Fixed rate_老虎社区_美港股上老虎

2022-02-11

Fixed rate and variable policies - stood at $58.23 billion at the end of 2021. Investment bank will make money and so will Private equity

Metlife Explores Sale of Variable Annuity Business<blockquote>大都会人寿探索出售可变年金业务</blockquote>

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

EricVaughan
2022-02-12
EricVaughan
Professional investors and financial institutions are always making money, while retail investors like me are losing money.
MurrayBulwer
2022-02-12
MurrayBulwer
我一直看好私募股权，认为这是未来发展的方向。但现在我看到了PE的高风险....
PagRobinson
2022-02-12
PagRobinson
I think private equity also has some profit pressure. Stock markets and policies will also directly affect their earnings.
ElsieDewey
2022-02-12
ElsieDewey
我很同意你的看法。投资银行将获得大量利润。他们总能找到赚钱的机会。

发表看法

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Investment bank will make money and so will Private equity&nbsp;</body></html>","text":"Fixed rate and variable policies - stood at $58.23 billion at the end of 2021. Investment bank will make money and so will Private equity","highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":5,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/631828406","repostId":2210541949,"repostType":4,"repost":{"id":"2210541949","kind":"highlight","pubTimestamp":1644586688,"share":"https://www.laohu8.com/m/news/2210541949?lang=zh_CN&edition=full","pubTime":"2022-02-11 21:38","market":"us","language":"en","title":"Metlife Explores Sale of Variable Annuity Business<blockquote>大都会人寿探索出售可变年金业务</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2210541949","media":"Reuters","summary":"(Reuters) - MetLife Inc is exploring the divestment of its U.S. variable annuity book as it seeks to","content":"<html><head></head><body>(Reuters) - <a href=\"https://laohu8.com/S/MET\">MetLife Inc</a> is exploring the divestment of its U.S. variable annuity book as it seeks to free up resources to invest in higher-growth parts of its business, people familiar with the matter said.<blockquote><html><head></head><body>（路透社）-<a href=\"https://laohu8.com/S/MET\">大都会人寿公司</a>知情人士称，该公司正在探索剥离其美国可变年金账簿，以腾出资源投资于其业务增长较高的部分。</body></html></blockquote>The New York-based insurer is working with an investment bank on the plan, which is in its early stages, the sources said, cautioning that no deal is certain.<blockquote>消息人士称，这家总部位于纽约的保险公司正在与一家投资银行合作制定该计划，该计划仍处于早期阶段，并警告说，没有任何交易是确定的。</blockquote>MetLife does not disclose the size of its variable annuity business. Its overall annuity book - including both fixed rate and variable policies - stood at $58.23 billion at the end of 2021, according to its financial statements.<blockquote>大都会人寿没有透露其可变年金业务的规模。根据其财务报表，截至2021年底，其年金总额（包括固定利率和可变保单）为582.3亿美元。</blockquote>Any sale would give MetLife only a fraction of whatever book value is divested in terms of proceeds. But the financial benefit of offloading the policies could still be substantial - potentially in the billions of dollars - because of the capital released, tax implications and other financial enhancements, the sources said.<blockquote>就收益而言，任何出售都只能给大都会人寿带来账面价值的一小部分。但消息人士称，由于释放的资本、税收影响和其他财务增强，取消保单的财务收益仍然可能很大——可能高达数十亿美元。</blockquote>The sources spoke on condition of anonymity to discuss confidential information. MetLife declined to comment.<blockquote>不愿透露姓名的消息人士讨论了机密信息。大都会人寿拒绝置评。</blockquote>U.S. insurers have in recent years been offloading closed books of annuity business, which require significant capital to be put aside and provide limited revenue growth as no new policies are being written.<blockquote>近年来，美国保险公司一直在出售封闭的年金业务，这需要留出大量资本，并且由于没有制定新保单，收入增长有限。</blockquote>Insurers have found willing buyers in private equity firms and their insurance arms, which can use the cash flow generated from the policies to invest in their suite of credit and other products.<blockquote>保险公司已经在私募股权公司及其保险部门找到了愿意的买家，这些公司可以利用保单产生的现金流投资于他们的信贷和其他产品套件。</blockquote>MetLife&#39;s variable annuities book is housed within MetLife Holdings, a unit which holds product lines which the insurer no longer actively sells and just manages to maturity - known in the industry as runoff business.<blockquote>大都会人寿的可变年金账簿存放在大都会人寿控股公司内，该部门持有该保险公司不再积极销售而只是设法成熟的产品线——在业内称为径流业务。</blockquote>MetLife Chief Financial Officer John McCallion told analysts this month that a rising interest rate environment could provide a catalyst for divesting parts of its runoff business. He did not say, however, that MetLife was exploring a sale of any part of MetLife Holdings.<blockquote>大都会人寿首席财务官John McCallion本月对分析师表示，利率上升的环境可能会为剥离部分径流业务提供催化剂。不过，他没有透露大都会人寿正在考虑出售大都会人寿控股的任何部分。</blockquote>Most runoff dealmaking activity has so far been concentrated in life insurance and fixed rate annuities. Variable annuities have seen less interest, as there is a greater risk around generating sufficient investment return.<blockquote>迄今为止，大多数径流交易活动都集中在人寿保险和固定利率年金领域。可变年金的兴趣较小，因为产生足够的投资回报的风险较大。</blockquote>That is starting to change, however, as rising interest rates make it easier to turn a profit on such policies, because the yields which can be earned on investments are generally increasing.<blockquote>然而，这种情况正在开始改变，因为利率上升使得此类保单更容易获利，因为投资的收益率普遍在增加。</blockquote><a href=\"https://laohu8.com/S/PJH\">Prudential Financial Inc</a> said in September it had agreed to sell variable annuity policies worth $31 billion to Fortitude Re, which is backed by buyout firm Carlyle Group, for a total transaction value of $2.2 billion.<blockquote><a href=\"https://laohu8.com/S/PJH\">保德信金融公司</a>9月份表示，已同意向收购公司凯雷集团支持的Fortitude Re出售价值310亿美元的可变年金保单，交易总价值为22亿美元。</blockquote></body></html><blockquote></blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Metlife Explores Sale of Variable Annuity Business<blockquote>大都会人寿探索出售可变年金业务</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMetlife Explores Sale of Variable Annuity Business<blockquote>大都会人寿探索出售可变年金业务</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nReuters2022-02-11 21:38\n\n</h4>\n</header>\n<article>\n<html><head></head><body>(Reuters) - <a href=\"https://laohu8.com/S/MET\">MetLife Inc</a> is exploring the divestment of its U.S. variable annuity book as it seeks to free up resources to invest in higher-growth parts of its business, people familiar with the matter said.<blockquote><html><head></head><body>（路透社）-<a href=\"https://laohu8.com/S/MET\">大都会人寿公司</a>知情人士称，该公司正在探索剥离其美国可变年金账簿，以腾出资源投资于其业务增长较高的部分。</body></html></blockquote>The New York-based insurer is working with an investment bank on the plan, which is in its early stages, the sources said, cautioning that no deal is certain.<blockquote>消息人士称，这家总部位于纽约的保险公司正在与一家投资银行合作制定该计划，该计划仍处于早期阶段，并警告说，没有任何交易是确定的。</blockquote>MetLife does not disclose the size of its variable annuity business. Its overall annuity book - including both fixed rate and variable policies - stood at $58.23 billion at the end of 2021, according to its financial statements.<blockquote>大都会人寿没有透露其可变年金业务的规模。根据其财务报表，截至2021年底，其年金总额（包括固定利率和可变保单）为582.3亿美元。</blockquote>Any sale would give MetLife only a fraction of whatever book value is divested in terms of proceeds. But the financial benefit of offloading the policies could still be substantial - potentially in the billions of dollars - because of the capital released, tax implications and other financial enhancements, the sources said.<blockquote>就收益而言，任何出售都只能给大都会人寿带来账面价值的一小部分。但消息人士称，由于释放的资本、税收影响和其他财务增强，取消保单的财务收益仍然可能很大——可能高达数十亿美元。</blockquote>The sources spoke on condition of anonymity to discuss confidential information. MetLife declined to comment.<blockquote>不愿透露姓名的消息人士讨论了机密信息。大都会人寿拒绝置评。</blockquote>U.S. insurers have in recent years been offloading closed books of annuity business, which require significant capital to be put aside and provide limited revenue growth as no new policies are being written.<blockquote>近年来，美国保险公司一直在出售封闭的年金业务，这需要留出大量资本，并且由于没有制定新保单，收入增长有限。</blockquote>Insurers have found willing buyers in private equity firms and their insurance arms, which can use the cash flow generated from the policies to invest in their suite of credit and other products.<blockquote>保险公司已经在私募股权公司及其保险部门找到了愿意的买家，这些公司可以利用保单产生的现金流投资于他们的信贷和其他产品套件。</blockquote>MetLife&#39;s variable annuities book is housed within MetLife Holdings, a unit which holds product lines which the insurer no longer actively sells and just manages to maturity - known in the industry as runoff business.<blockquote>大都会人寿的可变年金账簿存放在大都会人寿控股公司内，该部门持有该保险公司不再积极销售而只是设法成熟的产品线——在业内称为径流业务。</blockquote>MetLife Chief Financial Officer John McCallion told analysts this month that a rising interest rate environment could provide a catalyst for divesting parts of its runoff business. He did not say, however, that MetLife was exploring a sale of any part of MetLife Holdings.<blockquote>大都会人寿首席财务官John McCallion本月对分析师表示，利率上升的环境可能会为剥离部分径流业务提供催化剂。不过，他没有透露大都会人寿正在考虑出售大都会人寿控股的任何部分。</blockquote>Most runoff dealmaking activity has so far been concentrated in life insurance and fixed rate annuities. Variable annuities have seen less interest, as there is a greater risk around generating sufficient investment return.<blockquote>迄今为止，大多数径流交易活动都集中在人寿保险和固定利率年金领域。可变年金的兴趣较小，因为产生足够的投资回报的风险较大。</blockquote>That is starting to change, however, as rising interest rates make it easier to turn a profit on such policies, because the yields which can be earned on investments are generally increasing.<blockquote>然而，这种情况正在开始改变，因为利率上升使得此类保单更容易获利，因为投资的收益率普遍在增加。</blockquote><a href=\"https://laohu8.com/S/PJH\">Prudential Financial Inc</a> said in September it had agreed to sell variable annuity policies worth $31 billion to Fortitude Re, which is backed by buyout firm Carlyle Group, for a total transaction value of $2.2 billion.<blockquote><a href=\"https://laohu8.com/S/PJH\">保德信金融公司</a>9月份表示，已同意向收购公司凯雷集团支持的Fortitude Re出售价值310亿美元的可变年金保单，交易总价值为22亿美元。</blockquote></body></html><blockquote></blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://finance.yahoo.com/news/metlife-explores-sale-variable-annuity-130753466.html\">Reuters</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4162":"人寿与健康保险","MET":"大都会人寿"},"source_url":"https://finance.yahoo.com/news/metlife-explores-sale-variable-annuity-130753466.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2210541949","content_text":"(Reuters) - MetLife Inc is exploring the divestment of its U.S. variable annuity book as it seeks to free up resources to invest in higher-growth parts of its business, people familiar with the matter said.The New York-based insurer is working with an investment bank on the plan, which is in its early stages, the sources said, cautioning that no deal is certain.MetLife does not disclose the size of its variable annuity business. Its overall annuity book - including both fixed rate and variable policies - stood at $58.23 billion at the end of 2021, according to its financial statements.Any sale would give MetLife only a fraction of whatever book value is divested in terms of proceeds. But the financial benefit of offloading the policies could still be substantial - potentially in the billions of dollars - because of the capital released, tax implications and other financial enhancements, the sources said.The sources spoke on condition of anonymity to discuss confidential information. MetLife declined to comment.U.S. insurers have in recent years been offloading closed books of annuity business, which require significant capital to be put aside and provide limited revenue growth as no new policies are being written.Insurers have found willing buyers in private equity firms and their insurance arms, which can use the cash flow generated from the policies to invest in their suite of credit and other products.MetLife's variable annuities book is housed within MetLife Holdings, a unit which holds product lines which the insurer no longer actively sells and just manages to maturity - known in the industry as runoff business.MetLife Chief Financial Officer John McCallion told analysts this month that a rising interest rate environment could provide a catalyst for divesting parts of its runoff business. He did not say, however, that MetLife was exploring a sale of any part of MetLife Holdings.Most runoff dealmaking activity has so far been concentrated in life insurance and fixed rate annuities. Variable annuities have seen less interest, as there is a greater risk around generating sufficient investment return.That is starting to change, however, as rising interest rates make it easier to turn a profit on such policies, because the yields which can be earned on investments are generally increasing.Prudential Financial Inc said in September it had agreed to sell variable annuity policies worth $31 billion to Fortitude Re, which is backed by buyout firm Carlyle Group, for a total transaction value of $2.2 billion.","news_type":1,"symbols_score_info":{"MET":1}},"isVote":1,"tweetType":1,"viewCount":567,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":113,"xxTargetLangEnum":"ZH_CN"},"commentList":[{"id":7242044,"commentId":"7242044","gmtCreate":1644672939892,"gmtModify":1644672939892,"authorId":9000000000000597,"author":{"id":9000000000000597,"idStr":"9000000000000597","authorId":9000000000000597,"name":"EricVaughan","avatar":"https://static.tigerbbs.com/9cc6c50814de5ac8ec7cd0ae334fd125","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":631828406,"objectIdStr":"631828406","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Professional investors and financial institutions are always making money, while retail investors like me are losing money.","text":"Professional investors and financial institutions are always making money, while retail investors like me are losing money.","html":"Professional investors and financial institutions are always making money, while retail investors like me are losing money.","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7242032,"commentId":"7242032","gmtCreate":1644671802013,"gmtModify":1644671802013,"authorId":9000000000000463,"author":{"id":9000000000000463,"idStr":"9000000000000463","authorId":9000000000000463,"name":"MurrayBulwer","avatar":"https://static.tigerbbs.com/86339b64cf42eeac7905c45fdbbed7fb","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":631828406,"objectIdStr":"631828406","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"我一直看好私募股权，认为这是未来发展的方向。但现在我看到了PE的高风险....","text":"我一直看好私募股权，认为这是未来发展的方向。但现在我看到了PE的高风险....","html":"我一直看好私募股权，认为这是未来发展的方向。但现在我看到了PE的高风险....","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7242129,"commentId":"7242129","gmtCreate":1644676028299,"gmtModify":1644676028299,"authorId":9000000000000432,"author":{"id":9000000000000432,"idStr":"9000000000000432","authorId":9000000000000432,"name":"PagRobinson","avatar":"https://static.tigerbbs.com/f27744c1fabf17b5f44122ab53e7da10","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":631828406,"objectIdStr":"631828406","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"I think private equity also has some profit pressure. Stock markets and policies will also directly affect their earnings.","text":"I think private equity also has some profit pressure. Stock markets and policies will also directly affect their earnings.","html":"I think private equity also has some profit pressure. Stock markets and policies will also directly affect their earnings.","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7242094,"commentId":"7242094","gmtCreate":1644675371728,"gmtModify":1644675371728,"authorId":9000000000000603,"author":{"id":9000000000000603,"idStr":"9000000000000603","authorId":9000000000000603,"name":"ElsieDewey","avatar":"https://static.tigerbbs.com/f5db46fc82ad451b6aa0d938d2221d70","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":631828406,"objectIdStr":"631828406","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"我很同意你的看法。投资银行将获得大量利润。他们总能找到赚钱的机会。","text":"我很同意你的看法。投资银行将获得大量利润。他们总能找到赚钱的机会。","html":"我很同意你的看法。投资银行将获得大量利润。他们总能找到赚钱的机会。","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/631828406"}