山本五十六
2019-07-12
$宜人贷(YRD)$ 净资产25亿，贷款本金632亿，宜信比我想象的要虚弱
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老陆点五
2019-07-12
老陆点五
网贷平台就是个中介，左手进右手出，赚差价，如果贷款方借钱不还，那么就会产生坏账。一般风控做得好的平台，坏账率能控制在比较低的水平，净资产25亿，不算少了。
山本五十六
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老陆点五
:
宜信m3超过10%咯
老陆点五
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山本五十六
:
不低。2-5%正常
山本五十六
:
年化坏帐率10%算低嘛
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