Nice_老虎社区_美港股上老虎

2021-09-07

Nice

SoFi Technologies: 4 Trades To Get In On Fintech's Growth<blockquote>SoFi Technologies：参与金融科技增长的 4 项交易</blockquote>

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":817701508,"tweetId":"817701508","gmtCreate":1630985275604,"gmtModify":1631893998276,"author":{"id":4088412711170620,"idStr":"4088412711170620","authorId":4088412711170620,"authorIdStr":"4088412711170620","name":"41e183","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[],"wearingBadges":[],"fanSize":13,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"title":"","extraTitle":"","html":"<html><head></head><body>Nice</body></html>","htmlText":"<html><head></head><body>Nice</body></html>","text":"Nice","highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/817701508","repostId":1175895797,"repostType":4,"repost":{"id":"1175895797","kind":"news","pubTimestamp":1630984669,"share":"https://www.laohunote.com/m/news/1175895797?lang=zh_CN&edition=full","pubTime":"2021-09-07 11:17","market":"us","language":"en","title":"SoFi Technologies: 4 Trades To Get In On Fintech's Growth<blockquote>SoFi Technologies：参与金融科技增长的 4 项交易</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1175895797","media":"Investing.com","summary":"SoFi Technologies has recently issued mixed Q2 metrics, which put pressure on the shares\nThe fintech","content":"<ul> <li>SoFi Technologies has recently issued mixed Q2 metrics, which put pressure on the shares</li> <li>The fintech group is growing its platform, product offerings and customer numbers</li> <li>We’re optimistic on the long-term growth prospects of SOFI stock, which could move first toward $17.5 and then $20.0 in the coming weeks</li> </ul> Investors in financial technology (fintech) disruptor SoFi Technologies. (NASDAQ:SOFI) have had a volatile year so far in 2021. Year-to-date (YTD) SOFI stock is up close to 22%. However, since early June the stock has lost about 37% of its value.<blockquote><ul><li>SoFi Technologies 最近发布了好坏参半的第二季度指标，给股价带来压力</li><li>这家金融科技集团正在增加其平台、产品和客户数量</li><li>我们对 SOFI 股票的长期增长前景持乐观态度，未来几周该股可能会先向 17.5 美元移动，然后再向 20.0 美元移动。</li></ul>金融科技（fintech）颠覆者SoFi Technologies的投资者。（纳斯达克股票代码：SOFI）2021 年迄今为止经历了动荡的一年。年初至今 (YTD) SOFI 股价上涨近 22%。然而，自 6 月初以来，该股已下跌约 37%。</blockquote> Our readers could well remember that SoFi Technologies went public through a reverse merger with Social Capital Hedosophia Corp, a special purpose acquisition company (SPAC). SOFI shares finished the day at $22.65. After trading between $20-$25 for several few weeks, the stock sold-off starting in early June.<blockquote>我们的读者可能还记得，SoFi Technologies 是通过与特殊目的收购公司 (SPAC) 社会资本 Hedosophia Corp 反向合并而上市的。SOFI 股价当天收于 22.65 美元。在20-25美元之间交易了几周后，该股从6月初开始抛售。</blockquote> <img src=\"https://static.tigerbbs.com/7e84ef86a4fdcb3edda25a7f55e9f93f\" tg-width=\"840\" tg-height=\"470\" width=\"100%\" height=\"auto\"><blockquote></blockquote> SOFI stock finished Sept. 3 at $15.16. We should also remind readers that on Feb. 1, prior to the closing of the reverse merger, the shares hit an all-time high of $28.26. The market capitalization of SoFi Technologies stands at $12.12 billion.<blockquote>SOFI 股价 9 月 3 日收于 15.16 美元。我们还应该提醒读者，2月1日，在反向合并结束之前，股价创下28.26美元的历史新高。SoFi Technologies 的市值为 121.2 亿美元。</blockquote> Investors debate whether now is a good time to invest in SOFI stock. We’re bullish on the long-term growth prospects of SoFi Technologies. Here’s why.<blockquote>投资者争论现在是否是投资 SOFI 股票的好时机。我们看好 SoFi Technologies 的长期增长前景。原因如下。</blockquote> Long-Term Tailwinds<blockquote>长期顺风</blockquote> SoFi Technologies was founded in 2011 as a student loan refinancing business. Over the past decade, it has grown significantly to become a fintech disruptor. Its app enables consumers to manage, borrow, spend, save and invest money.<blockquote>SoFi Technologies成立于2011年，是一家学生贷款再融资业务。在过去十年中，它已经显着发展成为金融科技颠覆者。它的应用程序使消费者能够管理、借贷、消费、储蓄和投资金钱。</blockquote> For instance, in May 2020, it acquired the payment software company&nbsp;Galileo Financial Technologies, which helps businesses develop payment, card, and digital banking products. Also in March of this year, management announced it had agreed tobuythe California-based community bank Golden Pacific Bancorp, and “The proposed acquisition is a key strategic step in SoFi's path to obtaining a national bank charter.”<blockquote>例如，2020年5月，它收购了支付软件公司Galileo Financial Technologies，该公司帮助企业开发支付、卡和数字银行产品。同样在今年 3 月，管理层宣布已同意收购总部位于加利福尼亚州的社区银行 Golden Pacific Bancorp，“拟议的收购是 SoFi 获得国家银行特许道路上的关键战略一步”。</blockquote> On Aug. 12, SOFI&nbsp;issued&nbsp;Q2 financials. Revenue was $231.1 million, up 101% year-over-year (YOY).The company reports revenue in three segments:<blockquote>8月12日，SOFI发布了第二季度财务报告。收入为 2.311 亿美元，同比增长 101%。该公司报告三个分部的收入：</blockquote> <ul> <li>Lending (still the driver of the top line with 71.9% share);</li> <li>Financial Services (Q2 revenue was $17.0 million, compared to $2.4 million in Q2 2020);</li> <li>Technology Platform (consists primarily of Galileo which has over the past year, increased its number of accounts, to nearly 79 million from 36 million).</li> </ul> SOFI reported a $165.3 million net loss for Q2 2021, compared to net profit of $7.8 million a year earlier. However, adjusted EBITDA was $11.2 million and positive for the fourth consecutive quarter. It was also $35.0 million higher than Q2 2020.<blockquote><ul><li>贷款（仍然是营收的驱动力，份额为 71.9%）；</li><li>金融服务（第二季度收入为1700万美元，而2020年第二季度为240万美元）；</li><li>技术平台（主要由伽利略组成，在过去的一年里，其帐户数量从3600万增加到近7900万）。</li></ul>SOFI 报告 2021 年第二季度净亏损 1.653 亿美元，而去年同期净利润为 780 万美元。然而，调整后 EBITDA 为 1120 万美元，连续第四个季度为正。也比 2020 年第二季度高出 3500 万美元。</blockquote> On the results, CEO Anthony Noto&nbsp;commented:<blockquote>对于结果，首席执行官 Anthony Noto 评论道：</blockquote> “We drove our 8th straight quarters of accelerating member growth, with even faster growth in cross-buying from existing members.” For Q3 2021, management expects adjusted net revenue of $245-$255 million, which was lighter than what Wall Street was anticipating. SoFi Technologies also reiterated the full-year 2021 guidance of adjusted net revenue of $980 million and adjusted EBITDA of $27 million.<blockquote>“我们连续第八个季度加速会员增长，现有会员的交叉购买增长更快”。管理层预计 2021 年第三季度调整后净收入为 2.45 亿至 2.55 亿美元，低于华尔街的预期。SoFi Technologies 还重申了 2021 年全年调整后净收入为 9.8 亿美元，调整后 EBITDA 为 2700 万美元。</blockquote> A number of investors were not fully thrilled with Q2 results, and hit the ‘Sell’ button, pushing SOFI stock to $13.50. However, since then buyers have come in and moved the stock back to $15, a level that is acting as support.<blockquote>许多投资者对第二季度业绩并不完全满意，按下了 “卖出 ”按钮，将 SOFI 股价推至 13.50 美元。然而，自那以后，买家进来并将股价推回 15 美元，这一水平成为支撑位。</blockquote> What To Expect From SOFI Stock<blockquote>SOFI 股票的预期</blockquote> SoFi Technologies is still a young company. Therefore on&nbsp;Investing.com, we have two analysts&nbsp;polled, both of whom have rated it a ‘buy.’ The shares have a 12-month price target of $26.50, implying a return of about 75% from current levels.<blockquote>SoFi Technologies 仍然是一家年轻的公司。因此投资网我们对两位分析师进行了调查，他们都给予了 “买入 ”的评级。该股 12 个月目标价为 26.50 美元，这意味着目前水平的回报率约为 75%。</blockquote> The stock’s P/B ratio stands at 2.86x. By comparison, the P/B ratios of fintech darlings PayPal (NASDAQ:PYPL) and Square (NYSE:SQ) are 16.25x and 45.93x, respectively<blockquote>该股的市净率为 2.86 倍。相比之下，金融科技宠儿PayPal（纳斯达克股票代码：PYPL）和Square（纽约证券交易所股票代码：SQ）的市净率分别为16.25倍和45.93倍</blockquote> Investors who watch technical charts might be interested to know that anup movetoward the $17-$17.5 level is likely. In that case, SOFI stock would possibly hit resistance around $17.5 after which it could trade sideways as it establishes a new base.<blockquote>关注技术图表的投资者可能有兴趣知道 anup 可能会向 17-17.5 美元水平移动。在这种情况下，SOFI 股票可能会遇到 17.5 美元左右的阻力位，之后随着建立新的基础，它可能会横盘整理。</blockquote> <img src=\"https://static.tigerbbs.com/a1b6d9b444b951f9abee71b8a394b699\" tg-width=\"654\" tg-height=\"458\" width=\"100%\" height=\"auto\">Source: Investing.com<blockquote>资料来源：Investing.com</blockquote> Finally, as part of the short-term sentiment analysis, it would be important to look at the implied volatility (IV) levels for SoFi Technologies options, which typically show traders the market's opinion of potential moves in a security. However, this metric does not forecast the direction of the move.<blockquote>最后，作为短期情绪分析的一部分，重要的是要查看 SoFi Technologies 期权的隐含波动率 (IV) 水平，这通常向交易者显示市场对证券潜在走势的看法。然而，该指标并不能预测移动的方向。</blockquote> SOFI’s current implied volatility is 59.7, which is lower than the 20-day moving average of 67.4. This metric means implied volatility is trending lower. Although the current IV level could change, for now, the market does not seem to expect extreme choppiness in the shares.<blockquote>SOFI 目前的隐含波动率为 59.7，低于 20 天移动平均线 67.4。该指标意味着隐含波动率呈下降趋势。尽管目前的 IV 水平可能会发生变化，但就目前而言，市场似乎预计该股不会出现极端波动。</blockquote> Although our expectation is for the stock price to increase in the coming weeks, it is not likely to be a straight move higher. There could even be a further decline toward $14 before a new up leg starts. In case of such a decline, potential SoFi Technologies stock investors would then find better value in the stock.<blockquote>尽管我们预计股价将在未来几周内上涨，但不太可能直接走高。在新一轮上涨开始之前，甚至可能进一步下跌至 14 美元。如果出现这种下跌，潜在的 SoFi Technologies 股票投资者将发现该股票的更好价值。</blockquote> 4 Possible Trades1. Buy SOFI Stock At Current Levels<blockquote>4 种可能的交易1。以当前水平购买 SOFI 股票</blockquote> Investors who are not concerned with daily moves in price and who believe in the long-term potential of the company could consider investing in SoFi Technologies shares now.<blockquote>不关心每日价格变动并相信该公司长期潜力的投资者现在可以考虑投资 SoFi Technologies 股票。</blockquote> On Sept. 3, SOFI stock closed at $15.16. Buy-and-hold investors should expect to keep this long position for several months while the stock potentially makes an attempt, first toward $17.5 and then $20, leading to a return of over 30%.<blockquote>9月3日，SOFI股票收于15.16美元。买入并持有的投资者应该预计将持有这一多头头寸几个月，而该股可能会进行尝试，首先接近 17.5 美元，然后接近 20 美元，从而导致超过 30% 的回报率。</blockquote> However, investors who are concerned about large declines might also consider placing a stop-loss about 3-5% below their entry point.<blockquote>然而，担心大幅下跌的投资者也可以考虑将止损位设置在进场点下方约 3-5%。</blockquote> Once the stock is firmly established around $20, it could then potentially make another move toward the record high $28.26. However, such an increase would possibly take several quarters.<blockquote>一旦该股牢牢站稳 20 美元左右，它就有可能再次向 28.26 美元的历史新高迈进。然而，这样的增长可能需要几个季度的时间。</blockquote> 2. Sell A Cash-Secured Put Option On SOFI Stock<blockquote>2. 出售 SOFI 股票的现金担保看跌期权</blockquote> Our second trade involves a cash-secured put strategy. We have recently covered this option in numerous articles. Here is one&nbsp;example.<blockquote>我们的第二笔交易涉及现金担保的看跌期权策略。我们最近在许多文章中介绍了这个选项。这里有一个例子。</blockquote> Bullish SoFi Technologies stock traders could now sell a Dec. 17, 15-strike put option, which is currently being offered at $2.13.<blockquote>看涨的 SoFi Technologies 股票交易者现在可以出售 12 月 17 日 15 次行权的看跌期权，该期权目前的报价为 2.13 美元。</blockquote> Assuming traders would enter this put-selling strategy at the current price, the upside is keeping this premium of $213 as long as SOFI stock closes above $15, when the option expires. A total of $213 would be the maximum return for this trade (excluding trading costs and taxes).<blockquote>假设交易者将以当前价格进入这种看跌卖出策略，那么只要期权到期时 SOFI 股票收盘价高于 15 美元，上行空间就会保持 213 美元的溢价。总计213美元将是这笔交易的最大回报（不包括交易成本和税收）。</blockquote> The downside is if SoFi Technologies stock trades below $15.00 ahead of expiration. Should that occur, traders could be assigned 100 shares for each sold put at a cost of $15.00 per share.<blockquote>不利的一面是，如果 SoFi Technologies 股票在到期前交易价格低于 15.00 美元。如果发生这种情况，交易者可以以每股 15.00 美元的成本为每卖出看跌期权分配 100 股股票。</blockquote> At expiry, this trade would break even at a stock price of $12.87 (i.e., $15-$2.13).<blockquote>到期时，这笔交易将以12.87美元（即15-2.13美元）的股价收支平衡。</blockquote> 3. Buy An ETF That Has SoFi Technologies As A Holding<blockquote>3. 购买持有 SoFi Technologies 的 ETF</blockquote> Many readers are familiar with the fact that we regularly cover exchange-traded funds (ETFs) that might be suitable for buy-and-hold investors. Thus, readers who do not want to commit capital to SOFI stock but would still like to have exposure to the shares could consider researching a fund that holds the company.<blockquote>许多读者都知道，我们定期介绍可能适合买入并持有投资者的交易所交易基金 (ETF)。因此，不想投资 SOFI 股票但仍希望投资该股票的读者可以考虑研究持有该公司的基金。</blockquote> However, since SoFi Technologies is a small and young company, it is not yet a leading holding in an ETF. This means such an investment would provide only a limited exposure to SOFI shares.<blockquote>然而，由于 SoFi Technologies 是一家小型年轻公司，因此它还不是 ETF 的主要持股。这意味着此类投资只能提供有限的 SOFI 股票敞口。</blockquote> Nonetheless, examples of ETFs that have SOFI stock include:<blockquote>尽管如此，拥有 SOFI 股票的 ETF 示例包括：</blockquote> <ul> <li>The De-SPAC ETF (NYSE:DSPC): This new fund is about flat since inception in May 2021. SOFI stock’s weighting is 3.85%;<blockquote><ul><li>去特殊目的收购公司 ETF（纽约证券交易所股票代码：DSPC）：这只新基金自 2021 年 5 月成立以来基本持平。SOFI股票的权重为3.85%；</li></ul></blockquote></li> <li>JPMorgan BetaBuilders U.S. Small Cap Equity ETF (NYSE:BBSC): The fund is up 17.2% YTD, and SOFI stock’s weighting is 0.38%;<blockquote><li>摩根大通 BetaBuilders 美国小盘股股票 ETF（纽约证券交易所股票代码：BBSC）： 该基金年初至今上涨 17.2%，SOFI 股票权重为 0.38%；</li></blockquote></li> <li>First Trust US Equity Opportunities ETF (NYSE:FPX): The fund is up 10.9% YTD, and SOFI stock’s weighting is 0.29%.<blockquote><li>First Trust US Equity Opportunities ETF（纽约证券交易所股票代码：FPX）： 该基金年初至今上涨 10.9%，SOFI 股票权重为 0.29%。</li></blockquote></li> </ul> 4. Buy Shares In Another Fintech Company<blockquote>4. 购买另一家金融科技公司的股票</blockquote> Potential investors who are interested in the fintech space, could consider investing in other names in the sector as well. Several names that could appeal to readers are (in alphabetical order):<blockquote>对金融科技领域感兴趣的潜在投资者也可以考虑投资该领域的其他公司。几个可能吸引读者的名字是（按字母顺序排列）：</blockquote> <ul> <li>Bill.com (NYSE:BILL): up 117.7% YTD;</li> <li>Fiserv (NASDAQ:FISV): up 1.6% YTD;</li> <li>Green Dot (NYSE:GDOT): down 1.8% YTD;</li> <li>JPMorgan Chase (NYSE:JPM): up 25.5% YTD;</li> <li>Lemonade (NYSE:LMND): down 36.9% YTD;</li> <li>Marqeta (NASDAQ:MQ): down 17.1% since going public in June;</li> <li>MercadoLibre (NASDAQ:MELI): up 16.2% YTD;</li> <li>PayPal: up 23.4% YTD;</li> <li>Silvergate Capital (NYSE:SI): up 62.4% YTD;</li> <li>Square: up 23.9% YTD;</li> <li>StoneCo (NASDAQ:STNE): down 46.8% YTD;</li> <li>Visa (NYSE:V): up 2.9% YTD.</li> </ul> As the returns above highlight, the fortunes of these companies have varied significantly in 2021. Therefore, potential investors would need to research them well before committing capital into the shares.<blockquote><ul><li>Bill.com（纽约证券交易所股票代码：BILL）：年初至今上涨 117.7%；</li><li>Fiserv（纳斯达克股票代码：FISV）：年初至今上涨 1.6%；</li><li>绿点（纽约证券交易所股票代码：GDOT）：年初至今下跌 1.8%；</li><li>摩根大通（纽约证券交易所代码：JPM）：年初至今上涨 25.5%；</li><li>柠檬水（纽约证券交易所股票代码：LMND）：年初至今下跌 36.9%；</li><li>Marqeta（纳斯达克股票代码：MQ）：自 6 月份上市以来下跌 17.1%；</li><li>MercadoLibre（纳斯达克股票代码：MELI）：年初至今上涨 16.2%；</li><li>PayPal：年初至今上涨 23.4%；</li><li>Silvergate Capital (NYSE:SI)：年初至今上涨 62.4%；</li><li>Square：年初至今上涨 23.9%；</li><li>StoneCo（纳斯达克股票代码：STNE）：年初至今下跌 46.8%；</li><li>Visa (NYSE:V)：年初至今上涨 2.9%。</li></ul>正如上述回报凸显的那样，这些公司的命运在2021年发生了显著变化。因此，潜在投资者在投资股票之前需要对它们进行充分研究。</blockquote> Bottom Line<blockquote>底线</blockquote> Since going public in early June, SOFI stock has been in the limelight. Although the record high share price of $28.26, which was seen in February before the the reverse-merger was completed, seems quite distant now, the company is likely to create better shareholder value in the months ahead. Meanwhile, the company could even find itself a takeover candidate.<blockquote>自6月初上市以来，SOFI股票一直备受关注。尽管反向合并完成前的 2 月份创纪录的 28.26 美元股价现在看来还很遥远，但该公司可能会在未来几个月创造更好的股东价值。与此同时，该公司甚至可以发现自己成为收购候选人。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Technologies: 4 Trades To Get In On Fintech's Growth<blockquote>SoFi Technologies：参与金融科技增长的 4 项交易</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Technologies: 4 Trades To Get In On Fintech's Growth<blockquote>SoFi Technologies：参与金融科技增长的 4 项交易</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nInvesting.com2021-09-07 11:17\n\n</h4>\n</header>\n<article>\n<ul> <li>SoFi Technologies has recently issued mixed Q2 metrics, which put pressure on the shares</li> <li>The fintech group is growing its platform, product offerings and customer numbers</li> <li>We’re optimistic on the long-term growth prospects of SOFI stock, which could move first toward $17.5 and then $20.0 in the coming weeks</li> </ul> Investors in financial technology (fintech) disruptor SoFi Technologies. (NASDAQ:SOFI) have had a volatile year so far in 2021. Year-to-date (YTD) SOFI stock is up close to 22%. However, since early June the stock has lost about 37% of its value.<blockquote><ul><li>SoFi Technologies 最近发布了好坏参半的第二季度指标，给股价带来压力</li><li>这家金融科技集团正在增加其平台、产品和客户数量</li><li>我们对 SOFI 股票的长期增长前景持乐观态度，未来几周该股可能会先向 17.5 美元移动，然后再向 20.0 美元移动。</li></ul>金融科技（fintech）颠覆者SoFi Technologies的投资者。（纳斯达克股票代码：SOFI）2021 年迄今为止经历了动荡的一年。年初至今 (YTD) SOFI 股价上涨近 22%。然而，自 6 月初以来，该股已下跌约 37%。</blockquote> Our readers could well remember that SoFi Technologies went public through a reverse merger with Social Capital Hedosophia Corp, a special purpose acquisition company (SPAC). SOFI shares finished the day at $22.65. After trading between $20-$25 for several few weeks, the stock sold-off starting in early June.<blockquote>我们的读者可能还记得，SoFi Technologies 是通过与特殊目的收购公司 (SPAC) 社会资本 Hedosophia Corp 反向合并而上市的。SOFI 股价当天收于 22.65 美元。在20-25美元之间交易了几周后，该股从6月初开始抛售。</blockquote> <img src=\"https://static.tigerbbs.com/7e84ef86a4fdcb3edda25a7f55e9f93f\" tg-width=\"840\" tg-height=\"470\" width=\"100%\" height=\"auto\"><blockquote></blockquote> SOFI stock finished Sept. 3 at $15.16. We should also remind readers that on Feb. 1, prior to the closing of the reverse merger, the shares hit an all-time high of $28.26. The market capitalization of SoFi Technologies stands at $12.12 billion.<blockquote>SOFI 股价 9 月 3 日收于 15.16 美元。我们还应该提醒读者，2月1日，在反向合并结束之前，股价创下28.26美元的历史新高。SoFi Technologies 的市值为 121.2 亿美元。</blockquote> Investors debate whether now is a good time to invest in SOFI stock. We’re bullish on the long-term growth prospects of SoFi Technologies. Here’s why.<blockquote>投资者争论现在是否是投资 SOFI 股票的好时机。我们看好 SoFi Technologies 的长期增长前景。原因如下。</blockquote> Long-Term Tailwinds<blockquote>长期顺风</blockquote> SoFi Technologies was founded in 2011 as a student loan refinancing business. Over the past decade, it has grown significantly to become a fintech disruptor. Its app enables consumers to manage, borrow, spend, save and invest money.<blockquote>SoFi Technologies成立于2011年，是一家学生贷款再融资业务。在过去十年中，它已经显着发展成为金融科技颠覆者。它的应用程序使消费者能够管理、借贷、消费、储蓄和投资金钱。</blockquote> For instance, in May 2020, it acquired the payment software company&nbsp;Galileo Financial Technologies, which helps businesses develop payment, card, and digital banking products. Also in March of this year, management announced it had agreed tobuythe California-based community bank Golden Pacific Bancorp, and “The proposed acquisition is a key strategic step in SoFi's path to obtaining a national bank charter.”<blockquote>例如，2020年5月，它收购了支付软件公司Galileo Financial Technologies，该公司帮助企业开发支付、卡和数字银行产品。同样在今年 3 月，管理层宣布已同意收购总部位于加利福尼亚州的社区银行 Golden Pacific Bancorp，“拟议的收购是 SoFi 获得国家银行特许道路上的关键战略一步”。</blockquote> On Aug. 12, SOFI&nbsp;issued&nbsp;Q2 financials. Revenue was $231.1 million, up 101% year-over-year (YOY).The company reports revenue in three segments:<blockquote>8月12日，SOFI发布了第二季度财务报告。收入为 2.311 亿美元，同比增长 101%。该公司报告三个分部的收入：</blockquote> <ul> <li>Lending (still the driver of the top line with 71.9% share);</li> <li>Financial Services (Q2 revenue was $17.0 million, compared to $2.4 million in Q2 2020);</li> <li>Technology Platform (consists primarily of Galileo which has over the past year, increased its number of accounts, to nearly 79 million from 36 million).</li> </ul> SOFI reported a $165.3 million net loss for Q2 2021, compared to net profit of $7.8 million a year earlier. However, adjusted EBITDA was $11.2 million and positive for the fourth consecutive quarter. It was also $35.0 million higher than Q2 2020.<blockquote><ul><li>贷款（仍然是营收的驱动力，份额为 71.9%）；</li><li>金融服务（第二季度收入为1700万美元，而2020年第二季度为240万美元）；</li><li>技术平台（主要由伽利略组成，在过去的一年里，其帐户数量从3600万增加到近7900万）。</li></ul>SOFI 报告 2021 年第二季度净亏损 1.653 亿美元，而去年同期净利润为 780 万美元。然而，调整后 EBITDA 为 1120 万美元，连续第四个季度为正。也比 2020 年第二季度高出 3500 万美元。</blockquote> On the results, CEO Anthony Noto&nbsp;commented:<blockquote>对于结果，首席执行官 Anthony Noto 评论道：</blockquote> “We drove our 8th straight quarters of accelerating member growth, with even faster growth in cross-buying from existing members.” For Q3 2021, management expects adjusted net revenue of $245-$255 million, which was lighter than what Wall Street was anticipating. SoFi Technologies also reiterated the full-year 2021 guidance of adjusted net revenue of $980 million and adjusted EBITDA of $27 million.<blockquote>“我们连续第八个季度加速会员增长，现有会员的交叉购买增长更快”。管理层预计 2021 年第三季度调整后净收入为 2.45 亿至 2.55 亿美元，低于华尔街的预期。SoFi Technologies 还重申了 2021 年全年调整后净收入为 9.8 亿美元，调整后 EBITDA 为 2700 万美元。</blockquote> A number of investors were not fully thrilled with Q2 results, and hit the ‘Sell’ button, pushing SOFI stock to $13.50. However, since then buyers have come in and moved the stock back to $15, a level that is acting as support.<blockquote>许多投资者对第二季度业绩并不完全满意，按下了 “卖出 ”按钮，将 SOFI 股价推至 13.50 美元。然而，自那以后，买家进来并将股价推回 15 美元，这一水平成为支撑位。</blockquote> What To Expect From SOFI Stock<blockquote>SOFI 股票的预期</blockquote> SoFi Technologies is still a young company. Therefore on&nbsp;Investing.com, we have two analysts&nbsp;polled, both of whom have rated it a ‘buy.’ The shares have a 12-month price target of $26.50, implying a return of about 75% from current levels.<blockquote>SoFi Technologies 仍然是一家年轻的公司。因此投资网我们对两位分析师进行了调查，他们都给予了 “买入 ”的评级。该股 12 个月目标价为 26.50 美元，这意味着目前水平的回报率约为 75%。</blockquote> The stock’s P/B ratio stands at 2.86x. By comparison, the P/B ratios of fintech darlings PayPal (NASDAQ:PYPL) and Square (NYSE:SQ) are 16.25x and 45.93x, respectively<blockquote>该股的市净率为 2.86 倍。相比之下，金融科技宠儿PayPal（纳斯达克股票代码：PYPL）和Square（纽约证券交易所股票代码：SQ）的市净率分别为16.25倍和45.93倍</blockquote> Investors who watch technical charts might be interested to know that anup movetoward the $17-$17.5 level is likely. In that case, SOFI stock would possibly hit resistance around $17.5 after which it could trade sideways as it establishes a new base.<blockquote>关注技术图表的投资者可能有兴趣知道 anup 可能会向 17-17.5 美元水平移动。在这种情况下，SOFI 股票可能会遇到 17.5 美元左右的阻力位，之后随着建立新的基础，它可能会横盘整理。</blockquote> <img src=\"https://static.tigerbbs.com/a1b6d9b444b951f9abee71b8a394b699\" tg-width=\"654\" tg-height=\"458\" width=\"100%\" height=\"auto\">Source: Investing.com<blockquote>资料来源：Investing.com</blockquote> Finally, as part of the short-term sentiment analysis, it would be important to look at the implied volatility (IV) levels for SoFi Technologies options, which typically show traders the market's opinion of potential moves in a security. However, this metric does not forecast the direction of the move.<blockquote>最后，作为短期情绪分析的一部分，重要的是要查看 SoFi Technologies 期权的隐含波动率 (IV) 水平，这通常向交易者显示市场对证券潜在走势的看法。然而，该指标并不能预测移动的方向。</blockquote> SOFI’s current implied volatility is 59.7, which is lower than the 20-day moving average of 67.4. This metric means implied volatility is trending lower. Although the current IV level could change, for now, the market does not seem to expect extreme choppiness in the shares.<blockquote>SOFI 目前的隐含波动率为 59.7，低于 20 天移动平均线 67.4。该指标意味着隐含波动率呈下降趋势。尽管目前的 IV 水平可能会发生变化，但就目前而言，市场似乎预计该股不会出现极端波动。</blockquote> Although our expectation is for the stock price to increase in the coming weeks, it is not likely to be a straight move higher. There could even be a further decline toward $14 before a new up leg starts. In case of such a decline, potential SoFi Technologies stock investors would then find better value in the stock.<blockquote>尽管我们预计股价将在未来几周内上涨，但不太可能直接走高。在新一轮上涨开始之前，甚至可能进一步下跌至 14 美元。如果出现这种下跌，潜在的 SoFi Technologies 股票投资者将发现该股票的更好价值。</blockquote> 4 Possible Trades1. Buy SOFI Stock At Current Levels<blockquote>4 种可能的交易1。以当前水平购买 SOFI 股票</blockquote> Investors who are not concerned with daily moves in price and who believe in the long-term potential of the company could consider investing in SoFi Technologies shares now.<blockquote>不关心每日价格变动并相信该公司长期潜力的投资者现在可以考虑投资 SoFi Technologies 股票。</blockquote> On Sept. 3, SOFI stock closed at $15.16. Buy-and-hold investors should expect to keep this long position for several months while the stock potentially makes an attempt, first toward $17.5 and then $20, leading to a return of over 30%.<blockquote>9月3日，SOFI股票收于15.16美元。买入并持有的投资者应该预计将持有这一多头头寸几个月，而该股可能会进行尝试，首先接近 17.5 美元，然后接近 20 美元，从而导致超过 30% 的回报率。</blockquote> However, investors who are concerned about large declines might also consider placing a stop-loss about 3-5% below their entry point.<blockquote>然而，担心大幅下跌的投资者也可以考虑将止损位设置在进场点下方约 3-5%。</blockquote> Once the stock is firmly established around $20, it could then potentially make another move toward the record high $28.26. However, such an increase would possibly take several quarters.<blockquote>一旦该股牢牢站稳 20 美元左右，它就有可能再次向 28.26 美元的历史新高迈进。然而，这样的增长可能需要几个季度的时间。</blockquote> 2. Sell A Cash-Secured Put Option On SOFI Stock<blockquote>2. 出售 SOFI 股票的现金担保看跌期权</blockquote> Our second trade involves a cash-secured put strategy. We have recently covered this option in numerous articles. Here is one&nbsp;example.<blockquote>我们的第二笔交易涉及现金担保的看跌期权策略。我们最近在许多文章中介绍了这个选项。这里有一个例子。</blockquote> Bullish SoFi Technologies stock traders could now sell a Dec. 17, 15-strike put option, which is currently being offered at $2.13.<blockquote>看涨的 SoFi Technologies 股票交易者现在可以出售 12 月 17 日 15 次行权的看跌期权，该期权目前的报价为 2.13 美元。</blockquote> Assuming traders would enter this put-selling strategy at the current price, the upside is keeping this premium of $213 as long as SOFI stock closes above $15, when the option expires. A total of $213 would be the maximum return for this trade (excluding trading costs and taxes).<blockquote>假设交易者将以当前价格进入这种看跌卖出策略，那么只要期权到期时 SOFI 股票收盘价高于 15 美元，上行空间就会保持 213 美元的溢价。总计213美元将是这笔交易的最大回报（不包括交易成本和税收）。</blockquote> The downside is if SoFi Technologies stock trades below $15.00 ahead of expiration. Should that occur, traders could be assigned 100 shares for each sold put at a cost of $15.00 per share.<blockquote>不利的一面是，如果 SoFi Technologies 股票在到期前交易价格低于 15.00 美元。如果发生这种情况，交易者可以以每股 15.00 美元的成本为每卖出看跌期权分配 100 股股票。</blockquote> At expiry, this trade would break even at a stock price of $12.87 (i.e., $15-$2.13).<blockquote>到期时，这笔交易将以12.87美元（即15-2.13美元）的股价收支平衡。</blockquote> 3. Buy An ETF That Has SoFi Technologies As A Holding<blockquote>3. 购买持有 SoFi Technologies 的 ETF</blockquote> Many readers are familiar with the fact that we regularly cover exchange-traded funds (ETFs) that might be suitable for buy-and-hold investors. Thus, readers who do not want to commit capital to SOFI stock but would still like to have exposure to the shares could consider researching a fund that holds the company.<blockquote>许多读者都知道，我们定期介绍可能适合买入并持有投资者的交易所交易基金 (ETF)。因此，不想投资 SOFI 股票但仍希望投资该股票的读者可以考虑研究持有该公司的基金。</blockquote> However, since SoFi Technologies is a small and young company, it is not yet a leading holding in an ETF. This means such an investment would provide only a limited exposure to SOFI shares.<blockquote>然而，由于 SoFi Technologies 是一家小型年轻公司，因此它还不是 ETF 的主要持股。这意味着此类投资只能提供有限的 SOFI 股票敞口。</blockquote> Nonetheless, examples of ETFs that have SOFI stock include:<blockquote>尽管如此，拥有 SOFI 股票的 ETF 示例包括：</blockquote> <ul> <li>The De-SPAC ETF (NYSE:DSPC): This new fund is about flat since inception in May 2021. SOFI stock’s weighting is 3.85%;<blockquote><ul><li>去特殊目的收购公司 ETF（纽约证券交易所股票代码：DSPC）：这只新基金自 2021 年 5 月成立以来基本持平。SOFI股票的权重为3.85%；</li></ul></blockquote></li> <li>JPMorgan BetaBuilders U.S. Small Cap Equity ETF (NYSE:BBSC): The fund is up 17.2% YTD, and SOFI stock’s weighting is 0.38%;<blockquote><li>摩根大通 BetaBuilders 美国小盘股股票 ETF（纽约证券交易所股票代码：BBSC）： 该基金年初至今上涨 17.2%，SOFI 股票权重为 0.38%；</li></blockquote></li> <li>First Trust US Equity Opportunities ETF (NYSE:FPX): The fund is up 10.9% YTD, and SOFI stock’s weighting is 0.29%.<blockquote><li>First Trust US Equity Opportunities ETF（纽约证券交易所股票代码：FPX）： 该基金年初至今上涨 10.9%，SOFI 股票权重为 0.29%。</li></blockquote></li> </ul> 4. Buy Shares In Another Fintech Company<blockquote>4. 购买另一家金融科技公司的股票</blockquote> Potential investors who are interested in the fintech space, could consider investing in other names in the sector as well. Several names that could appeal to readers are (in alphabetical order):<blockquote>对金融科技领域感兴趣的潜在投资者也可以考虑投资该领域的其他公司。几个可能吸引读者的名字是（按字母顺序排列）：</blockquote> <ul> <li>Bill.com (NYSE:BILL): up 117.7% YTD;</li> <li>Fiserv (NASDAQ:FISV): up 1.6% YTD;</li> <li>Green Dot (NYSE:GDOT): down 1.8% YTD;</li> <li>JPMorgan Chase (NYSE:JPM): up 25.5% YTD;</li> <li>Lemonade (NYSE:LMND): down 36.9% YTD;</li> <li>Marqeta (NASDAQ:MQ): down 17.1% since going public in June;</li> <li>MercadoLibre (NASDAQ:MELI): up 16.2% YTD;</li> <li>PayPal: up 23.4% YTD;</li> <li>Silvergate Capital (NYSE:SI): up 62.4% YTD;</li> <li>Square: up 23.9% YTD;</li> <li>StoneCo (NASDAQ:STNE): down 46.8% YTD;</li> <li>Visa (NYSE:V): up 2.9% YTD.</li> </ul> As the returns above highlight, the fortunes of these companies have varied significantly in 2021. Therefore, potential investors would need to research them well before committing capital into the shares.<blockquote><ul><li>Bill.com（纽约证券交易所股票代码：BILL）：年初至今上涨 117.7%；</li><li>Fiserv（纳斯达克股票代码：FISV）：年初至今上涨 1.6%；</li><li>绿点（纽约证券交易所股票代码：GDOT）：年初至今下跌 1.8%；</li><li>摩根大通（纽约证券交易所代码：JPM）：年初至今上涨 25.5%；</li><li>柠檬水（纽约证券交易所股票代码：LMND）：年初至今下跌 36.9%；</li><li>Marqeta（纳斯达克股票代码：MQ）：自 6 月份上市以来下跌 17.1%；</li><li>MercadoLibre（纳斯达克股票代码：MELI）：年初至今上涨 16.2%；</li><li>PayPal：年初至今上涨 23.4%；</li><li>Silvergate Capital (NYSE:SI)：年初至今上涨 62.4%；</li><li>Square：年初至今上涨 23.9%；</li><li>StoneCo（纳斯达克股票代码：STNE）：年初至今下跌 46.8%；</li><li>Visa (NYSE:V)：年初至今上涨 2.9%。</li></ul>正如上述回报凸显的那样，这些公司的命运在2021年发生了显著变化。因此，潜在投资者在投资股票之前需要对它们进行充分研究。</blockquote> Bottom Line<blockquote>底线</blockquote> Since going public in early June, SOFI stock has been in the limelight. Although the record high share price of $28.26, which was seen in February before the the reverse-merger was completed, seems quite distant now, the company is likely to create better shareholder value in the months ahead. Meanwhile, the company could even find itself a takeover candidate.<blockquote>自6月初上市以来，SOFI股票一直备受关注。尽管反向合并完成前的 2 月份创纪录的 28.26 美元股价现在看来还很遥远，但该公司可能会在未来几个月创造更好的股东价值。与此同时，该公司甚至可以发现自己成为收购候选人。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.investing.com/analysis/sofi-technologies-4-trades-to-get-in-on-fintechs-growth-200601028\">Investing.com</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://www.investing.com/analysis/sofi-technologies-4-trades-to-get-in-on-fintechs-growth-200601028","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1175895797","content_text":"SoFi Technologies has recently issued mixed Q2 metrics, which put pressure on the shares\nThe fintech group is growing its platform, product offerings and customer numbers\nWe’re optimistic on the long-term growth prospects of SOFI stock, which could move first toward $17.5 and then $20.0 in the coming weeks\n\nInvestors in financial technology (fintech) disruptor SoFi Technologies. (NASDAQ:SOFI) have had a volatile year so far in 2021. Year-to-date (YTD) SOFI stock is up close to 22%. However, since early June the stock has lost about 37% of its value.\nOur readers could well remember that SoFi Technologies went public through a reverse merger with Social Capital Hedosophia Corp, a special purpose acquisition company (SPAC). SOFI shares finished the day at $22.65. After trading between $20-$25 for several few weeks, the stock sold-off starting in early June.\n\nSOFI stock finished Sept. 3 at $15.16. We should also remind readers that on Feb. 1, prior to the closing of the reverse merger, the shares hit an all-time high of $28.26. The market capitalization of SoFi Technologies stands at $12.12 billion.\nInvestors debate whether now is a good time to invest in SOFI stock. We’re bullish on the long-term growth prospects of SoFi Technologies. Here’s why.\nLong-Term Tailwinds\nSoFi Technologies was founded in 2011 as a student loan refinancing business. Over the past decade, it has grown significantly to become a fintech disruptor. Its app enables consumers to manage, borrow, spend, save and invest money.\nFor instance, in May 2020, it acquired the payment software company Galileo Financial Technologies, which helps businesses develop payment, card, and digital banking products. Also in March of this year, management announced it had agreed tobuythe California-based community bank Golden Pacific Bancorp, and “The proposed acquisition is a key strategic step in SoFi's path to obtaining a national bank charter.”\nOn Aug. 12, SOFI issued Q2 financials. Revenue was $231.1 million, up 101% year-over-year (YOY).The company reports revenue in three segments:\n\nLending (still the driver of the top line with 71.9% share);\nFinancial Services (Q2 revenue was $17.0 million, compared to $2.4 million in Q2 2020);\nTechnology Platform (consists primarily of Galileo which has over the past year, increased its number of accounts, to nearly 79 million from 36 million).\n\nSOFI reported a $165.3 million net loss for Q2 2021, compared to net profit of $7.8 million a year earlier. However, adjusted EBITDA was $11.2 million and positive for the fourth consecutive quarter. It was also $35.0 million higher than Q2 2020.\nOn the results, CEO Anthony Noto commented:\n\n “We drove our 8th straight quarters of accelerating member growth, with even faster growth in cross-buying from existing members.”\n\nFor Q3 2021, management expects adjusted net revenue of $245-$255 million, which was lighter than what Wall Street was anticipating. SoFi Technologies also reiterated the full-year 2021 guidance of adjusted net revenue of $980 million and adjusted EBITDA of $27 million.\nA number of investors were not fully thrilled with Q2 results, and hit the ‘Sell’ button, pushing SOFI stock to $13.50. However, since then buyers have come in and moved the stock back to $15, a level that is acting as support.\nWhat To Expect From SOFI Stock\nSoFi Technologies is still a young company. Therefore on Investing.com, we have two analysts polled, both of whom have rated it a ‘buy.’ The shares have a 12-month price target of $26.50, implying a return of about 75% from current levels.\nThe stock’s P/B ratio stands at 2.86x. By comparison, the P/B ratios of fintech darlings PayPal (NASDAQ:PYPL) and Square (NYSE:SQ) are 16.25x and 45.93x, respectively\nInvestors who watch technical charts might be interested to know that anup movetoward the $17-$17.5 level is likely. In that case, SOFI stock would possibly hit resistance around $17.5 after which it could trade sideways as it establishes a new base.\nSource: Investing.com\nFinally, as part of the short-term sentiment analysis, it would be important to look at the implied volatility (IV) levels for SoFi Technologies options, which typically show traders the market's opinion of potential moves in a security. However, this metric does not forecast the direction of the move.\nSOFI’s current implied volatility is 59.7, which is lower than the 20-day moving average of 67.4. This metric means implied volatility is trending lower. Although the current IV level could change, for now, the market does not seem to expect extreme choppiness in the shares.\nAlthough our expectation is for the stock price to increase in the coming weeks, it is not likely to be a straight move higher. There could even be a further decline toward $14 before a new up leg starts. In case of such a decline, potential SoFi Technologies stock investors would then find better value in the stock.\n4 Possible Trades1. Buy SOFI Stock At Current Levels\nInvestors who are not concerned with daily moves in price and who believe in the long-term potential of the company could consider investing in SoFi Technologies shares now.\nOn Sept. 3, SOFI stock closed at $15.16. Buy-and-hold investors should expect to keep this long position for several months while the stock potentially makes an attempt, first toward $17.5 and then $20, leading to a return of over 30%.\nHowever, investors who are concerned about large declines might also consider placing a stop-loss about 3-5% below their entry point.\nOnce the stock is firmly established around $20, it could then potentially make another move toward the record high $28.26. However, such an increase would possibly take several quarters.\n2. Sell A Cash-Secured Put Option On SOFI Stock\nOur second trade involves a cash-secured put strategy. We have recently covered this option in numerous articles. Here is one example.\nBullish SoFi Technologies stock traders could now sell a Dec. 17, 15-strike put option, which is currently being offered at $2.13.\nAssuming traders would enter this put-selling strategy at the current price, the upside is keeping this premium of $213 as long as SOFI stock closes above $15, when the option expires. A total of $213 would be the maximum return for this trade (excluding trading costs and taxes).\nThe downside is if SoFi Technologies stock trades below $15.00 ahead of expiration. Should that occur, traders could be assigned 100 shares for each sold put at a cost of $15.00 per share.\nAt expiry, this trade would break even at a stock price of $12.87 (i.e., $15-$2.13).\n3. Buy An ETF That Has SoFi Technologies As A Holding\nMany readers are familiar with the fact that we regularly cover exchange-traded funds (ETFs) that might be suitable for buy-and-hold investors. Thus, readers who do not want to commit capital to SOFI stock but would still like to have exposure to the shares could consider researching a fund that holds the company.\nHowever, since SoFi Technologies is a small and young company, it is not yet a leading holding in an ETF. This means such an investment would provide only a limited exposure to SOFI shares.\nNonetheless, examples of ETFs that have SOFI stock include:\n\nThe De-SPAC ETF (NYSE:DSPC): This new fund is about flat since inception in May 2021. SOFI stock’s weighting is 3.85%;\nJPMorgan BetaBuilders U.S. Small Cap Equity ETF (NYSE:BBSC): The fund is up 17.2% YTD, and SOFI stock’s weighting is 0.38%;\nFirst Trust US Equity Opportunities ETF (NYSE:FPX): The fund is up 10.9% YTD, and SOFI stock’s weighting is 0.29%.\n\n4. Buy Shares In Another Fintech Company\nPotential investors who are interested in the fintech space, could consider investing in other names in the sector as well. Several names that could appeal to readers are (in alphabetical order):\n\nBill.com (NYSE:BILL): up 117.7% YTD;\nFiserv (NASDAQ:FISV): up 1.6% YTD;\nGreen Dot (NYSE:GDOT): down 1.8% YTD;\nJPMorgan Chase (NYSE:JPM): up 25.5% YTD;\nLemonade (NYSE:LMND): down 36.9% YTD;\nMarqeta (NASDAQ:MQ): down 17.1% since going public in June;\nMercadoLibre (NASDAQ:MELI): up 16.2% YTD;\nPayPal: up 23.4% YTD;\nSilvergate Capital (NYSE:SI): up 62.4% YTD;\nSquare: up 23.9% YTD;\nStoneCo (NASDAQ:STNE): down 46.8% YTD;\nVisa (NYSE:V): up 2.9% YTD.\n\nAs the returns above highlight, the fortunes of these companies have varied significantly in 2021. Therefore, potential investors would need to research them well before committing capital into the shares.\nBottom Line\nSince going public in early June, SOFI stock has been in the limelight. Although the record high share price of $28.26, which was seen in February before the the reverse-merger was completed, seems quite distant now, the company is likely to create better shareholder value in the months ahead. Meanwhile, the company could even find itself a takeover candidate.","news_type":1,"symbols_score_info":{"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":623,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":4,"subscribersOnly":false,"subscribersOnlyAccessible":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/817701508"}