PKO Bank Polski is Poland's largest bank and one of its oldest in continuous operation. Over the recent years, we went on to consolidate our market leadership, particularly in terms of new loan originations, while at the same time becoming the largest banking institution of the CEE region; this against the backdrop of mounting competition and global economic turmoil and financial crisis. The Bank has demonstrated superb financial performance while exercising a prudential approach to risk taking; guided by its mission of delivering strong and sustainable returns to its shareholders.