暖冬jeff的个人主页 - 老虎社区

暖冬jeff

暖冬jeff

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IP属地：江苏

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2022-07-27

$Faraday Future(FFIE)$技术面分析今天会涨,10%以上

2022-08-03

$Faraday Future(FFIE)$技术面分析，今天会飞

2022-07-29

$Faraday Future(FFIE)$技术面分析奔3走起[得意]

2022-05-12

$Faraday Future(FFIE)$这车早已审美疲劳了，量产了又如何

2021-07-13

$容联云(RAAS)$这老板绝对羊尾，同意吗

2022-08-04

$Faraday Future(FFIE)$技术面分析，今天大面奔四

2022-07-27

$Faraday Future(FFIE)$今明两天3块还是要上的

2022-07-22

$Faraday Future(FFIE)$2块左右可以入

2021-04-19

$容联云(RAAS)$不破不立，但还是要说一句垃圾

2021-03-25

$容联云(RAAS)$拉前必大跌，睡觉

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15:11","market":"us","language":"zh","title":"容联云入选2021北京民企【科技创新百强】及【中小企业百强】","url":"https://stock-news.laohu8.com/highlight/detail?id=2168570323","media":"砍柴网","summary":"9月16日，北京市委统战部、北京市工商联发布“北京民企百强”系列榜单，容联云凭借科研创新能力、稳健的经营模式，企业整体实力入选双料榜单，同时被评选为“2021北京民营企业科技创新百强企业”、“2021北京民营企业中小百强企业”。","content":"<html><body><article><p>9月16日，北京市委统战部、北京市工商联发布“北京民企百强”系列榜单，<a href=\"https://laohu8.com/S/RAAS\">容联云</a>凭借科研创新能力、稳健的经营模式，企业整体实力入选双料榜单，同时被评选为“2021北京民营企业科技创新百强企业”、“2021北京民营企业中小百强企业”。</p><img src=\"http://inews.gtimg.com/newsapp_match/0/13987931650/0\"/><p>北京民营企业百强榜单是由北京市委统战部、市工商联联合有关部门共同发起，发现、表彰引领产业结构转型升级、优化营商环境、扩大社会投资、推动民营经济立足首都城市战略定位等方面表现优秀的民营企业。</p><p>容联云完成企业高质量发展同时，在“引领<a href=\"https://laohu8.com/S/5RE.SI\">智能</a>云通讯发展”、“赋能企业数智化转型”的科技成果转化等方面，得到相关部门的肯定。</p><p>容联云还积极响应国家对“共享数字经济发展”政策的号召，通过开放通讯+AI能力，打造普惠、可信、可持续的人工智能，建立一体化通讯连接、数据洞察、AI决策平台打破企业数智化转型壁垒，重新认知和构建企业智能化生态和价值链，为企业提供用户全生命周期管理的产品和服务，用低成本高效率的方式，让企业最大化降本增效。</p><p>据悉，该系列榜单在评选标准上重点考量企业营业收入总额、科研创新能力、社会形象、公共文化服务贡献等指标，力求结合互联网时代特征对企业进行全面评估，要求企业不仅要实现均衡发展，还要具备较强市场活力。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>容联云入选2021北京民企【科技创新百强】及【中小企业百强】</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; 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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202109181515367c3e2c23&s=b><strong>砍柴网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>9月16日，北京市委统战部、北京市工商联发布“北京民企百强”系列榜单，容联云凭借科研创新能力、稳健的经营模式，企业整体实力入选双料榜单，同时被评选为“2021北京民营企业科技创新百强企业”、“2021北京民营企业中小百强企业”。北京民营企业百强榜单是由北京市委统战部、市工商联联合有关部门共同发起，发现、表彰引领产业结构转型升级、优化营商环境、扩大社会投资、推动民营经济立足首都城市战略定位等方面表现...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202109181515367c3e2c23&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/01d25093422dacef8950fd95a9b5e14d","relate_stocks":{},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202109181515367c3e2c23&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2168570323","content_text":"9月16日，北京市委统战部、北京市工商联发布“北京民企百强”系列榜单，容联云凭借科研创新能力、稳健的经营模式，企业整体实力入选双料榜单，同时被评选为“2021北京民营企业科技创新百强企业”、“2021北京民营企业中小百强企业”。北京民营企业百强榜单是由北京市委统战部、市工商联联合有关部门共同发起，发现、表彰引领产业结构转型升级、优化营商环境、扩大社会投资、推动民营经济立足首都城市战略定位等方面表现优秀的民营企业。容联云完成企业高质量发展同时，在“引领智能云通讯发展”、“赋能企业数智化转型”的科技成果转化等方面，得到相关部门的肯定。容联云还积极响应国家对“共享数字经济发展”政策的号召，通过开放通讯+AI能力，打造普惠、可信、可持续的人工智能，建立一体化通讯连接、数据洞察、AI决策平台打破企业数智化转型壁垒，重新认知和构建企业智能化生态和价值链，为企业提供用户全生命周期管理的产品和服务，用低成本高效率的方式，让企业最大化降本增效。据悉，该系列榜单在评选标准上重点考量企业营业收入总额、科研创新能力、社会形象、公共文化服务贡献等指标，力求结合互联网时代特征对企业进行全面评估，要求企业不仅要实现均衡发展，还要具备较强市场活力。","news_type":1,"symbols_score_info":{"RAAS":1}},"isVote":1,"tweetType":1,"viewCount":2763,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":808852133,"gmtCreate":1627570132022,"gmtModify":1627570132022,"author":{"id":"3544969856859991","authorId":"3544969856859991","name":"暖冬jeff","avatar":"https://static.tigerbbs.com/9d14cbb8fec0ac9659f9b236cb2476ee","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3544969856859991","idStr":"3544969856859991"},"themes":[],"htmlText":"人家上太空了，高你几个档次自己说吧","listText":"人家上太空了，高你几个档次自己说吧","text":"人家上太空了，高你几个档次自己说吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/808852133","repostId":"1133873133","repostType":2,"isVote":1,"tweetType":1,"viewCount":2400,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":145081723,"gmtCreate":1626183353562,"gmtModify":1626183353562,"author":{"id":"3544969856859991","authorId":"3544969856859991","name":"暖冬jeff","avatar":"https://static.tigerbbs.com/9d14cbb8fec0ac9659f9b236cb2476ee","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3544969856859991","idStr":"3544969856859991"},"themes":[],"htmlText":"<a 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20:30","market":"hk","language":"zh","title":"容联云品牌名更换 将启动海外拓展计划","url":"https://stock-news.laohu8.com/highlight/detail?id=2143324791","media":"界面新闻","summary":"【容联云品牌名更换 将启动海外拓展计划】6月16日消息，云通讯公司容联云宣布品牌名由“容联云通讯”更换为“容联云”，同时，容联云还启动海外拓展计划，将现有SaaS产品向日本、马来西亚、菲律宾拓展。（界...","content":"<div>\n<p>6月16日消息，云通讯公司容联云宣布品牌名由“容联云通讯”更换为“容联云”，旗下包括新营销服务云、产业数字云、政企智能云三大板块，未来容联云的战略重心依然是云联络中心(简称CC)。同时，容联云还启动海外拓展计划，将现有SaaS产品向日本、马来西亚、菲律宾拓展，未来还将逐步布局其他国家。 （文章来源：界面新闻）</p>\n\n<a href=\"http://hk.eastmoney.com/a/202106161963184450.html\">网页链接</a>\n\n</div>\n","source":"stock_eastmoney","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>容联云品牌名更换 将启动海外拓展计划</title>\n<style 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href=\"http://hk.eastmoney.com/a/202106161963184450.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/fab3e6da33eab070d39ea5ddbb760010","relate_stocks":{},"source_url":"http://hk.eastmoney.com/a/202106161963184450.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2143324791","content_text":"6月16日消息，云通讯公司容联云宣布品牌名由“容联云通讯”更换为“容联云”，旗下包括新营销服务云、产业数字云、政企智能云三大板块，未来容联云的战略重心依然是云联络中心(简称CC)。同时，容联云还启动海外拓展计划，将现有SaaS产品向日本、马来西亚、菲律宾拓展，未来还将逐步布局其他国家。 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16:25","market":"us","language":"zh","title":"亏损难解！跌下神坛的优信二手车只剩一地鸡毛","url":"https://stock-news.laohu8.com/highlight/detail?id=2120136183","media":"驱动中国","summary":"以上海市消保委日前发布的通报为例，仅2020年，上海市消保委就受理了优信二手车相关投诉40余件，涉及未事先约定单方面加收手续费、找各种理由拖延推诿办理等问题。而围绕在优信二手车身上的问题，绝不仅于此。除此之外，事故车、车源信息不符、售后无法保障等问题在优信二手车平台上同样突出。梳理以往媒体的报道发现，在优信买到事故车、泡水车的用户，退车退款的概率极低，退一赔三更不可能。","content":"<html><body><p>在刚刚过去的央视3.15晚会上，大热门候选二手车交易平台<a href=\"https://laohu8.com/S/UXIN\">优信</a>二手车逃过一劫，没有在聚光灯下被公开处刑，但这并不意味优信二手车可以高枕无忧。来自相关机构和投诉平台的数据显示，二手车是汽车领域投诉的高发期，里程虚标、问题车改装出售等问题层出不穷，在二手车平台买车给消费者带来的糟心事一点也不少，甚至有些经历在4S店购车时代闻所未闻。</p><p>以上海市消保委日前发布的通报为例，仅2020年，上海市消保委就受理了优信二手车相关投诉40余件，涉及未事先约定单方面加收手续费、找各种理由拖延推诿办理等问题。同时，在黑猫投诉平台上，关于优信二手车的投诉达2250多条，消费者对于在不知情情况下“买车变租车”最为不满，还有变相收费，强制性附加贷款，投诉频率偏高。</p><p>而围绕在优信二手车身上的问题，绝不仅于此。曾经的二手车电商第一股，正跌下神坛，高管、员工出走或被裁的不在少数，并且亏损加剧导致股价一跌再跌，甚至可能面临退市的风险。</p><p><strong>“风口上的猪”再难起飞</strong></p><p>回顾优信二手车（以下简称“优信”）的发展历程，2012年到2018年大概算的上是高光时间。2012年，成立两年的优信开始疯狂融资，公开披露的融资金额累计超过18亿美元；有了钱的优信豪掷1.8亿元，拿下<a href=\"https://laohu8.com/S/IQ\">爱奇艺</a>网络独播的《奔跑吧兄弟3》总冠名；紧接着，优信赴美上市，成为二手车电商第一股。</p><img img_height=\"429\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/86e5dc08ee3d401e8cd386cb04f37bc9\"/><p>但在资本的加持下，优信非但没有走的更好，反而逐渐偏离了正常轨道，深陷无底洞亏损。2020年12月17日，优信发布了全面转型为在线购车模式后的首个财报，财报数据显示，截至2020年9月30日2021财年第二季度未经审计的财务业绩报告，其总营收为人民币7640万元(合1120万美元)。去年同期收入为人民币3.966亿元，同比下降80%。毛利率为负22.4%，而去年同期的毛利率为56.9%。总运营费用为3.185亿元人民币(合4690万美元)，净亏损为2.589亿元人民币(合3810万美元)，同比扩大28.22%。</p><p>在此之前，优信2016年到2019年，分别亏损13.9亿、27.4亿、15.3亿和19.9亿。去年第一季度财报，在疫情影响下净亏20.344亿元。</p><p>表现在优信的运营情况上，2020年初，优信向员工发送了一封停工待岗的邮件，称“因公司经营遇到困难，岗位暂无工作安排，将安排停工待岗”。这一变动几乎涉及了优信内部的各个部门，有的部门甚至有一大半人被涉及。</p><img img_height=\"511\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/14d5f29190144e28b80fae8419a7102f\"/><p>据相关媒体报道，这份停工待岗通知发出后，优信走了很多人，紧接着在6月份搬离了利星行的办公室，迁往现在的北三环外总部。有已经离开优信的员工透露，这次大规模人员变动后，“被约谈”成了常态，那段时间办公室流行打赌，赌下一个“被约谈”的人是谁？</p><p>该员工还透露，优信“缺钱”在公司内部早已不是什么秘密。“工资条上住房公积金的缴纳比例从12%变成了5%，直到我离开前也没有恢复正常的缴纳比例，人力资源部也一直没有给出合理的解释”。</p><p>不仅如此，优信还将再次关闭多个货源城市，最终只留下30个左右，同时关闭包括邢台、东莞等40余个交付城市。并加快将部分业务向西安转移。</p><p>优信公关部对此表示：“优信多年来实行北京、西安双总部运营，有若干变动属于正常情况”。但梳理优信总部的搬迁史，从望京SOHO、利星行到北三环外，再到西安，当初辉煌时刻做出总部落户西安的决定，如今更像是困难时刻的庇护所。</p><p>值得一提的是，当初优信对外宣称，将继续加大投资力度，预计2020年实现集团各个板块业务全部入驻西安国际港务区，建设现代化的优信集团总部大楼。现实却是现在西安分公司的两层办公室都是租的。在西安买地盖楼成了空头支票。</p><p><strong>“套路贷”顽疾不去，优信难自救</strong></p><p>陷入“钱荒”的优信，还一直在“套路贷”的风波里打转。据报道，在一个名为“全国优信受害者群”里，有390余名受害者，他们投诉的问题五花八门，有套路贷、过不了户、买到事故车等。</p><p>其中“套路贷”问题存在已久，2019年就有10余名车主在21CN聚投诉平台联名投诉，在优信二手车购车时遇到“套路贷”，网点销售人员称，想要少交首付金，可以签订一份较实际缴纳金额略大的“对账”合同，这份合同的作用是优信与银行对账，实际无需还款这么多。但消费者签订的其实是一份融资租赁合同，消费者由原来的购车者变成租车人，租满一定期限后才可以获得汽车所有权，购车成本也远远超出新车售价。</p><p>没想到2年过去了，优信还在用老把戏坑骗消费者。据《新民周刊》报道，成都车主陈先生在优信二手车APP上看中了一辆价格为27.97万元的雷克萨斯轿车，在购车与业务员见面后，业务员向其推荐了优信“一成购”的贷款方案，意思是车主只用首付一成，余款均可贷款，优信承诺一年后过户到车主名下。陈先生觉得十分划算便爽快地签了字，但开了一段时间后，贷款越还越多，在优信二手车APP一堆电子合同中，也并未找到购车贷款合同。</p><img img_height=\"831\" img_width=\"606\" inline=\"0\" src=\"https://static.tigerbbs.com/3d570a37753048e4af294bf7f1fe224d\"/><p>而一份名为《融资租赁合同费用明细表》的文件内容显示，除去首付，陈先生融资总额为285987元，每月应付租金7022元，租赁期限为48期。也就是说，陈先生购入这辆二手车最终花费32万多元，比原先定价多出5万余元。合同上写的名头不是购车金额，而是租金，更让陈先生难以接受。</p><p>据陈先生描述，签订合同时，业务员针对收费项目、合同内容均为履行告知业务，并且很快将电子合同滑到最底部，催促他快速签字，导致很长一段时间，都误认为签订的是贷款买卖合同，并不知道购车实际上是租赁关系。</p><p>需要注意的是，像陈先生一样被“套路贷”并不是偶发性事件。据不完全统计，聚投诉涉及优信的投诉量超过3000，黑猫投诉涉及优信的投诉达2200多条，投诉内容大多数为优信诱导签订合同、贷款买车变成融资租赁、贷款结清车辆不给过户、贷款收取高额金融服务费、服务费变成消费贷款以收取“砍头息”等有关。</p><img img_height=\"403\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/b6c6fd93c18040ac9ed41b60472b6802\"/><p>除此之外，事故车、车源信息不符、售后无法保障等问题在优信二手车平台上同样突出。梳理以往媒体的报道发现，在优信买到事故车、泡水车的用户，退车退款的概率极低，退一赔三更不可能。</p><p>有用户投诉称，2019年底购买的CRV混动版，被第三方机构鉴定为“泡水车”，检测报告明确写道：该车大面积异常锈蚀，多部位洗刷痕迹，局部泥沙痕迹等，符合国标GB30323对事故车的判断标准，经鉴定，该车为水淹车。但在要求优信退款退车时，优信给出的回复是，不认同这份鉴定报告，必须是优信总部的鉴定报告才可以。</p><p>优信这种“既当裁判又当运动员”的行为，显然是无法服众的。有用户质疑，大家当初买车正是看中了优信二手车平台的信誉，谁料“一价到底，无隐形收费，免费试用”的承诺只不过是昙花一现，甚至可以说是虚假宣传，优信，到底还能“信”吗？</p><p>目前，二手车电商行业困境明显，除优信前景堪忧外，人人车关联公司被申请破产重整，瓜子二手车关店近一半，当行业发展进入深水区，资本潮水褪去，谁在裸泳，观众们看的一清二楚。优信或许也应该扪心自问，到底还能不能让用户相信？失去了用户，还有故事可将吗？</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>亏损难解！跌下神坛的优信二手车只剩一地鸡毛</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n亏损难解！跌下神坛的优信二手车只剩一地鸡毛\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1061737577\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/c00c83967fc2d0b99a8620aea0f372be);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">驱动中国 </p>\n<p class=\"h-time\">2021-03-17 16:25</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p>在刚刚过去的央视3.15晚会上，大热门候选二手车交易平台<a href=\"https://laohu8.com/S/UXIN\">优信</a>二手车逃过一劫，没有在聚光灯下被公开处刑，但这并不意味优信二手车可以高枕无忧。来自相关机构和投诉平台的数据显示，二手车是汽车领域投诉的高发期，里程虚标、问题车改装出售等问题层出不穷，在二手车平台买车给消费者带来的糟心事一点也不少，甚至有些经历在4S店购车时代闻所未闻。</p><p>以上海市消保委日前发布的通报为例，仅2020年，上海市消保委就受理了优信二手车相关投诉40余件，涉及未事先约定单方面加收手续费、找各种理由拖延推诿办理等问题。同时，在黑猫投诉平台上，关于优信二手车的投诉达2250多条，消费者对于在不知情情况下“买车变租车”最为不满，还有变相收费，强制性附加贷款，投诉频率偏高。</p><p>而围绕在优信二手车身上的问题，绝不仅于此。曾经的二手车电商第一股，正跌下神坛，高管、员工出走或被裁的不在少数，并且亏损加剧导致股价一跌再跌，甚至可能面临退市的风险。</p><p><strong>“风口上的猪”再难起飞</strong></p><p>回顾优信二手车（以下简称“优信”）的发展历程，2012年到2018年大概算的上是高光时间。2012年，成立两年的优信开始疯狂融资，公开披露的融资金额累计超过18亿美元；有了钱的优信豪掷1.8亿元，拿下<a href=\"https://laohu8.com/S/IQ\">爱奇艺</a>网络独播的《奔跑吧兄弟3》总冠名；紧接着，优信赴美上市，成为二手车电商第一股。</p><img img_height=\"429\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/86e5dc08ee3d401e8cd386cb04f37bc9\"/><p>但在资本的加持下，优信非但没有走的更好，反而逐渐偏离了正常轨道，深陷无底洞亏损。2020年12月17日，优信发布了全面转型为在线购车模式后的首个财报，财报数据显示，截至2020年9月30日2021财年第二季度未经审计的财务业绩报告，其总营收为人民币7640万元(合1120万美元)。去年同期收入为人民币3.966亿元，同比下降80%。毛利率为负22.4%，而去年同期的毛利率为56.9%。总运营费用为3.185亿元人民币(合4690万美元)，净亏损为2.589亿元人民币(合3810万美元)，同比扩大28.22%。</p><p>在此之前，优信2016年到2019年，分别亏损13.9亿、27.4亿、15.3亿和19.9亿。去年第一季度财报，在疫情影响下净亏20.344亿元。</p><p>表现在优信的运营情况上，2020年初，优信向员工发送了一封停工待岗的邮件，称“因公司经营遇到困难，岗位暂无工作安排，将安排停工待岗”。这一变动几乎涉及了优信内部的各个部门，有的部门甚至有一大半人被涉及。</p><img img_height=\"511\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/14d5f29190144e28b80fae8419a7102f\"/><p>据相关媒体报道，这份停工待岗通知发出后，优信走了很多人，紧接着在6月份搬离了利星行的办公室，迁往现在的北三环外总部。有已经离开优信的员工透露，这次大规模人员变动后，“被约谈”成了常态，那段时间办公室流行打赌，赌下一个“被约谈”的人是谁？</p><p>该员工还透露，优信“缺钱”在公司内部早已不是什么秘密。“工资条上住房公积金的缴纳比例从12%变成了5%，直到我离开前也没有恢复正常的缴纳比例，人力资源部也一直没有给出合理的解释”。</p><p>不仅如此，优信还将再次关闭多个货源城市，最终只留下30个左右，同时关闭包括邢台、东莞等40余个交付城市。并加快将部分业务向西安转移。</p><p>优信公关部对此表示：“优信多年来实行北京、西安双总部运营，有若干变动属于正常情况”。但梳理优信总部的搬迁史，从望京SOHO、利星行到北三环外，再到西安，当初辉煌时刻做出总部落户西安的决定，如今更像是困难时刻的庇护所。</p><p>值得一提的是，当初优信对外宣称，将继续加大投资力度，预计2020年实现集团各个板块业务全部入驻西安国际港务区，建设现代化的优信集团总部大楼。现实却是现在西安分公司的两层办公室都是租的。在西安买地盖楼成了空头支票。</p><p><strong>“套路贷”顽疾不去，优信难自救</strong></p><p>陷入“钱荒”的优信，还一直在“套路贷”的风波里打转。据报道，在一个名为“全国优信受害者群”里，有390余名受害者，他们投诉的问题五花八门，有套路贷、过不了户、买到事故车等。</p><p>其中“套路贷”问题存在已久，2019年就有10余名车主在21CN聚投诉平台联名投诉，在优信二手车购车时遇到“套路贷”，网点销售人员称，想要少交首付金，可以签订一份较实际缴纳金额略大的“对账”合同，这份合同的作用是优信与银行对账，实际无需还款这么多。但消费者签订的其实是一份融资租赁合同，消费者由原来的购车者变成租车人，租满一定期限后才可以获得汽车所有权，购车成本也远远超出新车售价。</p><p>没想到2年过去了，优信还在用老把戏坑骗消费者。据《新民周刊》报道，成都车主陈先生在优信二手车APP上看中了一辆价格为27.97万元的雷克萨斯轿车，在购车与业务员见面后，业务员向其推荐了优信“一成购”的贷款方案，意思是车主只用首付一成，余款均可贷款，优信承诺一年后过户到车主名下。陈先生觉得十分划算便爽快地签了字，但开了一段时间后，贷款越还越多，在优信二手车APP一堆电子合同中，也并未找到购车贷款合同。</p><img img_height=\"831\" img_width=\"606\" inline=\"0\" src=\"https://static.tigerbbs.com/3d570a37753048e4af294bf7f1fe224d\"/><p>而一份名为《融资租赁合同费用明细表》的文件内容显示，除去首付，陈先生融资总额为285987元，每月应付租金7022元，租赁期限为48期。也就是说，陈先生购入这辆二手车最终花费32万多元，比原先定价多出5万余元。合同上写的名头不是购车金额，而是租金，更让陈先生难以接受。</p><p>据陈先生描述，签订合同时，业务员针对收费项目、合同内容均为履行告知业务，并且很快将电子合同滑到最底部，催促他快速签字，导致很长一段时间，都误认为签订的是贷款买卖合同，并不知道购车实际上是租赁关系。</p><p>需要注意的是，像陈先生一样被“套路贷”并不是偶发性事件。据不完全统计，聚投诉涉及优信的投诉量超过3000，黑猫投诉涉及优信的投诉达2200多条，投诉内容大多数为优信诱导签订合同、贷款买车变成融资租赁、贷款结清车辆不给过户、贷款收取高额金融服务费、服务费变成消费贷款以收取“砍头息”等有关。</p><img img_height=\"403\" img_width=\"640\" inline=\"0\" src=\"https://static.tigerbbs.com/b6c6fd93c18040ac9ed41b60472b6802\"/><p>除此之外，事故车、车源信息不符、售后无法保障等问题在优信二手车平台上同样突出。梳理以往媒体的报道发现，在优信买到事故车、泡水车的用户，退车退款的概率极低，退一赔三更不可能。</p><p>有用户投诉称，2019年底购买的CRV混动版，被第三方机构鉴定为“泡水车”，检测报告明确写道：该车大面积异常锈蚀，多部位洗刷痕迹，局部泥沙痕迹等，符合国标GB30323对事故车的判断标准，经鉴定，该车为水淹车。但在要求优信退款退车时，优信给出的回复是，不认同这份鉴定报告，必须是优信总部的鉴定报告才可以。</p><p>优信这种“既当裁判又当运动员”的行为，显然是无法服众的。有用户质疑，大家当初买车正是看中了优信二手车平台的信誉，谁料“一价到底，无隐形收费，免费试用”的承诺只不过是昙花一现，甚至可以说是虚假宣传，优信，到底还能“信”吗？</p><p>目前，二手车电商行业困境明显，除优信前景堪忧外，人人车关联公司被申请破产重整，瓜子二手车关店近一半，当行业发展进入深水区，资本潮水褪去，谁在裸泳，观众们看的一清二楚。优信或许也应该扪心自问，到底还能不能让用户相信？失去了用户，还有故事可将吗？</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/a7ed81b1e72df2f2f0f21497fe08eaed","relate_stocks":{"UXIN":"优信"},"source_url":"https://m.toutiao.com/i6940536294569148941/info/?i=6940536294569148941","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2120136183","content_text":"在刚刚过去的央视3.15晚会上，大热门候选二手车交易平台优信二手车逃过一劫，没有在聚光灯下被公开处刑，但这并不意味优信二手车可以高枕无忧。来自相关机构和投诉平台的数据显示，二手车是汽车领域投诉的高发期，里程虚标、问题车改装出售等问题层出不穷，在二手车平台买车给消费者带来的糟心事一点也不少，甚至有些经历在4S店购车时代闻所未闻。以上海市消保委日前发布的通报为例，仅2020年，上海市消保委就受理了优信二手车相关投诉40余件，涉及未事先约定单方面加收手续费、找各种理由拖延推诿办理等问题。同时，在黑猫投诉平台上，关于优信二手车的投诉达2250多条，消费者对于在不知情情况下“买车变租车”最为不满，还有变相收费，强制性附加贷款，投诉频率偏高。而围绕在优信二手车身上的问题，绝不仅于此。曾经的二手车电商第一股，正跌下神坛，高管、员工出走或被裁的不在少数，并且亏损加剧导致股价一跌再跌，甚至可能面临退市的风险。“风口上的猪”再难起飞回顾优信二手车（以下简称“优信”）的发展历程，2012年到2018年大概算的上是高光时间。2012年，成立两年的优信开始疯狂融资，公开披露的融资金额累计超过18亿美元；有了钱的优信豪掷1.8亿元，拿下爱奇艺网络独播的《奔跑吧兄弟3》总冠名；紧接着，优信赴美上市，成为二手车电商第一股。但在资本的加持下，优信非但没有走的更好，反而逐渐偏离了正常轨道，深陷无底洞亏损。2020年12月17日，优信发布了全面转型为在线购车模式后的首个财报，财报数据显示，截至2020年9月30日2021财年第二季度未经审计的财务业绩报告，其总营收为人民币7640万元(合1120万美元)。去年同期收入为人民币3.966亿元，同比下降80%。毛利率为负22.4%，而去年同期的毛利率为56.9%。总运营费用为3.185亿元人民币(合4690万美元)，净亏损为2.589亿元人民币(合3810万美元)，同比扩大28.22%。在此之前，优信2016年到2019年，分别亏损13.9亿、27.4亿、15.3亿和19.9亿。去年第一季度财报，在疫情影响下净亏20.344亿元。表现在优信的运营情况上，2020年初，优信向员工发送了一封停工待岗的邮件，称“因公司经营遇到困难，岗位暂无工作安排，将安排停工待岗”。这一变动几乎涉及了优信内部的各个部门，有的部门甚至有一大半人被涉及。据相关媒体报道，这份停工待岗通知发出后，优信走了很多人，紧接着在6月份搬离了利星行的办公室，迁往现在的北三环外总部。有已经离开优信的员工透露，这次大规模人员变动后，“被约谈”成了常态，那段时间办公室流行打赌，赌下一个“被约谈”的人是谁？该员工还透露，优信“缺钱”在公司内部早已不是什么秘密。“工资条上住房公积金的缴纳比例从12%变成了5%，直到我离开前也没有恢复正常的缴纳比例，人力资源部也一直没有给出合理的解释”。不仅如此，优信还将再次关闭多个货源城市，最终只留下30个左右，同时关闭包括邢台、东莞等40余个交付城市。并加快将部分业务向西安转移。优信公关部对此表示：“优信多年来实行北京、西安双总部运营，有若干变动属于正常情况”。但梳理优信总部的搬迁史，从望京SOHO、利星行到北三环外，再到西安，当初辉煌时刻做出总部落户西安的决定，如今更像是困难时刻的庇护所。值得一提的是，当初优信对外宣称，将继续加大投资力度，预计2020年实现集团各个板块业务全部入驻西安国际港务区，建设现代化的优信集团总部大楼。现实却是现在西安分公司的两层办公室都是租的。在西安买地盖楼成了空头支票。“套路贷”顽疾不去，优信难自救陷入“钱荒”的优信，还一直在“套路贷”的风波里打转。据报道，在一个名为“全国优信受害者群”里，有390余名受害者，他们投诉的问题五花八门，有套路贷、过不了户、买到事故车等。其中“套路贷”问题存在已久，2019年就有10余名车主在21CN聚投诉平台联名投诉，在优信二手车购车时遇到“套路贷”，网点销售人员称，想要少交首付金，可以签订一份较实际缴纳金额略大的“对账”合同，这份合同的作用是优信与银行对账，实际无需还款这么多。但消费者签订的其实是一份融资租赁合同，消费者由原来的购车者变成租车人，租满一定期限后才可以获得汽车所有权，购车成本也远远超出新车售价。没想到2年过去了，优信还在用老把戏坑骗消费者。据《新民周刊》报道，成都车主陈先生在优信二手车APP上看中了一辆价格为27.97万元的雷克萨斯轿车，在购车与业务员见面后，业务员向其推荐了优信“一成购”的贷款方案，意思是车主只用首付一成，余款均可贷款，优信承诺一年后过户到车主名下。陈先生觉得十分划算便爽快地签了字，但开了一段时间后，贷款越还越多，在优信二手车APP一堆电子合同中，也并未找到购车贷款合同。而一份名为《融资租赁合同费用明细表》的文件内容显示，除去首付，陈先生融资总额为285987元，每月应付租金7022元，租赁期限为48期。也就是说，陈先生购入这辆二手车最终花费32万多元，比原先定价多出5万余元。合同上写的名头不是购车金额，而是租金，更让陈先生难以接受。据陈先生描述，签订合同时，业务员针对收费项目、合同内容均为履行告知业务，并且很快将电子合同滑到最底部，催促他快速签字，导致很长一段时间，都误认为签订的是贷款买卖合同，并不知道购车实际上是租赁关系。需要注意的是，像陈先生一样被“套路贷”并不是偶发性事件。据不完全统计，聚投诉涉及优信的投诉量超过3000，黑猫投诉涉及优信的投诉达2200多条，投诉内容大多数为优信诱导签订合同、贷款买车变成融资租赁、贷款结清车辆不给过户、贷款收取高额金融服务费、服务费变成消费贷款以收取“砍头息”等有关。除此之外，事故车、车源信息不符、售后无法保障等问题在优信二手车平台上同样突出。梳理以往媒体的报道发现，在优信买到事故车、泡水车的用户，退车退款的概率极低，退一赔三更不可能。有用户投诉称，2019年底购买的CRV混动版，被第三方机构鉴定为“泡水车”，检测报告明确写道：该车大面积异常锈蚀，多部位洗刷痕迹，局部泥沙痕迹等，符合国标GB30323对事故车的判断标准，经鉴定，该车为水淹车。但在要求优信退款退车时，优信给出的回复是，不认同这份鉴定报告，必须是优信总部的鉴定报告才可以。优信这种“既当裁判又当运动员”的行为，显然是无法服众的。有用户质疑，大家当初买车正是看中了优信二手车平台的信誉，谁料“一价到底，无隐形收费，免费试用”的承诺只不过是昙花一现，甚至可以说是虚假宣传，优信，到底还能“信”吗？目前，二手车电商行业困境明显，除优信前景堪忧外，人人车关联公司被申请破产重整，瓜子二手车关店近一半，当行业发展进入深水区，资本潮水褪去，谁在裸泳，观众们看的一清二楚。优信或许也应该扪心自问，到底还能不能让用户相信？失去了用户，还有故事可将吗？","news_type":1,"symbols_score_info":{"UXIN":1}},"isVote":1,"tweetType":1,"viewCount":2540,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":682852023,"gmtCreate":1658914880165,"gmtModify":1658914880165,"author":{"id":"3544969856859991","authorId":"3544969856859991","name":"暖冬jeff","avatar":"https://static.tigerbbs.com/9d14cbb8fec0ac9659f9b236cb2476ee","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3544969856859991","idStr":"3544969856859991"},"themes":[],"htmlText":"<a 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