招行副行长：未来一段时间息差下行压力仍然存在，信贷需求还没有出现根本性拐点

澎湃新闻08-31 12:23

8月31日，招商银行副行长、董事会秘书彭家文在2026年中期业绩交流会上表示，总体来看，现在难以得出“息差已经开始反弹”、“已经没有息差下行的压力”的结论，“也就是说，对于银行业而言，未来一段时间面临的息差下行压力仍然存在。”　　彭家文表示，这里面主要的因素包括信贷需求还没有出现根本性拐点，同时存款重定价基本已经完成，也就是存款成本下行对息差的贡献可能也逐步释放，加之目前整个消费和房地产仍然尚未...

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