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2021-12-07
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Nubank IPO: Warren Buffet’s Fintech Play Is Going Public<blockquote>Nubank IPO：沃伦·巴菲特的金融科技业务即将上市</blockquote>
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Shares should be t","content":"<p>Brazilian fintech giant Nubank is going public on December 8 under ticker “(<b>NU</b>)”. Shares should be traded between $10 to $11, depending on demand. The fintech is currently the largest digital bank in the world by number of member accounts. In June 2021, the companyraised$500 million from Berkshire Hathaway to become one of Mr. Warren Buffet & Co.’s holdings.</p><p><blockquote>巴西金融科技巨头Nubank将于12月8日上市，股票代码为“（<b>裸体</b>)”.股票交易价格应在10美元至11美元之间，具体取决于需求。按会员账户数量计算，这家金融科技公司目前是全球最大的数字银行。2021年6月，该公司从伯克希尔哈撒韦公司筹集了5亿美元，成为沃伦·巴菲特公司的持股之一。</blockquote></p><p> Ahead of the big event, should investors consider jumping into this fintech IPO? Here is what they should know ahead of Nubank’s debut in the public markets.</p><p><blockquote>在重大事件之前，投资者是否应该考虑参与这次金融科技IPO？以下是Nubank在公开市场首次亮相之前他们应该了解的信息。</blockquote></p><p> <b>Largest fintech in the world</b></p><p><blockquote><b>全球最大的金融科技</b></blockquote></p><p> Founded in 2013, Sao Paulo-based Nubank is a “neobank” that offers digital accounts and international credit cards without fees. Nubank stands out in the Brazilian market as customers have full control of their accounts through a mobile app. Also, the company offers personal loans, insurance, and investments services.</p><p><blockquote>总部位于圣保罗的Nubank成立于2013年，是一家免费提供数字账户和国际信用卡的“新银行”。Nubank在巴西市场脱颖而出，因为客户可以通过移动应用程序完全控制自己的账户。此外，该公司还提供个人贷款、保险和投资服务。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2696728726bb39a2abeb7441f08e68e2\" tg-width=\"1200\" tg-height=\"635\" width=\"100%\" height=\"auto\"><span>Figure 2:Nubank's services and solutions.Nubank</span></p><p><blockquote><p class=\"t-img-caption\"><span>图2：Nubank的服务和解决方案。Nubank</span></p></blockquote></p><p> Nubank has reported that it currently has 48 million members, with an average of 40,000 new accounts being opened each day. This is 25% more than the same period in 2020 and represents a CAGR of 110% since the third quarter of 2018.</p><p><blockquote>Nubank报告称，其目前拥有4800万会员，平均每天开设4万个新账户。这比2020年同期增加了25%，自2018年第三季度以来的复合年增长率为110%。</blockquote></p><p> Regarding Nubank’s financial results, the company has been posting strong revenue growth as well as steady gross margin expansion (see chart below). As opex also keeps climbing to support growth, however, Nubank has consistently incurred net losses.</p><p><blockquote>关于Nubank的财务业绩，该公司一直保持强劲的收入增长以及稳定的毛利率扩张（见下图）。然而，由于运营支出也不断攀升以支持增长，Nubank一直出现净亏损。</blockquote></p><p> Lastly, Nubank was considered one of the top 100 most influential companies in the world by TIME magazine and one of 50namesin CNBC’s 2021 Disruptor list.</p><p><blockquote>最后，Nubank被《时代》杂志评为全球最具影响力的100家公司之一，也是CNBC 2021年颠覆者名单中的50家公司之一。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ba613f960acda1a01165847a6cd8b3dd\" tg-width=\"1200\" tg-height=\"657\" width=\"100%\" height=\"auto\"><span>Figure 3:Nubank's revenue, operating costs, total loss and gross margin data. PitchBook</span></p><p><blockquote><p class=\"t-img-caption\"><span>图3：Nubank的营收、运营成本、总亏损和毛利率数据。PitchBook</span></p></blockquote></p><p> <b>Nubank’s IPO</b></p><p><blockquote><b>Nubank首次公开募股</b></blockquote></p><p> On December 8, the company expects to go public at a valuation a little over 40 billion. The company expects its stock to be priced at $10-$11 per share for a capital raise of $3.3 billion. However, in the case of extra lots being offered, this number could reach $4.9 billion.</p><p><blockquote>12月8日，该公司预计以略高于400亿的估值上市。该公司预计其股票定价为每股10-11美元，融资33亿美元。然而，如果提供额外拍品，这一数字可能会达到49亿美元。</blockquote></p><p> Nubank’s IPO will be unique in a couple of ways. For example, the company may offer free shares to active customers, maybe to catch the attention and attract more users to the platform. Second, only Nubank customers will qualify for the retail offer, shutting out competitors like XP (<b>XP</b>)and BTG.</p><p><blockquote>Nubank的IPO在几个方面都是独一无二的。例如，该公司可能会向活跃客户提供免费股票，也许是为了吸引注意力并吸引更多用户使用该平台。其次，只有Nubank客户才有资格享受零售优惠，将XP等竞争对手拒之门外（<b>XP</b>）和BTG。</blockquote></p><p> <b>The Warren Buffet seal of approval</b></p><p><blockquote><b>沃伦·巴菲特的批准印章</b></blockquote></p><p> Berkhsire Hathaway, Warren Buffet’s holding company, announced in July 2021 that it owned a $500 million stake in Nubank’s equity. The investment made Nubank the most valuable fintech in the world, at an estimated $30 billion, and one of the largest financial institutions in Latin America.</p><p><blockquote>沃伦·巴菲特的控股公司伯克希尔·哈撒韦公司于2021年7月宣布，其持有Nubank价值5亿美元的股权。这项投资使Nubank成为世界上最有价值的金融科技公司，估计价值300亿美元，也是拉丁美洲最大的金融机构之一。</blockquote></p><p> Buffet’s investment philosophy is a value one: i.e. companies that have solid fundamentals, strong earnings power, the potential for continued growth, and reasonable valuations. Berkshire Hathaway’s investment in Nubank can help to reinforce retail investors’ confidence in the stock, given Warren Buffet and his team’s well-regarded track record.</p><p><blockquote>巴菲特的投资理念是价值理念：即基本面坚实、盈利能力强、有持续增长潜力、估值合理的公司。鉴于沃伦·巴菲特及其团队备受推崇的业绩记录，伯克希尔·哈撒韦公司对Nubank的投资有助于增强散户投资者对该股的信心。</blockquote></p><p> <b>Fintech’s profitability challenge</b></p><p><blockquote><b>金融科技的盈利挑战</b></blockquote></p><p> As an alternative to large banks in Latin America, fintech companies offer user-friendly services with little bureaucracy and low fees. As the industry gains scale, large financial institutions will be forced to rethink their business models. Third-party surveys show that the sector is expected to grow 25% by 2022.</p><p><blockquote>作为拉丁美洲大型银行的替代方案，金融科技公司提供用户友好的服务，几乎没有官僚主义，费用也很低。随着行业规模的扩大，大型金融机构将被迫重新思考其商业模式。第三方调查显示，到2022年，该行业预计将增长25%。</blockquote></p><p> The big challenge for fintech today is to reach profitability. Superior user experience and low fees come at a price: large numbers of active users, but low op margins. Companies that can figure out how to balance growth and profitability will likely reap the benefits.</p><p><blockquote>当今金融科技面临的最大挑战是实现盈利。卓越的用户体验和低费用是有代价的：大量活跃用户，但运营利润低。能够弄清楚如何平衡增长和盈利能力的公司可能会从中受益。</blockquote></p><p> Nubank turned a profit for the first time in the first half of 2021, when the company delivered net income equivalent to $14.7 million. The battle for sustainable profits has not been won yet, however, as the company’s management team stated in the IPO filling:</p><p><blockquote>Nubank在2021年上半年首次扭亏为盈，当时公司净利润相当于1470万美元。然而，正如公司管理团队在IPO申报中所说，可持续利润之战尚未获胜：</blockquote></p><p> <i>\"We need to generate and maintain a revenue growth level and decrease the costs proportionally in the future to reach profitability. We anticipate that we will keep incurring losses in the short term as a result of significant investments expected in our business.\"</i> </p><p><blockquote><i>“我们需要创造并维持收入增长水平，并在未来按比例降低成本，以实现盈利。我们预计，由于预计对我们的业务进行重大投资，我们将在短期内继续遭受损失。”</i></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nubank IPO: Warren Buffet’s Fintech Play Is Going Public<blockquote>Nubank IPO：沃伦·巴菲特的金融科技业务即将上市</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNubank IPO: Warren Buffet’s Fintech Play Is Going Public<blockquote>Nubank IPO：沃伦·巴菲特的金融科技业务即将上市</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">TheStreet</strong><span class=\"h-time small\">2021-12-07 14:03</span>\n</p>\n</h4>\n</header>\n<article>\n<p>Brazilian fintech giant Nubank is going public on December 8 under ticker “(<b>NU</b>)”. Shares should be traded between $10 to $11, depending on demand. The fintech is currently the largest digital bank in the world by number of member accounts. In June 2021, the companyraised$500 million from Berkshire Hathaway to become one of Mr. Warren Buffet & Co.’s holdings.</p><p><blockquote>巴西金融科技巨头Nubank将于12月8日上市，股票代码为“（<b>裸体</b>)”.股票交易价格应在10美元至11美元之间，具体取决于需求。按会员账户数量计算，这家金融科技公司目前是全球最大的数字银行。2021年6月，该公司从伯克希尔哈撒韦公司筹集了5亿美元，成为沃伦·巴菲特公司的持股之一。</blockquote></p><p> Ahead of the big event, should investors consider jumping into this fintech IPO? Here is what they should know ahead of Nubank’s debut in the public markets.</p><p><blockquote>在重大事件之前，投资者是否应该考虑参与这次金融科技IPO？以下是Nubank在公开市场首次亮相之前他们应该了解的信息。</blockquote></p><p> <b>Largest fintech in the world</b></p><p><blockquote><b>全球最大的金融科技</b></blockquote></p><p> Founded in 2013, Sao Paulo-based Nubank is a “neobank” that offers digital accounts and international credit cards without fees. Nubank stands out in the Brazilian market as customers have full control of their accounts through a mobile app. Also, the company offers personal loans, insurance, and investments services.</p><p><blockquote>总部位于圣保罗的Nubank成立于2013年，是一家免费提供数字账户和国际信用卡的“新银行”。Nubank在巴西市场脱颖而出，因为客户可以通过移动应用程序完全控制自己的账户。此外，该公司还提供个人贷款、保险和投资服务。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2696728726bb39a2abeb7441f08e68e2\" tg-width=\"1200\" tg-height=\"635\" width=\"100%\" height=\"auto\"><span>Figure 2:Nubank's services and solutions.Nubank</span></p><p><blockquote><p class=\"t-img-caption\"><span>图2：Nubank的服务和解决方案。Nubank</span></p></blockquote></p><p> Nubank has reported that it currently has 48 million members, with an average of 40,000 new accounts being opened each day. This is 25% more than the same period in 2020 and represents a CAGR of 110% since the third quarter of 2018.</p><p><blockquote>Nubank报告称，其目前拥有4800万会员，平均每天开设4万个新账户。这比2020年同期增加了25%，自2018年第三季度以来的复合年增长率为110%。</blockquote></p><p> Regarding Nubank’s financial results, the company has been posting strong revenue growth as well as steady gross margin expansion (see chart below). As opex also keeps climbing to support growth, however, Nubank has consistently incurred net losses.</p><p><blockquote>关于Nubank的财务业绩，该公司一直保持强劲的收入增长以及稳定的毛利率扩张（见下图）。然而，由于运营支出也不断攀升以支持增长，Nubank一直出现净亏损。</blockquote></p><p> Lastly, Nubank was considered one of the top 100 most influential companies in the world by TIME magazine and one of 50namesin CNBC’s 2021 Disruptor list.</p><p><blockquote>最后，Nubank被《时代》杂志评为全球最具影响力的100家公司之一，也是CNBC 2021年颠覆者名单中的50家公司之一。</blockquote></p><p> <p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ba613f960acda1a01165847a6cd8b3dd\" tg-width=\"1200\" tg-height=\"657\" width=\"100%\" height=\"auto\"><span>Figure 3:Nubank's revenue, operating costs, total loss and gross margin data. PitchBook</span></p><p><blockquote><p class=\"t-img-caption\"><span>图3：Nubank的营收、运营成本、总亏损和毛利率数据。PitchBook</span></p></blockquote></p><p> <b>Nubank’s IPO</b></p><p><blockquote><b>Nubank首次公开募股</b></blockquote></p><p> On December 8, the company expects to go public at a valuation a little over 40 billion. The company expects its stock to be priced at $10-$11 per share for a capital raise of $3.3 billion. However, in the case of extra lots being offered, this number could reach $4.9 billion.</p><p><blockquote>12月8日，该公司预计以略高于400亿的估值上市。该公司预计其股票定价为每股10-11美元，融资33亿美元。然而，如果提供额外拍品，这一数字可能会达到49亿美元。</blockquote></p><p> Nubank’s IPO will be unique in a couple of ways. For example, the company may offer free shares to active customers, maybe to catch the attention and attract more users to the platform. Second, only Nubank customers will qualify for the retail offer, shutting out competitors like XP (<b>XP</b>)and BTG.</p><p><blockquote>Nubank的IPO在几个方面都是独一无二的。例如，该公司可能会向活跃客户提供免费股票，也许是为了吸引注意力并吸引更多用户使用该平台。其次，只有Nubank客户才有资格享受零售优惠，将XP等竞争对手拒之门外（<b>XP</b>）和BTG。</blockquote></p><p> <b>The Warren Buffet seal of approval</b></p><p><blockquote><b>沃伦·巴菲特的批准印章</b></blockquote></p><p> Berkhsire Hathaway, Warren Buffet’s holding company, announced in July 2021 that it owned a $500 million stake in Nubank’s equity. The investment made Nubank the most valuable fintech in the world, at an estimated $30 billion, and one of the largest financial institutions in Latin America.</p><p><blockquote>沃伦·巴菲特的控股公司伯克希尔·哈撒韦公司于2021年7月宣布，其持有Nubank价值5亿美元的股权。这项投资使Nubank成为世界上最有价值的金融科技公司，估计价值300亿美元，也是拉丁美洲最大的金融机构之一。</blockquote></p><p> Buffet’s investment philosophy is a value one: i.e. companies that have solid fundamentals, strong earnings power, the potential for continued growth, and reasonable valuations. Berkshire Hathaway’s investment in Nubank can help to reinforce retail investors’ confidence in the stock, given Warren Buffet and his team’s well-regarded track record.</p><p><blockquote>巴菲特的投资理念是价值理念：即基本面坚实、盈利能力强、有持续增长潜力、估值合理的公司。鉴于沃伦·巴菲特及其团队备受推崇的业绩记录，伯克希尔·哈撒韦公司对Nubank的投资有助于增强散户投资者对该股的信心。</blockquote></p><p> <b>Fintech’s profitability challenge</b></p><p><blockquote><b>金融科技的盈利挑战</b></blockquote></p><p> As an alternative to large banks in Latin America, fintech companies offer user-friendly services with little bureaucracy and low fees. As the industry gains scale, large financial institutions will be forced to rethink their business models. Third-party surveys show that the sector is expected to grow 25% by 2022.</p><p><blockquote>作为拉丁美洲大型银行的替代方案，金融科技公司提供用户友好的服务，几乎没有官僚主义，费用也很低。随着行业规模的扩大，大型金融机构将被迫重新思考其商业模式。第三方调查显示，到2022年，该行业预计将增长25%。</blockquote></p><p> The big challenge for fintech today is to reach profitability. Superior user experience and low fees come at a price: large numbers of active users, but low op margins. Companies that can figure out how to balance growth and profitability will likely reap the benefits.</p><p><blockquote>当今金融科技面临的最大挑战是实现盈利。卓越的用户体验和低费用是有代价的：大量活跃用户，但运营利润低。能够弄清楚如何平衡增长和盈利能力的公司可能会从中受益。</blockquote></p><p> Nubank turned a profit for the first time in the first half of 2021, when the company delivered net income equivalent to $14.7 million. The battle for sustainable profits has not been won yet, however, as the company’s management team stated in the IPO filling:</p><p><blockquote>Nubank在2021年上半年首次扭亏为盈，当时公司净利润相当于1470万美元。然而，正如公司管理团队在IPO申报中所说，可持续利润之战尚未获胜：</blockquote></p><p> <i>\"We need to generate and maintain a revenue growth level and decrease the costs proportionally in the future to reach profitability. We anticipate that we will keep incurring losses in the short term as a result of significant investments expected in our business.\"</i> </p><p><blockquote><i>“我们需要创造并维持收入增长水平，并在未来按比例降低成本，以实现盈利。我们预计，由于预计对我们的业务进行重大投资，我们将在短期内继续遭受损失。”</i></blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.thestreet.com/memestocks/reddit-trends/nubank-ipo-warren-buffets-fintech-play-is-going-public\">TheStreet</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"NU":"Nu Holdings Ltd."},"source_url":"https://www.thestreet.com/memestocks/reddit-trends/nubank-ipo-warren-buffets-fintech-play-is-going-public","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1117540330","content_text":"Brazilian fintech giant Nubank is going public on December 8 under ticker “(NU)”. Shares should be traded between $10 to $11, depending on demand. The fintech is currently the largest digital bank in the world by number of member accounts. In June 2021, the companyraised$500 million from Berkshire Hathaway to become one of Mr. Warren Buffet & Co.’s holdings.\nAhead of the big event, should investors consider jumping into this fintech IPO? Here is what they should know ahead of Nubank’s debut in the public markets.\nLargest fintech in the world\nFounded in 2013, Sao Paulo-based Nubank is a “neobank” that offers digital accounts and international credit cards without fees. Nubank stands out in the Brazilian market as customers have full control of their accounts through a mobile app. Also, the company offers personal loans, insurance, and investments services.\nFigure 2:Nubank's services and solutions.Nubank\nNubank has reported that it currently has 48 million members, with an average of 40,000 new accounts being opened each day. This is 25% more than the same period in 2020 and represents a CAGR of 110% since the third quarter of 2018.\nRegarding Nubank’s financial results, the company has been posting strong revenue growth as well as steady gross margin expansion (see chart below). As opex also keeps climbing to support growth, however, Nubank has consistently incurred net losses.\nLastly, Nubank was considered one of the top 100 most influential companies in the world by TIME magazine and one of 50namesin CNBC’s 2021 Disruptor list.\nFigure 3:Nubank's revenue, operating costs, total loss and gross margin data. PitchBook\nNubank’s IPO\nOn December 8, the company expects to go public at a valuation a little over 40 billion. The company expects its stock to be priced at $10-$11 per share for a capital raise of $3.3 billion. However, in the case of extra lots being offered, this number could reach $4.9 billion.\nNubank’s IPO will be unique in a couple of ways. For example, the company may offer free shares to active customers, maybe to catch the attention and attract more users to the platform. Second, only Nubank customers will qualify for the retail offer, shutting out competitors like XP (XP)and BTG.\nThe Warren Buffet seal of approval\nBerkhsire Hathaway, Warren Buffet’s holding company, announced in July 2021 that it owned a $500 million stake in Nubank’s equity. The investment made Nubank the most valuable fintech in the world, at an estimated $30 billion, and one of the largest financial institutions in Latin America.\nBuffet’s investment philosophy is a value one: i.e. companies that have solid fundamentals, strong earnings power, the potential for continued growth, and reasonable valuations. Berkshire Hathaway’s investment in Nubank can help to reinforce retail investors’ confidence in the stock, given Warren Buffet and his team’s well-regarded track record.\nFintech’s profitability challenge\nAs an alternative to large banks in Latin America, fintech companies offer user-friendly services with little bureaucracy and low fees. As the industry gains scale, large financial institutions will be forced to rethink their business models. Third-party surveys show that the sector is expected to grow 25% by 2022.\nThe big challenge for fintech today is to reach profitability. Superior user experience and low fees come at a price: large numbers of active users, but low op margins. Companies that can figure out how to balance growth and profitability will likely reap the benefits.\nNubank turned a profit for the first time in the first half of 2021, when the company delivered net income equivalent to $14.7 million. The battle for sustainable profits has not been won yet, however, as the company’s management team stated in the IPO filling:\n\n\"We need to generate and maintain a revenue growth level and decrease the costs proportionally in the future to reach profitability. We anticipate that we will keep incurring losses in the short term as a result of significant investments expected in our business.\"","news_type":1,"symbols_score_info":{"NU":0.9}},"isVote":1,"tweetType":1,"viewCount":1407,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":10,"xxTargetLangEnum":"ZH_CN"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/606863049"}
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