股份行半年净赚超2600亿元头部“三强”揽近六成利润

经济参考报09-04 22:39

A股9家上市股份制银行2026半年报均已披露。同花顺iFinD数据显示，9家上市股份行上半年的营业总收入合计7849.58亿元，同比增长2.80%，归母净利润合计2672.62亿元，同比下降2.56%，近六成利润被头部“三强”招商银行、兴业银行、中信银行收入囊中，行业头部效应日益凸显。　　业绩“三梯队”分化明显　　股份行的业绩整体承压回落。广发证券研报数据显示，今年上半年，国有行、城商行、农商行的...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohunote.com/m/news/2664309743?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2026-09-04 22:39","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2664309743","market":"us","top_or_hot":-1,"title":"股份行半年净赚超2600亿元 头部“三强”揽近六成利润","media":"经济参考报","content":"<div>\n<p>A股9家上市股份制银行2026半年报均已披露。同花顺iFinD数据显示，9家上市股份行上半年的营业总收入合计7849.58亿元，同比增长2.80%，归母净利润合计2672.62亿元，同比下降2.56%，近六成利润被头部“三强”招商银行、兴业银行、中信银行收入囊中，行业头部效应日益凸显。　　业绩“三梯队”分化明显　　股份行的业绩整体承压回落。广发证券研报数据显示，今年上半年，国有行、城商行、农商行的...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202609043865725424.html\">网页链接</a>\n\n</div>\n","source":"stock_eastmoney","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>股份行半年净赚超2600亿元 头部“三强”揽近六成利润</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n股份行半年净赚超2600亿元 头部“三强”揽近六成利润\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-09-04 22:39 北京时间&nbsp;&nbsp;&nbsp;<a href=http://finance.eastmoney.com/a/202609043865725424.html><strong>经济参考报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A股9家上市股份制银行2026半年报均已披露。同花顺iFinD数据显示，9家上市股份行上半年的营业总收入合计7849.58亿元，同比增长2.80%，归母净利润合计2672.62亿元，同比下降2.56%，近六成利润被头部“三强”招商银行、兴业银行、中信银行收入囊中，行业头部效应日益凸显。　　业绩“三梯队”分化明显　　股份行的业绩整体承压回落。广发证券研报数据显示，今年上半年，国有行、城商行、农商行的...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202609043865725424.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU2399975544.HKD","symbol_name":"ALLIANZ ALL CHINA EQUITY \"AT\" (HKD) ACC","start_time":0,"source_url":"http://finance.eastmoney.com/a/202609043865725424.html","article_id":"2664309743","we_media_id":null,"thumbnails":[],"rights":{"source":"stock_eastmoney","url":"http://finance.eastmoney.com/a/202609043865725424.html","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2664309743","pubTimestamp":1788532742,"columns":[],"sourceInfo":{"source_id":"stock_eastmoney","name":"东方财富"},"weMediaInfo":null,"summary":"A股9家上市股份制银行2026半年报均已披露。同花顺iFinD数据显示，9家上市股份行上半年的营业总收入合计7849.58亿元，同比增长2.80%，归母净利润合计2672.62亿元，同比下降2.56%，近六成利润被头部“三强”招商银行、兴业银行、中信银行收入囊中，行业头部效应日益凸显。业绩“三梯队”分化明显股份行的业绩整体承压回落。","collect":0,"end_time":0,"defaultTopTitle":"eastmoney.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"LU2399975544.HKD":"ALLIANZ ALL CHINA EQUITY \"AT\" (HKD) ACC","01988":"民生银行","LU1960683339.HKD":"UBS (LUX) EQUITY SICAV ALL CHINA \"P\" (HKD) ACC","IE00BZ08YR35.GBP":"GUINNESS BEST OF CHINA \"C\" (GBP) ACC","XLFX":"Corgi U.S. Financials 2x Daily ETF","KRE":"区域银行指数ETF-SPDR KBW","LU0593848301.USD":"未来资产亚洲卓越消费股票基金A","FYLG":"GLOBAL X FINANCIALS COVERED CALL & GROWTH ETF","LU1188198961.HKD":"SCHRODER ISF CHINA OPPORTUNITIES \"A\" (HKD) INC QV","KNAB":"MicroSectors U S Big Banks Index 2X Inverse Leveraged","UYG":"两倍做多金融股ETF-ProShares","LU0173614495.USD":"富达中国焦点A","LU1152091754.HKD":"UBS (LUX) EQUITY FUND - CHINA OPPORTUNITY (USD) \"PM\" (HKD) INC","QABA":"First Trust NASDAQ ABA Community","FINY":"GraniteShares YieldBOOST Financials ETF","LU1366334651.USD":"ALLSPRING EMERGING MARKETS EQUITY INCOME \"I\" (USD) INC","LU1282649141.HKD":"ALLIANZ ASIAN MULTI INCOME PLUS \"AMG\" (HKD) INC","LU1224709979.USD":"FIDELITY CHINA FOCUS \"A\" (USD) ACC","LU1251922891.USD":"NINETY ONE GSF ALL CHINA EQUITY \"A\" (USD) ACC","HK0000352291.HKD":"VALUE PARTNERS ASIAN INCOME \"A\" (HKD) INC","LU0862451753.SGD":"JPMorgan Funds - Emerging Markets Dividend A (mth) SGD","LU0072913022.USD":"UBS (LUX) EQUITY FUND -  GREATER CHINA \"P\" (USD) ACC","IYG":"iShares U.S. Financial Services ETF","LU0210526637.USD":"JPM CHINA \"A\" (USD) ACC","HSBH":"HSBC Holdings plc ADRhedged","LU0456827905.SGD":"JPMorgan Funds - China A (acc) SGD","JHMF":"John Hancock Multifactor Financials ETF","LU1831875114.USD":"SCHRODER ISF ALL CHINA EQUITY \"A\" (USD) ACC","BCFN":"Baron Financials ETF","LU1303224171.USD":"NINETY ONE GSF ALL CHINA EQUITY \"A\" (USD) INC","BNKO":"MicroSectors U S Big Banks Index 2X Leveraged","FAS":"金融指数ETF-Direxion三倍做多罗素金融股","BK4588":"碎股","03143":"华夏香港银行股","LU0052750758.USD":"富兰克林中国基金A Acc","LU1880383440.USD":"AMUNDI FUNDS CHINA EQUITY \"A2\" (USD) INC","IEFN":"iShares Evolved U.S. Financials ETF","PBEU":"Portfolio Building Block European Banks Index ETF","03968":"招商银行","GABF":"Gabelli Financial Services Opportunities ETF","FNCL":"Fidelity MSCI Financials Index ETF","LU2039709279.SGD":"MANULIFE GF DRAGON GROWTH \"AA\" (SGDHDG) INC","VFH":"Vanguard Financials ETF","LU1813983027.USD":"MANULIFE GF DRAGON GROWTH \"AA\" (USD) INC","KBWB":"银行ETF-PowerShares","IE0031814852.USD":"FSSA GREATER CHINA GROWTH \"I\" (USD) ACC","LU0348816934.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AT\" (USD)","FTXO":"First Trust Nasdaq Bank ETF","LU1282648689.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AMG\" (USD) INC","KBWD":"Invesco KBW High Dividend Yield Financial ETF"},"translate_title":"Joint-stock banks earned over 260 billion yuan in net profits in the first half of the year, with the top three companies accounting for nearly 60% of the profits.","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"UYG":0.72,"IYG":0.72,"KBWB":0.72,"KRE":0.72,"VFH":0.72,"BCFN":0.72,"FNCL":0.72,"XLFX":0.72,"QABA":0.72,"FAS":0.72,"FINY":0.72,"01988":0.83,"JHMF":0.72,"IEFN":0.72,"PBEU":0.72,"KNAB":0.72,"FTXO":0.72,"GABF":0.72,"BNKO":0.72,"FYLG":0.72,"03968":0.62,"HSBH":0.9,"03143":0.6,"KBWD":0.72},"content_text":"A股9家上市股份制银行2026半年报均已披露。同花顺iFinD数据显示，9家上市股份行上半年的营业总收入合计7849.58亿元，同比增长2.80%，归母净利润合计2672.62亿元，同比下降2.56%，近六成利润被头部“三强”招商银行、兴业银行、中信银行收入囊中，行业头部效应日益凸显。　　业绩“三梯队”分化明显　　股份行的业绩整体承压回落。广发证券研报数据显示，今年上半年，国有行、城商行、农商行的营收分别同比增长9.38%、8.10%、2.03%，归母净利润分别同比增长4.41%、7.26%、3.84%，股份行是唯一净利润负增长的银行类别。环比一季度增速，股份行的营收增速、归母净利润增速分别较一季度下降0.87个百分点、2.30个百分点。　　业绩承压之际，股份行的头部集中效应更加显著。iFinD数据显示，营收方面，招商银行、兴业银行、中信银行3家银行稳居第一梯队，分别为1781.81亿元、1101.77亿元、1094.08亿元，合计占9家股份行总营收的50.67%；浦发银行、民生银行、平安银行、光大银行、华夏银行处于第二梯队，营收在500亿元至1000亿元之间；浙商银行以332.56亿元营收居末。　　归母净利润方面，招商银行实现归母净利润764.45亿元，同比增长2.02%，在上市股份行中最高，兴业银行、中信银行分别实现归母净利润411.31亿元、376.02亿元，营收超千亿的三家银行合计实现归母净利润1551.78亿元，占上市股份行合计净利润的比重高达58.06%；其他6家股份行中，仅浦发银行净利润规模超过300亿元。　　从上半年业绩增速来看，9家A股上市股份行已告别“齐步走”时代，呈现出明显的“三梯队”分化格局。其中，招商银行、中信银行、浦发银行、平安银行、浙商银行的营业收入、归母净利润较去年同期均实现增长；兴业银行、光大银行的营业收入、归母净利润都出现下滑；民生银行、华夏银行出现增收不增利的情况。　　光大银行上半年的营业收入同比下降4.32%至630.68亿元，归母净利润同比下降24.01%至187.11亿元。光大银行副行长齐晔在业绩说明会上表示，当前该行正处于自身发展转型的关键时期，面对内外部形势，今年以来采取了多项举措积极化解风险、合理计提拨备、加大不良资产处置力度，这也是光大银行高质量发展的必经之路。　　针对上半年“增收不增利”的情况，华夏银行行长瞿纲在业绩说明会上回应称，信用减值损失大幅增加，主要是增加了贷款减值损失，这是该行加速出清、化解风险的战略选择。“用阶段性的利润波动换取更干净、更健康的资产负债表，是负责任的选择，也是实现更高质量、更可持续增长的必要路径。”瞿纲说。　　五家股份行息差回暖　　国家金融监督管理总局数据显示，截至二季度末，商业银行净息差为1.41%，环比一季度上升了1个基点，其中，股份行净息差为1.54%，与一季度持平。浦发银行、民生银行、平安银行、光大银行、华夏银行的净息差均较去年末回升。　　从息差排名来看，不同银行之间的息差分化情况依然明显。其中，6家银行的净息差在行业“水平线”之上，分别为招商银行（1.87%）、平安银行（1.78%）、中信银行（1.63%）、兴业银行（1.60%）、华夏银行（1.59%）、浙商银行（1.56%）；民生银行、浦发银行、光大银行的净息差虽较去年末出现不同程度回升，但仍处于行业“水平线”之下。　　净息差的回升也成为业绩说明会的重点。“我们的付息率、息差虽然企稳向好，但绝对值相对于行业最好水平还是有一定差距。”浦发银行副董事长、行长谢伟在近期举办的业绩说明会上表示，得益于信贷资产结构优化、整体负债成本持续压降、整体资金运用效能提升等，该行上半年的净息差较2025年末回升1个基点至1.43%，后续将努力进一步扩大净息差。　　广发证券指出，今年一季度是全年息差低点，资产端收益率下行压力大幅缓解、负债端成本率延续改善共同驱动了二季度息差企稳回升；往后看，货币政策对经济的支撑已步入中后期，价格刺激的边际效应递减，常规降息降准空间已相当有限，资负两端价格下行难度均加大，下半年息差延续回升概率较大。　　同时，多家银行还通过加速非息业务转型以增强盈利能力。iFinD数据显示，9家股份行今年上半年非息收入合计2616.99亿元，4家股份行的非息收入较去年同期增长超10亿元，分别是招商银行（22.75亿元）、华夏银行（18.02亿元）、中信银行（16.98亿元）、平安银行（14.51亿元）。　　多家股份行在业绩说明会上提及了非息收入。兴业银行计划财务部总经理林舒指出，当前存款利率保持低位运行，居民资产配置从储蓄为主逐步转向多元资产配置，为中间业务拓展营造了较为有利的环境。（文章来源：经济参考报）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"isLaohu8Offline":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.44.1","shortVersion":"4.44.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2664309743","isCrawlerRequest":true}

股份行半年净赚超2600亿元 头部“三强”揽近六成利润

精彩评论

股份行半年净赚超2600亿元头部“三强”揽近六成利润