德林的使命：让财富创造真正流向社会的每一个角落

文 | 陈宁迪

在德林控股，我们始终坚信一个信念：投资，不应是少数人的特权，而应是人人皆可享有的权利。

长期以来，金融世界一直被传统机构所主导，它们往往将自身利益置于客户之上。投资者普遍面临 服务不佳、成本高企、机会有限的困境，而缺乏透明度和频繁的利益冲突更加剧了这种不公平。高昂的准入门槛和复杂的结构，使无数普通人被挡在了财富之门之外。

我们相信，未来必须不同：金融应当是开放的、简单的，并且能够真正赋能所有人。

正是基于这样的愿景，我们提出了全新的战略——

 “让天下没有难做的投资 ”

不同于传统的投资方式，我们借鉴了 Robinhood 等金融科技平台所推动的投资民主化浪潮，但我们要走得更远。德林控股将融合：

数字化工具的便捷与普惠

全球资产配置的专业与力量

真实世界资产代币化（RWA）的创新与突破

人工智能的洞察与智慧

我们的目标十分明确：让普通投资人能够享受最便宜的成本，最高效的通道，和最平等的机会——与机构和高净值客户站在同一个起点上。

这不仅仅是要让投资更容易，更是要重新定义投资的真正意义：

• 它是一段学习与成长的旅程，而不只是冰冷的数字。

• 它是一个合作与共享的社区，而非孤立无援的个人。

• 它是一扇通向全球机遇的大门，而不应受制于地域或特权。

通过突触科技，我们正在打造一个能够与客户一同思考、学习、成长的金融生态系统。正如科技已经改变了我们沟通、出行和学习的方式，它同样也将彻底改变世界的投资方式。

我们的使命十分清晰：打破壁垒，化繁为简，让财富创造真正流向社会的每一个角落。

携手同行，我们必将创造一个新的未来——在这个未来里，投资不再是少数人的特权，而是所有人都能享有的简单、公平并赋能的权利。

At DL Holdings, our journey has always been guided by a single belief: investing should not be a privilege for the few, but a right accessible to everyone.

For too long, the world of finance has been dominated by conventional institutions that put their own interests ahead of their clients. Investors have faced poor service, unnecessarily high costs, and limited access, all made worse by a lack of transparency and frequent conflicts of interest. These barriers have left countless individuals locked out of opportunities that should belong to all.

We believe the future must be different: finance should be open, simple, and empowering.

This vision has inspired our new initiative—

“ Investing Made Simple”

Taking inspiration from the democratization movement pioneered by fintech platforms like Robinhood, DL Holdings is going further. We are combining:

The accessibility of modern digital tools

The strength of global asset allocation

The innovation of real-world asset (RWA) tokenization

The insight of AI-driven intelligence

Our goal is clear: to let everyday investors enjoy the lowest possible costs, the most efficient channels, and the fairest opportunities—on the same level as institutions and high-net-worth clients.

This is not just about making investing easier. It is about redefining what investing means:

• A journey of learning and empowerment, not just numbers.

• A community of collaboration, not isolation.

• A gateway to global opportunities, not confined by geography or privilege.

With NeuralFin, we are building a financial ecosystem that thinks, learns, and grows alongside our clients. Just as technology has transformed how we communicate, travel, and learn, it will now transform how the world invests.

Our mission is simple but ambitious: to break down barriers, simplify complexity, and let wealth creation flow to every corner of society.

Together, we will create a future where investing is no longer a privilege for the few, but a simple, fair, and empowering right for all.

作者简介：

陈宁迪，毕业于芝加哥大学，获经济学及统计学（荣誉）学士学位，于环球金融行业有超过25年经验，先后创立德林证券及德林家族办公室，曾是香港证监会授予之第1、4、6号牌照持牌负责人。现任德林控股集团董事局主席、执行董事及首席执行官，香港有限合伙基金协会副会长，著有《财富聚变时代：发掘逆周期的生存智慧》。

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