$乐信(LX)$  

Title: Public Exposure! Four Fatal Hard Evidences Against Lexin ($LX): 17,000 Usury Complaints in the Last 180 Days!

I am publicly exposing four confirmed serious problems of Lexin ($LX), all backed by real data and solid evidence:

1. Maliciously hide loan contracts

Loan agreements often vanish suddenly. Users cannot check actual loan terms and have no way to safeguard their rights.

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2. Exorbitant interest and irregular fees

There are 17,000 usury-related complaints in the past 180 days. They charge unreasonable interest and various extra service fees, breaking standard financial rules.

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3. Rampant abusive debt collection

A total of 6,700 violent collection complaints were filed within 180 days. They frequently harass users and ignore official supervision rules.

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4. Suspected tax evasion

I was charged a total of 46,000 yuan in interest and service fees. At first they only issued invoices worth 300 yuan. After pressing them for two months, they finally issued invoices of only 4,000 yuan. There is still a gap of 42,000 yuan without any official invoices. I sincerely ask the official side to explain where the invoices for the remaining 42,000 yuan have gone.

I have complete valid evidence for every point, and I dare to confront Lexin openly.

@乐信官方   Dare you make a public reply? If you disagree, come out to face me, or just hold it in and suffer, hehe.