杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续

澎湃新闻09-03 17:25

杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续　　9月3日，杭州银行副行长章建夫在2026年半年度业绩说明会上表示，2026年上半年全行净息差出现企稳回升，同时，上半年负债成本继续下降，未来随着部分存款到期重定价，仍有望对净息差形成一定支撑。　　截至2026年6月末，杭州银行存款总量约1.5万亿元，较年初增长4%，较去年同期增长12%，整体保持增长。　　上半年，...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohunote.com/m/news/2664107873?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2026-09-03 17:25","share_image_url":"https://static.laohu8.com/b0d1b7e8843deea78cc308b15114de44","id":"2664107873","market":"other","top_or_hot":-1,"title":"杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续","media":"澎湃新闻","content":"<div>\n<p>杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续\n　　9月3日，杭州银行副行长章建夫在2026年半年度业绩说明会上表示，2026年上半年全行净息差出现企稳回升，同时，上半年负债成本继续下降，未来随着部分存款到期重定价，仍有望对净息差形成一定支撑。\n　　截至2026年6月末，杭州银行存款总量约1.5万亿元，较年初增长4%，较去年同期增长12%，整体保持增长。\n　　上半年，...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2026-09-03/doc-iniqpvfs4371529.shtml\">网页链接</a>\n\n</div>\n","source":"sina","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-09-03 17:25 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/roll/2026-09-03/doc-iniqpvfs4371529.shtml><strong>澎湃新闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续\n　　9月3日，杭州银行副行长章建夫在2026年半年度业绩说明会上表示，2026年上半年全行净息差出现企稳回升，同时，上半年负债成本继续下降，未来随着部分存款到期重定价，仍有望对净息差形成一定支撑。\n　　截至2026年6月末，杭州银行存款总量约1.5万亿元，较年初增长4%，较去年同期增长12%，整体保持增长。\n　　上半年，...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2026-09-03/doc-iniqpvfs4371529.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"XLFX","symbol_name":"Corgi U.S. Financials 2x Daily ETF","start_time":0,"source_url":"https://finance.sina.com.cn/roll/2026-09-03/doc-iniqpvfs4371529.shtml","article_id":"2664107873","we_media_id":null,"thumbnails":[],"rights":{"source":"sina","url":"https://finance.sina.com.cn/roll/2026-09-03/doc-iniqpvfs4371529.shtml","rn_cache_url":null,"customStyle":"body{padding-top:10px;}.art_tit_h1{#titleStyle#}a{#lv2TextColor#}.art_time, .art_cite{#sourceStyle#;} .art_cite{margin-left: 3px;}","selectors":".module-article, article","filters":"header, .voice2, .tags, #norm_qrcode_link_auto, .unfold-box, .action","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2664107873","pubTimestamp":1788427500,"columns":[],"sourceInfo":{"source_id":"sina","name":"sina"},"weMediaInfo":null,"summary":"上半年，杭州银行负债付息成本率为1.49%，较去年同期下降38个基点；其中，存款付息率为1.40%，较去年同期下降40个基点。章建夫表示，负债成本下降是今年净息差同比回升10个基点的重要因素之一。杭州银行仍将继续加强资产负债结构调整、成本管控及定价管理，以推动净息差进一步企稳。","collect":0,"end_time":0,"defaultTopTitle":"sina.com.cn","property":[],"viewcount":null,"language":"zh","relate_stocks":{"600926":"杭州银行","XLFX":"Corgi U.S. Financials 2x Daily ETF","BK4535":"淡马锡持仓","KRE":"区域银行指数ETF-SPDR KBW","SGXZ81163826.USD":"UNITED CHINA A-SHARES INNOVATION \"A\" (USD) ACC","SGXZ49509284.SGD":"United China A Shares Innovation A Acc SGD","FINY":"GraniteShares YieldBOOST Financials ETF","BK4585":"ETF&股票定投概念","UYG":"两倍做多金融股ETF-ProShares","FYLG":"GLOBAL X FINANCIALS COVERED CALL & GROWTH ETF","QABA":"First Trust NASDAQ ABA Community","BK0278":"货币金融","IYG":"iShares U.S. Financial Services ETF","HSBH":"HSBC Holdings plc ADRhedged","BCFN":"Baron Financials ETF","FAS":"金融指数ETF-Direxion三倍做多罗素金融股","JHMF":"John Hancock Multifactor Financials ETF","PBEU":"Portfolio Building Block European Banks Index ETF","GABF":"Gabelli Financial Services Opportunities ETF","FNCL":"Fidelity MSCI Financials Index ETF","BK4588":"碎股","BNKO":"MicroSectors U S Big Banks Index 2X Leveraged","BK0188":"融资融券","KNAB":"MicroSectors U S Big Banks Index 2X Inverse Leveraged","KBWB":"银行ETF-PowerShares","IEFN":"iShares Evolved U.S. Financials ETF","FTXO":"First Trust Nasdaq Bank ETF","BK0187":"一线龙头","KBWD":"Invesco KBW High Dividend Yield Financial ETF","VFH":"Vanguard Financials ETF"},"translate_title":"Vice President of Hangzhou Bank discusses stabilization of net interest margin: Declining debt costs are an important factor, and the effect of deposit repricing will continue.","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"600926":1.5,"UYG":1.5,"IYG":1.5,"KRE":1.5,"VFH":1.5,"BCFN":1.5,"FNCL":1.5,"XLFX":1.5,"QABA":1.5,"FAS":1.5,"FINY":1.5,"JHMF":1.5,"IEFN":1.5,"PBEU":1.5,"KNAB":1.5,"FTXO":1.5,"GABF":1.5,"BNKO":1.5,"FYLG":1.5,"HSBH":1.5,"KBWD":1.5,"KBWB":1.5},"content_text":"杭州银行副行长谈净息差企稳：负债成本下降是重要因素，存款重定价效应仍将持续\n　　9月3日，杭州银行副行长章建夫在2026年半年度业绩说明会上表示，2026年上半年全行净息差出现企稳回升，同时，上半年负债成本继续下降，未来随着部分存款到期重定价，仍有望对净息差形成一定支撑。\n　　截至2026年6月末，杭州银行存款总量约1.5万亿元，较年初增长4%，较去年同期增长12%，整体保持增长。\n　　上半年，杭州银行负债付息成本率为1.49%，较去年同期下降38个基点；其中，存款付息率为1.40%，较去年同期下降40个基点。章建夫表示，负债成本下降是今年净息差同比回升10个基点的重要因素之一。\n　　章建夫表示，上半年杭州银行通过加强资产负债结构调整、负债质量管理以及定价管理，推动负债成本持续下降。此外，部分存款到期重定价也对负债成本形成影响。\n　　对于下半年及未来几年净息差走势，章建夫表示，随着部分存款陆续到期并进行重定价，成本重定价效应仍将持续，对贷款收益率下行带来的影响起到一定对冲和缓解作用。\n　　不过，他同时指出，在贷款收益率等因素影响下，净息差能否持续企稳，仍需进一步观察资产负债两端存量业务与新发生业务之间的平衡。杭州银行仍将继续加强资产负债结构调整、成本管控及定价管理，以推动净息差进一步企稳。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"isLaohu8Offline":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.44.1","shortVersion":"4.44.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2664107873","isCrawlerRequest":true}