江苏银行：逾期90天以上的贷款已全部认定为不良

证券之星09-29 16:54

证券之星消息，江苏银行(600919)09月29日在投资者关系平台上答复投资者关心的问题。

投资者提问：截至2026年6月末，贵行逾期1年以上的贷款余额为62.85亿元，较上年末增长38.3%。请问这些贷款为何尚未被认定为不良？贵行对这些贷款的最终回收率的内部估计是多少？如果将这些贷款确认为不良，拨备覆盖率会从304.83%降至什么水平？

江苏银行回复：您好，我行严格按照《商业银行金融资产风险分类办法》，逾期90天以上的贷款已全部认定为不良。我行将紧扣资产质量管控核心任务，进一步开拓不良资产经营处置思路，科学运用清收处置手段，以集中管理为抓手，健全多部门配合风险处置协同机制，积极提升不良资产现金回收成效。感谢您的关注！

本文数据来源于上海证券交易所e互动，仅供参考不构成投资建议。

相关 ETF

责任编辑：刘浩然

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

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