招商银行副行长彭家文：根据客户及市场情况适时发行大额存单，但总体判断规模不会很大

北京商报08-31 15:38

8月31日，招商银行召开2026年中期业绩交流会。该行副行长、董事会秘书彭家文就大额存单发行事宜表示，从目前了解的情况看，行业内五年期大额存单的重启发行总体规模有限，成本亦处于较低水平，对银行息差的影响十分微小。就招商银行自身而言，目前久期匹配处于平衡状态，市场风险对大额存单的需求并不明显；同时，该行流动性头寸较为宽裕，暂无通过发行存单补充头寸的需求。因此，若未来招商银行启动大额存单发行，更多是...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohunote.com/m/news/2663078289?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2026-08-31 15:38","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2663078289","market":"us","top_or_hot":-1,"title":"招商银行副行长彭家文：根据客户及市场情况适时发行大额存单，但总体判断规模不会很大","media":"北京商报","content":"<div>\n<p>8月31日，招商银行召开2026年中期业绩交流会。该行副行长、董事会秘书彭家文就大额存单发行事宜表示，从目前了解的情况看，行业内五年期大额存单的重启发行总体规模有限，成本亦处于较低水平，对银行息差的影响十分微小。就招商银行自身而言，目前久期匹配处于平衡状态，市场风险对大额存单的需求并不明显；同时，该行流动性头寸较为宽裕，暂无通过发行存单补充头寸的需求。因此，若未来招商银行启动大额存单发行，更多是...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202608313860073772.html\">网页链接</a>\n\n</div>\n","source":"stock_eastmoney","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>招商银行副行长彭家文：根据客户及市场情况适时发行大额存单，但总体判断规模不会很大</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n招商银行副行长彭家文：根据客户及市场情况适时发行大额存单，但总体判断规模不会很大\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-08-31 15:38 北京时间&nbsp;&nbsp;&nbsp;<a href=http://finance.eastmoney.com/a/202608313860073772.html><strong>北京商报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>8月31日，招商银行召开2026年中期业绩交流会。该行副行长、董事会秘书彭家文就大额存单发行事宜表示，从目前了解的情况看，行业内五年期大额存单的重启发行总体规模有限，成本亦处于较低水平，对银行息差的影响十分微小。就招商银行自身而言，目前久期匹配处于平衡状态，市场风险对大额存单的需求并不明显；同时，该行流动性头寸较为宽裕，暂无通过发行存单补充头寸的需求。因此，若未来招商银行启动大额存单发行，更多是...</p>\n\n<a href=\"http://finance.eastmoney.com/a/202608313860073772.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0359201612.USD","symbol_name":"贝莱德中国基金A2","start_time":0,"source_url":"http://finance.eastmoney.com/a/202608313860073772.html","article_id":"2663078289","we_media_id":null,"thumbnails":[],"rights":{"source":"stock_eastmoney","url":"http://finance.eastmoney.com/a/202608313860073772.html","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2663078289","pubTimestamp":1788161892,"columns":[],"sourceInfo":{"source_id":"stock_eastmoney","name":"东方财富"},"weMediaInfo":null,"summary":"8月31日，招商银行召开2026年中期业绩交流会。该行副行长、董事会秘书彭家文就大额存单发行事宜表示，从目前了解的情况看，行业内五年期大额存单的重启发行总体规模有限，成本亦处于较低水平，对银行息差的影响十分微小。就招商银行自身而言，目前久期匹配处于平衡状态，市场风险对大额存单的需求并不明显；同时，该行流动性头寸较为宽裕，暂无通过发行存单补充头寸的需求。","collect":0,"end_time":0,"defaultTopTitle":"eastmoney.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"600036":"招商银行","LU0359201612.USD":"贝莱德中国基金A2","LU1251922891.USD":"NINETY ONE GSF ALL CHINA EQUITY \"A\" (USD) ACC","LU0314109678.HKD":"MANULIFE GF DRAGON GROWTH \"AA\" (HKD) INC","IE00BYV24P56.USD":"GUINNESS EMERGING MARKETS EQUITY INCOME \"C\" (USD) ACC","LU0359202008.SGD":"Blackrock China Fund A2 SGD-H","LU0979878070.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"A\" (USD) ACC","BK0278":"货币金融","LU0540923850.HKD":"ALLIANZ HONG KONG EQUITY \"A\" (HKD) INC","LU0072913022.USD":"UBS (LUX) EQUITY FUND -  GREATER CHINA \"P\" (USD) ACC","LU1808992512.USD":"AB ALL CHINA EQUITY PORTFOLIO \"A\" (USD) ACC","LU2580892789.USD":"FRANKLIN SEALAND CHINA A-SHARES \"A\" (USD) ACC","BK1521":"挪威政府全球养老基金持仓","IE00B031HY20.USD":"FSSA CHINA GROWTH \"I\" (USD) INC","LU1961090484.USD":"ALLIANZ ALL CHINA EQUITY \"A\" (USD) INC","LU0634319403.HKD":"ALLIANZ HONG KONG EQUITY \"AT\" (HKD) ACC","LU0516423091.SGD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (SGD) ACC","LU0231483743.USD":"abrdn SICAV I - ALL CHINA SUSTAINABLE EQUITY \"A\" (USD) ACC","LU1781817850.SGD":"Blackrock Systematic China A-Share Opportunities A2 SGD-H","LU1105468828.SGD":"Allianz Total Return Asian Equity AM DIS H2-SGD","03143":"华夏香港银行股","LU0791591158.USD":"ALLSPRING  EMERGING MARKTES EQUITY INCOME \"I\" (USD) ACC","LU0320764599.SGD":"FTIF - Templeton China A Acc SGD","LU0918141887.USD":"安联亚洲实际收益股票基金","LU0384037296.USD":"ALLIANZ ASIAN MULTI INCOME PLUS \"AT\" (USD) ACC","LU0918141705.HKD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AM\" (HKD) INC","BK0183":"MSCI概念","BK0188":"融资融券","LU0640798160.USD":"EASTSPRING INVESTMENTS GLOBAL EMERGING MARKET DYNAMIC \"A\" (USD) ACC","HK0000352382.USD":"VALUE PARTNERS ASIAN INCOME \"A\" (USD) INC","SG9999000459.SGD":"Aberdeen Standard Pacific Equity SGD","IE00B5MMRT66.SGD":"NEUBERGER BERMAN CHINA EQUITY \"A\" (SGDHDG) ACC","BK0015":"沪股通50","LU0821914370.USD":"贝莱德亚洲成长领袖A2","LU2476274720.SGD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"AT\" (SGDHDG) ACC","LU0229945570.USD":"TEMPLETON BRIC \"A\" (USD) ACC","LU1064131003.USD":"FULLERTON LUX FUNDS - CHINA A EQUITIES \"A\" (USD) ACC","LU1146622755.USD":"安本中国A股股票基金A Acc","LU1993786604.SGD":"UBS (LUX) EQUITY SICAV ALL CHINA \"P\" (SGD) ACC","LU0228367735.SGD":"Eastspring Investments - Asian Equity Fund AS SGD","BK1610":"ETF&股票定投概念","03968":"招商银行","IE00BZ08YS42.EUR":"GUINNESS BEST OF CHINA \"C\" (EUR) ACC","LU0348788117.USD":"ALLIANZ EMERGING ASIA EQUITY \"A\" (USD) INC","IE00B29SXG58.USD":"FSSA CHINA FOCUS \"I\" (USD) ACC","LU0737861699.HKD":"FIDELITY CHINA FOCUS \"A \" (HKD) ACC","LU0348735423.USD":"ALLIANZ HONG KONG EQUITY \"A\" (USD) INC","LU2226246903.HKD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AT4\" (HKD) ACC","LU1242518931.SGD":"Fullerton Lux Funds - Asia Absolute Alpha A Acc SGD","HK0000181138.USD":"DA CHENG CHINA BALANCED \"A\" (USD) INC"},"translate_title":"Peng Jiawen, Vice President of China Merchants Bank: Large-denomination certificates of deposit will be issued in due course based on customer and market conditions, but the overall scale is not expected to be very large.","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"600036":1.5,"03968":1.5,"03143":0.6},"content_text":"8月31日，招商银行召开2026年中期业绩交流会。该行副行长、董事会秘书彭家文就大额存单发行事宜表示，从目前了解的情况看，行业内五年期大额存单的重启发行总体规模有限，成本亦处于较低水平，对银行息差的影响十分微小。就招商银行自身而言，目前久期匹配处于平衡状态，市场风险对大额存单的需求并不明显；同时，该行流动性头寸较为宽裕，暂无通过发行存单补充头寸的需求。因此，若未来招商银行启动大额存单发行，更多是基于客户产品配置的需要，更好地满足客户需求。　　他表示，当前，招商银行也正在和客群部门探讨研究客户层面对大额存单产品的真实需求，若的确存在较为旺盛的需求，该行将根据客户及市场情况适时发行。此外，针对此前发行的三年期定期存款或大额存单到期后的承接需求，如有需要也会研究推出相应产品。但总体判断，发行规模不会很大，无论是对于存款重定价还是整体息差管理，影响都较为有限。（文章来源：北京商报）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"isLaohu8Offline":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.44.1","shortVersion":"4.44.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2663078289","isCrawlerRequest":true}