琼斯指数徘徊在10,000点上方。道琼斯指数在2000年初达到略高于11,400点的峰值。哈塞特和格拉斯曼预测，道指最快可能在2005年触及36,000点。</blockquote></p><p> That didn't happen. Stocks plummeted in the final months of 2000 as the dot-com bubble burst. The market tumbled again after the 9/11 terrorist attacks led to a recession.</p><p><blockquote>那并没有发生。随着互联网泡沫的破裂，股市在2000年的最后几个月暴跌。911恐怖袭击导致经济衰退后，市场再次暴跌。</blockquote></p><p> Investor sentiment was further depressed by significant accounting scandals at Enron, Worldcom and Tyco, who were all once considered market leaders. The Dow hit a low of around 7,200 in 2002.</p><p><blockquote>安然、世通和泰科的重大会计丑闻进一步打击了投资者情绪，这些公司都曾被认为是市场领导者。道琼斯指数在2002年触及7200点左右的低点。</blockquote></p><p> Stocks didn't get back to pre-bubble levels until 2006, and it wasn't long after that the market peaked again in October 2007 as the housing market started to unravel.</p><p><blockquote>股市直到2006年才回到泡沫前的水平，不久之后，随着房地产市场开始崩溃，市场在2007年10月再次见顶。</blockquote></p><p> That ultimately led to the 2008 implosion of Lehman Brothers and the Great Recession. The Dow slid to 6,470 by March 2009 before bottoming.</p><p><blockquote>这最终导致了2008年雷曼兄弟的内爆和大衰退。道琼斯指数在2009年3月跌至6470点，然后触底。</blockquote></p><p> So if the Dow keeps climbing and finally fulfills the Glassman/Hassett prophecy, we guess that 36K is better late than never.</p><p><blockquote>因此，如果道指继续攀升并最终实现格拉斯曼/哈塞特的预言，我们猜测36K迟到总比不到好。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nasdaq hits 15,000 for first time ever. Is Dow 36,000 next?<blockquote>纳斯达克有史以来第一次达到15,000。下一个是道指36,000点吗？</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNasdaq hits 15,000 for first time ever. Is Dow 36,000 next?<blockquote>纳斯达克有史以来第一次达到15,000。下一个是道指36,000点吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">CNN</strong><span class=\"h-time small\">2021-08-25 11:33</span>\n</p>\n</h4>\n</header>\n<article>\n<p>New York (CNN Business)It seems that nothing can stop the stock market. The bulls have assumed control.</p><p><blockquote>纽约（CNN商业）似乎没有什么能阻止股市。多头已经控制了局面。</blockquote></p><p> The Nasdaq surpassed the 15,000 level for the first time ever Tuesday, rising 0.5% thanks to continued strength in tech stocks like Microsoft (MSFT), Nvidia (NVDA) and Google owner Alphabet (GOOGL).</p><p><blockquote>由于微软(MSFT)、英伟达(NVDA)和谷歌母公司Alphabet(GOOGL)等科技股的持续走强，纳斯达克周二首次突破15,000点水平，上涨0.5%。</blockquote></p><p> It's been a stunning rise for the Nasdaq since stocks bottomed in late March 2020 from the brief Covid-induced selloff. According to research firm Bespoke Investment Group, this is the sixth time the Nasdaq has crossed a 1,000-point threshold since the pandemic began.</p><p><blockquote>自2020年3月下旬股市因新冠疫情引发的短暂抛售而触底以来，纳斯达克的涨幅令人惊叹。据研究公司Bespoke Investment Group称，这是自疫情爆发以来纳斯达克第六次突破1000点大关。</blockquote></p><p> The S&amp;P 500 gained about 0.2% and also hit a new record high. It is not far from topping the 4,500 milestone.</p><p><blockquote>标普500上涨约0.2%，也创下历史新高。距离突破4500大关已经不远了。</blockquote></p><p> And then there's the Dow. The most famous Wall Street market barometer, home to Apple (AAPL), Coca-Cola (KO), Disney (DIS), Johnson &amp; Johnson (JNJ), Walmart (WMT) and 25 other American titans of industry, rose more than 30 points, or 0.1%, and is close to an all-time high, too.</p><p><blockquote>然后是道琼斯指数。华尔街最著名的市场晴雨表，苹果(AAPL)、可口可乐(KO)、迪斯尼(DIS)、强生(JNJ)、沃尔玛(WMT)和其他25家美国工业巨头的所在地，上涨超过30点，即0.1%，也接近历史新高。</blockquote></p><p> It's also approaching a notable milestone — one that's more than two decades in the making.</p><p><blockquote>它也正在接近一个值得注意的里程碑——一个酝酿了二十多年的里程碑。</blockquote></p><p> The Dow is currently a little more than 600 points away from hitting 36,000. It only needs to go up about 2% to get there.</p><p><blockquote>道指目前距离触及36,000点仅600点多一点。它只需要上涨2%左右就可以到达那里。</blockquote></p><p> <h3>Why is that number significant?</h3> It's the prediction made by journalist James Glassman and economist Kevin Hassett, who later went on to fame as a senior White House economic adviser to President Trump.</p><p><blockquote><h3>为什么这个数字很重要？</h3>这是记者詹姆斯·格拉斯曼和经济学家凯文·哈塞特做出的预测，他们后来作为特朗普总统的白宫高级经济顾问而声名鹊起。</blockquote></p><p> The Dow was hovering just above 10,000 in October 1999 when their book, \"Dow 36,000: The New Strategy for Profiting From the Coming Rise in the Stock Market\" was published. The Dow peaked just above 11,400 by early 2000. Hassett and Glassman predicted that the Dow could hit 36,000 as soon as 2005.</p><p><blockquote>1999年10月，当他们的书《道琼斯指数36,000点：从即将到来的股市上涨中获利的新策略》出版时，道琼斯指数徘徊在10,000点上方。道琼斯指数在2000年初达到略高于11,400点的峰值。哈塞特和格拉斯曼预测，道指最快可能在2005年触及36,000点。</blockquote></p><p> That didn't happen. Stocks plummeted in the final months of 2000 as the dot-com bubble burst. The market tumbled again after the 9/11 terrorist attacks led to a recession.</p><p><blockquote>那并没有发生。随着互联网泡沫的破裂，股市在2000年的最后几个月暴跌。911恐怖袭击导致经济衰退后，市场再次暴跌。</blockquote></p><p> Investor sentiment was further depressed by significant accounting scandals at Enron, Worldcom and Tyco, who were all once considered market leaders. The Dow hit a low of around 7,200 in 2002.</p><p><blockquote>安然、世通和泰科的重大会计丑闻进一步打击了投资者情绪，这些公司都曾被认为是市场领导者。道琼斯指数在2002年触及7200点左右的低点。</blockquote></p><p> Stocks didn't get back to pre-bubble levels until 2006, and it wasn't long after that the market peaked again in October 2007 as the housing market started to unravel.</p><p><blockquote>股市直到2006年才回到泡沫前的水平，不久之后，随着房地产市场开始崩溃，市场在2007年10月再次见顶。</blockquote></p><p> That ultimately led to the 2008 implosion of Lehman Brothers and the Great Recession. The Dow slid to 6,470 by March 2009 before bottoming.</p><p><blockquote>这最终导致了2008年雷曼兄弟的内爆和大衰退。道琼斯指数在2009年3月跌至6470点，然后触底。</blockquote></p><p> So if the Dow keeps climbing and finally fulfills the Glassman/Hassett prophecy, we guess that 36K is better late than never.</p><p><blockquote>因此，如果道指继续攀升并最终实现格拉斯曼/哈塞特的预言，我们猜测36K迟到总比不到好。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://edition.cnn.com/2021/08/24/investing/stock-market-today-nasdaq-sp500-dow/index.html\">CNN</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://edition.cnn.com/2021/08/24/investing/stock-market-today-nasdaq-sp500-dow/index.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1172771617","content_text":"New York (CNN Business)It seems that nothing can stop the stock market. The bulls have assumed control.\nThe Nasdaq surpassed the 15,000 level for the first time ever Tuesday, rising 0.5% thanks to continued strength in tech stocks like Microsoft (MSFT), Nvidia (NVDA) and Google owner Alphabet (GOOGL).\nIt's been a stunning rise for the Nasdaq since stocks bottomed in late March 2020 from the brief Covid-induced selloff. According to research firm Bespoke Investment Group, this is the sixth time the Nasdaq has crossed a 1,000-point threshold since the pandemic began.\nThe S&P 500 gained about 0.2% and also hit a new record high. It is not far from topping the 4,500 milestone.\nAnd then there's the Dow. The most famous Wall Street market barometer, home to Apple (AAPL), Coca-Cola (KO), Disney (DIS), Johnson & Johnson (JNJ), Walmart (WMT) and 25 other American titans of industry, rose more than 30 points, or 0.1%, and is close to an all-time high, too.\nIt's also approaching a notable milestone — one that's more than two decades in the making.\nThe Dow is currently a little more than 600 points away from hitting 36,000. It only needs to go up about 2% to get there.\nWhy is that number significant?\nIt's the prediction made by journalist James Glassman and economist Kevin Hassett, who later went on to fame as a senior White House economic adviser to President Trump.\nThe Dow was hovering just above 10,000 in October 1999 when their book, \"Dow 36,000: The New Strategy for Profiting From the Coming Rise in the Stock Market\" was published. The Dow peaked just above 11,400 by early 2000. Hassett and Glassman predicted that the Dow could hit 36,000 as soon as 2005.\nThat didn't happen. Stocks plummeted in the final months of 2000 as the dot-com bubble burst. The market tumbled again after the 9/11 terrorist attacks led to a recession.\nInvestor sentiment was further depressed by significant accounting scandals at Enron, Worldcom and Tyco, who were all once considered market leaders. The Dow hit a low of around 7,200 in 2002.\nStocks didn't get back to pre-bubble levels until 2006, and it wasn't long after that the market peaked again in October 2007 as the housing market started to unravel.\nThat ultimately led to the 2008 implosion of Lehman Brothers and the Great Recession. The Dow slid to 6,470 by March 2009 before bottoming.\nSo if the Dow keeps climbing and finally fulfills the Glassman/Hassett prophecy, we guess that 36K is better late than never.","news_type":1,"symbols_score_info":{".DJI":0.9,".IXIC":0.9}},"isVote":1,"tweetType":1,"viewCount":359,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":837183555,"gmtCreate":1629864317877,"gmtModify":1631891568750,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/AMC\">$AMC Entertainment(AMC)$</a>Go go go!!!","listText":"<a href=\"https://laohu8.com/S/AMC\">$AMC Entertainment(AMC)$</a>Go go go!!!","text":"$AMC Entertainment(AMC)$Go go go!!!","images":[{"img":"https://static.tigerbbs.com/570feef22148c876bde2bf8fdbebac78","width":"1284","height":"2223"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/837183555","isVote":1,"tweetType":1,"viewCount":785,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":833420449,"gmtCreate":1629256518681,"gmtModify":1631891568756,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/833420449","repostId":"1181607588","repostType":4,"repost":{"id":"1181607588","kind":"news","pubTimestamp":1629256236,"share":"https://www.laohu8.com/m/news/1181607588?lang=zh_CN&edition=full","pubTime":"2021-08-18 11:10","market":"us","language":"en","title":"SoFi Technologies: Why The Market Got It All Wrong<blockquote>SoFi Technologies：为什么市场完全错了</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1181607588","media":"seekingalpha","summary":"Summary\n\nSoFi just reported strong Q2 2021 financial results with accelerating growth across its usa","content":"<p><b>Summary</b></p><p><blockquote><b>总结</b></blockquote></p><p> <ul>  <li>SoFi just reported strong Q2 2021 financial results with accelerating growth across its usage metrics, most of which grew by &gt;100%.</li>  <li>Adjusted revenue for the quarter climbed 74% YoY and was based on a diverse revenue mix from SoFi’s three core business segments.</li>  <li>However, investors got spooked by a net loss of &gt;$150 million for the quarter and a muted guidance for H2 2021.</li>  <li>Management made it clear that net loss was impacted by a deferred tax liability from Galileo, while guidance was reiterated despite a $40M headwind from the CARES Act prolongation.</li>  <li>SoFi is diversifying its business and makes significant progress in terms of multi-product adoption, which will be key for future growth. The 15% drop in shares is a clear overreaction.</li> </ul> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/fe3e6f7bf5e8cff3ceb162bee495437a\" tg-width=\"1536\" tg-height=\"910\" width=\"100%\" height=\"auto\"><span>ipopba/iStock via Getty Images</span></p><p><blockquote><ul><li>SoFi刚刚公布了强劲的2021年第二季度财务业绩，其使用指标加速增长，其中大部分增长超过100%。</li><li>该季度调整后收入同比增长74%，基于SoFi三个核心业务部门的多元化收入组合。</li><li>然而，投资者对本季度超过1.5亿美元的净亏损以及2021年下半年的温和指引感到震惊。</li><li>管理层明确表示，净亏损受到伽利略递延税负债的影响，同时尽管CARES法案延期带来了4000万美元的阻力，但仍重申了指引。</li><li>SoFi正在实现业务多元化，并在多产品采用方面取得了重大进展，这将是未来增长的关键。股价下跌15%显然是过度反应。</li></ul><p class=\"t-img-caption\"><span>ipopba/iStock来自Getty Images</span></p></blockquote></p><p> <b>Summary</b></p><p><blockquote><b>总结</b></blockquote></p><p> SoFi Technologies (SOFI) is a fintech company that offers a multitude of digital financial services to customers under its three key business segments, i.e.:</p><p><blockquote>SoFi Technologies(SOFI)是一家金融科技公司，在其三个关键业务部门下为客户提供多种数字金融服务，即：</blockquote></p><p> 1) Lending, which includes personal, home, and student loans;</p><p><blockquote>1)贷款，包括个人贷款、住房贷款和学生贷款；</blockquote></p><p> 2) Financial Services, including savings, spending, investment accounts, as well as various debit and credit card services;</p><p><blockquote>2）金融服务，包括储蓄、消费、投资账户，以及各种借记卡和信用卡服务；</blockquote></p><p> 3) Financial technology, which primarily consists of Galileo, a market-leading financial technology infrastructure provider thatSoFi acquired in May 2020.</p><p><blockquote>3)金融科技，主要由SoFi于2020年5月收购的市场领先的金融科技基础设施提供商Galileo组成。</blockquote></p><p> The company aims to become a one-stop-shop for digital financial services and is well on its way to do so.</p><p><blockquote>该公司的目标是成为数字金融服务的一站式商店，并且正在顺利实现这一目标。</blockquote></p><p> SoFi just reported its first set of financial results since becoming a public company, and results were quite strong for the Q2 2021 quarter:</p><p><blockquote>SoFi刚刚公布了自成为上市公司以来的第一组财务业绩，2021年第二季度的业绩相当强劲：</blockquote></p><p> <ul>  <li>The company showed accelerating growth across its usage metrics, most of which grew by &gt;100%;</li>  <li>Revenues also grew triple-digits at 101% year over year (YoY) to $231.3 million, while adjusted net revenue for the quarter climbed 74% YoY and came in well above guidance of between 58 to 61% YoY growth;</li>  <li>Growth in members and products accelerated as well, all growing by triple-digit percentages, and marking the 8th consecutive quarter of accelerating YoY growth in total members forSoFi.</li>  <li>In addition, the company generated $61 million of positive EBITDA over the past 12 months, a significant improvement from the $149 million of losses experienced for the full year of 2019.</li> </ul> But these numbers were not enough to satisfy investor appetite. In fact, investors rushed out of the stock and shares ofSoFi plunged as much as 15% after the release of results. The stock is now down around -37% over the past 6 months at a market capitalization of around $12 billion.</p><p><blockquote><ul><li>该公司的使用指标均呈现加速增长，其中大部分增长超过100%；</li><li>收入也实现了三位数增长，同比增长101%，达到2.313亿美元，而本季度调整后净收入同比增长74%，远高于同比增长58%至61%的指导；</li><li>会员和产品的增长也在加速，均以三位数的百分比增长，这是SoFi会员总数连续第八个季度同比加速增长。</li><li>此外，该公司在过去12个月中实现了6100万美元的正EBITDA，较2019年全年1.49亿美元的亏损有了显着改善。</li></ul>但这些数字不足以满足投资者的胃口。事实上，业绩发布后，投资者纷纷抛售该股，SoFi股价暴跌15%。该股目前在过去6个月内下跌了约-37%，市值约为120亿美元。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/3534b25722128f58c73322ad0b9b2001\" tg-width=\"635\" tg-height=\"417\" width=\"100%\" height=\"auto\"><span>Data by YCharts</span></p><p><blockquote><p class=\"t-img-caption\"><span>数据来自YCharts</span></p></blockquote></p><p> Seemingly, most of the negative reaction to the Q2 results was based on the fact that the company's net loss increased significantly during the quarter. In addition, the company issued guidance for the second half of 2021 that was&nbsp;below what analysts had predicted.</p><p><blockquote>似乎，对第二季度业绩的大部分负面反应都是基于该公司本季度净亏损大幅增加的事实。此外，该公司发布的2021年下半年指引低于分析师的预测。</blockquote></p><p> We believe the market's reaction toSoFi's numbers is well overblown as both factors, the net loss, as well as the guidance can be attributed to one-time impacts or non-cash items, which we'll explain in more detail below.SoFi's CEO Anthony Noto made it clear on the conference call that the company is accelerating its business across almost every metric. And while it may take some time for investors to understandSoFi's competitive advantage and growth runway, we believe that at current levelsSoFi shares are way oversold.</p><p><blockquote>我们认为市场对SoFi数据的反应被夸大了，因为净亏损和指引这两个因素都可以归因于一次性影响或非现金项目，我们将在下面更详细地解释这一点。SoFi首席执行官Anthony Noto在电话会议上明确表示，该公司正在几乎所有指标上加速其业务。虽然投资者可能需要一些时间才能了解SOFi的竞争优势和增长跑道，但我们认为，在目前的水平上，SOFi股价已经严重超卖。</blockquote></p><p> This article won't focus on a detailed description of the business, but will highlight the most recent financial results. For a deep-dive into the company's business model, opportunities and risks, go visit&nbsp;our previous article&nbsp;on SoFi.</p><p><blockquote>本文不会重点介绍业务的详细描述，但会重点介绍最近的财务业绩。要深入了解该公司的商业模式、机遇和风险，请访问我们之前关于SoFi的文章。</blockquote></p><p> <b>The Numbers</b></p><p><blockquote><b>数字</b></blockquote></p><p> SoFi reported very strong Q2 financial results:</p><p><blockquote>SoFi报告了非常强劲的第二季度财务业绩：</blockquote></p><p> Adjusted Revenue for the quarter climbed 74% YoY, way above management's initial guidance of between 58 to 61% growth, and well above analyst expectations. Furthermore, the company had another quarter of positive EBITDA, which reached $11 million for the quarter, up $35 million YoY from negative ($24) million in Q2 2020.</p><p><blockquote>该季度调整后收入同比增长74%，远高于管理层最初指导的58%至61%的增长，也远高于分析师的预期。此外，该公司又有一个季度的正EBITDA，本季度达到1100万美元，比2020年Q2的负（2400万美元）同比增长3500万美元。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f2326005d2400bf2a6257b4b187d2bc8\" tg-width=\"640\" tg-height=\"284\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> On an annualized basis,SoFi achieved to bring in $852 million in adjusted net revenue and $61 million in adjusted EBITDA, despite some one-time headwinds in the quarter and alongside aggressive investments in the future growth of the company.</p><p><blockquote>按年计算，尽管本季度遇到了一些一次性阻力，并且对公司未来增长进行了积极投资，但SoFi仍实现了8.52亿美元的调整后净收入和6100万美元的调整后EBITDA。</blockquote></p><p></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/dad9c230f84bb4059516cd54c4a45f45\" tg-width=\"640\" tg-height=\"283\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Most importantly, activity onSoFi's platform is accelerating across all areas.SoFi reported the 8th consecutive quarter of accelerating YoY growth for their total members, which reached 2.56 million for the quarter, up from 1.2 million in the Q2 2020 quarter (representing growth of 113%), and up 12% sequentially from Q1.</p><p><blockquote>最重要的是，SoFi平台上所有领域的活动都在加速。SoFi报告称，其会员总数连续第八个季度同比加速增长，本季度会员总数达到256万人，高于2020年第二季度的120万人（增长113%）），较第一季度环比增长12%。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/0fb7e3b27b52cca163a823c883e4af0a\" tg-width=\"640\" tg-height=\"304\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> The quarter also showed continued accelerating YoY growth in Products, which were up 123% to reach 3.7 million.SoFi added more than +2 million products on a YoY comparison, representing 123% YoY growth.</p><p><blockquote>本季度产品数量同比增长持续加速，增长123%，达到370万件。SoFi同比增加超过200万件产品，同比增长123%。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/024d45093cab2fb40cba8ab7d9bd4744\" tg-width=\"640\" tg-height=\"297\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Galileo, their financial technology platform, reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter as the company added 42.9 million new accounts to their financial technology offering.</p><p><blockquote>他们的金融技术平台Galileo的账户数量从3600万增加到7900万，本季度增长了119%，该公司的金融技术产品增加了4290万个新账户。</blockquote></p><p> Galileo now posted greater than 100% YoY growth for the last four quarters for Galileo. The platform is a key cornerstone forSoFi's future growth and the fact that they are growing triple-digits and, for the first time, crossed $100 billion of annualized payment volume in July, shows that the business not only has significant scale already but also has a real competitive advantage as reflected by the YoY growth.</p><p><blockquote>伽利略目前公布过去四个季度的同比增长超过100%。该平台是SoFi未来增长的关键基石，事实上，他们正在以三位数的速度增长，并在7月份首次突破1000亿美元的年化支付量，这表明该业务不仅已经拥有巨大的规模，而且还具有同比增长所反映的真正竞争优势。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a1b72ef771e256023ab2cc56f48f9a10\" tg-width=\"640\" tg-height=\"281\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Lastly,SoFi's business is diversifying in a significant way. Overall member growth for the business was driven by significant expansion in the Financial Services segment, withSoFi Invest andSoFi Money more than tripling the number of Financial Services segment products, to nearly 2.7 million, up from approximately 783,000 vs. Q2 2020. In the most recent quarter Financial Services segment products were nearly three times the number of Lending Products which shows how strongly the business is diversifying away from its initial lending arm (notwithstanding that loan originations still increased by a very strong 66% YoY). The 3x greater scale supported to drive a 1.7x increase in the number of products that were cross-bought by members already active on the platform in comparison to Q2 2020, as noted by the CEO during the conference call.</p><p><blockquote>最后，SoFi的业务正在显着多元化。该业务的整体会员增长是由金融服务领域的显着扩张推动的，SoFi Invest和SoFi Money的金融服务领域产品数量增加了两倍多，达到近270万件，高于2020年第二季度的约783,000件。在最近一个季度，金融服务部门的产品数量几乎是贷款产品数量的三倍，这表明该业务从最初的贷款部门多元化的力度有多大（尽管贷款发放仍同比增长了66%）。正如首席执行官在电话会议上指出的那样，与2020年第二季度相比，规模扩大了3倍，推动已活跃在平台上的会员交叉购买的产品数量增加了1.7倍。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/cd0fb00ddf2b10ee7226b966df927eb7\" tg-width=\"640\" tg-height=\"271\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>The Number That Spooked Investors</b></p><p><blockquote><b>令投资者感到恐慌的数字</b></blockquote></p><p> The one thing that let many investors to sell the stock ofSoFi after the earnings report was that the company reported a significant net loss of $165.3 million compared to a still positive net income of $7.8 million in the prior year quarter. However, as the company&nbsp;explained during the conference call, this was largely due to a one-time item in relation to the business combination with Galileo, as well as non-cash items like stock-based compensation (SBC):</p><p><blockquote>让许多投资者在财报发布后出售SoFi股票的一件事是，该公司报告净亏损1.653亿美元，而去年同期净利润仍为780万美元。然而，正如该公司在电话会议期间解释的那样，这主要是由于与伽利略业务合并相关的一次性项目，以及股票薪酬（SBC）等非现金项目：</blockquote></p><p>   We remeasured our valuation allowance during 2020 as a result of the deferred tax liabilities recognized in connection with our acquisition of Galileo, which decreased the valuation allowance by $99.8 million. The absence of that tax benefit, together with significant non-cash stock-based compensation expenses and fair value changes in warrants primarily related to the fair market value ofSoFi stock, were the largest contributors to the current period net loss.  <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ae29dddc9bc00f8fa31eb7cbee8ca3d5\" tg-width=\"640\" tg-height=\"219\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote>由于与收购Galileo相关的递延税项负债，我们在2020年重新计量了我们的估值拨备，这使估值拨备减少了9980万美元。缺乏该税收优惠，加上大量非现金股票补偿费用以及主要与SOFI股票公平市场价值相关的认股权证公允价值变化，是造成当期净亏损的最大原因。<p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> In addition to management's remarks, investors should take a closer look atSoFi's income statement, where it becomes clearer what drove the net loss. The&nbsp;SEC filing&nbsp;shows that management's cost management is actually very prudent as non-interest expenses, including investments into technology and products, sales and marketing, as well as operating costs only increased by 45%, 48%, 46% respectively which is much lower than the company's +74% revenue growth. Only general and administrative expenses more than tripled during the quarter. Digging deeper into the SEC filing reveals that the big chunk of G&amp;A expenses came from aforementioned $99.8 million in deferred tax liabilities as a result of the acquisition of Galileo, and stock-based compensation as a result of being a public company (see items marked below).</p><p><blockquote>除了管理层的言论外，投资者还应该仔细看看SoFi的损益表，其中净亏损的原因变得更加清晰。SEC文件显示，管理层的成本管理实际上非常谨慎，因为非利息支出，包括对技术和产品、销售和营销的投资，以及运营成本分别仅增长了45%、48%、46%，远低于公司+74%的收入增长。本季度仅一般和管理费用就增加了两倍多。深入研究SEC文件发现，G&amp;A费用的很大一部分来自上述因收购Galileo而产生的9980万美元递延税负债，以及因成为上市公司而产生的基于股票的薪酬（见下面标记的项目）。</blockquote></p><p></p><p> <img src=\"https://static.tigerbbs.com/1d9473db3f6390b5bfb72b27246d0601\" tg-width=\"640\" tg-height=\"409\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/e0113b16a7131123dee0e6ebaf065ebb\" tg-width=\"640\" tg-height=\"215\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> If you exclude the one-time item of deferred tax liabilities of $99.8 million, and adjust for three months of SBC with around half of the previous six months SBC expense, thenSoFi's net loss would have only been around negative $(20) million for the quarter (note that this is based on the author's rough estimates and should not be regarded as an accurate reflection of the actual numbers).</p><p><blockquote>如果您排除9980万美元的一次性递延税负债项目，并以前六个月SBC费用的一半左右对三个月的SBC进行调整，那么SoFi本季度的净亏损将仅为负(20)百万美元左右（请注意，这是基于作者的粗略估计，不应被视为实际数字的准确反映）。</blockquote></p><p> With that back-of-the-envelope calculation in mind, we are not particularly worried about the net loss that was reported for the quarter relative to the strong top-line growth thatSoFi reported.SoFi's numbers clearly indicate that the business is accelerating in growth, diversifying its services rapidly, while we see cross-selling activity ramping up within its customer-base which should provide some important efficiency gains in the future in terms of reduced customer acquisition costs and improved margins. This aspect becomes much clearer when we also take a look at the results from the individual business segments and the respective contribution profit metrics:</p><p><blockquote>考虑到这种粗略的计算，相对于SoFi报告的强劲营收增长，我们并不特别担心本季度报告的净亏损。SoFi的数据清楚地表明该业务正在加速增长，使其服务迅速多元化，同时我们看到其客户群内的交叉销售活动增加，这应该会在未来降低客户获取成本和提高利润率方面带来一些重要的效率收益。当我们还查看各个业务部门的结果以及各自的贡献利润指标时，这方面就变得更加清晰：</blockquote></p><p> <b>1) Lending Segment</b>-SoFi generated adjusted net revenue of $172 million, growing 47% YoY, with a contribution profit of $89 million. The increase was largely driven by personal loan originations, which grew by 188% YoY. In addition, contribution profit (marked below) increased by 80% YoY and respective margins improved to 52% compared to a 42% margin in the prior year quarter - and that was alongside an incremental increase of investment into the business of +$15.3 million for the quarter. Margin improvement was driven by operating efficiencies (e.g. more than 50% of personal loans were fully automated vs. less than 30% one year ago) alongside prudent spending in marketing that has brought cost per funded loan down.</p><p><blockquote><b>1）贷款分部</b>-SoFi调整后净收入为1.72亿美元，同比增长47%，贡献利润为8900万美元。这一增长主要是由个人贷款发放推动的，同比增长188%。此外，贡献利润（如下所示）同比增长80%，各自的利润率从去年同期的42%提高至52%，同时该业务的投资也增加了+1530万美元本季度。利润率的提高是由运营效率推动的（例如，超过50%的个人贷款是完全自动化的，而一年前这一比例不到30%），以及谨慎的营销支出，降低了每笔融资贷款的成本。</blockquote></p><p> SoFi highlighted in the conference call that growth in this segment was achieved despite noticeable headwinds in the student loans business from the government's CARES-act prolongation, with $859 million in origination volume in the quarter representing less than half of pre-CARES levels.</p><p><blockquote>SoFi在《电话会议》中强调，尽管政府延长CARES-act给学生贷款业务带来了明显阻力，但该领域仍实现了增长，本季度的发放额为8.59亿美元，不到CARES前水平的一半。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/cf0b085e6372cd1774f4feac9ca4e2d0\" tg-width=\"640\" tg-height=\"289\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <img src=\"https://static.tigerbbs.com/3c4af0c2068e800edbbe1728761f863b\" tg-width=\"640\" tg-height=\"165\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/15729a0e43c025e7ab40d6017ff0f259\" tg-width=\"640\" tg-height=\"148\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>2) Financial Services Segment</b>- net revenue for this segment for the 2nd quarter reached $17.0 million vs. $2.4 million in Q2 2020, representing growth of a mind-blowing 602% YoY. With a 6x growth rate there is not much doubt that the business is successfully attracting customers, while making significant progress also in terms of cross-selling and multi-product-adoption, which will be an important aspect in reducing customer acquisition costs and driving higher lifetime value per customer. Another important aspect is that the incremental YoY revenue increase is offsetting the increased costs attributable to the segment, which was a $8.5 million YoY increase in expenses vs. a $14.6 million increase in revenue vs. Q2 2020, resulting in an improved contribution metric where losses decreased by 20% YoY.</p><p><blockquote><b>2）金融服务板块</b>-该部门第二季度的净收入达到1700万美元，而2020年第二季度为240万美元，同比增长602%，令人惊叹。凭借6倍的增长率，毫无疑问，该业务正在成功吸引客户，同时在交叉销售和多产品采用方面也取得了重大进展，这将是降低客户获取成本和推动每个客户更高终身价值的一个重要方面。另一个重要方面是，收入同比增长抵消了该部门成本的增加，与2020年第二季度相比，费用同比增加了850万美元，而收入增加了1,460万美元，从而改善了贡献指标，其中损失同比下降20%。</blockquote></p><p> The Financial Services Segment also showed strong product growth across all offerings as total products in this segment grew by 243% YoY.SoFi doesn't rest on its laurels as the company has just launched a new equity capital markets and advisory business in the second quarter, which will be interesting to watch.</p><p><blockquote>金融服务部门的所有产品也显示出强劲的产品增长，该部门的产品总数同比增长243%。SoFi并没有固步自封，因为该公司刚刚在第二季度推出了新的股权资本市场和咨询业务，这将是有趣的观看。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0049b49eeb97244d71a3c9e5e580b1bb\" tg-width=\"640\" tg-height=\"147\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/72aecb1a11aaee4636651095b20bd195\" tg-width=\"640\" tg-height=\"181\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>3) Technology Platform</b>- this segment primarily reports results fromSoFi's financial technology offering Galileo, which saw total net revenue increase by 138% YoY reaching $45.3 million vs. $19 million in the prior year quarter. Total Galileo accounts reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter. Galileo also just crossed $100 billion of annualized payment volume in July as noted during the&nbsp;conference call.</p><p><blockquote><b>3）技术平台</b>-该部门主要报告SoFi金融技术产品Galileo的业绩，该产品的总净收入同比增长138%，达到4530万美元，而去年同期为1900万美元。伽利略账户总数从3600万增至7900万，本季度增长119%。正如电话会议期间指出的那样，伽利略7月份的年化支付额也刚刚突破1000亿美元。</blockquote></p><p></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c567a3c581104d33cb959ebe63c33606\" tg-width=\"640\" tg-height=\"148\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> SoFi is aggressively investing to position Galileo for strong future growth, e.g. by moving operations from on-premise to the cloud, while nearly doubling its headcount and expanding into new geographies. Management mentioned that they are nearing completion of building out a new cloud computing environment for Galileo which is supposed to replace the on premises environment, including the preparation of migrating existing clients to the cloud in Q3. While this contributed to a significant increase in expenses and impacted the resulting contribution profit for this segment,SoFi was still able to show YoY growth in contribution profit of 8%. It is important to see that management is pursuing all efforts to continue to accelerate growth in one of their key differentiating business segments, which Galileo clearly represents. What Amazon did for retail or the cloud with pioneering its AWS offering, could be replicated through Galileo as they are on track to position it as the leading financial technology offering and backbone to the global financial technology industry.</p><p><blockquote>SoFi正在积极投资，为Galileo未来的强劲增长做好准备，例如通过将运营从内部转移到云端，同时将员工人数增加近一倍并扩展到新的地区。管理层提到，他们即将完成为Galileo构建新的云计算环境，该环境将取代内部环境，包括准备在第三季度将现有客户端迁移到云。虽然这导致费用大幅增加并影响了该部门的贡献利润，但SoFi的贡献利润仍同比增长8%。重要的是要看到，管理层正在尽一切努力继续加速其关键差异化业务领域之一的增长，伽利略清楚地代表了这一点。亚马逊在零售或云领域率先推出AWS产品所做的事情可以通过Galileo复制，因为他们有望将其定位为领先的金融技术产品和全球金融技术行业的支柱。</blockquote></p><p> <b>Management Guidance</b></p><p><blockquote><b>管理指导</b></blockquote></p><p> For the third quarter of 2021SoFi's management expects adjusted net revenue of $245 million to $255 million, representing only around 15% growth vs. the prior year quarter, which is markedly lower than the $270.2M&nbsp;average estimate from two analysts. Adjusted EBITDA is expected to come in between negative $(7) million to positive $3 million. The expected top-line growth seems to be quite conservative but has surprised many investors who expected much higher growth rates, especially afterSoFi just reported a +74% growth in the most recent quarter.</p><p><blockquote>SoFi管理层预计2021年第三季度调整后净收入为2.45亿美元至2.55亿美元，与去年同期相比仅增长15%左右，明显低于两位分析师2.702亿美元的平均预期。调整后EBITDA预计在负(7)百万美元至正300万美元之间。预期的营收增长似乎相当保守，但令许多预期增长率高得多的投资者感到惊讶，尤其是在SoFi刚刚报告最近一个季度增长了74%之后。</blockquote></p><p> While the guidance was a significant factor contributing to the sell-off inSoFi's shares, we believe that investors shouldn't put too much focus on the headlines of „missed\" guidance. The fact thatSoFi is sticking to its initial guidance of adjusted net revenue of $980 million and adjusted EBITDA of positive $27 million is the most important take-away.<b>Management was able to reiterate its guidance despite a significant negative expected planning impact on student loan refinancing revenues of negative $40M following the government's extension of the CARES Act moratorium</b>&nbsp;on student loan payments from Sept. 30, 2021 to Jan. 31, 2022. The company now expects a rebound in the student loan refinancing business early next year while, so far, management had planned for the CARES Act to end on September 30 in its initial guidance. In addition, the company also expects a smaller negative impact from the reduced Technology Platform revenue estimate of $12 million based on the minority stake in APEX thatSoFi bought bac (contribution from the investment ended in January 2021).</p><p><blockquote>虽然该指引是导致SoFi股票抛售的一个重要因素，但我们认为投资者不应过多关注“错过”指引的头条新闻。事实上，SoFi坚持其调整后净收入9.8亿美元和调整后EBITDA为正2700万美元的初始指引，这是最重要的收获。<b>尽管政府延长CARES法案暂停期后，预期规划对学生贷款再融资收入产生了重大负面影响，为负4000万美元，但管理层仍能够重申其指导意见</b>2021年9月30日至2022年1月31日期间的学生贷款支付情况。该公司目前预计学生贷款再融资业务将在明年初反弹，而到目前为止，管理层在其初步指导中计划CARES法案将于9月30日结束。此外，该公司还预计，基于SoFi收购bac的APEX少数股权（投资贡献于2021年1月结束），技术平台收入预计减少1200万美元的负面影响较小。</blockquote></p><p> Even despite this significant $40 million negative revenue impact toSoFi's original guidance, plus the originally included $12 million of expected 2021 revenue from the equity investment in APEX, the company did not lower its guidance but was able to reassure investors that the other business segments can outweigh these headwinds, which is a strong validation ofSoFi's diversified business, which will enable the company to maneuver through even difficult periods that may affect one of its business segments from time to time.</p><p><blockquote>尽管对SoFi最初的指导产生了4000万美元的重大负面收入影响，加上最初包含的APEX股权投资预计2021年收入1200万美元，但该公司并没有降低指导，而是能够向投资者保证其他业务部门可以超过这些阻力，这是对SoFi多元化业务的有力验证，这将使公司能够度过可能不时影响其业务部门之一的困难时期。</blockquote></p><p> Lastly, management pointed out a clear cost management strategy relative to its growth prospects which should re-assure investors that at some point the company will be back to positive net income alongside robust topline growth:</p><p><blockquote>最后，管理层指出了相对于其增长前景的明确成本管理战略，这应该会向投资者再次保证，在某个时候，公司将在营收强劲增长的同时恢复正净利润：</blockquote></p><p></p><p>   ...we continue invest aggressively in our business to fuel compounding growth, while still delivering profitability to our shareholders. This combination is not easy, but we are committed to contributing around 30% of incremental revenue to the bottom line and reinvest the remaining 70% in bolstering our product innovation to drive decades of compounding growth. Even as we invest aggressively in technology, marketing and people, we continue to realize cost efficiencies, which is beginning to drive real operating leverage. By leveraging cross buying and better gaining realization and targeting we've reduced sales and marketing as a percentage of revenue and customer acquisition cost meaningfully year-over-year.  Lastly, investors were also keen to hear any updates on the anticipated Bank Charter thatSoFi is pursuing. CEO Anthony Noto mentioned during the conference call that the company is working closely with the Federal Reserve Bank and the OCC in a „constructive process\", but they also reiterated that there's not a definitive timeline to the process itself - so we are still waiting for an update on the bank charter. As previously reported,SoFi filed for a banking charter&nbsp;in July 2020.SoFi's career postings suggest they are building out senior management and teams for the much-anticipated banking division, includingrecent job postingsin compliance, software engineering or auditing.</p><p><blockquote>......我们继续积极投资于我们的业务，以推动复合增长，同时仍然为我们的股东提供盈利能力。这种组合并不容易，但我们致力于为利润贡献约30%的增量收入，并将剩余的70%再投资于支持我们的产品创新，以推动数十年的复合增长。尽管我们在技术、营销和人员方面进行了积极投资，但我们仍在继续实现成本效率，这开始推动真正的运营杠杆。通过利用交叉购买以及更好地实现和定位，我们同比大幅降低了销售和营销占收入的百分比以及客户获取成本。最后，投资者还渴望听到有关SoFi正在寻求的预期银行牌照的任何最新消息。首席执行官Anthony Noto在电话会议上提到，该公司正在与美联储银行和OCC在一个“建设性的过程”中密切合作，但他们也重申，该过程本身没有明确的时间表，因此我们仍在等待银行章程的更新。正如之前报道的那样，SoFi于2020年7月申请了银行执照。SoFi的招聘信息表明，他们正在为备受期待的银行部门组建高级管理层和团队，包括合规、软件工程或审计方面的最新招聘信息。</blockquote></p><p> <b>Conclusion</b></p><p><blockquote><b>结论</b></blockquote></p><p> There was a lot to like inSoFi's first quarterly report as a public company. We believe the sell-off in the company's shares is an overreaction. The muted guidance, or to put it more positively, the fact that management was able to reiterate its initial guidance for FY 2021 despite the significant negative $40 million impact from the prolongation of the CARES act as management no longer expects a tick-up in the student loan financing business in 2021, should actually be seen as a positive sign that the company's business is building up an important diversification of its business as the other business segments can compensate for these headwinds. While there is a risk that the government may continue to prolong the CARES act moratorium, which would negatively impactSoFi's student loan business, the company is now well diversified to outweigh any negative impact, and the set-up also creates some opportunity for upside surprises as we head into 2022, where the company now expects the tick-up in student loan refinancing to happen.</p><p><blockquote>inSoFi作为上市公司的第一份季度报告有很多值得喜欢的地方。我们认为该公司股票的抛售是过度反应。温和的指导，或者更积极地说，尽管CARES法案的延长产生了4000万美元的重大负面影响，但管理层仍能够重申其对2021财年的初步指导，因为管理层不再预计2021财年的学生贷款融资业务实际上应该被视为一个积极迹象，表明该公司的业务正在建立重要的业务多元化，因为其他业务部门可以弥补这些不利因素。虽然政府可能会继续延长CARES法案暂停期，这将对SoFi的学生贷款业务产生负面影响，但该公司现在已经实现了良好的多元化，足以抵消任何负面影响，而且随着我们进入2022年，该公司现在预计学生贷款再融资将会增加。</blockquote></p><p> In conclusion,SoFi is diversifying its business and is making significant progress in terms of cross-selling and multi-product-adoption amongst its customer base, which will be an important aspect in reducing customer acquisition costs, better margins and driving higher lifetime value per customer. We are encouraged to see how short-term headwinds are compensated by other fast-growing business segments. We remain long the stock.</p><p><blockquote>总之，SoFi正在实现业务多元化，并在客户群的交叉销售和多产品采用方面取得了重大进展，这将是降低客户获取成本、提高利润率和提高每个客户终身价值的重要方面。我们很高兴看到其他快速增长的业务部门如何弥补短期阻力。我们仍然做多该股。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Technologies: Why The Market Got It All Wrong<blockquote>SoFi Technologies：为什么市场完全错了</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Technologies: Why The Market Got It All Wrong<blockquote>SoFi Technologies：为什么市场完全错了</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">seekingalpha</strong><span class=\"h-time small\">2021-08-18 11:10</span>\n</p>\n</h4>\n</header>\n<article>\n<p><b>Summary</b></p><p><blockquote><b>总结</b></blockquote></p><p> <ul>  <li>SoFi just reported strong Q2 2021 financial results with accelerating growth across its usage metrics, most of which grew by &gt;100%.</li>  <li>Adjusted revenue for the quarter climbed 74% YoY and was based on a diverse revenue mix from SoFi’s three core business segments.</li>  <li>However, investors got spooked by a net loss of &gt;$150 million for the quarter and a muted guidance for H2 2021.</li>  <li>Management made it clear that net loss was impacted by a deferred tax liability from Galileo, while guidance was reiterated despite a $40M headwind from the CARES Act prolongation.</li>  <li>SoFi is diversifying its business and makes significant progress in terms of multi-product adoption, which will be key for future growth. The 15% drop in shares is a clear overreaction.</li> </ul> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/fe3e6f7bf5e8cff3ceb162bee495437a\" tg-width=\"1536\" tg-height=\"910\" width=\"100%\" height=\"auto\"><span>ipopba/iStock via Getty Images</span></p><p><blockquote><ul><li>SoFi刚刚公布了强劲的2021年第二季度财务业绩，其使用指标加速增长，其中大部分增长超过100%。</li><li>该季度调整后收入同比增长74%，基于SoFi三个核心业务部门的多元化收入组合。</li><li>然而，投资者对本季度超过1.5亿美元的净亏损以及2021年下半年的温和指引感到震惊。</li><li>管理层明确表示，净亏损受到伽利略递延税负债的影响，同时尽管CARES法案延期带来了4000万美元的阻力，但仍重申了指引。</li><li>SoFi正在实现业务多元化，并在多产品采用方面取得了重大进展，这将是未来增长的关键。股价下跌15%显然是过度反应。</li></ul><p class=\"t-img-caption\"><span>ipopba/iStock来自Getty Images</span></p></blockquote></p><p> <b>Summary</b></p><p><blockquote><b>总结</b></blockquote></p><p> SoFi Technologies (SOFI) is a fintech company that offers a multitude of digital financial services to customers under its three key business segments, i.e.:</p><p><blockquote>SoFi Technologies(SOFI)是一家金融科技公司，在其三个关键业务部门下为客户提供多种数字金融服务，即：</blockquote></p><p> 1) Lending, which includes personal, home, and student loans;</p><p><blockquote>1)贷款，包括个人贷款、住房贷款和学生贷款；</blockquote></p><p> 2) Financial Services, including savings, spending, investment accounts, as well as various debit and credit card services;</p><p><blockquote>2）金融服务，包括储蓄、消费、投资账户，以及各种借记卡和信用卡服务；</blockquote></p><p> 3) Financial technology, which primarily consists of Galileo, a market-leading financial technology infrastructure provider thatSoFi acquired in May 2020.</p><p><blockquote>3)金融科技，主要由SoFi于2020年5月收购的市场领先的金融科技基础设施提供商Galileo组成。</blockquote></p><p> The company aims to become a one-stop-shop for digital financial services and is well on its way to do so.</p><p><blockquote>该公司的目标是成为数字金融服务的一站式商店，并且正在顺利实现这一目标。</blockquote></p><p> SoFi just reported its first set of financial results since becoming a public company, and results were quite strong for the Q2 2021 quarter:</p><p><blockquote>SoFi刚刚公布了自成为上市公司以来的第一组财务业绩，2021年第二季度的业绩相当强劲：</blockquote></p><p> <ul>  <li>The company showed accelerating growth across its usage metrics, most of which grew by &gt;100%;</li>  <li>Revenues also grew triple-digits at 101% year over year (YoY) to $231.3 million, while adjusted net revenue for the quarter climbed 74% YoY and came in well above guidance of between 58 to 61% YoY growth;</li>  <li>Growth in members and products accelerated as well, all growing by triple-digit percentages, and marking the 8th consecutive quarter of accelerating YoY growth in total members forSoFi.</li>  <li>In addition, the company generated $61 million of positive EBITDA over the past 12 months, a significant improvement from the $149 million of losses experienced for the full year of 2019.</li> </ul> But these numbers were not enough to satisfy investor appetite. In fact, investors rushed out of the stock and shares ofSoFi plunged as much as 15% after the release of results. The stock is now down around -37% over the past 6 months at a market capitalization of around $12 billion.</p><p><blockquote><ul><li>该公司的使用指标均呈现加速增长，其中大部分增长超过100%；</li><li>收入也实现了三位数增长，同比增长101%，达到2.313亿美元，而本季度调整后净收入同比增长74%，远高于同比增长58%至61%的指导；</li><li>会员和产品的增长也在加速，均以三位数的百分比增长，这是SoFi会员总数连续第八个季度同比加速增长。</li><li>此外，该公司在过去12个月中实现了6100万美元的正EBITDA，较2019年全年1.49亿美元的亏损有了显着改善。</li></ul>但这些数字不足以满足投资者的胃口。事实上，业绩发布后，投资者纷纷抛售该股，SoFi股价暴跌15%。该股目前在过去6个月内下跌了约-37%，市值约为120亿美元。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/3534b25722128f58c73322ad0b9b2001\" tg-width=\"635\" tg-height=\"417\" width=\"100%\" height=\"auto\"><span>Data by YCharts</span></p><p><blockquote><p class=\"t-img-caption\"><span>数据来自YCharts</span></p></blockquote></p><p> Seemingly, most of the negative reaction to the Q2 results was based on the fact that the company's net loss increased significantly during the quarter. In addition, the company issued guidance for the second half of 2021 that was&nbsp;below what analysts had predicted.</p><p><blockquote>似乎，对第二季度业绩的大部分负面反应都是基于该公司本季度净亏损大幅增加的事实。此外，该公司发布的2021年下半年指引低于分析师的预测。</blockquote></p><p> We believe the market's reaction toSoFi's numbers is well overblown as both factors, the net loss, as well as the guidance can be attributed to one-time impacts or non-cash items, which we'll explain in more detail below.SoFi's CEO Anthony Noto made it clear on the conference call that the company is accelerating its business across almost every metric. And while it may take some time for investors to understandSoFi's competitive advantage and growth runway, we believe that at current levelsSoFi shares are way oversold.</p><p><blockquote>我们认为市场对SoFi数据的反应被夸大了，因为净亏损和指引这两个因素都可以归因于一次性影响或非现金项目，我们将在下面更详细地解释这一点。SoFi首席执行官Anthony Noto在电话会议上明确表示，该公司正在几乎所有指标上加速其业务。虽然投资者可能需要一些时间才能了解SOFi的竞争优势和增长跑道，但我们认为，在目前的水平上，SOFi股价已经严重超卖。</blockquote></p><p> This article won't focus on a detailed description of the business, but will highlight the most recent financial results. For a deep-dive into the company's business model, opportunities and risks, go visit&nbsp;our previous article&nbsp;on SoFi.</p><p><blockquote>本文不会重点介绍业务的详细描述，但会重点介绍最近的财务业绩。要深入了解该公司的商业模式、机遇和风险，请访问我们之前关于SoFi的文章。</blockquote></p><p> <b>The Numbers</b></p><p><blockquote><b>数字</b></blockquote></p><p> SoFi reported very strong Q2 financial results:</p><p><blockquote>SoFi报告了非常强劲的第二季度财务业绩：</blockquote></p><p> Adjusted Revenue for the quarter climbed 74% YoY, way above management's initial guidance of between 58 to 61% growth, and well above analyst expectations. Furthermore, the company had another quarter of positive EBITDA, which reached $11 million for the quarter, up $35 million YoY from negative ($24) million in Q2 2020.</p><p><blockquote>该季度调整后收入同比增长74%，远高于管理层最初指导的58%至61%的增长，也远高于分析师的预期。此外，该公司又有一个季度的正EBITDA，本季度达到1100万美元，比2020年Q2的负（2400万美元）同比增长3500万美元。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f2326005d2400bf2a6257b4b187d2bc8\" tg-width=\"640\" tg-height=\"284\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> On an annualized basis,SoFi achieved to bring in $852 million in adjusted net revenue and $61 million in adjusted EBITDA, despite some one-time headwinds in the quarter and alongside aggressive investments in the future growth of the company.</p><p><blockquote>按年计算，尽管本季度遇到了一些一次性阻力，并且对公司未来增长进行了积极投资，但SoFi仍实现了8.52亿美元的调整后净收入和6100万美元的调整后EBITDA。</blockquote></p><p></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/dad9c230f84bb4059516cd54c4a45f45\" tg-width=\"640\" tg-height=\"283\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Most importantly, activity onSoFi's platform is accelerating across all areas.SoFi reported the 8th consecutive quarter of accelerating YoY growth for their total members, which reached 2.56 million for the quarter, up from 1.2 million in the Q2 2020 quarter (representing growth of 113%), and up 12% sequentially from Q1.</p><p><blockquote>最重要的是，SoFi平台上所有领域的活动都在加速。SoFi报告称，其会员总数连续第八个季度同比加速增长，本季度会员总数达到256万人，高于2020年第二季度的120万人（增长113%）），较第一季度环比增长12%。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/0fb7e3b27b52cca163a823c883e4af0a\" tg-width=\"640\" tg-height=\"304\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> The quarter also showed continued accelerating YoY growth in Products, which were up 123% to reach 3.7 million.SoFi added more than +2 million products on a YoY comparison, representing 123% YoY growth.</p><p><blockquote>本季度产品数量同比增长持续加速，增长123%，达到370万件。SoFi同比增加超过200万件产品，同比增长123%。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/024d45093cab2fb40cba8ab7d9bd4744\" tg-width=\"640\" tg-height=\"297\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Galileo, their financial technology platform, reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter as the company added 42.9 million new accounts to their financial technology offering.</p><p><blockquote>他们的金融技术平台Galileo的账户数量从3600万增加到7900万，本季度增长了119%，该公司的金融技术产品增加了4290万个新账户。</blockquote></p><p> Galileo now posted greater than 100% YoY growth for the last four quarters for Galileo. The platform is a key cornerstone forSoFi's future growth and the fact that they are growing triple-digits and, for the first time, crossed $100 billion of annualized payment volume in July, shows that the business not only has significant scale already but also has a real competitive advantage as reflected by the YoY growth.</p><p><blockquote>伽利略目前公布过去四个季度的同比增长超过100%。该平台是SoFi未来增长的关键基石，事实上，他们正在以三位数的速度增长，并在7月份首次突破1000亿美元的年化支付量，这表明该业务不仅已经拥有巨大的规模，而且还具有同比增长所反映的真正竞争优势。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a1b72ef771e256023ab2cc56f48f9a10\" tg-width=\"640\" tg-height=\"281\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> Lastly,SoFi's business is diversifying in a significant way. Overall member growth for the business was driven by significant expansion in the Financial Services segment, withSoFi Invest andSoFi Money more than tripling the number of Financial Services segment products, to nearly 2.7 million, up from approximately 783,000 vs. Q2 2020. In the most recent quarter Financial Services segment products were nearly three times the number of Lending Products which shows how strongly the business is diversifying away from its initial lending arm (notwithstanding that loan originations still increased by a very strong 66% YoY). The 3x greater scale supported to drive a 1.7x increase in the number of products that were cross-bought by members already active on the platform in comparison to Q2 2020, as noted by the CEO during the conference call.</p><p><blockquote>最后，SoFi的业务正在显着多元化。该业务的整体会员增长是由金融服务领域的显着扩张推动的，SoFi Invest和SoFi Money的金融服务领域产品数量增加了两倍多，达到近270万件，高于2020年第二季度的约783,000件。在最近一个季度，金融服务部门的产品数量几乎是贷款产品数量的三倍，这表明该业务从最初的贷款部门多元化的力度有多大（尽管贷款发放仍同比增长了66%）。正如首席执行官在电话会议上指出的那样，与2020年第二季度相比，规模扩大了3倍，推动已活跃在平台上的会员交叉购买的产品数量增加了1.7倍。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/cd0fb00ddf2b10ee7226b966df927eb7\" tg-width=\"640\" tg-height=\"271\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>The Number That Spooked Investors</b></p><p><blockquote><b>令投资者感到恐慌的数字</b></blockquote></p><p> The one thing that let many investors to sell the stock ofSoFi after the earnings report was that the company reported a significant net loss of $165.3 million compared to a still positive net income of $7.8 million in the prior year quarter. However, as the company&nbsp;explained during the conference call, this was largely due to a one-time item in relation to the business combination with Galileo, as well as non-cash items like stock-based compensation (SBC):</p><p><blockquote>让许多投资者在财报发布后出售SoFi股票的一件事是，该公司报告净亏损1.653亿美元，而去年同期净利润仍为780万美元。然而，正如该公司在电话会议期间解释的那样，这主要是由于与伽利略业务合并相关的一次性项目，以及股票薪酬（SBC）等非现金项目：</blockquote></p><p>   We remeasured our valuation allowance during 2020 as a result of the deferred tax liabilities recognized in connection with our acquisition of Galileo, which decreased the valuation allowance by $99.8 million. The absence of that tax benefit, together with significant non-cash stock-based compensation expenses and fair value changes in warrants primarily related to the fair market value ofSoFi stock, were the largest contributors to the current period net loss.  <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ae29dddc9bc00f8fa31eb7cbee8ca3d5\" tg-width=\"640\" tg-height=\"219\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote>由于与收购Galileo相关的递延税项负债，我们在2020年重新计量了我们的估值拨备，这使估值拨备减少了9980万美元。缺乏该税收优惠，加上大量非现金股票补偿费用以及主要与SOFI股票公平市场价值相关的认股权证公允价值变化，是造成当期净亏损的最大原因。<p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> In addition to management's remarks, investors should take a closer look atSoFi's income statement, where it becomes clearer what drove the net loss. The&nbsp;SEC filing&nbsp;shows that management's cost management is actually very prudent as non-interest expenses, including investments into technology and products, sales and marketing, as well as operating costs only increased by 45%, 48%, 46% respectively which is much lower than the company's +74% revenue growth. Only general and administrative expenses more than tripled during the quarter. Digging deeper into the SEC filing reveals that the big chunk of G&amp;A expenses came from aforementioned $99.8 million in deferred tax liabilities as a result of the acquisition of Galileo, and stock-based compensation as a result of being a public company (see items marked below).</p><p><blockquote>除了管理层的言论外，投资者还应该仔细看看SoFi的损益表，其中净亏损的原因变得更加清晰。SEC文件显示，管理层的成本管理实际上非常谨慎，因为非利息支出，包括对技术和产品、销售和营销的投资，以及运营成本分别仅增长了45%、48%、46%，远低于公司+74%的收入增长。本季度仅一般和管理费用就增加了两倍多。深入研究SEC文件发现，G&amp;A费用的很大一部分来自上述因收购Galileo而产生的9980万美元递延税负债，以及因成为上市公司而产生的基于股票的薪酬（见下面标记的项目）。</blockquote></p><p></p><p> <img src=\"https://static.tigerbbs.com/1d9473db3f6390b5bfb72b27246d0601\" tg-width=\"640\" tg-height=\"409\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/e0113b16a7131123dee0e6ebaf065ebb\" tg-width=\"640\" tg-height=\"215\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> If you exclude the one-time item of deferred tax liabilities of $99.8 million, and adjust for three months of SBC with around half of the previous six months SBC expense, thenSoFi's net loss would have only been around negative $(20) million for the quarter (note that this is based on the author's rough estimates and should not be regarded as an accurate reflection of the actual numbers).</p><p><blockquote>如果您排除9980万美元的一次性递延税负债项目，并以前六个月SBC费用的一半左右对三个月的SBC进行调整，那么SoFi本季度的净亏损将仅为负(20)百万美元左右（请注意，这是基于作者的粗略估计，不应被视为实际数字的准确反映）。</blockquote></p><p> With that back-of-the-envelope calculation in mind, we are not particularly worried about the net loss that was reported for the quarter relative to the strong top-line growth thatSoFi reported.SoFi's numbers clearly indicate that the business is accelerating in growth, diversifying its services rapidly, while we see cross-selling activity ramping up within its customer-base which should provide some important efficiency gains in the future in terms of reduced customer acquisition costs and improved margins. This aspect becomes much clearer when we also take a look at the results from the individual business segments and the respective contribution profit metrics:</p><p><blockquote>考虑到这种粗略的计算，相对于SoFi报告的强劲营收增长，我们并不特别担心本季度报告的净亏损。SoFi的数据清楚地表明该业务正在加速增长，使其服务迅速多元化，同时我们看到其客户群内的交叉销售活动增加，这应该会在未来降低客户获取成本和提高利润率方面带来一些重要的效率收益。当我们还查看各个业务部门的结果以及各自的贡献利润指标时，这方面就变得更加清晰：</blockquote></p><p> <b>1) Lending Segment</b>-SoFi generated adjusted net revenue of $172 million, growing 47% YoY, with a contribution profit of $89 million. The increase was largely driven by personal loan originations, which grew by 188% YoY. In addition, contribution profit (marked below) increased by 80% YoY and respective margins improved to 52% compared to a 42% margin in the prior year quarter - and that was alongside an incremental increase of investment into the business of +$15.3 million for the quarter. Margin improvement was driven by operating efficiencies (e.g. more than 50% of personal loans were fully automated vs. less than 30% one year ago) alongside prudent spending in marketing that has brought cost per funded loan down.</p><p><blockquote><b>1）贷款分部</b>-SoFi调整后净收入为1.72亿美元，同比增长47%，贡献利润为8900万美元。这一增长主要是由个人贷款发放推动的，同比增长188%。此外，贡献利润（如下所示）同比增长80%，各自的利润率从去年同期的42%提高至52%，同时该业务的投资也增加了+1530万美元本季度。利润率的提高是由运营效率推动的（例如，超过50%的个人贷款是完全自动化的，而一年前这一比例不到30%），以及谨慎的营销支出，降低了每笔融资贷款的成本。</blockquote></p><p> SoFi highlighted in the conference call that growth in this segment was achieved despite noticeable headwinds in the student loans business from the government's CARES-act prolongation, with $859 million in origination volume in the quarter representing less than half of pre-CARES levels.</p><p><blockquote>SoFi在《电话会议》中强调，尽管政府延长CARES-act给学生贷款业务带来了明显阻力，但该领域仍实现了增长，本季度的发放额为8.59亿美元，不到CARES前水平的一半。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/cf0b085e6372cd1774f4feac9ca4e2d0\" tg-width=\"640\" tg-height=\"289\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <img src=\"https://static.tigerbbs.com/3c4af0c2068e800edbbe1728761f863b\" tg-width=\"640\" tg-height=\"165\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/15729a0e43c025e7ab40d6017ff0f259\" tg-width=\"640\" tg-height=\"148\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>2) Financial Services Segment</b>- net revenue for this segment for the 2nd quarter reached $17.0 million vs. $2.4 million in Q2 2020, representing growth of a mind-blowing 602% YoY. With a 6x growth rate there is not much doubt that the business is successfully attracting customers, while making significant progress also in terms of cross-selling and multi-product-adoption, which will be an important aspect in reducing customer acquisition costs and driving higher lifetime value per customer. Another important aspect is that the incremental YoY revenue increase is offsetting the increased costs attributable to the segment, which was a $8.5 million YoY increase in expenses vs. a $14.6 million increase in revenue vs. Q2 2020, resulting in an improved contribution metric where losses decreased by 20% YoY.</p><p><blockquote><b>2）金融服务板块</b>-该部门第二季度的净收入达到1700万美元，而2020年第二季度为240万美元，同比增长602%，令人惊叹。凭借6倍的增长率，毫无疑问，该业务正在成功吸引客户，同时在交叉销售和多产品采用方面也取得了重大进展，这将是降低客户获取成本和推动每个客户更高终身价值的一个重要方面。另一个重要方面是，收入同比增长抵消了该部门成本的增加，与2020年第二季度相比，费用同比增加了850万美元，而收入增加了1,460万美元，从而改善了贡献指标，其中损失同比下降20%。</blockquote></p><p> The Financial Services Segment also showed strong product growth across all offerings as total products in this segment grew by 243% YoY.SoFi doesn't rest on its laurels as the company has just launched a new equity capital markets and advisory business in the second quarter, which will be interesting to watch.</p><p><blockquote>金融服务部门的所有产品也显示出强劲的产品增长，该部门的产品总数同比增长243%。SoFi并没有固步自封，因为该公司刚刚在第二季度推出了新的股权资本市场和咨询业务，这将是有趣的观看。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0049b49eeb97244d71a3c9e5e580b1bb\" tg-width=\"640\" tg-height=\"147\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/72aecb1a11aaee4636651095b20bd195\" tg-width=\"640\" tg-height=\"181\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> <b>3) Technology Platform</b>- this segment primarily reports results fromSoFi's financial technology offering Galileo, which saw total net revenue increase by 138% YoY reaching $45.3 million vs. $19 million in the prior year quarter. Total Galileo accounts reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter. Galileo also just crossed $100 billion of annualized payment volume in July as noted during the&nbsp;conference call.</p><p><blockquote><b>3）技术平台</b>-该部门主要报告SoFi金融技术产品Galileo的业绩，该产品的总净收入同比增长138%，达到4530万美元，而去年同期为1900万美元。伽利略账户总数从3600万增至7900万，本季度增长119%。正如电话会议期间指出的那样，伽利略7月份的年化支付额也刚刚突破1000亿美元。</blockquote></p><p></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c567a3c581104d33cb959ebe63c33606\" tg-width=\"640\" tg-height=\"148\" width=\"100%\" height=\"auto\"><span>Source:SoFi</span></p><p><blockquote><p class=\"t-img-caption\"><span>资料来源：SoFi</span></p></blockquote></p><p> SoFi is aggressively investing to position Galileo for strong future growth, e.g. by moving operations from on-premise to the cloud, while nearly doubling its headcount and expanding into new geographies. Management mentioned that they are nearing completion of building out a new cloud computing environment for Galileo which is supposed to replace the on premises environment, including the preparation of migrating existing clients to the cloud in Q3. While this contributed to a significant increase in expenses and impacted the resulting contribution profit for this segment,SoFi was still able to show YoY growth in contribution profit of 8%. It is important to see that management is pursuing all efforts to continue to accelerate growth in one of their key differentiating business segments, which Galileo clearly represents. What Amazon did for retail or the cloud with pioneering its AWS offering, could be replicated through Galileo as they are on track to position it as the leading financial technology offering and backbone to the global financial technology industry.</p><p><blockquote>SoFi正在积极投资，为Galileo未来的强劲增长做好准备，例如通过将运营从内部转移到云端，同时将员工人数增加近一倍并扩展到新的地区。管理层提到，他们即将完成为Galileo构建新的云计算环境，该环境将取代内部环境，包括准备在第三季度将现有客户端迁移到云。虽然这导致费用大幅增加并影响了该部门的贡献利润，但SoFi的贡献利润仍同比增长8%。重要的是要看到，管理层正在尽一切努力继续加速其关键差异化业务领域之一的增长，伽利略清楚地代表了这一点。亚马逊在零售或云领域率先推出AWS产品所做的事情可以通过Galileo复制，因为他们有望将其定位为领先的金融技术产品和全球金融技术行业的支柱。</blockquote></p><p> <b>Management Guidance</b></p><p><blockquote><b>管理指导</b></blockquote></p><p> For the third quarter of 2021SoFi's management expects adjusted net revenue of $245 million to $255 million, representing only around 15% growth vs. the prior year quarter, which is markedly lower than the $270.2M&nbsp;average estimate from two analysts. Adjusted EBITDA is expected to come in between negative $(7) million to positive $3 million. The expected top-line growth seems to be quite conservative but has surprised many investors who expected much higher growth rates, especially afterSoFi just reported a +74% growth in the most recent quarter.</p><p><blockquote>SoFi管理层预计2021年第三季度调整后净收入为2.45亿美元至2.55亿美元，与去年同期相比仅增长15%左右，明显低于两位分析师2.702亿美元的平均预期。调整后EBITDA预计在负(7)百万美元至正300万美元之间。预期的营收增长似乎相当保守，但令许多预期增长率高得多的投资者感到惊讶，尤其是在SoFi刚刚报告最近一个季度增长了74%之后。</blockquote></p><p> While the guidance was a significant factor contributing to the sell-off inSoFi's shares, we believe that investors shouldn't put too much focus on the headlines of „missed\" guidance. The fact thatSoFi is sticking to its initial guidance of adjusted net revenue of $980 million and adjusted EBITDA of positive $27 million is the most important take-away.<b>Management was able to reiterate its guidance despite a significant negative expected planning impact on student loan refinancing revenues of negative $40M following the government's extension of the CARES Act moratorium</b>&nbsp;on student loan payments from Sept. 30, 2021 to Jan. 31, 2022. The company now expects a rebound in the student loan refinancing business early next year while, so far, management had planned for the CARES Act to end on September 30 in its initial guidance. In addition, the company also expects a smaller negative impact from the reduced Technology Platform revenue estimate of $12 million based on the minority stake in APEX thatSoFi bought bac (contribution from the investment ended in January 2021).</p><p><blockquote>虽然该指引是导致SoFi股票抛售的一个重要因素，但我们认为投资者不应过多关注“错过”指引的头条新闻。事实上，SoFi坚持其调整后净收入9.8亿美元和调整后EBITDA为正2700万美元的初始指引，这是最重要的收获。<b>尽管政府延长CARES法案暂停期后，预期规划对学生贷款再融资收入产生了重大负面影响，为负4000万美元，但管理层仍能够重申其指导意见</b>2021年9月30日至2022年1月31日期间的学生贷款支付情况。该公司目前预计学生贷款再融资业务将在明年初反弹，而到目前为止，管理层在其初步指导中计划CARES法案将于9月30日结束。此外，该公司还预计，基于SoFi收购bac的APEX少数股权（投资贡献于2021年1月结束），技术平台收入预计减少1200万美元的负面影响较小。</blockquote></p><p> Even despite this significant $40 million negative revenue impact toSoFi's original guidance, plus the originally included $12 million of expected 2021 revenue from the equity investment in APEX, the company did not lower its guidance but was able to reassure investors that the other business segments can outweigh these headwinds, which is a strong validation ofSoFi's diversified business, which will enable the company to maneuver through even difficult periods that may affect one of its business segments from time to time.</p><p><blockquote>尽管对SoFi最初的指导产生了4000万美元的重大负面收入影响，加上最初包含的APEX股权投资预计2021年收入1200万美元，但该公司并没有降低指导，而是能够向投资者保证其他业务部门可以超过这些阻力，这是对SoFi多元化业务的有力验证，这将使公司能够度过可能不时影响其业务部门之一的困难时期。</blockquote></p><p> Lastly, management pointed out a clear cost management strategy relative to its growth prospects which should re-assure investors that at some point the company will be back to positive net income alongside robust topline growth:</p><p><blockquote>最后，管理层指出了相对于其增长前景的明确成本管理战略，这应该会向投资者再次保证，在某个时候，公司将在营收强劲增长的同时恢复正净利润：</blockquote></p><p></p><p>   ...we continue invest aggressively in our business to fuel compounding growth, while still delivering profitability to our shareholders. This combination is not easy, but we are committed to contributing around 30% of incremental revenue to the bottom line and reinvest the remaining 70% in bolstering our product innovation to drive decades of compounding growth. Even as we invest aggressively in technology, marketing and people, we continue to realize cost efficiencies, which is beginning to drive real operating leverage. By leveraging cross buying and better gaining realization and targeting we've reduced sales and marketing as a percentage of revenue and customer acquisition cost meaningfully year-over-year.  Lastly, investors were also keen to hear any updates on the anticipated Bank Charter thatSoFi is pursuing. CEO Anthony Noto mentioned during the conference call that the company is working closely with the Federal Reserve Bank and the OCC in a „constructive process\", but they also reiterated that there's not a definitive timeline to the process itself - so we are still waiting for an update on the bank charter. As previously reported,SoFi filed for a banking charter&nbsp;in July 2020.SoFi's career postings suggest they are building out senior management and teams for the much-anticipated banking division, includingrecent job postingsin compliance, software engineering or auditing.</p><p><blockquote>......我们继续积极投资于我们的业务，以推动复合增长，同时仍然为我们的股东提供盈利能力。这种组合并不容易，但我们致力于为利润贡献约30%的增量收入，并将剩余的70%再投资于支持我们的产品创新，以推动数十年的复合增长。尽管我们在技术、营销和人员方面进行了积极投资，但我们仍在继续实现成本效率，这开始推动真正的运营杠杆。通过利用交叉购买以及更好地实现和定位，我们同比大幅降低了销售和营销占收入的百分比以及客户获取成本。最后，投资者还渴望听到有关SoFi正在寻求的预期银行牌照的任何最新消息。首席执行官Anthony Noto在电话会议上提到，该公司正在与美联储银行和OCC在一个“建设性的过程”中密切合作，但他们也重申，该过程本身没有明确的时间表，因此我们仍在等待银行章程的更新。正如之前报道的那样，SoFi于2020年7月申请了银行执照。SoFi的招聘信息表明，他们正在为备受期待的银行部门组建高级管理层和团队，包括合规、软件工程或审计方面的最新招聘信息。</blockquote></p><p> <b>Conclusion</b></p><p><blockquote><b>结论</b></blockquote></p><p> There was a lot to like inSoFi's first quarterly report as a public company. We believe the sell-off in the company's shares is an overreaction. The muted guidance, or to put it more positively, the fact that management was able to reiterate its initial guidance for FY 2021 despite the significant negative $40 million impact from the prolongation of the CARES act as management no longer expects a tick-up in the student loan financing business in 2021, should actually be seen as a positive sign that the company's business is building up an important diversification of its business as the other business segments can compensate for these headwinds. While there is a risk that the government may continue to prolong the CARES act moratorium, which would negatively impactSoFi's student loan business, the company is now well diversified to outweigh any negative impact, and the set-up also creates some opportunity for upside surprises as we head into 2022, where the company now expects the tick-up in student loan refinancing to happen.</p><p><blockquote>inSoFi作为上市公司的第一份季度报告有很多值得喜欢的地方。我们认为该公司股票的抛售是过度反应。温和的指导，或者更积极地说，尽管CARES法案的延长产生了4000万美元的重大负面影响，但管理层仍能够重申其对2021财年的初步指导，因为管理层不再预计2021财年的学生贷款融资业务实际上应该被视为一个积极迹象，表明该公司的业务正在建立重要的业务多元化，因为其他业务部门可以弥补这些不利因素。虽然政府可能会继续延长CARES法案暂停期，这将对SoFi的学生贷款业务产生负面影响，但该公司现在已经实现了良好的多元化，足以抵消任何负面影响，而且随着我们进入2022年，该公司现在预计学生贷款再融资将会增加。</blockquote></p><p> In conclusion,SoFi is diversifying its business and is making significant progress in terms of cross-selling and multi-product-adoption amongst its customer base, which will be an important aspect in reducing customer acquisition costs, better margins and driving higher lifetime value per customer. We are encouraged to see how short-term headwinds are compensated by other fast-growing business segments. We remain long the stock.</p><p><blockquote>总之，SoFi正在实现业务多元化，并在客户群的交叉销售和多产品采用方面取得了重大进展，这将是降低客户获取成本、提高利润率和提高每个客户终身价值的重要方面。我们很高兴看到其他快速增长的业务部门如何弥补短期阻力。我们仍然做多该股。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://seekingalpha.com/article/4450048-sofi-technologies-market-got-it-wrong\">seekingalpha</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://seekingalpha.com/article/4450048-sofi-technologies-market-got-it-wrong","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181607588","content_text":"Summary\n\nSoFi just reported strong Q2 2021 financial results with accelerating growth across its usage metrics, most of which grew by >100%.\nAdjusted revenue for the quarter climbed 74% YoY and was based on a diverse revenue mix from SoFi’s three core business segments.\nHowever, investors got spooked by a net loss of >$150 million for the quarter and a muted guidance for H2 2021.\nManagement made it clear that net loss was impacted by a deferred tax liability from Galileo, while guidance was reiterated despite a $40M headwind from the CARES Act prolongation.\nSoFi is diversifying its business and makes significant progress in terms of multi-product adoption, which will be key for future growth. The 15% drop in shares is a clear overreaction.\n\nipopba/iStock via Getty Images\nSummary\nSoFi Technologies (SOFI) is a fintech company that offers a multitude of digital financial services to customers under its three key business segments, i.e.:\n1) Lending, which includes personal, home, and student loans;\n2) Financial Services, including savings, spending, investment accounts, as well as various debit and credit card services;\n3) Financial technology, which primarily consists of Galileo, a market-leading financial technology infrastructure provider thatSoFi acquired in May 2020.\nThe company aims to become a one-stop-shop for digital financial services and is well on its way to do so.\nSoFi just reported its first set of financial results since becoming a public company, and results were quite strong for the Q2 2021 quarter:\n\nThe company showed accelerating growth across its usage metrics, most of which grew by >100%;\nRevenues also grew triple-digits at 101% year over year (YoY) to $231.3 million, while adjusted net revenue for the quarter climbed 74% YoY and came in well above guidance of between 58 to 61% YoY growth;\nGrowth in members and products accelerated as well, all growing by triple-digit percentages, and marking the 8th consecutive quarter of accelerating YoY growth in total members forSoFi.\nIn addition, the company generated $61 million of positive EBITDA over the past 12 months, a significant improvement from the $149 million of losses experienced for the full year of 2019.\n\nBut these numbers were not enough to satisfy investor appetite. In fact, investors rushed out of the stock and shares ofSoFi plunged as much as 15% after the release of results. The stock is now down around -37% over the past 6 months at a market capitalization of around $12 billion.\nData by YCharts\nSeemingly, most of the negative reaction to the Q2 results was based on the fact that the company's net loss increased significantly during the quarter. In addition, the company issued guidance for the second half of 2021 that was below what analysts had predicted.\nWe believe the market's reaction toSoFi's numbers is well overblown as both factors, the net loss, as well as the guidance can be attributed to one-time impacts or non-cash items, which we'll explain in more detail below.SoFi's CEO Anthony Noto made it clear on the conference call that the company is accelerating its business across almost every metric. And while it may take some time for investors to understandSoFi's competitive advantage and growth runway, we believe that at current levelsSoFi shares are way oversold.\nThis article won't focus on a detailed description of the business, but will highlight the most recent financial results. For a deep-dive into the company's business model, opportunities and risks, go visit our previous article on SoFi.\nThe Numbers\nSoFi reported very strong Q2 financial results:\nAdjusted Revenue for the quarter climbed 74% YoY, way above management's initial guidance of between 58 to 61% growth, and well above analyst expectations. Furthermore, the company had another quarter of positive EBITDA, which reached $11 million for the quarter, up $35 million YoY from negative ($24) million in Q2 2020.\nSource:SoFi\nOn an annualized basis,SoFi achieved to bring in $852 million in adjusted net revenue and $61 million in adjusted EBITDA, despite some one-time headwinds in the quarter and alongside aggressive investments in the future growth of the company.\nSource:SoFi\nMost importantly, activity onSoFi's platform is accelerating across all areas.SoFi reported the 8th consecutive quarter of accelerating YoY growth for their total members, which reached 2.56 million for the quarter, up from 1.2 million in the Q2 2020 quarter (representing growth of 113%), and up 12% sequentially from Q1.\nSource:SoFi\nThe quarter also showed continued accelerating YoY growth in Products, which were up 123% to reach 3.7 million.SoFi added more than +2 million products on a YoY comparison, representing 123% YoY growth.\nSource:SoFi\nGalileo, their financial technology platform, reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter as the company added 42.9 million new accounts to their financial technology offering.\nGalileo now posted greater than 100% YoY growth for the last four quarters for Galileo. The platform is a key cornerstone forSoFi's future growth and the fact that they are growing triple-digits and, for the first time, crossed $100 billion of annualized payment volume in July, shows that the business not only has significant scale already but also has a real competitive advantage as reflected by the YoY growth.\nSource:SoFi\nLastly,SoFi's business is diversifying in a significant way. Overall member growth for the business was driven by significant expansion in the Financial Services segment, withSoFi Invest andSoFi Money more than tripling the number of Financial Services segment products, to nearly 2.7 million, up from approximately 783,000 vs. Q2 2020. In the most recent quarter Financial Services segment products were nearly three times the number of Lending Products which shows how strongly the business is diversifying away from its initial lending arm (notwithstanding that loan originations still increased by a very strong 66% YoY). The 3x greater scale supported to drive a 1.7x increase in the number of products that were cross-bought by members already active on the platform in comparison to Q2 2020, as noted by the CEO during the conference call.\nSource:SoFi\nThe Number That Spooked Investors\nThe one thing that let many investors to sell the stock ofSoFi after the earnings report was that the company reported a significant net loss of $165.3 million compared to a still positive net income of $7.8 million in the prior year quarter. However, as the company explained during the conference call, this was largely due to a one-time item in relation to the business combination with Galileo, as well as non-cash items like stock-based compensation (SBC):\n\n We remeasured our valuation allowance during 2020 as a result of the deferred tax liabilities recognized in connection with our acquisition of Galileo, which decreased the valuation allowance by $99.8 million. The absence of that tax benefit, together with significant non-cash stock-based compensation expenses and fair value changes in warrants primarily related to the fair market value ofSoFi stock, were the largest contributors to the current period net loss.\n\nSource:SoFi\nIn addition to management's remarks, investors should take a closer look atSoFi's income statement, where it becomes clearer what drove the net loss. The SEC filing shows that management's cost management is actually very prudent as non-interest expenses, including investments into technology and products, sales and marketing, as well as operating costs only increased by 45%, 48%, 46% respectively which is much lower than the company's +74% revenue growth. Only general and administrative expenses more than tripled during the quarter. Digging deeper into the SEC filing reveals that the big chunk of G&A expenses came from aforementioned $99.8 million in deferred tax liabilities as a result of the acquisition of Galileo, and stock-based compensation as a result of being a public company (see items marked below).\n\nSource:SoFi\nIf you exclude the one-time item of deferred tax liabilities of $99.8 million, and adjust for three months of SBC with around half of the previous six months SBC expense, thenSoFi's net loss would have only been around negative $(20) million for the quarter (note that this is based on the author's rough estimates and should not be regarded as an accurate reflection of the actual numbers).\nWith that back-of-the-envelope calculation in mind, we are not particularly worried about the net loss that was reported for the quarter relative to the strong top-line growth thatSoFi reported.SoFi's numbers clearly indicate that the business is accelerating in growth, diversifying its services rapidly, while we see cross-selling activity ramping up within its customer-base which should provide some important efficiency gains in the future in terms of reduced customer acquisition costs and improved margins. This aspect becomes much clearer when we also take a look at the results from the individual business segments and the respective contribution profit metrics:\n1) Lending Segment-SoFi generated adjusted net revenue of $172 million, growing 47% YoY, with a contribution profit of $89 million. The increase was largely driven by personal loan originations, which grew by 188% YoY. In addition, contribution profit (marked below) increased by 80% YoY and respective margins improved to 52% compared to a 42% margin in the prior year quarter - and that was alongside an incremental increase of investment into the business of +$15.3 million for the quarter. Margin improvement was driven by operating efficiencies (e.g. more than 50% of personal loans were fully automated vs. less than 30% one year ago) alongside prudent spending in marketing that has brought cost per funded loan down.\nSoFi highlighted in the conference call that growth in this segment was achieved despite noticeable headwinds in the student loans business from the government's CARES-act prolongation, with $859 million in origination volume in the quarter representing less than half of pre-CARES levels.\n\n\nSource:SoFi\n2) Financial Services Segment- net revenue for this segment for the 2nd quarter reached $17.0 million vs. $2.4 million in Q2 2020, representing growth of a mind-blowing 602% YoY. With a 6x growth rate there is not much doubt that the business is successfully attracting customers, while making significant progress also in terms of cross-selling and multi-product-adoption, which will be an important aspect in reducing customer acquisition costs and driving higher lifetime value per customer. Another important aspect is that the incremental YoY revenue increase is offsetting the increased costs attributable to the segment, which was a $8.5 million YoY increase in expenses vs. a $14.6 million increase in revenue vs. Q2 2020, resulting in an improved contribution metric where losses decreased by 20% YoY.\nThe Financial Services Segment also showed strong product growth across all offerings as total products in this segment grew by 243% YoY.SoFi doesn't rest on its laurels as the company has just launched a new equity capital markets and advisory business in the second quarter, which will be interesting to watch.\n\nSource:SoFi\n3) Technology Platform- this segment primarily reports results fromSoFi's financial technology offering Galileo, which saw total net revenue increase by 138% YoY reaching $45.3 million vs. $19 million in the prior year quarter. Total Galileo accounts reached 79 million accounts, up from 36 million, representing growth of 119% in the quarter. Galileo also just crossed $100 billion of annualized payment volume in July as noted during the conference call.\nSource:SoFi\nSoFi is aggressively investing to position Galileo for strong future growth, e.g. by moving operations from on-premise to the cloud, while nearly doubling its headcount and expanding into new geographies. Management mentioned that they are nearing completion of building out a new cloud computing environment for Galileo which is supposed to replace the on premises environment, including the preparation of migrating existing clients to the cloud in Q3. While this contributed to a significant increase in expenses and impacted the resulting contribution profit for this segment,SoFi was still able to show YoY growth in contribution profit of 8%. It is important to see that management is pursuing all efforts to continue to accelerate growth in one of their key differentiating business segments, which Galileo clearly represents. What Amazon did for retail or the cloud with pioneering its AWS offering, could be replicated through Galileo as they are on track to position it as the leading financial technology offering and backbone to the global financial technology industry.\nManagement Guidance\nFor the third quarter of 2021SoFi's management expects adjusted net revenue of $245 million to $255 million, representing only around 15% growth vs. the prior year quarter, which is markedly lower than the $270.2M average estimate from two analysts. Adjusted EBITDA is expected to come in between negative $(7) million to positive $3 million. The expected top-line growth seems to be quite conservative but has surprised many investors who expected much higher growth rates, especially afterSoFi just reported a +74% growth in the most recent quarter.\nWhile the guidance was a significant factor contributing to the sell-off inSoFi's shares, we believe that investors shouldn't put too much focus on the headlines of „missed\" guidance. The fact thatSoFi is sticking to its initial guidance of adjusted net revenue of $980 million and adjusted EBITDA of positive $27 million is the most important take-away.Management was able to reiterate its guidance despite a significant negative expected planning impact on student loan refinancing revenues of negative $40M following the government's extension of the CARES Act moratorium on student loan payments from Sept. 30, 2021 to Jan. 31, 2022. The company now expects a rebound in the student loan refinancing business early next year while, so far, management had planned for the CARES Act to end on September 30 in its initial guidance. In addition, the company also expects a smaller negative impact from the reduced Technology Platform revenue estimate of $12 million based on the minority stake in APEX thatSoFi bought bac (contribution from the investment ended in January 2021).\nEven despite this significant $40 million negative revenue impact toSoFi's original guidance, plus the originally included $12 million of expected 2021 revenue from the equity investment in APEX, the company did not lower its guidance but was able to reassure investors that the other business segments can outweigh these headwinds, which is a strong validation ofSoFi's diversified business, which will enable the company to maneuver through even difficult periods that may affect one of its business segments from time to time.\nLastly, management pointed out a clear cost management strategy relative to its growth prospects which should re-assure investors that at some point the company will be back to positive net income alongside robust topline growth:\n\n ...we continue invest aggressively in our business to fuel compounding growth, while still delivering profitability to our shareholders. This combination is not easy, but we are committed to contributing around 30% of incremental revenue to the bottom line and reinvest the remaining 70% in bolstering our product innovation to drive decades of compounding growth. Even as we invest aggressively in technology, marketing and people, we continue to realize cost efficiencies, which is beginning to drive real operating leverage. By leveraging cross buying and better gaining realization and targeting we've reduced sales and marketing as a percentage of revenue and customer acquisition cost meaningfully year-over-year.\n\nLastly, investors were also keen to hear any updates on the anticipated Bank Charter thatSoFi is pursuing. CEO Anthony Noto mentioned during the conference call that the company is working closely with the Federal Reserve Bank and the OCC in a „constructive process\", but they also reiterated that there's not a definitive timeline to the process itself - so we are still waiting for an update on the bank charter. As previously reported,SoFi filed for a banking charter in July 2020.SoFi's career postings suggest they are building out senior management and teams for the much-anticipated banking division, includingrecent job postingsin compliance, software engineering or auditing.\nConclusion\nThere was a lot to like inSoFi's first quarterly report as a public company. We believe the sell-off in the company's shares is an overreaction. The muted guidance, or to put it more positively, the fact that management was able to reiterate its initial guidance for FY 2021 despite the significant negative $40 million impact from the prolongation of the CARES act as management no longer expects a tick-up in the student loan financing business in 2021, should actually be seen as a positive sign that the company's business is building up an important diversification of its business as the other business segments can compensate for these headwinds. While there is a risk that the government may continue to prolong the CARES act moratorium, which would negatively impactSoFi's student loan business, the company is now well diversified to outweigh any negative impact, and the set-up also creates some opportunity for upside surprises as we head into 2022, where the company now expects the tick-up in student loan refinancing to happen.\nIn conclusion,SoFi is diversifying its business and is making significant progress in terms of cross-selling and multi-product-adoption amongst its customer base, which will be an important aspect in reducing customer acquisition costs, better margins and driving higher lifetime value per customer. We are encouraged to see how short-term headwinds are compensated by other fast-growing business segments. We remain long the stock.","news_type":1,"symbols_score_info":{"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":600,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":833554374,"gmtCreate":1629251619798,"gmtModify":1631891568759,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/833554374","repostId":"1161806366","repostType":4,"isVote":1,"tweetType":1,"viewCount":821,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":833555773,"gmtCreate":1629251605492,"gmtModify":1631894023772,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/833555773","repostId":"1161806366","repostType":4,"isVote":1,"tweetType":1,"viewCount":714,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":185304310,"gmtCreate":1623632361030,"gmtModify":1634030978620,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":7,"repostSize":0,"link":"https://laohu8.com/post/185304310","repostId":"1146430910","repostType":4,"isVote":1,"tweetType":1,"viewCount":737,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":195298005,"gmtCreate":1621296010507,"gmtModify":1634192745444,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment plz","listText":"Like and comment plz","text":"Like and comment plz","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":6,"repostSize":0,"link":"https://laohu8.com/post/195298005","repostId":"2136295438","repostType":4,"isVote":1,"tweetType":1,"viewCount":346,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":132814781,"gmtCreate":1622079493543,"gmtModify":1634184044295,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment plz. Thks.","listText":"Like and comment plz. Thks.","text":"Like and comment plz. Thks.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":5,"repostSize":0,"link":"https://laohu8.com/post/132814781","repostId":"2138149853","repostType":4,"isVote":1,"tweetType":1,"viewCount":618,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":196161312,"gmtCreate":1621037142436,"gmtModify":1634194454090,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment plz","listText":"Like and comment plz","text":"Like and comment plz","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":6,"repostSize":0,"link":"https://laohu8.com/post/196161312","repostId":"1163454382","repostType":4,"repost":{"id":"1163454382","kind":"news","pubTimestamp":1621004581,"share":"https://www.laohu8.com/m/news/1163454382?lang=zh_CN&edition=full","pubTime":"2021-05-14 23:03","market":"us","language":"en","title":"Why AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1163454382","media":"Motley Fool","summary":"AMC investors have reason for more optimism on the heels of another capital raise.Yesterday's jump came after the company announcedit raised $428 million. First, the Centers for Disease Control and Prevention  issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.This should allow theaters to open back up at full capacity and be a desirable destination for vaccinat","content":"<p>  <b>AMC investors have reason for more optimism on the heels of another capital raise.</b>  <b>What happened</b></p><p><blockquote><b>在再次融资后，AMC投资者有理由更加乐观。</b><b>发生了什么</b></blockquote></p><p> A day after<b>AMC Entertainment Holdings</b>(NYSE:AMC)</p><p><blockquote>一天后<b>AMC院线控股</b>（纽约证券交易所代码：AMC）</blockquote></p><p> <b>So what</b></p><p><blockquote><b>那又怎样</b></blockquote></p><p> Yesterday's jump came after the company announcedit raised $428 million</p><p><blockquote>昨天的股价上涨是在该公司宣布筹集4.28亿美元后发生的</blockquote></p><p> First, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.</p><p><blockquote>首先，美国疾病控制和预防中心（CDC）发布了一份关于当前健康和安全协议的新声明，称完全接种疫苗的人可以在不戴口罩或保持身体距离的情况下恢复活动，包括在室内。</blockquote></p><p> This should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,<b>Walt Disney</b>(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.</p><p><blockquote>这将使电影院能够满负荷开放，并成为接种疫苗的电影顾客的理想目的地。同样在昨天，<b>迪斯尼</b>（纽约证券交易所股票代码：DIS）宣布了季度收益报告，首席执行官鲍勃·查佩克指出“我们工作室的产量有所增加”。虽然这对影院运营商来说是积极的，但迪士尼也报告称其流媒体服务的用户增长令人失望。</blockquote></p><p> <b>Now what</b></p><p><blockquote><b>现在怎么办</b></blockquote></p><p> Lower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.</p><p><blockquote>流媒体订阅量的下降对影院业务来说可能是一个积极的信号。随着疫苗接种的继续推广，以及疾病预防控制中心现在正式批准在不戴口罩的情况下与人群聚集在室内，剧院的上座率可能会很快恢复。</blockquote></p><p> Vaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.</p><p><blockquote>疫苗接种将促使人们回到户外活动。在一年多的时间里，电影院可能会成为人们最喜欢的目的地。在另一次融资之后，AMC投资者可能认为这家公司终于有了一条充满希望的未来之路。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Why AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhy AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Motley Fool</strong><span class=\"h-time small\">2021-05-14 23:03</span>\n</p>\n</h4>\n</header>\n<article>\n<p>  <b>AMC investors have reason for more optimism on the heels of another capital raise.</b>  <b>What happened</b></p><p><blockquote><b>在再次融资后，AMC投资者有理由更加乐观。</b><b>发生了什么</b></blockquote></p><p> A day after<b>AMC Entertainment Holdings</b>(NYSE:AMC)</p><p><blockquote>一天后<b>AMC院线控股</b>（纽约证券交易所代码：AMC）</blockquote></p><p> <b>So what</b></p><p><blockquote><b>那又怎样</b></blockquote></p><p> Yesterday's jump came after the company announcedit raised $428 million</p><p><blockquote>昨天的股价上涨是在该公司宣布筹集4.28亿美元后发生的</blockquote></p><p> First, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.</p><p><blockquote>首先，美国疾病控制和预防中心（CDC）发布了一份关于当前健康和安全协议的新声明，称完全接种疫苗的人可以在不戴口罩或保持身体距离的情况下恢复活动，包括在室内。</blockquote></p><p> This should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,<b>Walt Disney</b>(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.</p><p><blockquote>这将使电影院能够满负荷开放，并成为接种疫苗的电影顾客的理想目的地。同样在昨天，<b>迪斯尼</b>（纽约证券交易所股票代码：DIS）宣布了季度收益报告，首席执行官鲍勃·查佩克指出“我们工作室的产量有所增加”。虽然这对影院运营商来说是积极的，但迪士尼也报告称其流媒体服务的用户增长令人失望。</blockquote></p><p> <b>Now what</b></p><p><blockquote><b>现在怎么办</b></blockquote></p><p> Lower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.</p><p><blockquote>流媒体订阅量的下降对影院业务来说可能是一个积极的信号。随着疫苗接种的继续推广，以及疾病预防控制中心现在正式批准在不戴口罩的情况下与人群聚集在室内，剧院的上座率可能会很快恢复。</blockquote></p><p> Vaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.</p><p><blockquote>疫苗接种将促使人们回到户外活动。在一年多的时间里，电影院可能会成为人们最喜欢的目的地。在另一次融资之后，AMC投资者可能认为这家公司终于有了一条充满希望的未来之路。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.fool.com/investing/2021/05/14/why-amc-entertainment-stock-jumped-again-friday/\">Motley Fool</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AMC":"AMC院线"},"source_url":"https://www.fool.com/investing/2021/05/14/why-amc-entertainment-stock-jumped-again-friday/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1163454382","content_text":"AMC investors have reason for more optimism on the heels of another capital raise.\n\nWhat happened\nA day afterAMC Entertainment Holdings(NYSE:AMC)\nSo what\nYesterday's jump came after the company announcedit raised $428 million\nFirst, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.\nThis should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,Walt Disney(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.\nNow what\nLower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.\nVaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.","news_type":1,"symbols_score_info":{"AMC":0.9}},"isVote":1,"tweetType":1,"viewCount":366,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":130415312,"gmtCreate":1621560798936,"gmtModify":1634188098047,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment plz!","listText":"Like and comment plz!","text":"Like and comment plz!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":5,"repostSize":0,"link":"https://laohu8.com/post/130415312","repostId":"2137763179","repostType":4,"isVote":1,"tweetType":1,"viewCount":415,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":192983996,"gmtCreate":1621137213815,"gmtModify":1634193820585,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment!","listText":"Like and comment!","text":"Like and comment!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":5,"repostSize":0,"link":"https://laohu8.com/post/192983996","repostId":"1163454382","repostType":4,"repost":{"id":"1163454382","kind":"news","pubTimestamp":1621004581,"share":"https://www.laohu8.com/m/news/1163454382?lang=zh_CN&edition=full","pubTime":"2021-05-14 23:03","market":"us","language":"en","title":"Why AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1163454382","media":"Motley Fool","summary":"AMC investors have reason for more optimism on the heels of another capital raise.Yesterday's jump came after the company announcedit raised $428 million. First, the Centers for Disease Control and Prevention  issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.This should allow theaters to open back up at full capacity and be a desirable destination for vaccinat","content":"<p>  <b>AMC investors have reason for more optimism on the heels of another capital raise.</b>  <b>What happened</b></p><p><blockquote><b>在再次融资后，AMC投资者有理由更加乐观。</b><b>发生了什么</b></blockquote></p><p> A day after<b>AMC Entertainment Holdings</b>(NYSE:AMC)</p><p><blockquote>一天后<b>AMC院线控股</b>（纽约证券交易所代码：AMC）</blockquote></p><p> <b>So what</b></p><p><blockquote><b>那又怎样</b></blockquote></p><p> Yesterday's jump came after the company announcedit raised $428 million</p><p><blockquote>昨天的股价上涨是在该公司宣布筹集4.28亿美元后发生的</blockquote></p><p> First, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.</p><p><blockquote>首先，美国疾病控制和预防中心（CDC）发布了一份关于当前健康和安全协议的新声明，称完全接种疫苗的人可以在不戴口罩或保持身体距离的情况下恢复活动，包括在室内。</blockquote></p><p> This should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,<b>Walt Disney</b>(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.</p><p><blockquote>这将使电影院能够满负荷开放，并成为接种疫苗的电影顾客的理想目的地。同样在昨天，<b>迪斯尼</b>（纽约证券交易所股票代码：DIS）宣布了季度收益报告，首席执行官鲍勃·查佩克指出“我们工作室的产量有所增加”。虽然这对影院运营商来说是积极的，但迪士尼也报告称其流媒体服务的用户增长令人失望。</blockquote></p><p> <b>Now what</b></p><p><blockquote><b>现在怎么办</b></blockquote></p><p> Lower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.</p><p><blockquote>流媒体订阅量的下降对影院业务来说可能是一个积极的信号。随着疫苗接种的继续推广，以及疾病预防控制中心现在正式批准在不戴口罩的情况下与人群聚集在室内，剧院的上座率可能会很快恢复。</blockquote></p><p> Vaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.</p><p><blockquote>疫苗接种将促使人们回到户外活动。在一年多的时间里，电影院可能会成为人们最喜欢的目的地。在另一次融资之后，AMC投资者可能认为这家公司终于有了一条充满希望的未来之路。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Why AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhy AMC Entertainment Stock Jumped Again Friday<blockquote>为什么AMC院线股价周五再次上涨</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Motley Fool</strong><span class=\"h-time small\">2021-05-14 23:03</span>\n</p>\n</h4>\n</header>\n<article>\n<p>  <b>AMC investors have reason for more optimism on the heels of another capital raise.</b>  <b>What happened</b></p><p><blockquote><b>在再次融资后，AMC投资者有理由更加乐观。</b><b>发生了什么</b></blockquote></p><p> A day after<b>AMC Entertainment Holdings</b>(NYSE:AMC)</p><p><blockquote>一天后<b>AMC院线控股</b>（纽约证券交易所代码：AMC）</blockquote></p><p> <b>So what</b></p><p><blockquote><b>那又怎样</b></blockquote></p><p> Yesterday's jump came after the company announcedit raised $428 million</p><p><blockquote>昨天的股价上涨是在该公司宣布筹集4.28亿美元后发生的</blockquote></p><p> First, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.</p><p><blockquote>首先，美国疾病控制和预防中心（CDC）发布了一份关于当前健康和安全协议的新声明，称完全接种疫苗的人可以在不戴口罩或保持身体距离的情况下恢复活动，包括在室内。</blockquote></p><p> This should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,<b>Walt Disney</b>(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.</p><p><blockquote>这将使电影院能够满负荷开放，并成为接种疫苗的电影顾客的理想目的地。同样在昨天，<b>迪斯尼</b>（纽约证券交易所股票代码：DIS）宣布了季度收益报告，首席执行官鲍勃·查佩克指出“我们工作室的产量有所增加”。虽然这对影院运营商来说是积极的，但迪士尼也报告称其流媒体服务的用户增长令人失望。</blockquote></p><p> <b>Now what</b></p><p><blockquote><b>现在怎么办</b></blockquote></p><p> Lower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.</p><p><blockquote>流媒体订阅量的下降对影院业务来说可能是一个积极的信号。随着疫苗接种的继续推广，以及疾病预防控制中心现在正式批准在不戴口罩的情况下与人群聚集在室内，剧院的上座率可能会很快恢复。</blockquote></p><p> Vaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.</p><p><blockquote>疫苗接种将促使人们回到户外活动。在一年多的时间里，电影院可能会成为人们最喜欢的目的地。在另一次融资之后，AMC投资者可能认为这家公司终于有了一条充满希望的未来之路。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.fool.com/investing/2021/05/14/why-amc-entertainment-stock-jumped-again-friday/\">Motley Fool</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AMC":"AMC院线"},"source_url":"https://www.fool.com/investing/2021/05/14/why-amc-entertainment-stock-jumped-again-friday/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1163454382","content_text":"AMC investors have reason for more optimism on the heels of another capital raise.\n\nWhat happened\nA day afterAMC Entertainment Holdings(NYSE:AMC)\nSo what\nYesterday's jump came after the company announcedit raised $428 million\nFirst, the Centers for Disease Control and Prevention (CDC) issued a new statement on current health and safety protocols saying that fully vaccinated people can resume activities without wearing a mask or physically distancing, including indoors.\nThis should allow theaters to open back up at full capacity and be a desirable destination for vaccinated movie patrons. Also yesterday,Walt Disney(NYSE:DIS)announced its quarterly earnings report, and CEO Bob Chapek noted \"increased production at our studios.\" While that is a positive for theater operators, Disney also reported disappointing subscriber growth in itsstreaming services.\nNow what\nLower streaming subscriptions could be a positive sign for the theater business. As vaccinations continue to roll out, and with the CDC now officially giving its approval to gather indoors with crowds and without masks, theater attendance may resume quickly.\nVaccinations are going to drive people back to activities outside the home. Movie theaters are likely to be a favorite destination after more than a year of mostly watching at home. On the heels of another capital raise, AMC investors may be thinking this company finally has a promising path ahead.","news_type":1,"symbols_score_info":{"AMC":0.9}},"isVote":1,"tweetType":1,"viewCount":531,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":143526282,"gmtCreate":1625803445546,"gmtModify":1633937151069,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/143526282","repostId":"1105191514","repostType":4,"isVote":1,"tweetType":1,"viewCount":571,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":168585987,"gmtCreate":1623978764049,"gmtModify":1634024882185,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment","listText":"Like and comment","text":"Like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":5,"repostSize":0,"link":"https://laohu8.com/post/168585987","repostId":"2144286417","repostType":4,"isVote":1,"tweetType":1,"viewCount":427,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":114747581,"gmtCreate":1623108256243,"gmtModify":1634036977236,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and&nbsp;coment","listText":"Like and&nbsp;coment","text":"Like and coment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/114747581","repostId":"1108033863","repostType":4,"isVote":1,"tweetType":1,"viewCount":544,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":139478039,"gmtCreate":1621653473021,"gmtModify":1634187351410,"author":{"id":"3575528814174823","authorId":"3575528814174823","name":"Glenn101","avatar":"https://static.tigerbbs.com/9a6dce55b58bcea0be9143c1569dc7bd","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575528814174823","authorIdStr":"3575528814174823"},"themes":[],"htmlText":"Like and comment plz","listText":"Like and comment plz","text":"Like and comment plz","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/139478039","repostId":"2137906121","repostType":4,"isVote":1,"tweetType":1,"viewCount":329,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}