$宜人贷(YRD)$_老虎社区_美港股上老虎 - 老虎社区

山本五十六

$宜人贷(YRD)$ 净资产25亿，贷款本金632亿，宜信比我想象的要虚弱

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

wky
2019-07-12
wky
就是贷款中介暴雷又不包赔 25 亿够多了
- 山本五十六回复菩提树2019:
  那你说宜信除了保险标哪里有不包赔的？
- 菩提树2019回复山本五十六:
  怎么哪都有你，快别胡说八道了，不懂装懂，黑子快失业了吧！
- robert:
  狗屁，哪儿爆雷了？
- 牛少爷:
  他不刚兑，他放款资金哪里来
- 山本五十六:
  宜人这模式哪里不包赔了？
老陆点五
2019-07-12
老陆点五
网贷平台就是个中介，左手进右手出，赚差价，如果贷款方借钱不还，那么就会产生坏账。一般风控做得好的平台，坏账率能控制在比较低的水平，净资产25亿，不算少了。
- 山本五十六回复老陆点五:
  宜信m3超过10%咯
- 老陆点五回复山本五十六:
  不低。2-5%正常
- 山本五十六:
  年化坏帐率10%算低嘛

发表看法

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