JasonFang的个人主页 - 老虎社区

JasonFang

JasonFang

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IP属地：四川

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06-11

欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？

风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身

06-26

把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。

Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote>

06-03

投资人不傻！

宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关

06-10

这么多债权人等着你还钱呢？

Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote>

06-03

毫无信誉可言，投资人也不傻；股价要跌倒1毛钱

宜人智科：业务持续正常运营，日常运作未受影响

06-18

你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。

宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关

03-05

不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。

苹果M5 Pro/Max首发三层核心架构，引入全新超级核心

2025-10-15

面容ID何时上？

苹果M5芯片MacBook Pro最快今晚推出有望提供深蓝色

07-02 18:39

唐宁类固收的钱好久还？10W投资者等的着急

Yiren Digital Approves $20 Million Share Buyback Program<blockquote>宜人数码批准2000万美元股票回购计划</blockquote>

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This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>宜人数码（纽约证券交易所股票代码：YRD）报告季度亏损为每股0.82美元。这比去年同期每股收益0.39美元下降了310.26%。该公司报告本季度销售额为1.32668亿美元。与去年同期21421.9万美元的销售额相比，下降了38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time smaller\">2026-06-25 19:02</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>宜人数码（纽约证券交易所股票代码：YRD）报告季度亏损为每股0.82美元。这比去年同期每股收益0.39美元下降了310.26%。该公司报告本季度销售额为1.32668亿美元。与去年同期21421.9万美元的销售额相比，下降了38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科"},"source_url":"https://www.benzinga.com/news/earnings/26/06/60092257/yiren-digital-q1-eps-0-82-down-0-39-yoy-sales-132-668m-down-214-219m-yoy","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2646872848","content_text":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":56,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":576386503579664,"gmtCreate":1781742911181,"gmtModify":1781746186655,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","listText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","text":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","images":[{"img":"https://static.tigerbbs.com/f3f75522babc3741b79fc87ea7fcbe9a"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/576386503579664","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohu8.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style 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Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":112,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":574061127102888,"gmtCreate":1781165601806,"gmtModify":1781167235311,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","listText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","text":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/574061127102888","repostId":"2635781454","repostType":2,"repost":{"id":"2635781454","kind":"news","pubTimestamp":1778672349,"share":"https://www.laohu8.com/m/news/2635781454?lang=zh_CN&edition=full","pubTime":"2026-05-13 19:39","market":"sh","language":"zh","title":"风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身","url":"https://stock-news.laohu8.com/highlight/detail?id=2635781454","media":"智通财经","summary":"在行业普遍收缩风控、压降规模的背景下，宜人智科交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。","content":"<html><body><p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。</p><p>在行业普遍收缩风控、压降规模的背景下，<a href=\"https://laohu8.com/S/YRD\">宜人智科</a>（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。</p><p>然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。</p><p><strong>大额拨备“</strong><strong>排雷”</strong><strong>背后：风险出清与修复逻辑</strong></p><p>2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。</p><p>事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。</p><p>换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。</p><p>同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。</p><p>同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。</p><p><strong>2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。</strong>叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。</p><p>然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。</p><p><strong>从“</strong><strong>技术投入”</strong><strong>到“</strong><strong>利润引擎” AI</strong><strong>深嵌业务全链路</strong></p><p><strong>过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。</strong></p><p><strong>一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。</strong></p><p>这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。</p><p>面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。</p><p>综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。</p><p><strong>不止于金融科技 AI</strong><strong>跨场景赋能下的“</strong><strong>隐性重塑”</strong></p><p>虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。</p><p>一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。</p><p>另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。</p><p>这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。</p><p>宜人智科的转型逻辑，本质上是企业基因的系统性进化。<strong>公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。</strong></p><p>从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。</p><p>展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。</p></body></html>","source":"stock_zhitongcaijing","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-05-13 19:39 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/1441362.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1441362.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","AGIX":"通用人工智能 ETF-AGIX","ARTY":"ISHARES FUTURE AI & TECH ETF","CHAT":"ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF","AIPO":"Defiance AI and Power Infrastructure ETF","YRD":"宜人智科"},"source_url":"http://www.zhitongcaijing.com/content/detail/1441362.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2635781454","content_text":"智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。大额拨备“排雷”背后：风险出清与修复逻辑2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。从“技术投入”到“利润引擎” AI深嵌业务全链路过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。不止于金融科技 AI跨场景赋能下的“隐性重塑”虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。宜人智科的转型逻辑，本质上是企业基因的系统性进化。公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。","news_type":1,"symbols_score_info":{"YRD":1.5,"CHAT":1.5,"AGIX":1.5,"AIPO":1.5,"ARTY":1.5}},"isVote":1,"tweetType":1,"viewCount":297,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":573507709818736,"gmtCreate":1781046189731,"gmtModify":1781055032906,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"这么多债权人等着你还钱呢？","listText":"这么多债权人等着你还钱呢？","text":"这么多债权人等着你还钱呢？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/573507709818736","repostId":"2641748635","repostType":2,"repost":{"id":"2641748635","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1780916002,"share":"https://www.laohu8.com/m/news/2641748635?lang=zh_CN&edition=full","pubTime":"2026-06-08 18:53","market":"nz","language":"en","title":"Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2641748635","media":"MT Newswires Live","summary":"Yiren Digital  said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","content":"<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码(YRD)周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接持股比例从35.6%增至约82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变发生在该公司控股股东宜信控股进行结构重组之后。Tang现持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>宜人数码表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-06-08 18:53</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码(YRD)周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接持股比例从35.6%增至约82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变发生在该公司控股股东宜信控股进行结构重组之后。Tang现持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>宜人数码表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2641748635","content_text":"Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217957345760,"gmtCreate":1780481769350,"gmtModify":1780481859424,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","listText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","text":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217957345760","repostId":"1139748192","repostType":2,"repost":{"id":"1139748192","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795173,"share":"https://www.laohu8.com/m/news/1139748192?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:32","market":"us","language":"zh","title":"宜人智科：业务持续正常运营，日常运作未受影响","url":"https://stock-news.laohu8.com/highlight/detail?id=1139748192","media":"美股速递","summary":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","content":"<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科：业务持续正常运营，日常运作未受影响</title>\n<style 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19:32</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139748192","content_text":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":427,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217859052320,"gmtCreate":1780481669233,"gmtModify":1780481741479,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"投资人不傻！","listText":"投资人不傻！","text":"投资人不傻！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217859052320","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohu8.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; 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Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":204,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":539310008546824,"gmtCreate":1772688434372,"gmtModify":1772688437264,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","listText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","text":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/539310008546824","repostId":"2617559691","repostType":2,"repost":{"id":"2617559691","kind":"news","pubTimestamp":1772676075,"share":"https://www.laohu8.com/m/news/2617559691?lang=zh_CN&edition=full","pubTime":"2026-03-05 10:01","market":"us","language":"zh","title":"苹果M5 Pro/Max首发三层核心架构，引入全新超级核心","url":"https://stock-news.laohu8.com/highlight/detail?id=2617559691","media":"安兔兔","summary":"据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。","content":"<html><body><article><p>据外媒9to5Mac报道，<a href=\"https://laohu8.com/S/AAPL\">苹果</a>在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。</p><img src=\"https://inews.gtimg.com/om_bt/OSLoMTXZ15Qo_2MoJAOcZgWjnCo-CCvcOSpHO9xx8cjicAA/0\"/><p>原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。</p><p>其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。</p><img src=\"https://inews.gtimg.com/om_bt/OGNm6JcXmNmiltBWCCXjaZLL7ckTjTSm8Ss_LOFh6N138AA/0\"/><p>消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。</p><img src=\"https://inews.gtimg.com/om_bt/OmnrBegfZhEDRUiYbtcCb61x1saYaCLqx-vynGGFovgcoAA/0\"/><p>此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5 Pro/Max首发三层核心架构，引入全新超级核心</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n苹果M5 Pro/Max首发三层核心架构，引入全新超级核心\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-03-05 10:01 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b><strong>安兔兔</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。消息源John Gruber向苹果确认，基础款M5芯片维持...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0965508806.USD":"AB LOW VOLATILITY EQUITY PORTFOLIO \"AD\" (USD) INC","LU0979878070.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"A\" (USD) ACC","LU2065170008.USD":"M&G (LUX) GLOBAL MAXIMA \"A\" (USD) INC","LU2417539215.USD":"ALLIANZ GLOBAL INCOME \"AMF\" (USD) INC","IE00BK4W5M84.HKD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (HKD) ACC","LU1267930730.SGD":"富兰克林美国机遇基金AS Acc SGD (CPF)","IE00BK4W5L77.USD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (USD) ACC","BK4588":"碎股","LU1582987324.SGD":"M&G (LUX) INCOME ALLOCATION \"A-H\" (SGDHDG) ACC","LU1582987597.SGD":"M&G (LUX) INCOME 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16:34","market":"us","language":"zh","title":"苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色","url":"https://stock-news.laohu8.com/highlight/detail?id=2575201182","media":"TechWeb.com.cn","summary":"而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。","content":"<html><body><article><p>10月15日消息，据外媒报道，虽然此前有消息称<a href=\"https://laohu8.com/S/AAPL\">苹果</a>公司在今年，不会像此前两年一样在10月份对MacBook Pro产品线进行更新，搭载M5芯片的MacBook Pro要到明年年初才会推出，但在上周，出现了将更新一款的消息，并提到搭载基本款M5芯片的版本可能在本周就会推出。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20251015163458200v206vkjka71bldn\"/><p>而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。</p><p>对于最快有望今晚推出的MacBook Pro，外媒在报道中称所搭载的M5芯片，是由<a href=\"https://laohu8.com/S/TSM\">台积电</a>采用更先进的3nm制程工艺打造，能带来更快的速度，能效也将改善。</p><p>除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。</p><p>此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色</title>\n<style 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Pro，最快在当地时间周三，也就是今晚就将推出。对于最快有望...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251015163458972f4436&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0957808578.USD":"THREADNEEDLE (LUX) GLOBAL TECHNOLOGY \"ZU\" (USD) ACC","LU1582986359.USD":"M&G (LUX) INCOME ALLOCATION \"A-H\" (USDHDG) ACC","LU2756315318.SGD":"ALLIANZ INCOME AND GROWTH \"AMG\" (SGDHDG) INC A","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","LU2065171311.SGD":"M&G (LUX) GLOBAL MAXIMA \"A\" (SGD) ACC","LU0965509283.SGD":"AB LOW VOLATILITY EQUITY PORTFOLIO \"AD\" (SGDHDG) INC","HK0000306701.USD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (USD) INC","LU0080751232.USD":"富达环球多元动力基金A","SG9999015945.SGD":"LionGlobal Disruptive Innovation Fund A SGD","TSM":"台积电","LU2543165471.USD":"E FUND (HK) GLOBAL QUALITY GROWTH \"A\" (USD) ACC","LU1206713676.USD":"Aviva Investors - Multi-Strategy Target Return Ah 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Pro，外媒在报道中称所搭载的M5芯片，是由台积电采用更先进的3nm制程工艺打造，能带来更快的速度，能效也将改善。除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）","news_type":1,"symbols_score_info":{"AAPL":1.5,"TSM":0.9,"MACW.SI":0.6}},"isVote":1,"tweetType":1,"viewCount":1924,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":360636635955432,"gmtCreate":1729071281950,"gmtModify":1729071283511,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"1+1=1","listText":"1+1=1","text":"1+1=1","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360636635955432","repostId":"2475161248","repostType":2,"repost":{"id":"2475161248","kind":"news","pubTimestamp":1729034283,"share":"https://www.laohu8.com/m/news/2475161248?lang=zh_CN&edition=full","pubTime":"2024-10-16 07:18","market":"us","language":"zh","title":"高通据悉将等到美国11月大选后再决定对英特尔的行动","url":"https://stock-news.laohu8.com/highlight/detail?id=2475161248","media":"爱集微","summary":"知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。","content":"<html><body><article><p>知情人士表示，<a href=\"https://laohu8.com/S/QCOM\">高通</a>公司可能会等到11月美国总统大选之后，才会决定是否寻求收购<a href=\"https://laohu8.com/S/INTC\">英特尔</a>。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。</p><p>一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。</p><p>高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司的合并几乎肯定会引起美国和全球反垄断监管机构的严格审查。</p><p>据悉，高通已接洽英特尔讨论收购这家举步维艰的芯片制造商，朝打造史上最大的并购案之一迈出了第一步。</p><p>上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n高通据悉将等到美国11月大选后再决定对英特尔的行动\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-10-16 07:18 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b><strong>爱集微</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"QCOM":"高通","BK4141":"半导体产品","BK4534":"瑞士信贷持仓","LU1035775433.USD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (USD) INC","BK4585":"ETF&股票定投概念","LU1823568750.SGD":"Fidelity Global Technology A-ACC SGD","BK4533":"AQR资本管理(全球第二大对冲基金)","LU1084165304.USD":"FIDELITY WORLD \"A\" (USD) ACC","LU1917777945.USD":"安联专题基金Cl AT Acc","BK4529":"IDC概念","BK4575":"芯片概念","LU0081259029.USD":"UBS (LUX) EQUITY FUND - TECH OPPORTUNITY \"P\" (USD) ACC","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD","LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","BK4512":"苹果概念","LU1119994496.HKD":"FIDELITY WORLD \"A\" (HKD) ACC","BK4535":"淡马锡持仓","BK4515":"5G概念","LU0079474960.USD":"联博美国增长基金A","LU2106854487.HKD":"ALLIANZ THEMATICA \"AMG\" (HKD) INC","INTC":"英特尔","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","BK4579":"人工智能","LU2023250504.SGD":"Allianz Thematica Cl AMg DIS H2-SGD","BK4588":"碎股","BK4550":"红杉资本持仓","SG9999001424.SGD":"United E-Commerce Fund SGD","LU1261432733.SGD":"Fidelity World A-ACC-SGD","LU2247934214.USD":"FIDELITY FUNDS SUSTAINABLE FUTURE CONNECTIVITY \"A\" (USD) ACC","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","LU1046421795.USD":"富达环球科技A-ACC","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC","LU1974910355.USD":"Allianz Thematica Cl AMg DIS USD","BK4573":"虚拟现实","BK4561":"索罗斯持仓","LU1069344957.HKD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (HKD) INC","BK4581":"高盛持仓","BK4532":"文艺复兴科技持仓","BK4554":"元宇宙及AR概念","BK4527":"明星科技股"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2475161248","content_text":"知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司的合并几乎肯定会引起美国和全球反垄断监管机构的严格审查。据悉，高通已接洽英特尔讨论收购这家举步维艰的芯片制造商，朝打造史上最大的并购案之一迈出了第一步。上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。","news_type":1,"symbols_score_info":{"QCOM":1,"INTC":0.7}},"isVote":1,"tweetType":1,"viewCount":2800,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":334137581121592,"gmtCreate":1722609698471,"gmtModify":1722609700352,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"请问上涨也包含intel ？","listText":"请问上涨也包含intel ？","text":"请问上涨也包含intel ？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/334137581121592","repostId":"2456286641","repostType":2,"repost":{"id":"2456286641","kind":"news","pubTimestamp":1722601483,"share":"https://www.laohu8.com/m/news/2456286641?lang=zh_CN&edition=full","pubTime":"2024-08-02 20:24","market":"us","language":"zh","title":"AMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？","url":"https://stock-news.laohu8.com/highlight/detail?id=2456286641","media":"美股研究社","summary":"在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。AMD的CPU产品稳步蚕食英特尔的份额不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。","content":"<html><body><article><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210632463v201m3u0rxn0axt\"/><p><strong>戳 关注 社长带你港股掘金</strong></p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210632868v201eu8gdto1c00\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210652920v201k45n4sxvy7d\"/><p>它们在各自领域的实力有多强？</p><p><strong>来源 |</strong>英为财情Investing</p><p>本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>(NVIDIA)(NASDAQ:NVDA)和<a href=\"https://laohu8.com/S/INTC\">英特尔</a>(NASDAQ:INTC)的竞争对手，AMD<strong>连续第四个季度</strong>实现了<span>每股收益</span>(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。</p><p>一年间，<strong>AMD的营收增长了9%</strong>，达到了58亿美元，同时，<strong><span>净利润</span>更是飙升了881%</strong>，从2700万美元跃升至2.65亿美元。值得一提的是，公司还成功地将其营业利润率提高了5个百分点，同比呈现显著提升。</p><p>然而，从年初至今的表现来看，英伟达仍是无可争议的半导体行业佼佼者，尽管近期出现了回调。在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。</p><p>但是，从长远角度来看，哪个芯片股才是最佳投资目标？</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210658945v201nh6ymjmtfmd\"/><p><strong>英伟达、AMD、英特尔估值</strong></p><p>在评估英伟达、AMD以及英特尔的市场估值时，尽管宏观经济状况和市场情绪会影响股市表现，但这些因素并非公司所能掌控。不过，有三个关键指标能为投资者提供切实可行的洞察：</p><p>首先，我们需关注英伟达、AMD和英特尔在市场中的定位如何，具体来说，就是它们在各自领域（如独立和集成图形处理器GPU、中央处理器CPU以及软件生态系统）中的稳固程度如何。</p><p>其次，这三间公司是否提供了能够增强或削弱其市场地位的发展规划？一个明确的路线图对于预判公司未来的竞争力至关重要。</p><p>最后，当下市场对这些公司的基本看法是怎样的？投资者的感知往往影响着公司的股票表现和市场定位。</p><p>综合考虑以上因素，英伟达、AMD和英特尔目前的市场站位究竟如何？它们在各自领域的实力有多强？</p><p>InvestingPro显示，分析师最看升AMD，然而股指模型认为当前三只芯片股都没有什么上升空间。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210659364v201kk15cluedvd\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210659870v201wx8l4jnh2jx\"/><p><strong>GPU制造模式：</strong></p><p><strong>自行制造或代工</strong></p><p>在图形处理器(GPU)的推出模式上，三家厂商采取了不同的路径。值得注意的是，只有英特尔计划到2030年成为全球芯片代工厂商，加入<a href=\"https://laohu8.com/S/TSM\">台积电</a>和<a href=\"https://laohu8.com/S/SMSN.UK\">三星</a>(KS:005930)。这意味着AMD和英伟达将依赖台积电的产能，而这部分产能可能已被<a href=\"https://laohu8.com/S/AAPL\">苹果</a>和<a href=\"https://laohu8.com/S/QCOM\">高通</a>等大型公司预订。</p><p>不论未来规划如何，AMD和英伟达在大规模量产GPU时，都离不开台积电的支持。那么，现在英伟达、AMD和英特尔的市场份额情况又是怎样呢？</p><p>根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。尽管英特尔在一年前凭借Arc系列获得了4%的市场份额，但在2024年第一季度，它在独立GPU市场的占有率实际上为零，未能在AIB份额上取得突破。</p><p>同一时期，AMD的市场份额保持稳定，在12%左右。在2023年第四季度，AMD曾一度占据了19%的AIB市场份额，但随后被英伟达反超，回到12%的水平。</p><p>在AIB出货量方面，与去年同期相比，增长了39%，这一增长主要惠及了英伟达。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210700273v201bejzdd9c9ff\"/><p><strong>AMD的CPU产品</strong></p><p>稳步蚕食英特尔的份额</p><p>不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。其针对Windows个人计算机的Arm架构CPU，代号为Grace，预计将于2025年面世。与此同时，AMD正稳步扩大其CPU业务版图，不仅为<a href=\"https://laohu8.com/S/MSFT\">微软</a>的游戏主机和Azure虚拟机提供处理器，还为微软新推出的Copilot Plus笔记本系列供货。</p><p>在与英特尔的Lunar Lake同台竞技中，AMD的Strix Point将为Windows 11平台带来AI协同处理能力。根据Mercury Research在2024年第一季度的数据，英特尔在移动CPU市场占据80.7%的主导地位，而AMD则占有19.3%。然而，在桌面PC细分市场，英特尔自2023年第一季度起，市场份额从80.8%下滑至76.1%，AMD的份额则升至23.9%。</p><p>这一转变并不意外，自2022年末以来，购买英特尔第13代和第14代CPU的用户报告了大量的稳定性问题。最近，英特尔确认问题源于工作电压不平衡，然而公司并未大规模召回。更糟糕的是，受影响的CPU被认为性能永久受损。</p><p>这无疑将强化AMD锐龙处理器在接下来几个季度的竞争力。最后，尽管英特尔在集成显卡领域仍占主导，但这一优势与CPU的普遍认知紧密相关。鉴于AMD的集成显卡解决方案(APU)普遍认为优于英特尔的Iris Xe，预计AMD也会逐渐侵蚀英特尔在iGPU市场的份额。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210705667v201sq2d324os2x\"/><p><strong>芯片路线图</strong></p><p>随着芯片微缩化的难度日益增加，芯片之间的差距也在拉大。如今，大多数芯片采用的是10纳米和7纳米架构。简而言之，晶体管密度越大，意味着更低的功耗和更高的性能。</p><p>正因为如此，业界对英特尔在2025年和2026年分别推出的20A和18A芯片寄予厚望，它们将基于2纳米和1.8纳米节点制程。而AMD的下一代Zen 5 CPU，预计于2024年下半年上市，将采用台积电的N4X(4nm)和N3E(3nm)工艺。同时，AMD通过收购Silo AI，正在做出重大布局。</p><p>同样，英伟达最新的Blackwell架构将利用台积电的4NP(4nm)制造技术。这再次凸显了英特尔在无晶圆厂阵营中的独特地位。虽然AMD的MI300X和MI325X预计将提供比英伟达的H100系列更好的性价比，但英伟达的GB200 Grace Blackwell Supership很可能成为首选的人工智能芯片。</p><p>除此之外，英伟达还拥有一套完整的软件解决方案，搭配其硬设备，使其在数据中心领域迅速崛起。几乎所有早期的大规模语言模型(LLM)都是使用英伟达的框架，如NeMo以及其他由英伟达优化的开源深度学习框架进行训练。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210706264v201el8vfqahj2d\"/><p><strong>结语</strong></p><p>目前看来，英特尔的失误确实让AMD受益匪浅。然而，声誉损害的影响总有消散之时。从投资的角度看，更重要的是判断股价是否已经触底或是过度高估。</p><p>英特尔的前瞻市盈率(P/E)为28.74，低于英伟达的39.53和AMD的40.49。借助10拆1的股票分割策略，英伟达成功降低了投资者的心理门坎，每股价格现为116美元，比AMD的144美元更显便宜。</p><p>尽管英特尔获得了《芯片法案》85亿美元的补助(加上110亿美元的贷款)，用于高昂的制造工厂建设，但由于Raptor Lake系列的稳定性问题引发的负面情绪，这笔资金补助并未带来正面影响。</p><p>总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。根据纳斯达克的预测数据，以下是英特尔、英伟达和AMD的对比情况：</p><p>英特尔：现价30.6美元，平均目标价40.21美元，最低目标价29美元，最高68美元。</p><p>英伟达：现价115.9美元，平均目标价142.74美元，最低目标价90美元，最高200美元。</p><p>AMD：现价144.4美元，平均目标价195.39美元，最低目标价150美元，最高250美元。</p><p>在这三间公司中，英特尔是唯一一个股价接近底部的，预示平均31%的增长潜力。在同一时间段内，英伟达和AMD的增长潜力分别为23%和35%。</p><p>然而，从长远来看，英特尔相对于无晶圆厂的英伟达和AMD，在成长性上占据更有利的位置。如果英特尔能避免进一步的尴尬和品控失误，它将成为长期收益的胜者。</p><p>然而，英伟达仍然被视为加密货币中的比特币(BTC)，地位独特，而受到市场青睐。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210709684v201vlpga3ow4db\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210710713v2019olyzahzcrt\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210716520v201c0p7flinjga\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210727889v201ukdk8m8tr0u\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210733498v201aj9zm0m5t8e\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210738588v2014sxpqghuzn9\"/></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>AMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-08-02 20:24 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b><strong>美股研究社</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>戳 关注 社长带你港股掘金它们在各自领域的实力有多强？来源 |英为财情Investing本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为英伟达(NVIDIA)(NASDAQ:NVDA)和英特尔(NASDAQ:INTC)的竞争对手，AMD连续第四个季度实现了每股收益(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。一年间，AMD的营收增长了9%，...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU1880398554.USD":"AMUNDI FUNDS GLOBAL EQUITY \"A2\" (USD) INC","BK4512":"苹果概念","IE00BN29S564.USD":"JANUS HENDERSON BALANCED \"A3\" (USD) INC","LU2458330243.SGD":"FRANKLIN SHARIAH TECHNOLOGY \"A-H1\" (SGDHDG) ACC","IE0034235295.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"A\" (USD) ACC","INTC":"英特尔","IE00BKPKM429.USD":"NEUBERGER BERMAN GLOBAL SUSTAINABLE EQUITY \"A\" (USD) ACC","IE00B775H168.HKD":"JANUS HENDERSON BALANCED \"A5M\" (HKD) INC","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","LU2250418816.HKD":"BGF WORLD TECHNOLOGY \"A\" (HKD) ACC","BK4567":"ESG概念","IE00B5949003.HKD":"JANUS HENDERSON GLOBAL 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ACC","LU2264538146.SGD":"Fullerton Lux Funds - Global Absolute Alpha A Acc SGD","LU0079474960.USD":"联博美国增长基金A","IE00B19Z8W00.USD":"FTGF CLEARBRIDGE US LARGE CAP GROWTH \"A\" INC","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","LU0889565833.HKD":"FRANKLIN TECHNOLOGY \"A\" (HKD) ACC","LU2458330169.SGD":"FRANKLIN SHARIAH TECHNOLOGY \"A\" (SGD) ACC","LU0057025933.USD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (USD) ACC","BK4551":"寇图资本持仓","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","IE00BYXW3230.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"AA\" (USD) ACC","LU0048584097.USD":"FIDELITY FUNDS  GLOBAL THEMATIC OPPORTUNITIES \"A\" (USD) INC","LU1316542783.SGD":"Janus Henderson Horizon Global Technology Leaders A2 SGD","IE00B19Z8X17.USD":"FTGF CLEARBRIDGE US LARGE CAP GROWTH  \"AG\" (USD) ACC","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"I\" (USD) ACC","BK4554":"元宇宙及AR概念","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2456286641","content_text":"戳 关注 社长带你港股掘金它们在各自领域的实力有多强？来源 |英为财情Investing本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为英伟达(NVIDIA)(NASDAQ:NVDA)和英特尔(NASDAQ:INTC)的竞争对手，AMD连续第四个季度实现了每股收益(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。一年间，AMD的营收增长了9%，达到了58亿美元，同时，净利润更是飙升了881%，从2700万美元跃升至2.65亿美元。值得一提的是，公司还成功地将其营业利润率提高了5个百分点，同比呈现显著提升。然而，从年初至今的表现来看，英伟达仍是无可争议的半导体行业佼佼者，尽管近期出现了回调。在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。但是，从长远角度来看，哪个芯片股才是最佳投资目标？英伟达、AMD、英特尔估值在评估英伟达、AMD以及英特尔的市场估值时，尽管宏观经济状况和市场情绪会影响股市表现，但这些因素并非公司所能掌控。不过，有三个关键指标能为投资者提供切实可行的洞察：首先，我们需关注英伟达、AMD和英特尔在市场中的定位如何，具体来说，就是它们在各自领域（如独立和集成图形处理器GPU、中央处理器CPU以及软件生态系统）中的稳固程度如何。其次，这三间公司是否提供了能够增强或削弱其市场地位的发展规划？一个明确的路线图对于预判公司未来的竞争力至关重要。最后，当下市场对这些公司的基本看法是怎样的？投资者的感知往往影响着公司的股票表现和市场定位。综合考虑以上因素，英伟达、AMD和英特尔目前的市场站位究竟如何？它们在各自领域的实力有多强？InvestingPro显示，分析师最看升AMD，然而股指模型认为当前三只芯片股都没有什么上升空间。GPU制造模式：自行制造或代工在图形处理器(GPU)的推出模式上，三家厂商采取了不同的路径。值得注意的是，只有英特尔计划到2030年成为全球芯片代工厂商，加入台积电和三星(KS:005930)。这意味着AMD和英伟达将依赖台积电的产能，而这部分产能可能已被苹果和高通等大型公司预订。不论未来规划如何，AMD和英伟达在大规模量产GPU时，都离不开台积电的支持。那么，现在英伟达、AMD和英特尔的市场份额情况又是怎样呢？根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。尽管英特尔在一年前凭借Arc系列获得了4%的市场份额，但在2024年第一季度，它在独立GPU市场的占有率实际上为零，未能在AIB份额上取得突破。同一时期，AMD的市场份额保持稳定，在12%左右。在2023年第四季度，AMD曾一度占据了19%的AIB市场份额，但随后被英伟达反超，回到12%的水平。在AIB出货量方面，与去年同期相比，增长了39%，这一增长主要惠及了英伟达。AMD的CPU产品稳步蚕食英特尔的份额不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。其针对Windows个人计算机的Arm架构CPU，代号为Grace，预计将于2025年面世。与此同时，AMD正稳步扩大其CPU业务版图，不仅为微软的游戏主机和Azure虚拟机提供处理器，还为微软新推出的Copilot Plus笔记本系列供货。在与英特尔的Lunar Lake同台竞技中，AMD的Strix Point将为Windows 11平台带来AI协同处理能力。根据Mercury Research在2024年第一季度的数据，英特尔在移动CPU市场占据80.7%的主导地位，而AMD则占有19.3%。然而，在桌面PC细分市场，英特尔自2023年第一季度起，市场份额从80.8%下滑至76.1%，AMD的份额则升至23.9%。这一转变并不意外，自2022年末以来，购买英特尔第13代和第14代CPU的用户报告了大量的稳定性问题。最近，英特尔确认问题源于工作电压不平衡，然而公司并未大规模召回。更糟糕的是，受影响的CPU被认为性能永久受损。这无疑将强化AMD锐龙处理器在接下来几个季度的竞争力。最后，尽管英特尔在集成显卡领域仍占主导，但这一优势与CPU的普遍认知紧密相关。鉴于AMD的集成显卡解决方案(APU)普遍认为优于英特尔的Iris Xe，预计AMD也会逐渐侵蚀英特尔在iGPU市场的份额。芯片路线图随着芯片微缩化的难度日益增加，芯片之间的差距也在拉大。如今，大多数芯片采用的是10纳米和7纳米架构。简而言之，晶体管密度越大，意味着更低的功耗和更高的性能。正因为如此，业界对英特尔在2025年和2026年分别推出的20A和18A芯片寄予厚望，它们将基于2纳米和1.8纳米节点制程。而AMD的下一代Zen 5 CPU，预计于2024年下半年上市，将采用台积电的N4X(4nm)和N3E(3nm)工艺。同时，AMD通过收购Silo AI，正在做出重大布局。同样，英伟达最新的Blackwell架构将利用台积电的4NP(4nm)制造技术。这再次凸显了英特尔在无晶圆厂阵营中的独特地位。虽然AMD的MI300X和MI325X预计将提供比英伟达的H100系列更好的性价比，但英伟达的GB200 Grace Blackwell Supership很可能成为首选的人工智能芯片。除此之外，英伟达还拥有一套完整的软件解决方案，搭配其硬设备，使其在数据中心领域迅速崛起。几乎所有早期的大规模语言模型(LLM)都是使用英伟达的框架，如NeMo以及其他由英伟达优化的开源深度学习框架进行训练。结语目前看来，英特尔的失误确实让AMD受益匪浅。然而，声誉损害的影响总有消散之时。从投资的角度看，更重要的是判断股价是否已经触底或是过度高估。英特尔的前瞻市盈率(P/E)为28.74，低于英伟达的39.53和AMD的40.49。借助10拆1的股票分割策略，英伟达成功降低了投资者的心理门坎，每股价格现为116美元，比AMD的144美元更显便宜。尽管英特尔获得了《芯片法案》85亿美元的补助(加上110亿美元的贷款)，用于高昂的制造工厂建设，但由于Raptor Lake系列的稳定性问题引发的负面情绪，这笔资金补助并未带来正面影响。总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。根据纳斯达克的预测数据，以下是英特尔、英伟达和AMD的对比情况：英特尔：现价30.6美元，平均目标价40.21美元，最低目标价29美元，最高68美元。英伟达：现价115.9美元，平均目标价142.74美元，最低目标价90美元，最高200美元。AMD：现价144.4美元，平均目标价195.39美元，最低目标价150美元，最高250美元。在这三间公司中，英特尔是唯一一个股价接近底部的，预示平均31%的增长潜力。在同一时间段内，英伟达和AMD的增长潜力分别为23%和35%。然而，从长远来看，英特尔相对于无晶圆厂的英伟达和AMD，在成长性上占据更有利的位置。如果英特尔能避免进一步的尴尬和品控失误，它将成为长期收益的胜者。然而，英伟达仍然被视为加密货币中的比特币(BTC)，地位独特，而受到市场青睐。","news_type":1,"symbols_score_info":{"NVDA":0.9,"AMD":1,"INTC":0.9,"GFS":1}},"isVote":1,"tweetType":1,"viewCount":3316,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":334127581925520,"gmtCreate":1722607059252,"gmtModify":1722607876270,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","listText":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","text":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/334127581925520","repostId":"2456474823","repostType":2,"repost":{"id":"2456474823","kind":"news","pubTimestamp":1722590280,"share":"https://www.laohu8.com/m/news/2456474823?lang=zh_CN&edition=full","pubTime":"2024-08-02 17:18","market":"sg","language":"zh","title":"Windows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默","url":"https://stock-news.laohu8.com/highlight/detail?id=2456474823","media":"网易新闻","summary":"快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任微软CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。第一种是Windows 3.1下的蓝屏，有程序无响应时就会出现，也可以按下Ctrl+Alt+Del快捷键手动触发。事实上，Windows 3.1并没有真正的\"蓝屏死机\"，系统崩溃的时候会出现一个黑屏背景的命令提示符界面。","content":"<html><body><div>\n<p cms-style=\"font-L\">快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任<a href=\"https://laohu8.com/S/MSFT\">微软</a>CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。</p><p cms-style=\"font-L\">Raymond Chen特意在官方博客撰文，解释了Windows蓝屏到底是什么来的，特别是确认Windows蓝屏其实有三种样式，每一种都有不同的作者，正好对应这三个名字。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/136/w553h383/20240802/0c70-cf4ed4ce60fd679780663d159a1ad5e2.jpg\"/><span></span></div><p cms-style=\"font-L\">第一种是Windows 3.1下的蓝屏，有程序无响应时就会出现，也可以按下Ctrl+Alt+Del快捷键手动触发。</p><p cms-style=\"font-L\">现在，这组快捷键会呼出锁定/注销/切换用户/任务管理器的选择界面，背景也是蓝色的。</p><p cms-style=\"font-L\">这个蓝屏界面并不代表系统死机，可以随时按ESC返回，也可以按ENTER关闭无响应程序，还可以再次按下Ctrl+Alt+Del重启系统。</p><p cms-style=\"font-L\">Raymond Chen调侃说，这是一个不快乐的蓝屏。</p><p cms-style=\"font-L\">这个蓝屏界面的提示信息，就是鲍尔默亲自写的，至于这个功能是谁设计的，已经不可考。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/186/w537h449/20240802/cfee-e2357f3337ba302545750142e3efeebc.jpg\"/><span></span></div><p cms-style=\"font-L\">事实上，Windows 3.1并没有真正的\"蓝屏死机\"，系统崩溃的时候会出现一个黑屏背景的命令提示符界面。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/40/w533h307/20240802/7777-7c433f241dc82d7f77ef0d0f62c5dd46.jpg\"/><span></span></div><p cms-style=\"font-L\">第二种是Windows 95下的蓝屏，出现系统内核错误的时候就会触发。</p><p cms-style=\"font-L\">但它依然不是真正的\"蓝屏死机\"，可以按下任意键返回，有一定的几率系统会正常运行。</p><p cms-style=\"font-L\">Raymond Chen完善了这一功能和界面，最终样式就是出自他之手，但他强调不能说他是这个功能的作者。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/270/w581h489/20240802/dad5-eefca0a37deff1db9037a301325ed0a2.jpg\"/><span></span></div><p cms-style=\"font-L\">第三种是Windows NT下的蓝屏，作者John Vert，也是真正意义上的蓝屏死机，看到它的时候系统已经无可挽回，只能重启。</p><p cms-style=\"font-L\">也正是在它的基础上，才有后来不同样子的蓝屏死机，但只是呈现方式变了，本质基本相同。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/138/w600h338/20240802/fdae-f5b7a722de176e09223ba73fdb8019f3.jpg\"/><span></span></div>\n<div>\n<div><img src=\"\"/></div>\n<div>海量资讯、精准解读，尽在新浪财经APP</div>\n</div>\n</div></body></html>","source":"sina","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Windows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWindows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-08-02 17:18 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/roll/2024-08-02/doc-inchhaez3676224.shtml><strong>网易新闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任微软CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。Raymond Chen特意在官方博客撰文，解释了Windows蓝屏到底是什么来的，特别是确认Windows蓝屏其实有三种样式，每一种都有...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2024-08-02/doc-inchhaez3676224.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","BK4566":"资本集团","IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","IE00BJLML261.HKD":"HSBC GLOBAL EQUITY INDEX \"HCH\" (HKD) ACC","IE0004086264.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"A\" (USD) ACC","IE00BMPRXN33.USD":"NEUBERGER BERMAN 5G CONNECTIVITY \"A\" (USD) ACC","BK4516":"特朗普概念","BK4585":"ETF&股票定投概念","BK4535":"淡马锡持仓","BK4577":"网络游戏","IE00BFXG0V08.USD":"BNY MELLON GLOBAL LEADERS \"B\" (USD) ACC","BK4538":"云计算","BK4504":"桥水持仓","IE0004091025.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"B\" (USD) ACC","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","IE0005OL40V9.USD":"JANUS HENDERSON BALANCED \"A6M\" (USD) INC","IE00B19Z8W00.USD":"FTGF CLEARBRIDGE US LARGE CAP GROWTH \"A\" 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href=\"https://laohu8.com/S/INTC\">英特尔</a>(INTC)的Intel 3制程，宣布进入大量生产阶段，用于Xeon 6系列数据中心处理器的制造，未来也将承接代工客户订单。Intel 3不仅带来更高的晶体管密度与效能，还支持1.3V以上的高电压。</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.szfiu.com/news/20210625/NDFiZjhjZDNhYWRlYWZlZWY0NGExMDE1Mzc1NDE5NjA=.jpg","relate_stocks":{"BK4575":"芯片概念","BK4588":"碎股","BK4579":"人工智能","BK4550":"红杉资本持仓","BK4585":"ETF&股票定投概念","BK4141":"半导体产品","BK4534":"瑞士信贷持仓","BK4535":"淡马锡持仓","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","BK4554":"元宇宙及AR概念","INTC":"英特尔","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD","BK4512":"苹果概念","BK4527":"明星科技股","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4515":"5G概念","BK4529":"IDC概念"},"source_url":"276950","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2444265176","content_text":"金吾财讯 | 英特尔(INTC)的Intel 3制程，宣布进入大量生产阶段，用于Xeon 6系列数据中心处理器的制造，未来也将承接代工客户订单。Intel 3不仅带来更高的晶体管密度与效能，还支持1.3V以上的高电压。","news_type":1,"symbols_score_info":{"INTC":1}},"isVote":1,"tweetType":1,"viewCount":4145,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":320681444028520,"gmtCreate":1719327049638,"gmtModify":1719331648871,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"前10年干掉intel，后10年干掉英伟达","listText":"前10年干掉intel，后10年干掉英伟达","text":"前10年干掉intel，后10年干掉英伟达","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/320681444028520","repostId":"2445403912","repostType":2,"repost":{"id":"2445403912","kind":"news","pubTimestamp":1719128959,"share":"https://www.laohu8.com/m/news/2445403912?lang=zh_CN&edition=full","pubTime":"2024-06-23 15:49","market":"us","language":"zh","title":"128GB 内存、120W 功耗，AMD 锐龙 Strix Halo APU 新评估板现身","url":"https://stock-news.laohu8.com/highlight/detail?id=2445403912","media":"中关村在线","summary":"搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于Infinity Cache）MALL Cache。与传统的128位宽不同，Strix Halo将支持256位LPDDR5x-8000内存，并且NPU算力达到60TOPS。","content":"<html><body><article><p>搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。</p><p>Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于Infinity Cache）MALL Cache。与传统的128位宽不同，Strix Halo将支持256位LPDDR5x-8000内存，并且NPU算力达到60TOPS。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>128GB 内存、120W 功耗，AMD 锐龙 Strix Halo APU 新评估板现身</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ 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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b><strong>中关村在线</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0056508442.USD":"贝莱德世界科技基金A2","LU1303367103.USD":"摩根大通多经理另类基金 A (acc)","LU1316542783.SGD":"Janus Henderson Horizon Global Technology Leaders A2 SGD","GFS":"GLOBALFOUNDRIES Inc.","AMD":"美国超微公司","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"I\" (USD) ACC","BK4573":"虚拟现实","LU2098885051.SGD":"JPMorgan Funds - Multi-Manager Alternatives A (acc) SGD","LU2458330169.SGD":"FRANKLIN SHARIAH 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ACC"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2445403912","content_text":"搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于Infinity Cache）MALL Cache。与传统的128位宽不同，Strix Halo将支持256位LPDDR5x-8000内存，并且NPU算力达到60TOPS。","news_type":1,"symbols_score_info":{"GFS":1,"AMD":1,"APU":1}},"isVote":1,"tweetType":1,"viewCount":4238,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":320679393788080,"gmtCreate":1719326554306,"gmtModify":1719326555781,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"跌落神坛","listText":"跌落神坛","text":"跌落神坛","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/320679393788080","repostId":"2446247857","repostType":2,"repost":{"id":"2446247857","kind":"highlight","pubTimestamp":1719295831,"share":"https://www.laohu8.com/m/news/2446247857?lang=zh_CN&edition=full","pubTime":"2024-06-25 14:10","market":"us","language":"zh","title":"七大\"护城河\"支撑英伟达股价升至200美元","url":"https://stock-news.laohu8.com/highlight/detail?id=2446247857","media":"金十数据","summary":"战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。","content":"<html><head></head><body><blockquote><p>战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大&#34;护城河&#34;支撑公司中长期前景。</p></blockquote><p>6月25日，<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a1c02421fb0bad7598f264f06154e52d\" title=\"\" tg-width=\"560\" tg-height=\"240\"/></p><p><strong>战略咨询公司Constellation Research数据显示，未来12个月，<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>的股价将飙升至每股200美元，目前的涨势将持续两年。</strong>Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为英伟达有“七条护城河”，可以帮助该公司在GPU市场上保持主导地位。</p><p><strong>1. CEO有远见</strong></p><p>黄仁勋是一位有远见的CEO，这点非常非常重要。他会像拉里·艾利森 （<a href=\"https://laohu8.com/S/ORCL\">甲骨文</a>创始人）、马克·扎克伯格（Meta首席执行官）一样，引领着世界前进。</p><p><strong>2. 芯片行业进入门槛高</strong></p><p>能进入这个芯片市场的竞争对手很少，把芯片推向市场需要很长时间，要成功做到这一点是一件非常困难的事情。</p><p><strong>3. 用户转换成本高</strong></p><p>一旦选择了英伟达的CUDA软件和硬件生态系统，就会被&#34;锁定&#34;在这个生态系统中很长一段时间。因为英伟达在这个领域已经建立了相当大的优势，在软件、硬件以及整个技术栈方面都处于领先地位，使得用户很难轻易脱离这个生态系统。</p><p><strong>4. 英伟达市场份额占据主导地位</strong></p><p>英伟达一直占据市场主导地位，这很重要，因为他们在这个市场已经有一段时间了，而竞争对手落后了24个月。</p><p><strong>5. 强大的产品路线图</strong></p><p>我们现在只看到了英伟达产品路线图的一小部分，也许只有百分之一或千分之一。英伟达能够从芯片硬件一直延伸到终端应用的全产业链布局，这正是他们即将带来大量创新的关键所在。也就是说，英伟达不仅有强大的硬件产品线，同时在整个软硬件融合的技术栈上都拥有深厚的积累，这使得他们未来的创新潜力巨大。</p><p><strong>6. GPU是AI的默认标准</strong></p><p>GPU在人工智能计算中的地位已经非常稳固和不可或缺，成为了业界的共识和默认选择，整个人工智能生态系统都已经围绕着GPU而发展。</p><p><strong>7. 数字不会说谎</strong></p><p><strong>我们看到了惊人的增长数据，这与公司的市盈率完全匹配。每个人都在努力理解这种增长势头将如何持续下去。英伟达的毛利率达到了78%，较去年同期增长了262%。这种趋势在接下来的18到24个月内将会继续保持。</strong></p><p><strong>尽管英伟达股价在上周触及约140美元的峰值后下跌了14%，但Wang认为，这是另一个买入良机。这种回调是由于宏观层面的原因，比如人们担心消费者市场和经济前景，因此在夏季之前进行了一些获利了结。</strong></p><p>Wang并不是华尔街唯一给出200美元目标价的分析师。上周， 金融服务公司Rosenblatt也将英伟达的目标股价上调至200美元，主要是基于英伟达能够更好地将其CUDA软件平台货币化的前景。</p></body></html>","source":"xnew_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>七大\"护城河\"支撑英伟达股价升至200美元</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n七大\"护城河\"支撑英伟达股价升至200美元\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-06-25 14:10 北京时间&nbsp;&nbsp;&nbsp;<a href=https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0><strong>金十数据</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。6月25日，英伟达周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。战略咨询公司Constellation Research数据显示，未来12个月，英伟达的股价将飙升至每股200美元，目前的涨势将持续两年。Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为...</p>\n\n<a href=\"https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/3f1c866c487eb9e101f73a62d4495ce9","relate_stocks":{"LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","LU0289961442.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (SGD) ACC","LU0238689110.USD":"贝莱德环球动力股票基金","LU0316494557.USD":"FRANKLIN GLOBAL FUNDAMENTAL STRATEGIES \"A\" ACC","BK4549":"软银资本持仓","BK4579":"人工智能","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0234570918.USD":"高盛全球核心股票组合Acc Close","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","LU0353189763.USD":"ALLSPRING  US ALL CAP GROWTH FUND \"I\" (USD) ACC","BK4550":"红杉资本持仓","LU0417517546.SGD":"Allianz US Equity Cl AT Acc SGD","BK4588":"碎股","LU0072462426.USD":"贝莱德全球配置 A2","BK4548":"巴美列捷福持仓","LU0079474960.USD":"联博美国增长基金A","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","BK4551":"寇图资本持仓","LU0056508442.USD":"贝莱德世界科技基金A2","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","LU0289739343.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"A\" (SGD) ACC","LU0080751232.USD":"富达环球多元动力基金A","IE00B7KXQ091.USD":"Janus Henderson Balanced A Inc USD","LU0308772762.SGD":"Blackrock Global Allocation A2 SGD-H","IE00BFSS7M15.SGD":"Janus Henderson Balanced A Acc SGD-H","BK4532":"文艺复兴科技持仓","BK4554":"元宇宙及AR概念","BK4581":"高盛持仓","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","LU0276348264.USD":"THREADNEEDLE (LUX) GLOBAL DYNAMIC REAL RETURN\"AUP\" (USD) INC","BK4543":"AI","BK4527":"明星科技股","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","LU0109392836.USD":"富兰克林科技股A","IE00BD6J9T35.USD":"NEUBERGER BERMAN NEXT GENERATION MOBILITY \"A\" (USD) ACC","LU0234572021.USD":"高盛美国核心股票组合Acc","IE0034235295.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"A\" (USD) ACC","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","BK4141":"半导体产品","BK4534":"瑞士信贷持仓","BK4567":"ESG概念","IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","IE00BDCRKT87.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"ADC\" (USD) INC","LU0097036916.USD":"贝莱德美国增长A2 USD","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","LU0175139822.USD":"AB FCP I Global Equity Blend A USD","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4529":"IDC概念","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","NVDA":"英伟达","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","IE00BMPRXR70.SGD":"Neuberger Berman 5G Connectivity A Acc SGD-H","IE00B3M56506.USD":"NEUBERGER BERMAN EMERGING MARKETS EQUITY \"A\" (USD) ACC","IE00BMPRXN33.USD":"NEUBERGER BERMAN 5G CONNECTIVITY \"A\" (USD) ACC"},"source_url":"https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2446247857","content_text":"战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。6月25日，英伟达周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。战略咨询公司Constellation Research数据显示，未来12个月，英伟达的股价将飙升至每股200美元，目前的涨势将持续两年。Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为英伟达有“七条护城河”，可以帮助该公司在GPU市场上保持主导地位。1. CEO有远见黄仁勋是一位有远见的CEO，这点非常非常重要。他会像拉里·艾利森 （甲骨文创始人）、马克·扎克伯格（Meta首席执行官）一样，引领着世界前进。2. 芯片行业进入门槛高能进入这个芯片市场的竞争对手很少，把芯片推向市场需要很长时间，要成功做到这一点是一件非常困难的事情。3. 用户转换成本高一旦选择了英伟达的CUDA软件和硬件生态系统，就会被\"锁定\"在这个生态系统中很长一段时间。因为英伟达在这个领域已经建立了相当大的优势，在软件、硬件以及整个技术栈方面都处于领先地位，使得用户很难轻易脱离这个生态系统。4. 英伟达市场份额占据主导地位英伟达一直占据市场主导地位，这很重要，因为他们在这个市场已经有一段时间了，而竞争对手落后了24个月。5. 强大的产品路线图我们现在只看到了英伟达产品路线图的一小部分，也许只有百分之一或千分之一。英伟达能够从芯片硬件一直延伸到终端应用的全产业链布局，这正是他们即将带来大量创新的关键所在。也就是说，英伟达不仅有强大的硬件产品线，同时在整个软硬件融合的技术栈上都拥有深厚的积累，这使得他们未来的创新潜力巨大。6. GPU是AI的默认标准GPU在人工智能计算中的地位已经非常稳固和不可或缺，成为了业界的共识和默认选择，整个人工智能生态系统都已经围绕着GPU而发展。7. 数字不会说谎我们看到了惊人的增长数据，这与公司的市盈率完全匹配。每个人都在努力理解这种增长势头将如何持续下去。英伟达的毛利率达到了78%，较去年同期增长了262%。这种趋势在接下来的18到24个月内将会继续保持。尽管英伟达股价在上周触及约140美元的峰值后下跌了14%，但Wang认为，这是另一个买入良机。这种回调是由于宏观层面的原因，比如人们担心消费者市场和经济前景，因此在夏季之前进行了一些获利了结。Wang并不是华尔街唯一给出200美元目标价的分析师。上周， 金融服务公司Rosenblatt也将英伟达的目标股价上调至200美元，主要是基于英伟达能够更好地将其CUDA软件平台货币化的前景。","news_type":1,"symbols_score_info":{"NVDA":1}},"isVote":1,"tweetType":1,"viewCount":2563,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":319225632317720,"gmtCreate":1718961549719,"gmtModify":1718961551920,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"股票回落到205附近就买了","listText":"股票回落到205附近就买了","text":"股票回落到205附近就买了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/319225632317720","repostId":"2444935372","repostType":2,"repost":{"id":"2444935372","kind":"news","pubTimestamp":1718875830,"share":"https://www.laohu8.com/m/news/2444935372?lang=zh_CN&edition=full","pubTime":"2024-06-20 17:30","market":"us","language":"zh","title":"苹果带来全新AI叙事，除了硬件，还有大模型","url":"https://stock-news.laohu8.com/highlight/detail?id=2444935372","media":"华尔街见闻","summary":"Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。","content":"<html><head></head><body><blockquote><p>Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。</p></blockquote><p>6月11日的<a href=\"https://laohu8.com/S/AAPL\">苹果</a>WWDC大会后，整个AI行业的叙事发生了全新的变化。</p><p>Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。</p><p>大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的新一轮增长。</p><blockquote><p>1）不仅仅是30亿参数的本地模型，苹果还推出了在M2 Ultra上运行的云端模型，意味着Apple Intelligence的渗透将拉动M系列芯片的增长；</p><p>2）与苹果过往广泛的兼容不同，Apple Intelligence仅适用于配备 A17 Pro 和 M 系列芯片的设备，占 iPhone 和 iPad 总量的 8%，这种有限的推出策略将促使苹果近13亿用户的设备升级。</p></blockquote><p>同时，由于Open AI成功拿下苹果用户，也让Open AI用户量向10亿级冲刺，将获得用户基数壁垒。</p><p>这种级别的用户数显然是其他竞争对手可望不可及的目标。</p><p>根据李开复上周的说法，“目前国内所有大模型厂商DAU总量也就在千万级别，比我们平时用的每个应用都小很多，这说明用户的市场教育还远远没有完成。”这也意味着用户基数带来的护城河，在国内市场没有一家能在现阶段做到。</p><p>硬AI认为，苹果带动AI大模型用户增长的生态模式，可能会半年后会在安卓上得到复制，届时，各家大模型肯定会争夺这个入口获得用户。</p><p>对于大模型厂商，获得手机用户，肯定比现有投流模式获客成本收益比更高。不过，是不是能有Open AI的议价能力，就有待观察了。</p><h2 id=\"id_1964631036\">一、Apple出货量预测</h2><p>目前市场共识是，iPhone在2025/2026财年的销量将在 2.27 亿部/ 2.38 亿部，即更换周期为 4.8 年。</p><p>美银指出该预测过低，认为2025/2026年IPhone销量至少可以达到2.47亿部/2.57亿部。</p><p>主要的原因是，新的 AI 功能仅适用于配备 A17 Pro 和 M 系列芯片的设备，目前这些设备占 iPhone 和 iPad 总量的 8%。</p><p>美银估计， 截至2023年底，全球iPhone安装基数（IB）将达到12亿部，其中包括8.18亿部二手iPhone和4.18亿部新iPhone。</p><p>美银认为，Apple Intelligence将刺激苹果超过13亿庞大用户群的设备升级，从而推动增长。</p><p><img src=\"https://static.tigerbbs.com/401a3ad9f6b56ad9b38668a5928cfaf2\" alt=\"\"/></p><h2 id=\"id_463385952\">二、订阅收入潜力</h2><p>根据24Q1财报电话会议，苹果在其平台上的付费订阅数量已超过10亿，考虑到苹果的总设备安装基础为22亿台（包括iPhone、iPad、Mac等所有设备），意味目前的货币化程度不到50%。据此，美银表示，苹果的订阅服务还有很大的渗透空间。</p><p>需要注意的是，渗透不会一蹴而就，而是会伴随着Apple Intelligence升级逐步进行。</p><p>Apple Intelligence的升级具体包含以下几个方面 ——</p><blockquote><p>• 多语言覆盖： Apple Intelligence 将在今年秋季率先面向美式英语的用户推出，表明公司的初步发布侧重于苹果的北美市场（该市场占 iPhone 安装基数的 30% 以上）。同时，苹果公司明确表示，后续将逐步扩大对语言的支持。</p><p>• Siri功能的升级：Siri 正在进行重大重新设计，重点是新的命令控制功能以及与 Apple 自身应用程序的更深层次集成。分析师认为，Apple Intelligence 的集成将进一步增强 Siri 的功能，使其随着时间的推移变得更有价值。</p><p>• AI功能向第三方软件开放：最早在今年秋季，苹果将允许第三方开发人员将 Apple Intelligence 集成到他们的应用程序中。</p><p>• 更多第三方大模型的加入：苹果公司未来对与 Google Gemini 等其他基础模型提供商合作持开放态度。这表明苹果公司有兴趣在未来为其用户提供更多样化的人工<a href=\"https://laohu8.com/S/5RE.SI\">智能</a>模型。</p></blockquote><p>大摩指出，如果 Apple Intelligence 在未来 12 个月内成功扩展新的语言选项和第三方应用程序集成，它可能会大大缩短 iPhone 的更换周期。</p><p>根据大摩测算，每减少 0.1 年的周期，就可能转化为额外 500 万部 iPhone 的出货量和每股收益增加 10 美分。</p><h2 id=\"id_352466166\">三、Apple Intelligence 对<a href=\"https://laohu8.com/S/TSM\">台积电</a>的影响</h2><p>苹果作为台积电最大的客户，占据其25%的收入。大摩指出，Apple Intelligence在本地和云端的增长，将拉动A18/A18 Pro、M系列芯片的增长，从而对台积电产生积极影响。</p><p><img src=\"https://static.tigerbbs.com/9a54a324bdc4e936df39935dca17253a\" alt=\"\"/></p><p>Apple Intelligence 推出了两种基础模型：一个参数约为 30 亿的本地模型和一个在云端 Apple 芯片上运行的模型。这两者均会拉动A18/A18 Pro、M系列芯片需求的增长。</p><p><strong>本地端来看 ——</strong></p><blockquote><p>1）Apple Intelligence将拉动13亿的潜在换机；</p><p>2）A18/A18Pro新处理器的推出，且制程将从上一代的 N3B 工艺制造转向台积电更新的 N3E 制造工艺；</p></blockquote><p><strong>云端来看 ——</strong></p><blockquote><p>1）苹果在其AI服务器中使用M2 Ultra芯片。根据大摩的供应链分析，苹果在2024年上半年生产了200-300万颗M2 Ultra芯片（采用台积电的4纳米工艺）。据估计，每颗芯片将为台积电带来350-400美元的收入，有可能在2024年为台积电的总收入贡献高达20亿美元（约2%）。</p></blockquote><p>展望未来，该报告预测苹果将继续扩大其AI服务器芯片的生产。随着Apple Intelligence云服务用户群的不断增长，预计苹果将在2025年使用其3纳米M3或M4芯片。此外，到2026年，苹果可能会采用台积电的2纳米和SoIC技术来开发更强大的AI服务器芯片。</p><p>苹果芯片的迭代更换，将对台积电产生积极影响。</p><p>目前市场焦点集中在对硬件的拉动，但对软件的影响，蝴蝶已经扇起了翅膀。</p><h2 id=\"id_1109766809\">四、AI+终端建立模型生态</h2><p>硬AI认为，后续随着安卓厂商复制苹果模式推进AI，手机终端对大模型厂商市场份额可能会产生新的巨大影响，迅速拉开不同厂商间的市场份额。</p><p>参考苹果和OpenAI的合作，OpenAl嵌入苹果Siri后，苹果用户可以通过Siri免注册免费调用ChatGPT的云端计算。</p><p>根据Data.ai数据，目前，ChatGPT的APP端+网页端最新日活峰值数为1.65亿。OpenAI嵌入苹果手机标志着OpenAl的增长空间将涵盖15亿量级的苹果手机用户。</p><p>换句话说，大模型+终端设备的生态合作，可以助力大模型厂商短期内指数级提升市场份额。</p><p>尤其是对于坚定To C业务大模型厂商，比如KIMI、百川智能、零一万物等。</p><p>百川智能CEO王小川提到，To C业务空间比To B大十倍；KIMI创始人杨植麟也表达过相似观点，除了巨大的市场空间，C端用户的数据还可以帮助大模型快速的迭代。</p><p>此外，杨植麟指出，相比于B端业务的高成本（企业的定制化需求），C端的边际成本会随着用户数量的增多而不断降低。</p><p>从商业模式的角度看，C端业务的商业模式往往是先堆积用户DAU再找商业模式。目前，国内各个头部厂商也采取了不少措施来探索DAU提升的路径。</p><p>硬AI认为，参考OpenAI与苹果的合作方式，也许大模型快速加入“硬件终端”，才能成为大模型DAU提升的“杀手锏”。</p></body></html>","source":"wallstreetcn_hot_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果带来全新AI叙事，除了硬件，还有大模型</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; 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.h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n苹果带来全新AI叙事，除了硬件，还有大模型\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-06-20 17:30 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3717690><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。6月11日的苹果WWDC大会后，整个AI行业的叙事发生了全新的变化。Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3717690\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/13f224bb016b853641f590b6753763d1","relate_stocks":{"IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","IE00BJTD4V19.USD":"NEUBERGER BERMAN US LONG SHORT EQUITY \"A1\" (USD) ACC","BK4534":"瑞士信贷持仓","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","BK4576":"AR","BK4533":"AQR资本管理(全球第二大对冲基金)","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","BK4575":"芯片概念","BK4566":"资本集团","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","BK4588":"碎股","BK4515":"5G概念","BK4592":"伊斯兰概念","LU0198837287.USD":"UBS 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ACC","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","IE00BBT3K403.USD":"LEGG MASON CLEARBRIDGE TACTICAL DIVIDEND INCOME \"A(USD) ACC","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC","BK4554":"元宇宙及AR概念","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","BK4585":"ETF&股票定投概念","BK4512":"苹果概念","BK4501":"段永平概念","LU0109392836.USD":"富兰克林科技股A","BK4553":"喜马拉雅资本持仓","AAPL":"苹果","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","IE00B19Z9505.USD":"美盛-美国大盘成长股A Acc","BK4571":"数字音乐概念"},"source_url":"https://wallstreetcn.com/articles/3717690","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2444935372","content_text":"Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。6月11日的苹果WWDC大会后，整个AI行业的叙事发生了全新的变化。Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的新一轮增长。1）不仅仅是30亿参数的本地模型，苹果还推出了在M2 Ultra上运行的云端模型，意味着Apple Intelligence的渗透将拉动M系列芯片的增长；2）与苹果过往广泛的兼容不同，Apple Intelligence仅适用于配备 A17 Pro 和 M 系列芯片的设备，占 iPhone 和 iPad 总量的 8%，这种有限的推出策略将促使苹果近13亿用户的设备升级。同时，由于Open AI成功拿下苹果用户，也让Open AI用户量向10亿级冲刺，将获得用户基数壁垒。这种级别的用户数显然是其他竞争对手可望不可及的目标。根据李开复上周的说法，“目前国内所有大模型厂商DAU总量也就在千万级别，比我们平时用的每个应用都小很多，这说明用户的市场教育还远远没有完成。”这也意味着用户基数带来的护城河，在国内市场没有一家能在现阶段做到。硬AI认为，苹果带动AI大模型用户增长的生态模式，可能会半年后会在安卓上得到复制，届时，各家大模型肯定会争夺这个入口获得用户。对于大模型厂商，获得手机用户，肯定比现有投流模式获客成本收益比更高。不过，是不是能有Open AI的议价能力，就有待观察了。一、Apple出货量预测目前市场共识是，iPhone在2025/2026财年的销量将在 2.27 亿部/ 2.38 亿部，即更换周期为 4.8 年。美银指出该预测过低，认为2025/2026年IPhone销量至少可以达到2.47亿部/2.57亿部。主要的原因是，新的 AI 功能仅适用于配备 A17 Pro 和 M 系列芯片的设备，目前这些设备占 iPhone 和 iPad 总量的 8%。美银估计， 截至2023年底，全球iPhone安装基数（IB）将达到12亿部，其中包括8.18亿部二手iPhone和4.18亿部新iPhone。美银认为，Apple Intelligence将刺激苹果超过13亿庞大用户群的设备升级，从而推动增长。二、订阅收入潜力根据24Q1财报电话会议，苹果在其平台上的付费订阅数量已超过10亿，考虑到苹果的总设备安装基础为22亿台（包括iPhone、iPad、Mac等所有设备），意味目前的货币化程度不到50%。据此，美银表示，苹果的订阅服务还有很大的渗透空间。需要注意的是，渗透不会一蹴而就，而是会伴随着Apple Intelligence升级逐步进行。Apple Intelligence的升级具体包含以下几个方面 ——• 多语言覆盖： Apple Intelligence 将在今年秋季率先面向美式英语的用户推出，表明公司的初步发布侧重于苹果的北美市场（该市场占 iPhone 安装基数的 30% 以上）。同时，苹果公司明确表示，后续将逐步扩大对语言的支持。• Siri功能的升级：Siri 正在进行重大重新设计，重点是新的命令控制功能以及与 Apple 自身应用程序的更深层次集成。分析师认为，Apple Intelligence 的集成将进一步增强 Siri 的功能，使其随着时间的推移变得更有价值。• AI功能向第三方软件开放：最早在今年秋季，苹果将允许第三方开发人员将 Apple Intelligence 集成到他们的应用程序中。• 更多第三方大模型的加入：苹果公司未来对与 Google Gemini 等其他基础模型提供商合作持开放态度。这表明苹果公司有兴趣在未来为其用户提供更多样化的人工智能模型。大摩指出，如果 Apple Intelligence 在未来 12 个月内成功扩展新的语言选项和第三方应用程序集成，它可能会大大缩短 iPhone 的更换周期。根据大摩测算，每减少 0.1 年的周期，就可能转化为额外 500 万部 iPhone 的出货量和每股收益增加 10 美分。三、Apple Intelligence 对台积电的影响苹果作为台积电最大的客户，占据其25%的收入。大摩指出，Apple Intelligence在本地和云端的增长，将拉动A18/A18 Pro、M系列芯片的增长，从而对台积电产生积极影响。Apple Intelligence 推出了两种基础模型：一个参数约为 30 亿的本地模型和一个在云端 Apple 芯片上运行的模型。这两者均会拉动A18/A18 Pro、M系列芯片需求的增长。本地端来看 ——1）Apple Intelligence将拉动13亿的潜在换机；2）A18/A18Pro新处理器的推出，且制程将从上一代的 N3B 工艺制造转向台积电更新的 N3E 制造工艺；云端来看 ——1）苹果在其AI服务器中使用M2 Ultra芯片。根据大摩的供应链分析，苹果在2024年上半年生产了200-300万颗M2 Ultra芯片（采用台积电的4纳米工艺）。据估计，每颗芯片将为台积电带来350-400美元的收入，有可能在2024年为台积电的总收入贡献高达20亿美元（约2%）。展望未来，该报告预测苹果将继续扩大其AI服务器芯片的生产。随着Apple Intelligence云服务用户群的不断增长，预计苹果将在2025年使用其3纳米M3或M4芯片。此外，到2026年，苹果可能会采用台积电的2纳米和SoIC技术来开发更强大的AI服务器芯片。苹果芯片的迭代更换，将对台积电产生积极影响。目前市场焦点集中在对硬件的拉动，但对软件的影响，蝴蝶已经扇起了翅膀。四、AI+终端建立模型生态硬AI认为，后续随着安卓厂商复制苹果模式推进AI，手机终端对大模型厂商市场份额可能会产生新的巨大影响，迅速拉开不同厂商间的市场份额。参考苹果和OpenAI的合作，OpenAl嵌入苹果Siri后，苹果用户可以通过Siri免注册免费调用ChatGPT的云端计算。根据Data.ai数据，目前，ChatGPT的APP端+网页端最新日活峰值数为1.65亿。OpenAI嵌入苹果手机标志着OpenAl的增长空间将涵盖15亿量级的苹果手机用户。换句话说，大模型+终端设备的生态合作，可以助力大模型厂商短期内指数级提升市场份额。尤其是对于坚定To C业务大模型厂商，比如KIMI、百川智能、零一万物等。百川智能CEO王小川提到，To C业务空间比To B大十倍；KIMI创始人杨植麟也表达过相似观点，除了巨大的市场空间，C端用户的数据还可以帮助大模型快速的迭代。此外，杨植麟指出，相比于B端业务的高成本（企业的定制化需求），C端的边际成本会随着用户数量的增多而不断降低。从商业模式的角度看，C端业务的商业模式往往是先堆积用户DAU再找商业模式。目前，国内各个头部厂商也采取了不少措施来探索DAU提升的路径。硬AI认为，参考OpenAI与苹果的合作方式，也许大模型快速加入“硬件终端”，才能成为大模型DAU提升的“杀手锏”。","news_type":1,"symbols_score_info":{"AAPL":1}},"isVote":1,"tweetType":1,"viewCount":2723,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":316783203942448,"gmtCreate":1718358205089,"gmtModify":1718358358893,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"跌成那B样了[开心]&nbsp;&nbsp;","listText":"跌成那B样了[开心]&nbsp;&nbsp;","text":"跌成那B样了[开心]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/316783203942448","repostId":"2443564614","repostType":2,"repost":{"id":"2443564614","kind":"news","pubTimestamp":1718349304,"share":"https://www.laohu8.com/m/news/2443564614?lang=zh_CN&edition=full","pubTime":"2024-06-14 15:15","market":"us","language":"zh","title":"马斯克560亿美元薪酬计划获批！夸下海口：特斯拉市值将达苹果10倍，今年股价累计已下跌29%","url":"https://stock-news.laohu8.com/highlight/detail?id=2443564614","media":"金融界","summary":"在周四的股东大会上，特斯拉股东批准了首席执行官马斯克560亿美元的薪酬方案，同时支持公司将注册地从特拉华州迁往德克萨斯州。受此消息提振，特斯拉股价一度大涨7%，但今年来股价表现依然不佳，累计下跌29%，跑输大盘。在此情况下，马斯克将累计获得12%的公司股票期权奖励。鉴于马斯克已拥有特斯拉13%的股份，这也意味着薪酬兑现后他的持股比例将达到25%。特斯拉的价值有可能达到目前最有价值公司的10倍。","content":"<html><body><article><p>在周四的股东大会上，<a href=\"https://laohu8.com/S/TSLA\">特斯拉</a>股东批准了首席执行官马斯克560亿美元的薪酬方案，同时支持公司将注册地从特拉华州迁往德克萨斯州。受此消息提振，特斯拉股价一度大涨7%，但今年来股价表现依然不佳，累计下跌29%，跑输大盘。</p><p>此次薪酬方案的通过，意味着马斯克将继续留任特斯拉CEO，这一结果，缓解了马斯克可能离职的担忧，无疑正是股东们欢迎的结果。正如Wedbush分析师Daniel Ives所言，若方案被否决，可能会导致股价大跌20-25美元。马斯克作为特斯拉的灵魂人物，对公司的发展至关重要。</p><p><strong>特斯拉股东花</strong><strong>560亿美元</strong><strong>留住马斯克</strong></p><p>股东投票结果宣读后，马斯克首先向股东们批准其薪酬方案表示感谢。</p><p>2018年1月，特斯拉公布了对CEO马斯克的薪酬方案，该方案被称为史上最贵的高管薪酬。</p><p>根据该方案：自2018年1月21日起，一旦特斯拉公司同时达到两个递进的里程碑目标，马斯克将获得公司股票期权。每达到目标一次，马斯克将获得相当于公司全部股票流通股总量的1%。</p><p>方案一共有12期目标，每期目标包括：1）公司市值增加500亿美元，以及，2）<span>营业收入</span>（Revenue）以及息税前利润（EBIDA）两项运营指标同时达标。</p><p>假如12期目标全部实现，特斯拉公司的营业收入将相当于在2017年的基础上增长21倍，息税前利润相当于增长17倍，市值增加11倍。</p><p>在此情况下，马斯克将累计获得12%的公司股票期权奖励。鉴于马斯克已拥有特斯拉13%的股份，这也意味着薪酬兑现后他的持股比例将达到25%。</p><p>这份薪酬计划公布于2018年初，当时特斯拉的市值只有590亿美元左右，当时这份计划在很多人看来，其实现难度简直就是天方夜谭。但从2018年至今，特斯拉公司公司市值最高时突破了1万亿美元，到今天依然还有6000亿美元市值，这是2017年市值的10倍以上。</p><p>按照2018年原薪酬计划，马斯克已完成了先前制订的里程碑目标，可以将12%的公司股票收归囊中。据估计，这批股票价值总额超过了550亿美元。</p><p>有意思的是，马斯克在公开场合一直宣称自己个人并不需要太多现金，之所以需要这么一笔股票，是因为他要把钱花到其他更宏大目标上，尤其是未来的人类移民火星项目。</p><p><strong>特斯拉市值有望超过30万亿美元</strong></p><p>随后，马斯克在股东大会上还分享了公司的最新情况。他表示，特斯拉的未来令人兴奋。特斯拉的价值有可能达到目前最有价值公司的10倍。<a href=\"https://laohu8.com/S/AAPL\">苹果</a>和<a href=\"https://laohu8.com/S/MSFT\">微软</a>目前的市值约为3.3万亿美元，马斯克表示，未来特斯拉的市值可能超过33万亿美元。</p><p>然而，值得注意的是，受电动汽车需求波动影响，特斯拉一季度销量表现疲弱，且二季度销售预期也不乐观，这给公司业绩带来压力。马斯克需要想办法提振电动车销量，稳固特斯拉在行业内的领先地位。</p><p>除了电动汽车主业，特斯拉在自动驾驶和<a href=\"https://laohu8.com/S/300024\">机器人</a>领域也有布局。ARK基金预测，到2029年，特斯拉90%的市值和盈利将来自自动驾驶业务，股价有望冲击3100美元。马斯克更是表示，Optimus机器人每年可为公司带来1万亿美元的利润。这些前景让投资者看到特斯拉未来的巨大想象空间。但另一方面，8月发布的Robotaxi自动驾驶出租车仍存不确定性，市场对特斯拉在AI领域的执行力持观望态度。要实现自动驾驶和机器人的商业化落地，特斯拉还需持续加大研发投入。</p><p>可以看到，在马斯克的带领下，特斯拉虽然暂时度过了一劫，但挑战和机遇并存。作为一家估值高达5650亿美元的科技公司，特斯拉需要拿出更多成绩来证明自己的价值，无论是在电动汽车销量上，还是AI技术的落地上，都要交出一份满意的答卷，才能重新赢得资本市场的青睐。对于投资者而言，押注特斯拉，既要相信马斯克的魅力，也要看到其业务的良性发展。只有当特斯拉向投资者展示其盈利能力和增长前景时，股价才可能重回升势。责任编辑：钟离</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" 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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202406141523509f3bfa3e&s=b><strong>金融界</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>在周四的股东大会上，特斯拉股东批准了首席执行官马斯克560亿美元的薪酬方案，同时支持公司将注册地从特拉华州迁往德克萨斯州。受此消息提振，特斯拉股价一度大涨7%，但今年来股价表现依然不佳，累计下跌29%，跑输大盘。此次薪酬方案的通过，意味着马斯克将继续留任特斯拉CEO，这一结果，缓解了马斯克可能离职的担忧，无疑正是股东们欢迎的结果。正如Wedbush分析师Daniel Ives所言，若方案被否决，...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202406141523509f3bfa3e&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0823411888.USD":"法巴消费创新基金 Cap","LU1435385759.SGD":"Natixis Loomis Sayles US Growth Equity RA SGD-H","LU1551013342.USD":"Allianz Income and Growth Cl AMg2 DIS USD","BK4588":"碎股","LU0109391861.USD":"富兰克林美国机遇基金A Acc","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","AAPL":"苹果","LU0823414478.USD":"法巴经典能源转换基金","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","IE00B7KXQ091.USD":"Janus 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Loomis Sayles US Growth Equity RA USD","BK4592":"伊斯兰概念"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202406141523509f3bfa3e&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2443564614","content_text":"在周四的股东大会上，特斯拉股东批准了首席执行官马斯克560亿美元的薪酬方案，同时支持公司将注册地从特拉华州迁往德克萨斯州。受此消息提振，特斯拉股价一度大涨7%，但今年来股价表现依然不佳，累计下跌29%，跑输大盘。此次薪酬方案的通过，意味着马斯克将继续留任特斯拉CEO，这一结果，缓解了马斯克可能离职的担忧，无疑正是股东们欢迎的结果。正如Wedbush分析师Daniel Ives所言，若方案被否决，可能会导致股价大跌20-25美元。马斯克作为特斯拉的灵魂人物，对公司的发展至关重要。特斯拉股东花560亿美元留住马斯克股东投票结果宣读后，马斯克首先向股东们批准其薪酬方案表示感谢。2018年1月，特斯拉公布了对CEO马斯克的薪酬方案，该方案被称为史上最贵的高管薪酬。根据该方案：自2018年1月21日起，一旦特斯拉公司同时达到两个递进的里程碑目标，马斯克将获得公司股票期权。每达到目标一次，马斯克将获得相当于公司全部股票流通股总量的1%。方案一共有12期目标，每期目标包括：1）公司市值增加500亿美元，以及，2）营业收入（Revenue）以及息税前利润（EBIDA）两项运营指标同时达标。假如12期目标全部实现，特斯拉公司的营业收入将相当于在2017年的基础上增长21倍，息税前利润相当于增长17倍，市值增加11倍。在此情况下，马斯克将累计获得12%的公司股票期权奖励。鉴于马斯克已拥有特斯拉13%的股份，这也意味着薪酬兑现后他的持股比例将达到25%。这份薪酬计划公布于2018年初，当时特斯拉的市值只有590亿美元左右，当时这份计划在很多人看来，其实现难度简直就是天方夜谭。但从2018年至今，特斯拉公司公司市值最高时突破了1万亿美元，到今天依然还有6000亿美元市值，这是2017年市值的10倍以上。按照2018年原薪酬计划，马斯克已完成了先前制订的里程碑目标，可以将12%的公司股票收归囊中。据估计，这批股票价值总额超过了550亿美元。有意思的是，马斯克在公开场合一直宣称自己个人并不需要太多现金，之所以需要这么一笔股票，是因为他要把钱花到其他更宏大目标上，尤其是未来的人类移民火星项目。特斯拉市值有望超过30万亿美元随后，马斯克在股东大会上还分享了公司的最新情况。他表示，特斯拉的未来令人兴奋。特斯拉的价值有可能达到目前最有价值公司的10倍。苹果和微软目前的市值约为3.3万亿美元，马斯克表示，未来特斯拉的市值可能超过33万亿美元。然而，值得注意的是，受电动汽车需求波动影响，特斯拉一季度销量表现疲弱，且二季度销售预期也不乐观，这给公司业绩带来压力。马斯克需要想办法提振电动车销量，稳固特斯拉在行业内的领先地位。除了电动汽车主业，特斯拉在自动驾驶和机器人领域也有布局。ARK基金预测，到2029年，特斯拉90%的市值和盈利将来自自动驾驶业务，股价有望冲击3100美元。马斯克更是表示，Optimus机器人每年可为公司带来1万亿美元的利润。这些前景让投资者看到特斯拉未来的巨大想象空间。但另一方面，8月发布的Robotaxi自动驾驶出租车仍存不确定性，市场对特斯拉在AI领域的执行力持观望态度。要实现自动驾驶和机器人的商业化落地，特斯拉还需持续加大研发投入。可以看到，在马斯克的带领下，特斯拉虽然暂时度过了一劫，但挑战和机遇并存。作为一家估值高达5650亿美元的科技公司，特斯拉需要拿出更多成绩来证明自己的价值，无论是在电动汽车销量上，还是AI技术的落地上，都要交出一份满意的答卷，才能重新赢得资本市场的青睐。对于投资者而言，押注特斯拉，既要相信马斯克的魅力，也要看到其业务的良性发展。只有当特斯拉向投资者展示其盈利能力和增长前景时，股价才可能重回升势。责任编辑：钟离","news_type":1,"symbols_score_info":{"TSLA":1,"AAPL":1,"TSLL":1}},"isVote":1,"tweetType":1,"viewCount":4323,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":688879319,"gmtCreate":1657602727833,"gmtModify":1704867701922,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"幻想很丰满","listText":"幻想很丰满","text":"幻想很丰满","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/688879319","repostId":"2250924169","repostType":2,"repost":{"id":"2250924169","kind":"news","pubTimestamp":1657592950,"share":"https://www.laohu8.com/m/news/2250924169?lang=zh_CN&edition=full","pubTime":"2022-07-12 10:29","market":"us","language":"zh","title":"“罗永浩谈收购苹果路径”上热搜 网友：理想很丰满","url":"https://stock-news.laohu8.com/highlight/detail?id=2250924169","media":"新浪科技","summary":"新浪科技讯 7月12日上午消息，#罗永浩谈收购苹果路径#登上微博热搜，引发网友热议。\n7月10日，罗永浩在交个朋友直播间中谈到收购苹果的路径。他表示，这个公司市值已一万亿美元了，大概率是我们把下一代平台做好做成，他们日渐衰落，我们日渐崛起，到了一个形势逆转的转折点，这时候才考虑收购。 \n对此，有网友表示，“理想很丰满。”","content":"<html><body><p>\n<figure>\n<img h=\"35\" src=\"https://n.sinaimg.cn/tech/transform/665/w630h35/20220712/e6ce-8aac46be4ed6d90bc35f73b56cc43bce.png\" w=\"630\"/>\n<h2></h2>\n</figure>\n</p><p>新浪科技讯 7月12日上午消息，#罗永浩谈收购<a href=\"https://laohu8.com/S/AAPL\">苹果</a>路径#登上微博热搜，引发网友热议。</p>\n<p>7月10日，罗永浩在交个朋友直播间中谈到收购苹果的路径。他表示，这个公司市值已一万亿美元了，大概率是我们把下一代平台做好做成，他们日渐衰落，我们日渐崛起，到了一个形势逆转的转折点，这时候才考虑收购。 </p>\n<div sax-type=\"proxy\"></div><p>对此，有网友表示，“理想很丰满。”</p>\n<figure>\n<img h=\"62\" src=\"https://n.sinaimg.cn/tech/transform/652/w590h62/20220712/0554-567b46ee72aec4b14487b0c684c0c5bf.png\" w=\"590\"/>\n<h2></h2>\n</figure>\n<div>\n<img 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class=\"title\">\n“罗永浩谈收购苹果路径”上热搜 网友：理想很丰满\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-07-12 10:29 北京时间&nbsp;&nbsp;&nbsp;<a href=https://tech.sina.cn/i/gn/2022-07-12/detail-imizmscv1144468.d.html?vt=4><strong>新浪科技</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>新浪科技讯 7月12日上午消息，#罗永浩谈收购苹果路径#登上微博热搜，引发网友热议。\n7月10日，罗永浩在交个朋友直播间中谈到收购苹果的路径。他表示，这个公司市值已一万亿美元了，大概率是我们把下一代平台做好做成，他们日渐衰落，我们日渐崛起，到了一个形势逆转的转折点，这时候才考虑收购。 \n对此，有网友表示，“理想很丰满。”</p>\n\n<a href=\"https://tech.sina.cn/i/gn/2022-07-12/detail-imizmscv1144468.d.html?vt=4\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://n.sinaimg.cn/tech/transform/667/w400h267/20220712/5275-95d3c87a10351041632ad4c48490b77a.jpg","relate_stocks":{"BK4505":"高瓴资本持仓","BK4515":"5G概念","BK4575":"芯片概念","BK4559":"巴菲特持仓","BK4576":"AR","BK4550":"红杉资本持仓","BK1119":"汽车制造商","02015":"理想汽车-W","BK4507":"流媒体概念","BK4571":"数字音乐概念","BK4170":"电脑硬件、储存设备及电脑周边","AAPL":"苹果","BK4581":"高盛持仓","BK1588":"回港中概股","BK4573":"虚拟现实","BK4532":"文艺复兴科技持仓","BK4554":"元宇宙及AR概念","BK1575":"同股不同权","BK4574":"无人驾驶","BK4527":"明星科技股","BK4512":"苹果概念","BK4501":"段永平概念","BK4553":"喜马拉雅资本持仓","LI":"理想汽车","BK4534":"瑞士信贷持仓","BK1587":"次新股","BK4579":"人工智能","BK4533":"AQR资本管理(全球第二大对冲基金)","BK1539":"汽车股","BK4566":"资本集团"},"source_url":"https://tech.sina.cn/i/gn/2022-07-12/detail-imizmscv1144468.d.html?vt=4","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2250924169","content_text":"新浪科技讯 7月12日上午消息，#罗永浩谈收购苹果路径#登上微博热搜，引发网友热议。\n7月10日，罗永浩在交个朋友直播间中谈到收购苹果的路径。他表示，这个公司市值已一万亿美元了，大概率是我们把下一代平台做好做成，他们日渐衰落，我们日渐崛起，到了一个形势逆转的转折点，这时候才考虑收购。 \n对此，有网友表示，“理想很丰满。”","news_type":1,"symbols_score_info":{"02015":1,"LI":0.6,"AAPL":1}},"isVote":1,"tweetType":1,"viewCount":4081,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":680994615,"gmtCreate":1654733229641,"gmtModify":1704860203732,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"你觉得抄袭可以去告啊，用法律手段维护自己的权益，不要打嘴炮。你要多少苹果都赔得起","listText":"你觉得抄袭可以去告啊，用法律手段维护自己的权益，不要打嘴炮。你要多少苹果都赔得起","text":"你觉得抄袭可以去告啊，用法律手段维护自己的权益，不要打嘴炮。你要多少苹果都赔得起","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/680994615","repostId":"2242712829","repostType":2,"isVote":1,"tweetType":1,"viewCount":3335,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":616892835,"gmtCreate":1651652476229,"gmtModify":1651653222967,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"是不是苹果快造车了，把马死克吓尿了","listText":"是不是苹果快造车了，把马死克吓尿了","text":"是不是苹果快造车了，把马死克吓尿了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/616892835","repostId":"2232101089","repostType":2,"repost":{"id":"2232101089","kind":"news","pubTimestamp":1651632300,"share":"https://www.laohu8.com/m/news/2232101089?lang=zh_CN&edition=full","pubTime":"2022-05-04 10:45","market":"sh","language":"zh","title":"马斯克再批苹果抽成30%：这种做法就等于对互联网行业征收30%的税","url":"https://stock-news.laohu8.com/highlight/detail?id=2232101089","media":"市场资讯","summary":"5月4日消息，日前，特斯拉首席执行官埃隆·马斯克再次批评苹果应用商店的收费政策，称这种做法就等于对互联网行业征收30%的税。　　值得注意的是，这并不是马斯克第一次炮轰苹果。此前，在游戏开发商Epic Games对苹果的诉讼中，马斯克就力挺Epic，称“苹果应用商店收取的费用实际上是在全球范围内对互联网征税。Epic是对的。”　　而除了马斯克，很多公司都对苹果应用商店的抽佣政策表示不满。","content":"<html><body><div>\n<p>　　【TechWeb】5月4日消息，日前，<span><a href=\"https://laohu8.com/S/TSLA\">特斯拉</a></span><span></span>首席执行官埃隆·马斯克再次批评<span><a href=\"https://laohu8.com/S/AAPL\">苹果</a></span><span></span>应用商店的收费政策，称这种做法就等于对互联网行业征收30%的税。</p>\n<div><img src=\"http://n.sinaimg.cn/spider20220504/64/w480h384/20220504/f28a-c626f046794829a7f9aa09f4b9f10bf6.jpg\"/></div>\n<p>　　他指出，佣金比率是应该收取的10倍，这肯定是不行的。</p>\n<p>　　值得注意的是，这并不是马斯克第一次炮轰苹果。此前，在游戏开发商Epic Games对苹果的诉讼中，马斯克就力挺Epic，称“苹果应用商店收取的费用实际上是在全球范围内对互联网征税。Epic是对的。”</p>\n<p>　　而除了马斯克，很多公司都对苹果应用商店的抽佣政策表示不满。Meta就曾多次指责苹果向通过苹果应用商店开展应用内购买业务的开发者收取30%的佣金。</p>\n<p>　　除此之外，此前，欧盟反垄断监管机构正式指控美国苹果公司限制竞争对手使用其移动支付技术，苹果公司因此可能面临巨额罚款。</p>\n<div>\n<span>反弹行情下的专属投资礼包！投资VIP权益、188元现金红包，100%中奖&gt;&gt;</span>\n<img src=\"\"/>\n</div>\n<div>\n<div><img src=\"\"/></div>\n<div>海量资讯、精准解读，尽在<a href=\"https://laohu8.com/S/SINA\">新浪</a>财经APP</div>\n</div>\n</div></body></html>","source":"sina","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>马斯克再批苹果抽成30%：这种做法就等于对互联网行业征收30%的税</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n马斯克再批苹果抽成30%：这种做法就等于对互联网行业征收30%的税\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-04 10:45 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/stock/usstock/c/2022-05-04/doc-imcwiwst5494366.shtml?finpagefr=p_115><strong>市场资讯</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>【TechWeb】5月4日消息，日前，特斯拉首席执行官埃隆·马斯克再次批评苹果应用商店的收费政策，称这种做法就等于对互联网行业征收30%的税。\n\n　　他指出，佣金比率是应该收取的10倍，这肯定是不行的。\n　　值得注意的是，这并不是马斯克第一次炮轰苹果。此前，在游戏开发商Epic Games对苹果的诉讼中，马斯克就力挺Epic，称“苹果应用商店收取的费用实际上是在全球范围内对互联网征税。Epic是对...</p>\n\n<a href=\"https://finance.sina.com.cn/stock/usstock/c/2022-05-04/doc-imcwiwst5494366.shtml?finpagefr=p_115\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"159792":"互联网","160636":"互联网","BK4170":"电脑硬件、储存设备及电脑周边","BK4507":"流媒体概念","BK4574":"无人驾驶","BK4551":"寇图资本持仓","BK4573":"虚拟现实","BK4554":"元宇宙及AR概念","BK4515":"5G概念","BK4581":"高盛持仓","AAPL":"苹果","BK4553":"喜马拉雅资本持仓","BK4505":"高瓴资本持仓","BK4571":"数字音乐概念","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4555":"新能源车","BK4576":"AR","BK4534":"瑞士信贷持仓","BK4575":"芯片概念","BK4566":"资本集团","BK4099":"汽车制造商","BK4511":"特斯拉概念","BK4501":"段永平概念","BK4527":"明星科技股","BK4512":"苹果概念","BK4532":"文艺复兴科技持仓","BK4559":"巴菲特持仓","BK4550":"红杉资本持仓","BK4579":"人工智能","TSLA":"特斯拉","BK4548":"巴美列捷福持仓"},"source_url":"https://finance.sina.com.cn/stock/usstock/c/2022-05-04/doc-imcwiwst5494366.shtml?finpagefr=p_115","is_english":false,"share_image_url":"https://static.laohu8.com/b0d1b7e8843deea78cc308b15114de44","article_id":"2232101089","content_text":"【TechWeb】5月4日消息，日前，特斯拉首席执行官埃隆·马斯克再次批评苹果应用商店的收费政策，称这种做法就等于对互联网行业征收30%的税。\n\n　　他指出，佣金比率是应该收取的10倍，这肯定是不行的。\n　　值得注意的是，这并不是马斯克第一次炮轰苹果。此前，在游戏开发商Epic Games对苹果的诉讼中，马斯克就力挺Epic，称“苹果应用商店收取的费用实际上是在全球范围内对互联网征税。Epic是对的。”\n　　而除了马斯克，很多公司都对苹果应用商店的抽佣政策表示不满。Meta就曾多次指责苹果向通过苹果应用商店开展应用内购买业务的开发者收取30%的佣金。\n　　除此之外，此前，欧盟反垄断监管机构正式指控美国苹果公司限制竞争对手使用其移动支付技术，苹果公司因此可能面临巨额罚款。\n\n反弹行情下的专属投资礼包！投资VIP权益、188元现金红包，100%中奖>>\n\n\n\n\n海量资讯、精准解读，尽在新浪财经APP","news_type":1,"symbols_score_info":{"159792":1,"160636":1,"AAPL":1,"TSLA":1}},"isVote":1,"tweetType":1,"viewCount":3248,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":574061127102888,"gmtCreate":1781165601806,"gmtModify":1781167235311,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","listText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","text":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/574061127102888","repostId":"2635781454","repostType":2,"repost":{"id":"2635781454","kind":"news","pubTimestamp":1778672349,"share":"https://www.laohu8.com/m/news/2635781454?lang=zh_CN&edition=full","pubTime":"2026-05-13 19:39","market":"sh","language":"zh","title":"风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身","url":"https://stock-news.laohu8.com/highlight/detail?id=2635781454","media":"智通财经","summary":"在行业普遍收缩风控、压降规模的背景下，宜人智科交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。","content":"<html><body><p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。</p><p>在行业普遍收缩风控、压降规模的背景下，<a href=\"https://laohu8.com/S/YRD\">宜人智科</a>（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。</p><p>然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。</p><p><strong>大额拨备“</strong><strong>排雷”</strong><strong>背后：风险出清与修复逻辑</strong></p><p>2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。</p><p>事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。</p><p>换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。</p><p>同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。</p><p>同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。</p><p><strong>2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。</strong>叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。</p><p>然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。</p><p><strong>从“</strong><strong>技术投入”</strong><strong>到“</strong><strong>利润引擎” AI</strong><strong>深嵌业务全链路</strong></p><p><strong>过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。</strong></p><p><strong>一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。</strong></p><p>这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。</p><p>面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。</p><p>综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。</p><p><strong>不止于金融科技 AI</strong><strong>跨场景赋能下的“</strong><strong>隐性重塑”</strong></p><p>虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。</p><p>一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。</p><p>另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。</p><p>这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。</p><p>宜人智科的转型逻辑，本质上是企业基因的系统性进化。<strong>公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。</strong></p><p>从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。</p><p>展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。</p></body></html>","source":"stock_zhitongcaijing","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" 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href=http://www.zhitongcaijing.com/content/detail/1441362.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1441362.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","AGIX":"通用人工智能 ETF-AGIX","ARTY":"ISHARES FUTURE AI & TECH ETF","CHAT":"ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF","AIPO":"Defiance AI and Power Infrastructure ETF","YRD":"宜人智科"},"source_url":"http://www.zhitongcaijing.com/content/detail/1441362.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2635781454","content_text":"智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。大额拨备“排雷”背后：风险出清与修复逻辑2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。从“技术投入”到“利润引擎” AI深嵌业务全链路过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。不止于金融科技 AI跨场景赋能下的“隐性重塑”虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。宜人智科的转型逻辑，本质上是企业基因的系统性进化。公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。","news_type":1,"symbols_score_info":{"YRD":1.5,"CHAT":1.5,"AGIX":1.5,"AIPO":1.5,"ARTY":1.5}},"isVote":1,"tweetType":1,"viewCount":297,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":579238729998728,"gmtCreate":1782445793906,"gmtModify":1782447579824,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","listText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","text":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/579238729998728","repostId":"2646872848","repostType":2,"repost":{"id":"2646872848","kind":"highlight","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1782385353,"share":"https://www.laohu8.com/m/news/2646872848?lang=zh_CN&edition=full","pubTime":"2026-06-25 19:02","market":"us","language":"en","title":"Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2646872848","media":"Benzinga","summary":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales","content":"<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>宜人数码（纽约证券交易所股票代码：YRD）报告季度亏损为每股0.82美元。这比去年同期每股收益0.39美元下降了310.26%。该公司报告本季度销售额为1.32668亿美元。与去年同期21421.9万美元的销售额相比，下降了38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益(0.82)美元，同比下降0.39美元，销售额1.32668亿美元，同比下降2.14219亿美元</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time smaller\">2026-06-25 19:02</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>宜人数码（纽约证券交易所股票代码：YRD）报告季度亏损为每股0.82美元。这比去年同期每股收益0.39美元下降了310.26%。该公司报告本季度销售额为1.32668亿美元。与去年同期21421.9万美元的销售额相比，下降了38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科"},"source_url":"https://www.benzinga.com/news/earnings/26/06/60092257/yiren-digital-q1-eps-0-82-down-0-39-yoy-sales-132-668m-down-214-219m-yoy","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2646872848","content_text":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":56,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217859052320,"gmtCreate":1780481669233,"gmtModify":1780481741479,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"投资人不傻！","listText":"投资人不傻！","text":"投资人不傻！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217859052320","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohu8.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":204,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":573507709818736,"gmtCreate":1781046189731,"gmtModify":1781055032906,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"这么多债权人等着你还钱呢？","listText":"这么多债权人等着你还钱呢？","text":"这么多债权人等着你还钱呢？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/573507709818736","repostId":"2641748635","repostType":2,"repost":{"id":"2641748635","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1780916002,"share":"https://www.laohu8.com/m/news/2641748635?lang=zh_CN&edition=full","pubTime":"2026-06-08 18:53","market":"nz","language":"en","title":"Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2641748635","media":"MT Newswires Live","summary":"Yiren Digital  said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","content":"<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码(YRD)周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接持股比例从35.6%增至约82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变发生在该公司控股股东宜信控股进行结构重组之后。Tang现持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>宜人数码表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-06-08 18:53</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码(YRD)周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接持股比例从35.6%增至约82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变发生在该公司控股股东宜信控股进行结构重组之后。Tang现持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>宜人数码表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2641748635","content_text":"Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217957345760,"gmtCreate":1780481769350,"gmtModify":1780481859424,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","listText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","text":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217957345760","repostId":"1139748192","repostType":2,"repost":{"id":"1139748192","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795173,"share":"https://www.laohu8.com/m/news/1139748192?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:32","market":"us","language":"zh","title":"宜人智科：业务持续正常运营，日常运作未受影响","url":"https://stock-news.laohu8.com/highlight/detail?id=1139748192","media":"美股速递","summary":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","content":"<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科：业务持续正常运营，日常运作未受影响</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; 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19:32</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139748192","content_text":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":427,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":576386503579664,"gmtCreate":1781742911181,"gmtModify":1781746186655,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","listText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","text":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","images":[{"img":"https://static.tigerbbs.com/f3f75522babc3741b79fc87ea7fcbe9a"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/576386503579664","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohu8.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":112,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":539310008546824,"gmtCreate":1772688434372,"gmtModify":1772688437264,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","listText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","text":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/539310008546824","repostId":"2617559691","repostType":2,"repost":{"id":"2617559691","kind":"news","pubTimestamp":1772676075,"share":"https://www.laohu8.com/m/news/2617559691?lang=zh_CN&edition=full","pubTime":"2026-03-05 10:01","market":"us","language":"zh","title":"苹果M5 Pro/Max首发三层核心架构，引入全新超级核心","url":"https://stock-news.laohu8.com/highlight/detail?id=2617559691","media":"安兔兔","summary":"据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。","content":"<html><body><article><p>据外媒9to5Mac报道，<a href=\"https://laohu8.com/S/AAPL\">苹果</a>在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。</p><img src=\"https://inews.gtimg.com/om_bt/OSLoMTXZ15Qo_2MoJAOcZgWjnCo-CCvcOSpHO9xx8cjicAA/0\"/><p>原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。</p><p>其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。</p><img src=\"https://inews.gtimg.com/om_bt/OGNm6JcXmNmiltBWCCXjaZLL7ckTjTSm8Ss_LOFh6N138AA/0\"/><p>消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。</p><img src=\"https://inews.gtimg.com/om_bt/OmnrBegfZhEDRUiYbtcCb61x1saYaCLqx-vynGGFovgcoAA/0\"/><p>此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5 Pro/Max首发三层核心架构，引入全新超级核心</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n苹果M5 Pro/Max首发三层核心架构，引入全新超级核心\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-03-05 10:01 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b><strong>安兔兔</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。消息源John Gruber向苹果确认，基础款M5芯片维持...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0965508806.USD":"AB LOW VOLATILITY EQUITY PORTFOLIO \"AD\" (USD) INC","LU0979878070.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"A\" (USD) ACC","LU2065170008.USD":"M&G (LUX) GLOBAL MAXIMA \"A\" (USD) INC","LU2417539215.USD":"ALLIANZ GLOBAL INCOME \"AMF\" (USD) INC","IE00BK4W5M84.HKD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (HKD) ACC","LU1267930730.SGD":"富兰克林美国机遇基金AS Acc SGD (CPF)","IE00BK4W5L77.USD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (USD) ACC","BK4588":"碎股","LU1582987324.SGD":"M&G (LUX) INCOME ALLOCATION \"A-H\" (SGDHDG) ACC","LU1582987597.SGD":"M&G (LUX) INCOME 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Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。","news_type":1,"symbols_score_info":{"MACW.SI":0.6,"AAPB":0.6,"AAPW":0.6,"AAPU":0.6,"APLY":0.6,"AAPD":0.6,"AAPX":0.6,"AAPL":1.91,"AAPY":0.6}},"isVote":1,"tweetType":1,"viewCount":773,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":489450934698864,"gmtCreate":1760522110351,"gmtModify":1760522112609,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"面容ID何时上？","listText":"面容ID何时上？","text":"面容ID何时上？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/489450934698864","repostId":"2575201182","repostType":2,"repost":{"id":"2575201182","kind":"news","pubTimestamp":1760517298,"share":"https://www.laohu8.com/m/news/2575201182?lang=zh_CN&edition=full","pubTime":"2025-10-15 16:34","market":"us","language":"zh","title":"苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色","url":"https://stock-news.laohu8.com/highlight/detail?id=2575201182","media":"TechWeb.com.cn","summary":"而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。","content":"<html><body><article><p>10月15日消息，据外媒报道，虽然此前有消息称<a href=\"https://laohu8.com/S/AAPL\">苹果</a>公司在今年，不会像此前两年一样在10月份对MacBook Pro产品线进行更新，搭载M5芯片的MacBook Pro要到明年年初才会推出，但在上周，出现了将更新一款的消息，并提到搭载基本款M5芯片的版本可能在本周就会推出。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20251015163458200v206vkjka71bldn\"/><p>而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。</p><p>对于最快有望今晚推出的MacBook Pro，外媒在报道中称所搭载的M5芯片，是由<a href=\"https://laohu8.com/S/TSM\">台积电</a>采用更先进的3nm制程工艺打造，能带来更快的速度，能效也将改善。</p><p>除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。</p><p>此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色</title>\n<style 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Pro，最快在当地时间周三，也就是今晚就将推出。对于最快有望...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251015163458972f4436&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0957808578.USD":"THREADNEEDLE (LUX) GLOBAL TECHNOLOGY \"ZU\" (USD) ACC","LU1582986359.USD":"M&G (LUX) INCOME ALLOCATION \"A-H\" (USDHDG) ACC","LU2756315318.SGD":"ALLIANZ INCOME AND GROWTH \"AMG\" (SGDHDG) INC A","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","LU2065171311.SGD":"M&G (LUX) GLOBAL MAXIMA \"A\" (SGD) ACC","LU0965509283.SGD":"AB LOW VOLATILITY EQUITY PORTFOLIO \"AD\" (SGDHDG) INC","HK0000306701.USD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (USD) INC","LU0080751232.USD":"富达环球多元动力基金A","SG9999015945.SGD":"LionGlobal Disruptive Innovation Fund A SGD","TSM":"台积电","LU2543165471.USD":"E FUND (HK) GLOBAL QUALITY GROWTH \"A\" (USD) ACC","LU1206713676.USD":"Aviva Investors - Multi-Strategy Target Return Ah 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Pro，外媒在报道中称所搭载的M5芯片，是由台积电采用更先进的3nm制程工艺打造，能带来更快的速度，能效也将改善。除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）","news_type":1,"symbols_score_info":{"AAPL":1.5,"TSM":0.9,"MACW.SI":0.6}},"isVote":1,"tweetType":1,"viewCount":1924,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":581457375703880,"gmtCreate":1782988799519,"gmtModify":1782988801499,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"唐宁类固收的钱好久还？10W投资者等的着急","listText":"唐宁类固收的钱好久还？10W投资者等的着急","text":"唐宁类固收的钱好久还？10W投资者等的着急","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/581457375703880","repostId":"2648509297","repostType":2,"repost":{"id":"2648509297","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1782988129,"share":"https://www.laohu8.com/m/news/2648509297?lang=zh_CN&edition=full","pubTime":"2026-07-02 18:28","market":"hk","language":"en","title":"Yiren Digital Approves $20 Million Share Buyback Program<blockquote>宜人数码批准2000万美元股票回购计划</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2648509297","media":"MT Newswires Live","summary":"Yiren Digital  said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","content":"<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>伊人数码(YRD)周四表示，其董事会批准了一项新的2000万美元股票回购计划，允许其在未来12个月内回购最多10%的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>宜人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Approves $20 Million Share Buyback Program<blockquote>宜人数码批准2000万美元股票回购计划</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-07-02 18:28</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>伊人数码(YRD)周四表示，其董事会批准了一项新的2000万美元股票回购计划，允许其在未来12个月内回购最多10%的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>宜人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2648509297","content_text":"Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":23,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}