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2021-12-29

Finally

Fuelcell Energy Stock Surged 9% in Premarket Trading<blockquote>Fuelcell Energy股价在盘前交易中飙升9%</blockquote>

2021-12-10

Is that because they hinted at a 4th booster shot?

Some vaccine stocks dropped in premarket trading<blockquote>部分疫苗股在盘前交易中下跌</blockquote>

2021-10-11

Guys chill, this could be flying 🔪

Camber Energy shares surged 14% in premarket trading<blockquote>Camber Energy股价在盘前交易中飙升14%</blockquote>

2021-10-05

Time to be more defensive and picky on what you are buying guys! Stay safe!

抱歉，原内容已删除

2021-09-23

Wow, what's happening with this?

Remitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote>

2021-09-21

Anybody hopeful for ERYP?

Earnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote>

2021-09-15

Haha as usual for AAPL!

Apple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote>

2021-09-08

Still what is the implication of this news anyone?

抱歉，原内容已删除

2021-08-12

Totally beat estimates!

Clover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote>

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17:10</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>FuelCell Energy stock surged 9% in premarket trading.FuelCell Energy will report quarterly earnings before market open.The company is likely to report quarterly loss at $0.04 per share on revenue of $21.86 million.</p><p><blockquote><html><head></head><body>FuelCell Energy股价在盘前交易中飙升9%。FuelCell Energy将在开盘前公布季度收益。该公司可能报告季度亏损为每股0.04美元，营收为2186万美元。</body></html></blockquote></p><p><img src=\"https://static.tigerbbs.com/1401f384d6cca2152753855ca397bccd\" tg-width=\"840\" tg-height=\"616\" referrerpolicy=\"no-referrer\"/></p><p><blockquote></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FCEL":"燃料电池能源"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1132015187","content_text":"FuelCell Energy stock surged 9% in premarket 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premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.</p><p><blockquote>部分疫苗股盘前交易下跌。Moderna跌超6%，BioNTech和Novavax跌约2%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/8a520d484bb38c42dea515aeca96c8b3\" tg-width=\"843\" tg-height=\"623\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/3f4e9ce656bcb771198057d217489677\" tg-width=\"843\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fd626ba47bec50af63916a31695eca4c\" tg-width=\"843\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Some vaccine stocks dropped in premarket trading<blockquote>部分疫苗股在盘前交易中下跌</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; 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</p>\n<p class=\"h-time smaller\">2021-12-10 20:09</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.</p><p><blockquote>部分疫苗股盘前交易下跌。Moderna跌超6%，BioNTech和Novavax跌约2%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/8a520d484bb38c42dea515aeca96c8b3\" tg-width=\"843\" tg-height=\"623\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/3f4e9ce656bcb771198057d217489677\" tg-width=\"843\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fd626ba47bec50af63916a31695eca4c\" tg-width=\"843\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MRNA":"Moderna, Inc.","BNTX":"BioNTech SE","NVAX":"诺瓦瓦克斯医药"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1100115506","content_text":"Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.","news_type":1,"symbols_score_info":{"MRNA":0.9,"NVAX":0.9,"BNTX":0.9}},"isVote":1,"tweetType":1,"viewCount":2482,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":828755083,"gmtCreate":1633950913674,"gmtModify":1633950913674,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Guys chill, this could be flying 🔪","listText":"Guys chill, this could be flying 🔪","text":"Guys chill, this could be flying 🔪","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/828755083","repostId":"1184511585","repostType":4,"repost":{"id":"1184511585","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1633942225,"share":"https://www.laohu8.com/m/news/1184511585?lang=zh_CN&edition=full","pubTime":"2021-10-11 16:50","market":"us","language":"en","title":"Camber Energy shares surged 14% in premarket trading<blockquote>Camber Energy股价在盘前交易中飙升14%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1184511585","media":"Tiger Newspress","summary":"Camber Energy shares surged 14% in premarket trading.","content":"<p>Camber Energy shares surged 14% in premarket trading.</p><p><blockquote>Camber Energy股价在盘前交易中飙升14%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/976a3c8b4b71568f971d3db00d6d7838\" tg-width=\"848\" tg-height=\"619\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Camber Energy shares surged 14% in premarket trading<blockquote>Camber Energy股价在盘前交易中飙升14%</blockquote></title>\n<style 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#7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCamber Energy shares surged 14% in premarket trading<blockquote>Camber Energy股价在盘前交易中飙升14%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-10-11 16:50</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Camber Energy shares surged 14% in premarket trading.</p><p><blockquote>Camber Energy股价在盘前交易中飙升14%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/976a3c8b4b71568f971d3db00d6d7838\" tg-width=\"848\" tg-height=\"619\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CEI":"Camber Energy"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1184511585","content_text":"Camber Energy shares surged 14% in premarket trading.","news_type":1,"symbols_score_info":{"CEI":0.9}},"isVote":1,"tweetType":1,"viewCount":2213,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":820494283,"gmtCreate":1633412262951,"gmtModify":1633412263137,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Time to be more defensive and picky on what you are buying guys! Stay safe!","listText":"Time to be more defensive and picky on what you are buying guys! Stay safe!","text":"Time to be more defensive and picky on what you are buying guys! Stay safe!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/820494283","repostId":"2172873995","repostType":4,"isVote":1,"tweetType":1,"viewCount":2062,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":863489326,"gmtCreate":1632411926865,"gmtModify":1632729949177,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Wow, what's happening with this?&nbsp;","listText":"Wow, what's happening with this?&nbsp;","text":"Wow, what's happening with this?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/863489326","repostId":"1181941187","repostType":4,"repost":{"id":"1181941187","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1632410993,"share":"https://www.laohu8.com/m/news/1181941187?lang=zh_CN&edition=full","pubTime":"2021-09-23 23:29","market":"us","language":"en","title":"Remitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1181941187","media":"Tiger Newspress","summary":"(Sept 23) Remitly Global, Inc. opens for trading at $53, up about 23% from IPO price.\nCompany & Tech","content":"<p>(Sept 23)&nbsp;<a href=\"https://laohu8.com/S/RELY\">Remitly Global, Inc.</a> opens for trading at $53, up about 23% from IPO price.</p><p><blockquote>（9月23日）<a href=\"https://laohu8.com/S/RELY\">汇款全球公司。</a>开盘价为53美元，较IPO价格上涨约23%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0e4f9fae02046c2dec20410744605a2c\" tg-width=\"903\" tg-height=\"560\" referrerpolicy=\"no-referrer\">Company &amp; Technology</p><p><blockquote>公司与技术</blockquote></p><p> Seattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.</p><p><blockquote>总部位于华盛顿州西雅图的Remitly成立的目的是开发一个平台，使人们能够比传统银行服务提供商更轻松、成本更低地进行跨境汇款。</blockquote></p><p> Management is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.</p><p><blockquote>管理层由联合创始人、总裁兼首席执行官马修·奥本海默(Matthew Oppenheimer)领导，他自公司成立以来一直在公司工作，此前曾受雇于跨国银行巴克莱银行(Barclays PLC)(NYSE：BCS)。</blockquote></p><p> The company’s primary offerings include:</p><p><blockquote>该公司的主要产品包括：</blockquote></p><p> <ul>  <li>Mobile app</li>  <li>Website</li>  <li>Passbook KYC and identity verification</li> </ul> RELY's coverage map of send and receive countries is shown below:</p><p><blockquote><ul><li>移动应用程序</li><li>网站</li><li>存折KYC和身份验证</li></ul>RELY的发送和接收国家覆盖地图如下所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/b7da41517703af76d2ad5767a6f62c3e\" tg-width=\"1280\" tg-height=\"610\" referrerpolicy=\"no-referrer\">Remitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.</p><p><blockquote>Remitly已从PayU Fintech Investments、Strips、Threshold Ventures、Generation IM Sustainable Solutions和Trilogy Equity Partners等投资者那里获得了至少3.9亿美元的股权投资。</blockquote></p><p> <b>Customer Acquisition</b></p><p><blockquote><b>客户获取</b></blockquote></p><p> The firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.</p><p><blockquote>该公司的发展重点是超过2.8亿寻求在全球范围内汇款和收款的移民及其家人。</blockquote></p><p> 85% of the user base interacts primarily through its mobile application.</p><p><blockquote>85%的用户群主要通过其移动应用程序进行交互。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:</p><p><blockquote>营销费用佔总收入的百分比随着收入的增加而显著下降，如下图所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/02aab34075357a711003ef9c015d8c91\" tg-width=\"613\" tg-height=\"303\" referrerpolicy=\"no-referrer\">The Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:</p><p><blockquote>营销效率率（定义为每美元营销支出产生多少美元的额外新收入）在最近的报告期内小幅上升至1.9倍，如下表所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/578ef0f05e558e837af9959d96e698ae\" tg-width=\"609\" tg-height=\"241\" referrerpolicy=\"no-referrer\">Market &amp; Competition</p><p><blockquote>市场与竞争</blockquote></p><p> According to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.</p><p><blockquote>根据Allied Market Research的2020年市场研究报告，2018年全球汇款市场估计为6830亿美元，预计到2026年将达到9300亿美元。</blockquote></p><p> This represents a forecast CAGR of 3.9% from 2019 to 2026.</p><p><blockquote>这意味着2019年至2026年的预测复合年增长率为3.9%。</blockquote></p><p> The main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.</p><p><blockquote>这一预期增长的主要驱动力是人口迁移的增加、企业汇款的增长以及更多企业生产出口商品和服务。</blockquote></p><p> Also, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:</p><p><blockquote>此外，下图表明，至少到2026年，银行部门将继续主导全球汇款市场：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/ac62350b35b880b02943827b083ac10f\" tg-width=\"1280\" tg-height=\"778\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> (Source)</p><p><blockquote>（资料来源）</blockquote></p><p> Major competitive or other industry participants by type include:</p><p><blockquote>按类型划分的主要竞争或其他行业参与者包括：</blockquote></p><p> <ul>  <li>Traditional providers and banks</li>  <li>Digital-first cross-border providers</li>  <li>Cryptocurrency systems</li>  <li>Person-to-person informal channels</li> </ul> <b>Financial Performance</b></p><p><blockquote><ul><li>传统提供商和银行</li><li>数字优先的跨境提供商</li><li>加密货币系统</li><li>个人对个人的非正式渠道</li></ul><b>财务表现</b></blockquote></p><p> Remitly’s recent financial results can be summarized as follows:</p><p><blockquote>Remitly最近的财务业绩可以总结如下：</blockquote></p><p> <ul>  <li>Sharply growing top line revenue</li>  <li>Increasing gross profit</li>  <li>Variable gross margin within a tight range</li>  <li>Reduced operating losses and negative operating margin</li>  <li>A sharp swing to positive cash flow from operations</li> </ul> Below are relevant financial results derived from the firm’s registration statement:</p><p><blockquote><ul><li>营收急剧增长</li><li>增加毛利</li><li>毛利率在狭窄范围内波动</li><li>营业亏损减少，营业利润率为负</li><li>运营现金流急剧转为正</li></ul>以下是来自公司注册声明的相关财务业绩：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/aa0ce70faef1b56c76c0740d90699667\" tg-width=\"609\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fbe99db82b3de0dae05dd04c280ae89b\" tg-width=\"612\" tg-height=\"626\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/5afee2a5147ec95f52a2d9c6c70566c0\" tg-width=\"614\" tg-height=\"615\" referrerpolicy=\"no-referrer\">As of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.</p><p><blockquote>截至2021年6月30日，Remitly拥有1.73亿美元现金和1.34亿美元总负债。</blockquote></p><p> Free cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月内，自由现金流为负（1060万美元）。</blockquote></p><p> <b>IPO Details</b></p><p><blockquote><b>IPO详情</b></blockquote></p><p> RELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.</p><p><blockquote>RELY打算以每股40.00美元的拟议中中间价出售1220万股普通股，总收益约为4.87亿美元，不包括出售惯常承销商期权。</blockquote></p><p> Existing shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.</p><p><blockquote>现有股东PayU Fintech已同意以IPO价格同时私募购买最多2500万美元的股票。</blockquote></p><p> Assuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.</p><p><blockquote>假设在拟议价格范围的中点成功IPO，该公司IPO时的企业价值（前承销商期权）将约为60亿美元。</blockquote></p><p></p><p> Excluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.</p><p><blockquote>排除承销商期权和私募股份或限制性股票（如有）的影响，流通股与流通股比率约为7.53%。低于10%的数字通常被认为是“低流通量”股票，可能会受到价格大幅波动的影响。</blockquote></p><p> Per the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:</p><p><blockquote>根据该公司最新的监管文件，它计划使用净收益如下：</blockquote></p><p>   We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.    (Source)  Management’s presentation of the company roadshow isavailable here.</p><p><blockquote>我们目前打算将本次发行和私募获得的净收益用于营运资金和其他一般公司用途，其中可能包括营销、技术和产品开发、地理或产品扩张、一般和行政事务以及资本支出。我们还可能将部分净收益用于收购或投资补充我们业务的技术、解决方案或业务。然而，我们目前没有任何正常业务过程之外的收购或投资的协议或承诺。（来源）管理层对公司路演的介绍可在此处获得。</blockquote></p><p> Regarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.</p><p><blockquote>关于未决法律诉讼，管理层表示，该公司不参与任何对其运营或财务状况有重大影响的法律或监管诉讼。</blockquote></p><p> Listed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.</p><p><blockquote>此次IPO的上市账簿管理人包括高盛、摩根大通和其他投资银行。</blockquote></p><p> <b>Valuation Metrics</b></p><p><blockquote><b>估值指标</b></blockquote></p><p> Below is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:</p><p><blockquote>下表列出了该公司IPO时的相关资本化和估值指标，不包括承销商期权的影响：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/2c705850107b99d30d618d9c817fe019\" tg-width=\"610\" tg-height=\"709\" referrerpolicy=\"no-referrer\">As a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:</p><p><blockquote>作为参考，潜在的部分上市可比公司是PayPal（PYPL）；下图是其主要估值指标的比较：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/04c287d0fe2fe1b0b983b6cb07ad4b59\" tg-width=\"611\" tg-height=\"359\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Commentary</b></p><p><blockquote><b>评论</b></blockquote></p><p> RELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.</p><p><blockquote>RELY正在寻求在美国上市，为其企业扩张计划提供资金。</blockquote></p><p> The firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.</p><p><blockquote>该公司的财务数据显示，营收增长强劲，运营亏损减少，负运营利润率降低，运营现金流不断增长。</blockquote></p><p> Free cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月的自由现金流为负（1060万美元）。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.</p><p><blockquote>随着收入的增加，营销费用占总收入的百分比有所下降，其营销效率在最近的报告期内增长至1.9倍。</blockquote></p><p> The market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.</p><p><blockquote>提供跨境汇款服务的市场机会非常大，预计随着移民持续增加和企业生产更多出口商品，市场机会还会增长。</blockquote></p><p> Goldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.</p><p><blockquote>高盛是首席承销商，该公司在过去12个月内牵头的IPO自IPO以来的平均回报率为39.5%。这是期内所有主要承销商的中等表现。</blockquote></p><p> The primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.</p><p><blockquote>该公司前景的主要风险是来自加密货币网络的竞争加剧，尽管这些网络有自己的采用障碍，并且仍处于萌芽阶段。</blockquote></p><p> As for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.</p><p><blockquote>至于估值，与PayPal相比，该公司的收入倍数预期更高，但RELY的营收增长速度也高得多，尽管收入基础低于PayPal。</blockquote></p><p> RELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.</p><p><blockquote>RELY显然是一家快速增长的公司，正在接近运营盈亏平衡。然而，该公司面临着来自快速增长的加密货币网络的竞争，Remitly等公司正在进军传统支付领域。</blockquote></p><p> I’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.</p><p><blockquote>我对公司的增长印象深刻，但担心这种增长是否能以目前的速度持续下去。</blockquote></p><p> RELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.</p><p><blockquote>RELY可能是一个很好的投资机会，但我会袖手旁观IPO。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Remitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRemitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-23 23:29</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>(Sept 23)&nbsp;<a href=\"https://laohu8.com/S/RELY\">Remitly Global, Inc.</a> opens for trading at $53, up about 23% from IPO price.</p><p><blockquote>（9月23日）<a href=\"https://laohu8.com/S/RELY\">汇款全球公司。</a>开盘价为53美元，较IPO价格上涨约23%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0e4f9fae02046c2dec20410744605a2c\" tg-width=\"903\" tg-height=\"560\" referrerpolicy=\"no-referrer\">Company &amp; Technology</p><p><blockquote>公司与技术</blockquote></p><p> Seattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.</p><p><blockquote>总部位于华盛顿州西雅图的Remitly成立的目的是开发一个平台，使人们能够比传统银行服务提供商更轻松、成本更低地进行跨境汇款。</blockquote></p><p> Management is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.</p><p><blockquote>管理层由联合创始人、总裁兼首席执行官马修·奥本海默(Matthew Oppenheimer)领导，他自公司成立以来一直在公司工作，此前曾受雇于跨国银行巴克莱银行(Barclays PLC)(NYSE：BCS)。</blockquote></p><p> The company’s primary offerings include:</p><p><blockquote>该公司的主要产品包括：</blockquote></p><p> <ul>  <li>Mobile app</li>  <li>Website</li>  <li>Passbook KYC and identity verification</li> </ul> RELY's coverage map of send and receive countries is shown below:</p><p><blockquote><ul><li>移动应用程序</li><li>网站</li><li>存折KYC和身份验证</li></ul>RELY的发送和接收国家覆盖地图如下所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/b7da41517703af76d2ad5767a6f62c3e\" tg-width=\"1280\" tg-height=\"610\" referrerpolicy=\"no-referrer\">Remitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.</p><p><blockquote>Remitly已从PayU Fintech Investments、Strips、Threshold Ventures、Generation IM Sustainable Solutions和Trilogy Equity Partners等投资者那里获得了至少3.9亿美元的股权投资。</blockquote></p><p> <b>Customer Acquisition</b></p><p><blockquote><b>客户获取</b></blockquote></p><p> The firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.</p><p><blockquote>该公司的发展重点是超过2.8亿寻求在全球范围内汇款和收款的移民及其家人。</blockquote></p><p> 85% of the user base interacts primarily through its mobile application.</p><p><blockquote>85%的用户群主要通过其移动应用程序进行交互。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:</p><p><blockquote>营销费用佔总收入的百分比随着收入的增加而显著下降，如下图所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/02aab34075357a711003ef9c015d8c91\" tg-width=\"613\" tg-height=\"303\" referrerpolicy=\"no-referrer\">The Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:</p><p><blockquote>营销效率率（定义为每美元营销支出产生多少美元的额外新收入）在最近的报告期内小幅上升至1.9倍，如下表所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/578ef0f05e558e837af9959d96e698ae\" tg-width=\"609\" tg-height=\"241\" referrerpolicy=\"no-referrer\">Market &amp; Competition</p><p><blockquote>市场与竞争</blockquote></p><p> According to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.</p><p><blockquote>根据Allied Market Research的2020年市场研究报告，2018年全球汇款市场估计为6830亿美元，预计到2026年将达到9300亿美元。</blockquote></p><p> This represents a forecast CAGR of 3.9% from 2019 to 2026.</p><p><blockquote>这意味着2019年至2026年的预测复合年增长率为3.9%。</blockquote></p><p> The main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.</p><p><blockquote>这一预期增长的主要驱动力是人口迁移的增加、企业汇款的增长以及更多企业生产出口商品和服务。</blockquote></p><p> Also, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:</p><p><blockquote>此外，下图表明，至少到2026年，银行部门将继续主导全球汇款市场：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/ac62350b35b880b02943827b083ac10f\" tg-width=\"1280\" tg-height=\"778\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> (Source)</p><p><blockquote>（资料来源）</blockquote></p><p> Major competitive or other industry participants by type include:</p><p><blockquote>按类型划分的主要竞争或其他行业参与者包括：</blockquote></p><p> <ul>  <li>Traditional providers and banks</li>  <li>Digital-first cross-border providers</li>  <li>Cryptocurrency systems</li>  <li>Person-to-person informal channels</li> </ul> <b>Financial Performance</b></p><p><blockquote><ul><li>传统提供商和银行</li><li>数字优先的跨境提供商</li><li>加密货币系统</li><li>个人对个人的非正式渠道</li></ul><b>财务表现</b></blockquote></p><p> Remitly’s recent financial results can be summarized as follows:</p><p><blockquote>Remitly最近的财务业绩可以总结如下：</blockquote></p><p> <ul>  <li>Sharply growing top line revenue</li>  <li>Increasing gross profit</li>  <li>Variable gross margin within a tight range</li>  <li>Reduced operating losses and negative operating margin</li>  <li>A sharp swing to positive cash flow from operations</li> </ul> Below are relevant financial results derived from the firm’s registration statement:</p><p><blockquote><ul><li>营收急剧增长</li><li>增加毛利</li><li>毛利率在狭窄范围内波动</li><li>营业亏损减少，营业利润率为负</li><li>运营现金流急剧转为正</li></ul>以下是来自公司注册声明的相关财务业绩：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/aa0ce70faef1b56c76c0740d90699667\" tg-width=\"609\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fbe99db82b3de0dae05dd04c280ae89b\" tg-width=\"612\" tg-height=\"626\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/5afee2a5147ec95f52a2d9c6c70566c0\" tg-width=\"614\" tg-height=\"615\" referrerpolicy=\"no-referrer\">As of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.</p><p><blockquote>截至2021年6月30日，Remitly拥有1.73亿美元现金和1.34亿美元总负债。</blockquote></p><p> Free cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月内，自由现金流为负（1060万美元）。</blockquote></p><p> <b>IPO Details</b></p><p><blockquote><b>IPO详情</b></blockquote></p><p> RELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.</p><p><blockquote>RELY打算以每股40.00美元的拟议中中间价出售1220万股普通股，总收益约为4.87亿美元，不包括出售惯常承销商期权。</blockquote></p><p> Existing shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.</p><p><blockquote>现有股东PayU Fintech已同意以IPO价格同时私募购买最多2500万美元的股票。</blockquote></p><p> Assuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.</p><p><blockquote>假设在拟议价格范围的中点成功IPO，该公司IPO时的企业价值（前承销商期权）将约为60亿美元。</blockquote></p><p></p><p> Excluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.</p><p><blockquote>排除承销商期权和私募股份或限制性股票（如有）的影响，流通股与流通股比率约为7.53%。低于10%的数字通常被认为是“低流通量”股票，可能会受到价格大幅波动的影响。</blockquote></p><p> Per the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:</p><p><blockquote>根据该公司最新的监管文件，它计划使用净收益如下：</blockquote></p><p>   We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.    (Source)  Management’s presentation of the company roadshow isavailable here.</p><p><blockquote>我们目前打算将本次发行和私募获得的净收益用于营运资金和其他一般公司用途，其中可能包括营销、技术和产品开发、地理或产品扩张、一般和行政事务以及资本支出。我们还可能将部分净收益用于收购或投资补充我们业务的技术、解决方案或业务。然而，我们目前没有任何正常业务过程之外的收购或投资的协议或承诺。（来源）管理层对公司路演的介绍可在此处获得。</blockquote></p><p> Regarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.</p><p><blockquote>关于未决法律诉讼，管理层表示，该公司不参与任何对其运营或财务状况有重大影响的法律或监管诉讼。</blockquote></p><p> Listed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.</p><p><blockquote>此次IPO的上市账簿管理人包括高盛、摩根大通和其他投资银行。</blockquote></p><p> <b>Valuation Metrics</b></p><p><blockquote><b>估值指标</b></blockquote></p><p> Below is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:</p><p><blockquote>下表列出了该公司IPO时的相关资本化和估值指标，不包括承销商期权的影响：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/2c705850107b99d30d618d9c817fe019\" tg-width=\"610\" tg-height=\"709\" referrerpolicy=\"no-referrer\">As a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:</p><p><blockquote>作为参考，潜在的部分上市可比公司是PayPal（PYPL）；下图是其主要估值指标的比较：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/04c287d0fe2fe1b0b983b6cb07ad4b59\" tg-width=\"611\" tg-height=\"359\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Commentary</b></p><p><blockquote><b>评论</b></blockquote></p><p> RELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.</p><p><blockquote>RELY正在寻求在美国上市，为其企业扩张计划提供资金。</blockquote></p><p> The firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.</p><p><blockquote>该公司的财务数据显示，营收增长强劲，运营亏损减少，负运营利润率降低，运营现金流不断增长。</blockquote></p><p> Free cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月的自由现金流为负（1060万美元）。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.</p><p><blockquote>随着收入的增加，营销费用占总收入的百分比有所下降，其营销效率在最近的报告期内增长至1.9倍。</blockquote></p><p> The market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.</p><p><blockquote>提供跨境汇款服务的市场机会非常大，预计随着移民持续增加和企业生产更多出口商品，市场机会还会增长。</blockquote></p><p> Goldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.</p><p><blockquote>高盛是首席承销商，该公司在过去12个月内牵头的IPO自IPO以来的平均回报率为39.5%。这是期内所有主要承销商的中等表现。</blockquote></p><p> The primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.</p><p><blockquote>该公司前景的主要风险是来自加密货币网络的竞争加剧，尽管这些网络有自己的采用障碍，并且仍处于萌芽阶段。</blockquote></p><p> As for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.</p><p><blockquote>至于估值，与PayPal相比，该公司的收入倍数预期更高，但RELY的营收增长速度也高得多，尽管收入基础低于PayPal。</blockquote></p><p> RELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.</p><p><blockquote>RELY显然是一家快速增长的公司，正在接近运营盈亏平衡。然而，该公司面临着来自快速增长的加密货币网络的竞争，Remitly等公司正在进军传统支付领域。</blockquote></p><p> I’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.</p><p><blockquote>我对公司的增长印象深刻，但担心这种增长是否能以目前的速度持续下去。</blockquote></p><p> RELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.</p><p><blockquote>RELY可能是一个很好的投资机会，但我会袖手旁观IPO。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"RELY":"Remitly Global, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181941187","content_text":"(Sept 23) Remitly Global, Inc. opens for trading at $53, up about 23% from IPO price.\nCompany & Technology\nSeattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.\nManagement is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.\nThe company’s primary offerings include:\n\nMobile app\nWebsite\nPassbook KYC and identity verification\n\nRELY's coverage map of send and receive countries is shown below:\nRemitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.\nCustomer Acquisition\nThe firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.\n85% of the user base interacts primarily through its mobile application.\nMarketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:\nThe Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:\nMarket & Competition\nAccording to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.\nThis represents a forecast CAGR of 3.9% from 2019 to 2026.\nThe main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.\nAlso, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:\n\n(Source)\nMajor competitive or other industry participants by type include:\n\nTraditional providers and banks\nDigital-first cross-border providers\nCryptocurrency systems\nPerson-to-person informal channels\n\nFinancial Performance\nRemitly’s recent financial results can be summarized as follows:\n\nSharply growing top line revenue\nIncreasing gross profit\nVariable gross margin within a tight range\nReduced operating losses and negative operating margin\nA sharp swing to positive cash flow from operations\n\nBelow are relevant financial results derived from the firm’s registration statement:\nAs of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.\nFree cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).\nIPO Details\nRELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.\nExisting shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.\nAssuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.\nExcluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.\nPer the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:\n\n We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.\n\n\n (Source)\n\nManagement’s presentation of the company roadshow isavailable here.\nRegarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.\nListed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.\nValuation Metrics\nBelow is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:\nAs a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:\n\nCommentary\nRELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.\nThe firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.\nFree cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).\nMarketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.\nThe market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.\nGoldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.\nThe primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.\nAs for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.\nRELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.\nI’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.\nRELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.","news_type":1,"symbols_score_info":{"RELY":0.9}},"isVote":1,"tweetType":1,"viewCount":1527,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":860608905,"gmtCreate":1632161187207,"gmtModify":1632802424601,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Anybody hopeful for ERYP?","listText":"Anybody hopeful for ERYP?","text":"Anybody hopeful for ERYP?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/860608905","repostId":"2168504456","repostType":2,"repost":{"id":"2168504456","kind":"highlight","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1632123341,"share":"https://www.laohu8.com/m/news/2168504456?lang=zh_CN&edition=full","pubTime":"2021-09-20 15:35","market":"hk","language":"en","title":"Earnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2168504456","media":"Benzinga","summary":" \n\nCompanies Reporting Before The Bell\n\n• Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.\n\n ","content":"<p><b>Companies Reporting Before The Bell</b></p><p><blockquote><b>公司在盘前发布报告</b></blockquote></p><p> <ul>  <li>Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.</li> </ul> <b>Companies Reporting After The Bell</b></p><p><blockquote><ul><li>Cognyte Software（纳斯达克股票代码：CGNT）预计季度收益为每股0.15美元，营收为1.1557亿美元。</li></ul><b>盘后报告的公司</b></blockquote></p><p> <ul>  <li>Great Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.</li>  <li>Red Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.</li>  <li>Lennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.</li>  <li>Inventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.</li>  <li>Erytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.</li> </ul></p><p><blockquote><ul><li>Great Elm Group（纳斯达克：GEG）预计将公布第四季度收益。</li><li>红猫控股（纳斯达克股票代码：RCAT）预计将公布第一季度收益。</li><li>Lennar（纽约证券交易所股票代码：LEN）预计季度收益为每股3.28美元，营收为68.6亿美元。</li><li>Inventiva（纳斯达克股票代码：IVA）预计将公布第一季度收益。</li><li>Erytech Pharma（纳斯达克股票代码：ERYP）预计将公布第二季度收益。</li></ul></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Earnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote></title>\n<style 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#7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nEarnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time smaller\">2021-09-20 15:35</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><b>Companies Reporting Before The Bell</b></p><p><blockquote><b>公司在盘前发布报告</b></blockquote></p><p> <ul>  <li>Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.</li> </ul> <b>Companies Reporting After The Bell</b></p><p><blockquote><ul><li>Cognyte Software（纳斯达克股票代码：CGNT）预计季度收益为每股0.15美元，营收为1.1557亿美元。</li></ul><b>盘后报告的公司</b></blockquote></p><p> <ul>  <li>Great Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.</li>  <li>Red Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.</li>  <li>Lennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.</li>  <li>Inventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.</li>  <li>Erytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.</li> </ul></p><p><blockquote><ul><li>Great Elm Group（纳斯达克：GEG）预计将公布第四季度收益。</li><li>红猫控股（纳斯达克股票代码：RCAT）预计将公布第一季度收益。</li><li>Lennar（纽约证券交易所股票代码：LEN）预计季度收益为每股3.28美元，营收为68.6亿美元。</li><li>Inventiva（纳斯达克股票代码：IVA）预计将公布第一季度收益。</li><li>Erytech Pharma（纳斯达克股票代码：ERYP）预计将公布第二季度收益。</li></ul></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CGNT":"Cognyte Software Ltd.","GEG":"Great Elm Capital Group, Inc.","LEN":"莱纳建筑公司","RCAT":"Red Cat Holdings Inc.","IVA":"Inventiva S.A."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2168504456","content_text":"Companies Reporting Before The Bell\n\nCognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.\n\nCompanies Reporting After The Bell\n\nGreat Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.\nRed Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.\nLennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.\nInventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.\nErytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.","news_type":1,"symbols_score_info":{"ERYP":0.9,"RCAT":0.9,"CGNT":0.9,"IVA":0.9,"GEG":0.9,"LEN":0.9}},"isVote":1,"tweetType":1,"viewCount":1700,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":882225128,"gmtCreate":1631698324464,"gmtModify":1632806757399,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Haha as usual for AAPL!&nbsp;","listText":"Haha as usual for AAPL!&nbsp;","text":"Haha as usual for AAPL!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/882225128","repostId":"1108272392","repostType":4,"repost":{"id":"1108272392","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1631693345,"share":"https://www.laohu8.com/m/news/1108272392?lang=zh_CN&edition=full","pubTime":"2021-09-15 16:09","market":"us","language":"en","title":"Apple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1108272392","media":"Tiger Newspress","summary":"Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the new iPhone 13 in","content":"<p>Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the&nbsp;new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.</p><p><blockquote>苹果股价在盘前交易中上涨0.4%。苹果昨天举行了一场活动，推出了所有版本的新款iPhone 13。该股收跌0.96%，报148.12美元。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/43a1bc16e540f70c96b045c162ee647d\" tg-width=\"850\" tg-height=\"638\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-15 16:09</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the&nbsp;new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.</p><p><blockquote>苹果股价在盘前交易中上涨0.4%。苹果昨天举行了一场活动，推出了所有版本的新款iPhone 13。该股收跌0.96%，报148.12美元。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/43a1bc16e540f70c96b045c162ee647d\" tg-width=\"850\" tg-height=\"638\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1108272392","content_text":"Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":889026437,"gmtCreate":1631093931029,"gmtModify":1632884677414,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Still what is the implication of this news anyone?","listText":"Still what is the implication of this news anyone?","text":"Still what is the implication of this news anyone?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/889026437","repostId":"1186834181","repostType":4,"isVote":1,"tweetType":1,"viewCount":1758,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":895563654,"gmtCreate":1628757159678,"gmtModify":1631889063823,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569815620136799","authorIdStr":"3569815620136799"},"themes":[],"htmlText":"Totally beat estimates!","listText":"Totally beat estimates!","text":"Totally beat estimates!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/895563654","repostId":"1176507211","repostType":4,"repost":{"id":"1176507211","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1628755698,"share":"https://www.laohu8.com/m/news/1176507211?lang=zh_CN&edition=full","pubTime":"2021-08-12 16:08","market":"us","language":"en","title":"Clover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1176507211","media":"Tiger Newspress","summary":"Clover Health shares rose nearly 12% in premarket trading.\nHealth care technology company Clover Hea","content":"<p>Clover Health&nbsp;shares&nbsp;rose nearly&nbsp;12% in premarket&nbsp;trading.</p><p><blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/873c1d06cbd5a2c42b775f8b93fec480\" tg-width=\"910\" tg-height=\"651\" referrerpolicy=\"no-referrer\">Health care technology company&nbsp;<b>Clover Health</b>&nbsp;reported second-quarter earnings Wednesday afternoon.</p><p><blockquote>医疗保健技术公司<b>三叶草健康</b>周三下午公布了第二季度收益。</blockquote></p><p> Clover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.</p><p><blockquote>Clover Health第二季度营收4.12亿美元，同比增长140%。该季度总收入超出了分析师预期的2.054亿美元。</blockquote></p><p> Clover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.</p><p><blockquote>Clover Health预计整个财年的收入将在14亿至15亿美元之间。该收入指引高于分析师8.115亿美元的预期。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Clover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nClover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-08-12 16:08</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Clover Health&nbsp;shares&nbsp;rose nearly&nbsp;12% in premarket&nbsp;trading.</p><p><blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/873c1d06cbd5a2c42b775f8b93fec480\" tg-width=\"910\" tg-height=\"651\" referrerpolicy=\"no-referrer\">Health care technology company&nbsp;<b>Clover Health</b>&nbsp;reported second-quarter earnings Wednesday afternoon.</p><p><blockquote>医疗保健技术公司<b>三叶草健康</b>周三下午公布了第二季度收益。</blockquote></p><p> Clover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.</p><p><blockquote>Clover Health第二季度营收4.12亿美元，同比增长140%。该季度总收入超出了分析师预期的2.054亿美元。</blockquote></p><p> Clover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.</p><p><blockquote>Clover Health预计整个财年的收入将在14亿至15亿美元之间。该收入指引高于分析师8.115亿美元的预期。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CLOV":"Clover Health Corp"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1176507211","content_text":"Clover Health shares rose nearly 12% in premarket trading.\nHealth care technology company Clover Health reported second-quarter earnings Wednesday afternoon.\nClover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.\nClover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.","news_type":1,"symbols_score_info":{"CLOV":0.9}},"isVote":1,"tweetType":1,"viewCount":1416,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":820494283,"gmtCreate":1633412262951,"gmtModify":1633412263137,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Time to be more defensive and picky on what you are buying guys! Stay safe!","listText":"Time to be more defensive and picky on what you are buying guys! Stay safe!","text":"Time to be more defensive and picky on what you are buying guys! Stay safe!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/820494283","repostId":"2172873995","repostType":4,"isVote":1,"tweetType":1,"viewCount":2062,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":605891133,"gmtCreate":1639140515264,"gmtModify":1639140515264,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Is that because they hinted at a 4th booster shot?","listText":"Is that because they hinted at a 4th booster shot?","text":"Is that because they hinted at a 4th booster shot?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/605891133","repostId":"1100115506","repostType":2,"repost":{"id":"1100115506","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1639138188,"share":"https://www.laohu8.com/m/news/1100115506?lang=zh_CN&edition=full","pubTime":"2021-12-10 20:09","market":"us","language":"en","title":"Some vaccine stocks dropped in premarket trading<blockquote>部分疫苗股在盘前交易中下跌</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1100115506","media":"Tiger Newspress","summary":"Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell","content":"<p>Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.</p><p><blockquote>部分疫苗股盘前交易下跌。Moderna跌超6%，BioNTech和Novavax跌约2%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/8a520d484bb38c42dea515aeca96c8b3\" tg-width=\"843\" tg-height=\"623\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/3f4e9ce656bcb771198057d217489677\" tg-width=\"843\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fd626ba47bec50af63916a31695eca4c\" tg-width=\"843\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Some vaccine stocks dropped in premarket trading<blockquote>部分疫苗股在盘前交易中下跌</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSome vaccine stocks dropped in premarket trading<blockquote>部分疫苗股在盘前交易中下跌</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-12-10 20:09</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.</p><p><blockquote>部分疫苗股盘前交易下跌。Moderna跌超6%，BioNTech和Novavax跌约2%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/8a520d484bb38c42dea515aeca96c8b3\" tg-width=\"843\" tg-height=\"623\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/3f4e9ce656bcb771198057d217489677\" tg-width=\"843\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fd626ba47bec50af63916a31695eca4c\" tg-width=\"843\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MRNA":"Moderna, Inc.","BNTX":"BioNTech SE","NVAX":"诺瓦瓦克斯医药"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1100115506","content_text":"Some vaccine stocks dropped in premarket trading.Moderna fell more than 6%,BioNTech and Novavax fell about 2%.","news_type":1,"symbols_score_info":{"MRNA":0.9,"NVAX":0.9,"BNTX":0.9}},"isVote":1,"tweetType":1,"viewCount":2482,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":889026437,"gmtCreate":1631093931029,"gmtModify":1632884677414,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Still what is the implication of this news anyone?","listText":"Still what is the implication of this news anyone?","text":"Still what is the implication of this news anyone?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/889026437","repostId":"1186834181","repostType":4,"isVote":1,"tweetType":1,"viewCount":1758,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":863489326,"gmtCreate":1632411926865,"gmtModify":1632729949177,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Wow, what's happening with this?&nbsp;","listText":"Wow, what's happening with this?&nbsp;","text":"Wow, what's happening with this?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/863489326","repostId":"1181941187","repostType":4,"repost":{"id":"1181941187","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1632410993,"share":"https://www.laohu8.com/m/news/1181941187?lang=zh_CN&edition=full","pubTime":"2021-09-23 23:29","market":"us","language":"en","title":"Remitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1181941187","media":"Tiger Newspress","summary":"(Sept 23) Remitly Global, Inc. opens for trading at $53, up about 23% from IPO price.\nCompany & Tech","content":"<p>(Sept 23)&nbsp;<a href=\"https://laohu8.com/S/RELY\">Remitly Global, Inc.</a> opens for trading at $53, up about 23% from IPO price.</p><p><blockquote>（9月23日）<a href=\"https://laohu8.com/S/RELY\">汇款全球公司。</a>开盘价为53美元，较IPO价格上涨约23%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0e4f9fae02046c2dec20410744605a2c\" tg-width=\"903\" tg-height=\"560\" referrerpolicy=\"no-referrer\">Company &amp; Technology</p><p><blockquote>公司与技术</blockquote></p><p> Seattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.</p><p><blockquote>总部位于华盛顿州西雅图的Remitly成立的目的是开发一个平台，使人们能够比传统银行服务提供商更轻松、成本更低地进行跨境汇款。</blockquote></p><p> Management is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.</p><p><blockquote>管理层由联合创始人、总裁兼首席执行官马修·奥本海默(Matthew Oppenheimer)领导，他自公司成立以来一直在公司工作，此前曾受雇于跨国银行巴克莱银行(Barclays PLC)(NYSE：BCS)。</blockquote></p><p> The company’s primary offerings include:</p><p><blockquote>该公司的主要产品包括：</blockquote></p><p> <ul>  <li>Mobile app</li>  <li>Website</li>  <li>Passbook KYC and identity verification</li> </ul> RELY's coverage map of send and receive countries is shown below:</p><p><blockquote><ul><li>移动应用程序</li><li>网站</li><li>存折KYC和身份验证</li></ul>RELY的发送和接收国家覆盖地图如下所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/b7da41517703af76d2ad5767a6f62c3e\" tg-width=\"1280\" tg-height=\"610\" referrerpolicy=\"no-referrer\">Remitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.</p><p><blockquote>Remitly已从PayU Fintech Investments、Strips、Threshold Ventures、Generation IM Sustainable Solutions和Trilogy Equity Partners等投资者那里获得了至少3.9亿美元的股权投资。</blockquote></p><p> <b>Customer Acquisition</b></p><p><blockquote><b>客户获取</b></blockquote></p><p> The firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.</p><p><blockquote>该公司的发展重点是超过2.8亿寻求在全球范围内汇款和收款的移民及其家人。</blockquote></p><p> 85% of the user base interacts primarily through its mobile application.</p><p><blockquote>85%的用户群主要通过其移动应用程序进行交互。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:</p><p><blockquote>营销费用佔总收入的百分比随着收入的增加而显著下降，如下图所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/02aab34075357a711003ef9c015d8c91\" tg-width=\"613\" tg-height=\"303\" referrerpolicy=\"no-referrer\">The Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:</p><p><blockquote>营销效率率（定义为每美元营销支出产生多少美元的额外新收入）在最近的报告期内小幅上升至1.9倍，如下表所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/578ef0f05e558e837af9959d96e698ae\" tg-width=\"609\" tg-height=\"241\" referrerpolicy=\"no-referrer\">Market &amp; Competition</p><p><blockquote>市场与竞争</blockquote></p><p> According to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.</p><p><blockquote>根据Allied Market Research的2020年市场研究报告，2018年全球汇款市场估计为6830亿美元，预计到2026年将达到9300亿美元。</blockquote></p><p> This represents a forecast CAGR of 3.9% from 2019 to 2026.</p><p><blockquote>这意味着2019年至2026年的预测复合年增长率为3.9%。</blockquote></p><p> The main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.</p><p><blockquote>这一预期增长的主要驱动力是人口迁移的增加、企业汇款的增长以及更多企业生产出口商品和服务。</blockquote></p><p> Also, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:</p><p><blockquote>此外，下图表明，至少到2026年，银行部门将继续主导全球汇款市场：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/ac62350b35b880b02943827b083ac10f\" tg-width=\"1280\" tg-height=\"778\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> (Source)</p><p><blockquote>（资料来源）</blockquote></p><p> Major competitive or other industry participants by type include:</p><p><blockquote>按类型划分的主要竞争或其他行业参与者包括：</blockquote></p><p> <ul>  <li>Traditional providers and banks</li>  <li>Digital-first cross-border providers</li>  <li>Cryptocurrency systems</li>  <li>Person-to-person informal channels</li> </ul> <b>Financial Performance</b></p><p><blockquote><ul><li>传统提供商和银行</li><li>数字优先的跨境提供商</li><li>加密货币系统</li><li>个人对个人的非正式渠道</li></ul><b>财务表现</b></blockquote></p><p> Remitly’s recent financial results can be summarized as follows:</p><p><blockquote>Remitly最近的财务业绩可以总结如下：</blockquote></p><p> <ul>  <li>Sharply growing top line revenue</li>  <li>Increasing gross profit</li>  <li>Variable gross margin within a tight range</li>  <li>Reduced operating losses and negative operating margin</li>  <li>A sharp swing to positive cash flow from operations</li> </ul> Below are relevant financial results derived from the firm’s registration statement:</p><p><blockquote><ul><li>营收急剧增长</li><li>增加毛利</li><li>毛利率在狭窄范围内波动</li><li>营业亏损减少，营业利润率为负</li><li>运营现金流急剧转为正</li></ul>以下是来自公司注册声明的相关财务业绩：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/aa0ce70faef1b56c76c0740d90699667\" tg-width=\"609\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fbe99db82b3de0dae05dd04c280ae89b\" tg-width=\"612\" tg-height=\"626\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/5afee2a5147ec95f52a2d9c6c70566c0\" tg-width=\"614\" tg-height=\"615\" referrerpolicy=\"no-referrer\">As of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.</p><p><blockquote>截至2021年6月30日，Remitly拥有1.73亿美元现金和1.34亿美元总负债。</blockquote></p><p> Free cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月内，自由现金流为负（1060万美元）。</blockquote></p><p> <b>IPO Details</b></p><p><blockquote><b>IPO详情</b></blockquote></p><p> RELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.</p><p><blockquote>RELY打算以每股40.00美元的拟议中中间价出售1220万股普通股，总收益约为4.87亿美元，不包括出售惯常承销商期权。</blockquote></p><p> Existing shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.</p><p><blockquote>现有股东PayU Fintech已同意以IPO价格同时私募购买最多2500万美元的股票。</blockquote></p><p> Assuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.</p><p><blockquote>假设在拟议价格范围的中点成功IPO，该公司IPO时的企业价值（前承销商期权）将约为60亿美元。</blockquote></p><p></p><p> Excluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.</p><p><blockquote>排除承销商期权和私募股份或限制性股票（如有）的影响，流通股与流通股比率约为7.53%。低于10%的数字通常被认为是“低流通量”股票，可能会受到价格大幅波动的影响。</blockquote></p><p> Per the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:</p><p><blockquote>根据该公司最新的监管文件，它计划使用净收益如下：</blockquote></p><p>   We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.    (Source)  Management’s presentation of the company roadshow isavailable here.</p><p><blockquote>我们目前打算将本次发行和私募获得的净收益用于营运资金和其他一般公司用途，其中可能包括营销、技术和产品开发、地理或产品扩张、一般和行政事务以及资本支出。我们还可能将部分净收益用于收购或投资补充我们业务的技术、解决方案或业务。然而，我们目前没有任何正常业务过程之外的收购或投资的协议或承诺。（来源）管理层对公司路演的介绍可在此处获得。</blockquote></p><p> Regarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.</p><p><blockquote>关于未决法律诉讼，管理层表示，该公司不参与任何对其运营或财务状况有重大影响的法律或监管诉讼。</blockquote></p><p> Listed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.</p><p><blockquote>此次IPO的上市账簿管理人包括高盛、摩根大通和其他投资银行。</blockquote></p><p> <b>Valuation Metrics</b></p><p><blockquote><b>估值指标</b></blockquote></p><p> Below is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:</p><p><blockquote>下表列出了该公司IPO时的相关资本化和估值指标，不包括承销商期权的影响：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/2c705850107b99d30d618d9c817fe019\" tg-width=\"610\" tg-height=\"709\" referrerpolicy=\"no-referrer\">As a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:</p><p><blockquote>作为参考，潜在的部分上市可比公司是PayPal（PYPL）；下图是其主要估值指标的比较：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/04c287d0fe2fe1b0b983b6cb07ad4b59\" tg-width=\"611\" tg-height=\"359\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Commentary</b></p><p><blockquote><b>评论</b></blockquote></p><p> RELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.</p><p><blockquote>RELY正在寻求在美国上市，为其企业扩张计划提供资金。</blockquote></p><p> The firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.</p><p><blockquote>该公司的财务数据显示，营收增长强劲，运营亏损减少，负运营利润率降低，运营现金流不断增长。</blockquote></p><p> Free cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月的自由现金流为负（1060万美元）。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.</p><p><blockquote>随着收入的增加，营销费用占总收入的百分比有所下降，其营销效率在最近的报告期内增长至1.9倍。</blockquote></p><p> The market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.</p><p><blockquote>提供跨境汇款服务的市场机会非常大，预计随着移民持续增加和企业生产更多出口商品，市场机会还会增长。</blockquote></p><p> Goldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.</p><p><blockquote>高盛是首席承销商，该公司在过去12个月内牵头的IPO自IPO以来的平均回报率为39.5%。这是期内所有主要承销商的中等表现。</blockquote></p><p> The primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.</p><p><blockquote>该公司前景的主要风险是来自加密货币网络的竞争加剧，尽管这些网络有自己的采用障碍，并且仍处于萌芽阶段。</blockquote></p><p> As for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.</p><p><blockquote>至于估值，与PayPal相比，该公司的收入倍数预期更高，但RELY的营收增长速度也高得多，尽管收入基础低于PayPal。</blockquote></p><p> RELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.</p><p><blockquote>RELY显然是一家快速增长的公司，正在接近运营盈亏平衡。然而，该公司面临着来自快速增长的加密货币网络的竞争，Remitly等公司正在进军传统支付领域。</blockquote></p><p> I’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.</p><p><blockquote>我对公司的增长印象深刻，但担心这种增长是否能以目前的速度持续下去。</blockquote></p><p> RELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.</p><p><blockquote>RELY可能是一个很好的投资机会，但我会袖手旁观IPO。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Remitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRemitly Global opens for trading at $53, up about 23% from IPO price<blockquote>Remitly Global开盘价为53美元，较IPO价格上涨约23%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-23 23:29</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>(Sept 23)&nbsp;<a href=\"https://laohu8.com/S/RELY\">Remitly Global, Inc.</a> opens for trading at $53, up about 23% from IPO price.</p><p><blockquote>（9月23日）<a href=\"https://laohu8.com/S/RELY\">汇款全球公司。</a>开盘价为53美元，较IPO价格上涨约23%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/0e4f9fae02046c2dec20410744605a2c\" tg-width=\"903\" tg-height=\"560\" referrerpolicy=\"no-referrer\">Company &amp; Technology</p><p><blockquote>公司与技术</blockquote></p><p> Seattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.</p><p><blockquote>总部位于华盛顿州西雅图的Remitly成立的目的是开发一个平台，使人们能够比传统银行服务提供商更轻松、成本更低地进行跨境汇款。</blockquote></p><p> Management is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.</p><p><blockquote>管理层由联合创始人、总裁兼首席执行官马修·奥本海默(Matthew Oppenheimer)领导，他自公司成立以来一直在公司工作，此前曾受雇于跨国银行巴克莱银行(Barclays PLC)(NYSE：BCS)。</blockquote></p><p> The company’s primary offerings include:</p><p><blockquote>该公司的主要产品包括：</blockquote></p><p> <ul>  <li>Mobile app</li>  <li>Website</li>  <li>Passbook KYC and identity verification</li> </ul> RELY's coverage map of send and receive countries is shown below:</p><p><blockquote><ul><li>移动应用程序</li><li>网站</li><li>存折KYC和身份验证</li></ul>RELY的发送和接收国家覆盖地图如下所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/b7da41517703af76d2ad5767a6f62c3e\" tg-width=\"1280\" tg-height=\"610\" referrerpolicy=\"no-referrer\">Remitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.</p><p><blockquote>Remitly已从PayU Fintech Investments、Strips、Threshold Ventures、Generation IM Sustainable Solutions和Trilogy Equity Partners等投资者那里获得了至少3.9亿美元的股权投资。</blockquote></p><p> <b>Customer Acquisition</b></p><p><blockquote><b>客户获取</b></blockquote></p><p> The firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.</p><p><blockquote>该公司的发展重点是超过2.8亿寻求在全球范围内汇款和收款的移民及其家人。</blockquote></p><p> 85% of the user base interacts primarily through its mobile application.</p><p><blockquote>85%的用户群主要通过其移动应用程序进行交互。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:</p><p><blockquote>营销费用佔总收入的百分比随着收入的增加而显著下降，如下图所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/02aab34075357a711003ef9c015d8c91\" tg-width=\"613\" tg-height=\"303\" referrerpolicy=\"no-referrer\">The Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:</p><p><blockquote>营销效率率（定义为每美元营销支出产生多少美元的额外新收入）在最近的报告期内小幅上升至1.9倍，如下表所示：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/578ef0f05e558e837af9959d96e698ae\" tg-width=\"609\" tg-height=\"241\" referrerpolicy=\"no-referrer\">Market &amp; Competition</p><p><blockquote>市场与竞争</blockquote></p><p> According to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.</p><p><blockquote>根据Allied Market Research的2020年市场研究报告，2018年全球汇款市场估计为6830亿美元，预计到2026年将达到9300亿美元。</blockquote></p><p> This represents a forecast CAGR of 3.9% from 2019 to 2026.</p><p><blockquote>这意味着2019年至2026年的预测复合年增长率为3.9%。</blockquote></p><p> The main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.</p><p><blockquote>这一预期增长的主要驱动力是人口迁移的增加、企业汇款的增长以及更多企业生产出口商品和服务。</blockquote></p><p> Also, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:</p><p><blockquote>此外，下图表明，至少到2026年，银行部门将继续主导全球汇款市场：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/ac62350b35b880b02943827b083ac10f\" tg-width=\"1280\" tg-height=\"778\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> (Source)</p><p><blockquote>（资料来源）</blockquote></p><p> Major competitive or other industry participants by type include:</p><p><blockquote>按类型划分的主要竞争或其他行业参与者包括：</blockquote></p><p> <ul>  <li>Traditional providers and banks</li>  <li>Digital-first cross-border providers</li>  <li>Cryptocurrency systems</li>  <li>Person-to-person informal channels</li> </ul> <b>Financial Performance</b></p><p><blockquote><ul><li>传统提供商和银行</li><li>数字优先的跨境提供商</li><li>加密货币系统</li><li>个人对个人的非正式渠道</li></ul><b>财务表现</b></blockquote></p><p> Remitly’s recent financial results can be summarized as follows:</p><p><blockquote>Remitly最近的财务业绩可以总结如下：</blockquote></p><p> <ul>  <li>Sharply growing top line revenue</li>  <li>Increasing gross profit</li>  <li>Variable gross margin within a tight range</li>  <li>Reduced operating losses and negative operating margin</li>  <li>A sharp swing to positive cash flow from operations</li> </ul> Below are relevant financial results derived from the firm’s registration statement:</p><p><blockquote><ul><li>营收急剧增长</li><li>增加毛利</li><li>毛利率在狭窄范围内波动</li><li>营业亏损减少，营业利润率为负</li><li>运营现金流急剧转为正</li></ul>以下是来自公司注册声明的相关财务业绩：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/aa0ce70faef1b56c76c0740d90699667\" tg-width=\"609\" tg-height=\"618\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/fbe99db82b3de0dae05dd04c280ae89b\" tg-width=\"612\" tg-height=\"626\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/5afee2a5147ec95f52a2d9c6c70566c0\" tg-width=\"614\" tg-height=\"615\" referrerpolicy=\"no-referrer\">As of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.</p><p><blockquote>截至2021年6月30日，Remitly拥有1.73亿美元现金和1.34亿美元总负债。</blockquote></p><p> Free cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月内，自由现金流为负（1060万美元）。</blockquote></p><p> <b>IPO Details</b></p><p><blockquote><b>IPO详情</b></blockquote></p><p> RELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.</p><p><blockquote>RELY打算以每股40.00美元的拟议中中间价出售1220万股普通股，总收益约为4.87亿美元，不包括出售惯常承销商期权。</blockquote></p><p> Existing shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.</p><p><blockquote>现有股东PayU Fintech已同意以IPO价格同时私募购买最多2500万美元的股票。</blockquote></p><p> Assuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.</p><p><blockquote>假设在拟议价格范围的中点成功IPO，该公司IPO时的企业价值（前承销商期权）将约为60亿美元。</blockquote></p><p></p><p> Excluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.</p><p><blockquote>排除承销商期权和私募股份或限制性股票（如有）的影响，流通股与流通股比率约为7.53%。低于10%的数字通常被认为是“低流通量”股票，可能会受到价格大幅波动的影响。</blockquote></p><p> Per the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:</p><p><blockquote>根据该公司最新的监管文件，它计划使用净收益如下：</blockquote></p><p>   We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.    (Source)  Management’s presentation of the company roadshow isavailable here.</p><p><blockquote>我们目前打算将本次发行和私募获得的净收益用于营运资金和其他一般公司用途，其中可能包括营销、技术和产品开发、地理或产品扩张、一般和行政事务以及资本支出。我们还可能将部分净收益用于收购或投资补充我们业务的技术、解决方案或业务。然而，我们目前没有任何正常业务过程之外的收购或投资的协议或承诺。（来源）管理层对公司路演的介绍可在此处获得。</blockquote></p><p> Regarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.</p><p><blockquote>关于未决法律诉讼，管理层表示，该公司不参与任何对其运营或财务状况有重大影响的法律或监管诉讼。</blockquote></p><p> Listed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.</p><p><blockquote>此次IPO的上市账簿管理人包括高盛、摩根大通和其他投资银行。</blockquote></p><p> <b>Valuation Metrics</b></p><p><blockquote><b>估值指标</b></blockquote></p><p> Below is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:</p><p><blockquote>下表列出了该公司IPO时的相关资本化和估值指标，不包括承销商期权的影响：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/2c705850107b99d30d618d9c817fe019\" tg-width=\"610\" tg-height=\"709\" referrerpolicy=\"no-referrer\">As a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:</p><p><blockquote>作为参考，潜在的部分上市可比公司是PayPal（PYPL）；下图是其主要估值指标的比较：</blockquote></p><p> <img src=\"https://static.tigerbbs.com/04c287d0fe2fe1b0b983b6cb07ad4b59\" tg-width=\"611\" tg-height=\"359\" referrerpolicy=\"no-referrer\"></p><p><blockquote></blockquote></p><p> <b>Commentary</b></p><p><blockquote><b>评论</b></blockquote></p><p> RELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.</p><p><blockquote>RELY正在寻求在美国上市，为其企业扩张计划提供资金。</blockquote></p><p> The firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.</p><p><blockquote>该公司的财务数据显示，营收增长强劲，运营亏损减少，负运营利润率降低，运营现金流不断增长。</blockquote></p><p> Free cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).</p><p><blockquote>截至2021年6月30日的12个月的自由现金流为负（1060万美元）。</blockquote></p><p> Marketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.</p><p><blockquote>随着收入的增加，营销费用占总收入的百分比有所下降，其营销效率在最近的报告期内增长至1.9倍。</blockquote></p><p> The market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.</p><p><blockquote>提供跨境汇款服务的市场机会非常大，预计随着移民持续增加和企业生产更多出口商品，市场机会还会增长。</blockquote></p><p> Goldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.</p><p><blockquote>高盛是首席承销商，该公司在过去12个月内牵头的IPO自IPO以来的平均回报率为39.5%。这是期内所有主要承销商的中等表现。</blockquote></p><p> The primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.</p><p><blockquote>该公司前景的主要风险是来自加密货币网络的竞争加剧，尽管这些网络有自己的采用障碍，并且仍处于萌芽阶段。</blockquote></p><p> As for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.</p><p><blockquote>至于估值，与PayPal相比，该公司的收入倍数预期更高，但RELY的营收增长速度也高得多，尽管收入基础低于PayPal。</blockquote></p><p> RELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.</p><p><blockquote>RELY显然是一家快速增长的公司，正在接近运营盈亏平衡。然而，该公司面临着来自快速增长的加密货币网络的竞争，Remitly等公司正在进军传统支付领域。</blockquote></p><p> I’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.</p><p><blockquote>我对公司的增长印象深刻，但担心这种增长是否能以目前的速度持续下去。</blockquote></p><p> RELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.</p><p><blockquote>RELY可能是一个很好的投资机会，但我会袖手旁观IPO。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"RELY":"Remitly Global, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181941187","content_text":"(Sept 23) Remitly Global, Inc. opens for trading at $53, up about 23% from IPO price.\nCompany & Technology\nSeattle, Washington-based Remitly was founded to develop a platform to enable people to send cross-border remittances more easily and at a lower cost than traditional banking service providers.\nManagement is headed by co-founder, president and CEO Matthew Oppenheimer, who has been with the firm since inception and was previously employed by Barclays PLC(NYSE:BCS), a multinational bank.\nThe company’s primary offerings include:\n\nMobile app\nWebsite\nPassbook KYC and identity verification\n\nRELY's coverage map of send and receive countries is shown below:\nRemitly has received at least $390 million in equity investment from investors including PayU Fintech Investments, Strips, Threshold Ventures, Generation IM Sustainable Solutions, and Trilogy Equity Partners.\nCustomer Acquisition\nThe firm focuses its development efforts on the over 280 million immigrants and their families who seek to send and receive money worldwide.\n85% of the user base interacts primarily through its mobile application.\nMarketing expenses as a percentage of total revenue have dropped markedly as revenues have increased, as the figures below indicate:\nThe Marketing efficiency rate, defined as how many dollars of additional new revenue are generated by each dollar of Marketing spend, rose slightly to 1.9x in the most recent reporting period, as shown in the table below:\nMarket & Competition\nAccording to a 2020 marketresearch reportby Allied Market Research, the global remittance market was an estimated $683 billion in 2018 and is forecast to reach $930 billion by 2026.\nThis represents a forecast CAGR of 3.9% from 2019 to 2026.\nThe main drivers for this expected growth are an increase in population migration and growth in business remittances and more businesses producing goods and services for export.\nAlso, the chart below indicates that the bank segment will continue to dominate the global remittance market, at least through 2026:\n\n(Source)\nMajor competitive or other industry participants by type include:\n\nTraditional providers and banks\nDigital-first cross-border providers\nCryptocurrency systems\nPerson-to-person informal channels\n\nFinancial Performance\nRemitly’s recent financial results can be summarized as follows:\n\nSharply growing top line revenue\nIncreasing gross profit\nVariable gross margin within a tight range\nReduced operating losses and negative operating margin\nA sharp swing to positive cash flow from operations\n\nBelow are relevant financial results derived from the firm’s registration statement:\nAs of June 30, 2021, Remitly had $173 million in cash and $134 million in total liabilities.\nFree cash flow during the twelve months ended June 30, 2021, was negative ($10.6 million).\nIPO Details\nRELY intends to sell 12.2 million shares of common stock at a proposed midpoint price of $40.00 per share for gross proceeds of approximately $487 million, not including the sale of customary underwriter options.\nExisting shareholder PayU Fintech has agreed to purchase shares of up to $25.0 million in a concurrent private placement at the IPO price.\nAssuming a successful IPO at the midpoint of the proposed price range, the company’s enterprise value at IPO (ex-underwriter options) would approximate $6.0 billion.\nExcluding effects of underwriter options and private placement shares or restricted stock, if any, the float to outstanding shares ratio will be approximately 7.53%. A figure under 10% is generally considered a ‘low float’ stock which can be subject to significant price volatility.\nPer the firm’s most recent regulatory filing, it plans to use the net proceeds as follows:\n\n We currently intend to use the net proceeds we receive from this offering and the private placement for working capital and other general corporate purposes, which may include marketing, technology and product development, geographic or product expansions, general and administrative matters, and capital expenditures. We may also use a portion of the net proceeds for the acquisition of, or investment in, technologies, solutions, or businesses that complement our business. However, we do not have agreements or commitments for any acquisitions or investments outside the ordinary course of business at this time.\n\n\n (Source)\n\nManagement’s presentation of the company roadshow isavailable here.\nRegarding outstanding legal proceedings, management said the firm is not party to any legal or regulatory proceedings that would be material to its operations or financial condition.\nListed bookrunners of the IPO are Goldman Sachs, J.P. Morgan, and other investment banks.\nValuation Metrics\nBelow is a table of the firm’s relevant capitalization and valuation metrics at IPO, excluding the effects of underwriter options:\nAs a reference, a potential partial public comparable would be PayPal (PYPL); shown below is a comparison of their primary valuation metrics:\n\nCommentary\nRELY is seeking to go public in the U.S. to provide capital for its corporate expansion plans.\nThe firm’s financials show strong top line revenue growth, reduced operating losses, and lowered negative operating margin and growing cash flow from operations.\nFree cash flow for the twelve months ended June 30, 2021, was negative ($10.6 million).\nMarketing expenses as a percentage of total revenue have dropped as revenue has increased and its Marketing efficiency rate grew to 1.9x in the most recent report period.\nThe market opportunity for providing cross-border remittance services is very large and expected to grow as immigration continues to rise and businesses produce more goods for export.\nGoldman Sachs is the lead left underwriter and IPOs led by the firm over the last 12-month period have generated an average return of 39.5% since their IPO. This is a mid-tier performance for all major underwriters during the period.\nThe primary risk to the company’s outlook is increased competition from cryptocurrency networks, although these networks have their own adoption hurdles and are still nascent.\nAs for valuation, compared to PayPal, the firm’s revenue multiple expectation is higher, but RELY is also growing top line revenue at a much higher rate, although on a lower revenue base than PayPal.\nRELY is clearly a fast-growing company that is approaching operating breakeven. However, the firm faces competition from fast-growing cryptocurrency networks which are making inroads into the traditional payment rails by companies such as Remitly.\nI’m impressed by the firm’s growth but concerned as to whether that growth can continue at its present rate.\nRELY is probably a fine investment opportunity, but I'll watch the IPO from the sidelines.","news_type":1,"symbols_score_info":{"RELY":0.9}},"isVote":1,"tweetType":1,"viewCount":1527,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":828755083,"gmtCreate":1633950913674,"gmtModify":1633950913674,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Guys chill, this could be flying 🔪","listText":"Guys chill, this could be flying 🔪","text":"Guys chill, this could be flying 🔪","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/828755083","repostId":"1184511585","repostType":4,"isVote":1,"tweetType":1,"viewCount":2213,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":895563654,"gmtCreate":1628757159678,"gmtModify":1631889063823,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Totally beat estimates!","listText":"Totally beat estimates!","text":"Totally beat estimates!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/895563654","repostId":"1176507211","repostType":4,"repost":{"id":"1176507211","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1628755698,"share":"https://www.laohu8.com/m/news/1176507211?lang=zh_CN&edition=full","pubTime":"2021-08-12 16:08","market":"us","language":"en","title":"Clover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1176507211","media":"Tiger Newspress","summary":"Clover Health shares rose nearly 12% in premarket trading.\nHealth care technology company Clover Hea","content":"<p>Clover Health&nbsp;shares&nbsp;rose nearly&nbsp;12% in premarket&nbsp;trading.</p><p><blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/873c1d06cbd5a2c42b775f8b93fec480\" tg-width=\"910\" tg-height=\"651\" referrerpolicy=\"no-referrer\">Health care technology company&nbsp;<b>Clover Health</b>&nbsp;reported second-quarter earnings Wednesday afternoon.</p><p><blockquote>医疗保健技术公司<b>三叶草健康</b>周三下午公布了第二季度收益。</blockquote></p><p> Clover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.</p><p><blockquote>Clover Health第二季度营收4.12亿美元，同比增长140%。该季度总收入超出了分析师预期的2.054亿美元。</blockquote></p><p> Clover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.</p><p><blockquote>Clover Health预计整个财年的收入将在14亿至15亿美元之间。该收入指引高于分析师8.115亿美元的预期。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Clover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nClover Health shares rose nearly 12% in premarket trading.<blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-08-12 16:08</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Clover Health&nbsp;shares&nbsp;rose nearly&nbsp;12% in premarket&nbsp;trading.</p><p><blockquote>Clover Health股价在盘前交易中上涨近12%。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/873c1d06cbd5a2c42b775f8b93fec480\" tg-width=\"910\" tg-height=\"651\" referrerpolicy=\"no-referrer\">Health care technology company&nbsp;<b>Clover Health</b>&nbsp;reported second-quarter earnings Wednesday afternoon.</p><p><blockquote>医疗保健技术公司<b>三叶草健康</b>周三下午公布了第二季度收益。</blockquote></p><p> Clover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.</p><p><blockquote>Clover Health第二季度营收4.12亿美元，同比增长140%。该季度总收入超出了分析师预期的2.054亿美元。</blockquote></p><p> Clover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.</p><p><blockquote>Clover Health预计整个财年的收入将在14亿至15亿美元之间。该收入指引高于分析师8.115亿美元的预期。</blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CLOV":"Clover Health Corp"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1176507211","content_text":"Clover Health shares rose nearly 12% in premarket trading.\nHealth care technology company Clover Health reported second-quarter earnings Wednesday afternoon.\nClover Health had revenue of $412 million in the second quarter, up 140% year-over-year. The revenue total beat analysts’ estimate of $205.4 million for the quarter.\nClover Health sees full fiscal year revenue coming in the range of $1.4 billion to $1.5 billion. The revenue guidance is ahead of an $811.5 million estimate from analysts.","news_type":1,"symbols_score_info":{"CLOV":0.9}},"isVote":1,"tweetType":1,"viewCount":1416,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":882225128,"gmtCreate":1631698324464,"gmtModify":1632806757399,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Haha as usual for AAPL!&nbsp;","listText":"Haha as usual for AAPL!&nbsp;","text":"Haha as usual for AAPL!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/882225128","repostId":"1108272392","repostType":4,"repost":{"id":"1108272392","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1631693345,"share":"https://www.laohu8.com/m/news/1108272392?lang=zh_CN&edition=full","pubTime":"2021-09-15 16:09","market":"us","language":"en","title":"Apple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1108272392","media":"Tiger Newspress","summary":"Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the new iPhone 13 in","content":"<p>Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the&nbsp;new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.</p><p><blockquote>苹果股价在盘前交易中上涨0.4%。苹果昨天举行了一场活动，推出了所有版本的新款iPhone 13。该股收跌0.96%，报148.12美元。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/43a1bc16e540f70c96b045c162ee647d\" tg-width=\"850\" tg-height=\"638\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple shares rose 0.4% in premarket trading<blockquote>苹果股价在盘前交易中上涨0.4%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-09-15 16:09</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the&nbsp;new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.</p><p><blockquote>苹果股价在盘前交易中上涨0.4%。苹果昨天举行了一场活动，推出了所有版本的新款iPhone 13。该股收跌0.96%，报148.12美元。</blockquote></p><p> <img src=\"https://static.tigerbbs.com/43a1bc16e540f70c96b045c162ee647d\" tg-width=\"850\" tg-height=\"638\" width=\"100%\" height=\"auto\"></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1108272392","content_text":"Apple shares rose 0.4% in premarket trading.Apple held an event yesterday where the new iPhone 13 in all of its versions were unveiled. The stock closed down 0.96% at $148.12.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1610,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":696751228,"gmtCreate":1640778035172,"gmtModify":1640778089728,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Finally","listText":"Finally","text":"Finally","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/696751228","repostId":"1132015187","repostType":2,"repost":{"id":"1132015187","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1640769002,"share":"https://www.laohu8.com/m/news/1132015187?lang=zh_CN&edition=full","pubTime":"2021-12-29 17:10","market":"us","language":"en","title":"Fuelcell Energy Stock Surged 9% in Premarket Trading<blockquote>Fuelcell Energy股价在盘前交易中飙升9%</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1132015187","media":"Tiger Newspress","summary":"FuelCell Energy stock surged 9% in premarket trading.FuelCell Energy will report quarterly earnings ","content":"<p><html><head></head><body>FuelCell Energy stock surged 9% in premarket trading.FuelCell Energy will report quarterly earnings before market open.The company is likely to report quarterly loss at $0.04 per share on revenue of $21.86 million.</p><p><blockquote><html><head></head><body>FuelCell Energy股价在盘前交易中飙升9%。FuelCell Energy将在开盘前公布季度收益。该公司可能报告季度亏损为每股0.04美元，营收为2186万美元。</body></html></blockquote></p><p><img src=\"https://static.tigerbbs.com/1401f384d6cca2152753855ca397bccd\" tg-width=\"840\" tg-height=\"616\" referrerpolicy=\"no-referrer\"/></p><p><blockquote></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Fuelcell Energy Stock Surged 9% in Premarket Trading<blockquote>Fuelcell Energy股价在盘前交易中飙升9%</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFuelcell Energy Stock Surged 9% in Premarket Trading<blockquote>Fuelcell Energy股价在盘前交易中飙升9%</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time smaller\">2021-12-29 17:10</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>FuelCell Energy stock surged 9% in premarket trading.FuelCell Energy will report quarterly earnings before market open.The company is likely to report quarterly loss at $0.04 per share on revenue of $21.86 million.</p><p><blockquote><html><head></head><body>FuelCell Energy股价在盘前交易中飙升9%。FuelCell Energy将在开盘前公布季度收益。该公司可能报告季度亏损为每股0.04美元，营收为2186万美元。</body></html></blockquote></p><p><img src=\"https://static.tigerbbs.com/1401f384d6cca2152753855ca397bccd\" tg-width=\"840\" tg-height=\"616\" referrerpolicy=\"no-referrer\"/></p><p><blockquote></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FCEL":"燃料电池能源"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1132015187","content_text":"FuelCell Energy stock surged 9% in premarket trading.FuelCell Energy will report quarterly earnings before market open.The company is likely to report quarterly loss at $0.04 per share on revenue of $21.86 million.","news_type":1,"symbols_score_info":{"FCEL":0.9}},"isVote":1,"tweetType":1,"viewCount":2185,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":860608905,"gmtCreate":1632161187207,"gmtModify":1632802424601,"author":{"id":"3569815620136799","authorId":"3569815620136799","name":"ahhuattang","avatar":"https://static.tigerbbs.com/085cbe69a56300c37956a0ee1c806347","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3569815620136799","idStr":"3569815620136799"},"themes":[],"htmlText":"Anybody hopeful for ERYP?","listText":"Anybody hopeful for ERYP?","text":"Anybody hopeful for ERYP?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/860608905","repostId":"2168504456","repostType":2,"repost":{"id":"2168504456","kind":"highlight","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1632123341,"share":"https://www.laohu8.com/m/news/2168504456?lang=zh_CN&edition=full","pubTime":"2021-09-20 15:35","market":"hk","language":"en","title":"Earnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2168504456","media":"Benzinga","summary":" \n\nCompanies Reporting Before The Bell\n\n• Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.\n\n ","content":"<p><b>Companies Reporting Before The Bell</b></p><p><blockquote><b>公司在盘前发布报告</b></blockquote></p><p> <ul>  <li>Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.</li> </ul> <b>Companies Reporting After The Bell</b></p><p><blockquote><ul><li>Cognyte Software（纳斯达克股票代码：CGNT）预计季度收益为每股0.15美元，营收为1.1557亿美元。</li></ul><b>盘后报告的公司</b></blockquote></p><p> <ul>  <li>Great Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.</li>  <li>Red Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.</li>  <li>Lennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.</li>  <li>Inventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.</li>  <li>Erytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.</li> </ul></p><p><blockquote><ul><li>Great Elm Group（纳斯达克：GEG）预计将公布第四季度收益。</li><li>红猫控股（纳斯达克股票代码：RCAT）预计将公布第一季度收益。</li><li>Lennar（纽约证券交易所股票代码：LEN）预计季度收益为每股3.28美元，营收为68.6亿美元。</li><li>Inventiva（纳斯达克股票代码：IVA）预计将公布第一季度收益。</li><li>Erytech Pharma（纳斯达克股票代码：ERYP）预计将公布第二季度收益。</li></ul></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Earnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nEarnings Scheduled For September 20, 2021<blockquote>预计2021年9月20日收益</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time smaller\">2021-09-20 15:35</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><b>Companies Reporting Before The Bell</b></p><p><blockquote><b>公司在盘前发布报告</b></blockquote></p><p> <ul>  <li>Cognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.</li> </ul> <b>Companies Reporting After The Bell</b></p><p><blockquote><ul><li>Cognyte Software（纳斯达克股票代码：CGNT）预计季度收益为每股0.15美元，营收为1.1557亿美元。</li></ul><b>盘后报告的公司</b></blockquote></p><p> <ul>  <li>Great Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.</li>  <li>Red Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.</li>  <li>Lennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.</li>  <li>Inventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.</li>  <li>Erytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.</li> </ul></p><p><blockquote><ul><li>Great Elm Group（纳斯达克：GEG）预计将公布第四季度收益。</li><li>红猫控股（纳斯达克股票代码：RCAT）预计将公布第一季度收益。</li><li>Lennar（纽约证券交易所股票代码：LEN）预计季度收益为每股3.28美元，营收为68.6亿美元。</li><li>Inventiva（纳斯达克股票代码：IVA）预计将公布第一季度收益。</li><li>Erytech Pharma（纳斯达克股票代码：ERYP）预计将公布第二季度收益。</li></ul></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CGNT":"Cognyte Software Ltd.","GEG":"Great Elm Capital Group, Inc.","LEN":"莱纳建筑公司","RCAT":"Red Cat Holdings Inc.","IVA":"Inventiva S.A."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2168504456","content_text":"Companies Reporting Before The Bell\n\nCognyte Software (NASDAQ:CGNT) is expected to report quarterly earnings at $0.15 per share on revenue of $115.57 million.\n\nCompanies Reporting After The Bell\n\nGreat Elm Group (NASDAQ:GEG) is expected to report earnings for its fourth quarter.\nRed Cat Holdings (NASDAQ:RCAT) is expected to report earnings for its first quarter.\nLennar (NYSE:LEN) is estimated to report quarterly earnings at $3.28 per share on revenue of $6.86 billion.\nInventiva (NASDAQ:IVA) is projected to report earnings for its first quarter.\nErytech Pharma (NASDAQ:ERYP) is estimated to report earnings for its second quarter.","news_type":1,"symbols_score_info":{"ERYP":0.9,"RCAT":0.9,"CGNT":0.9,"IVA":0.9,"GEG":0.9,"LEN":0.9}},"isVote":1,"tweetType":1,"viewCount":1700,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}