邮储银行徐学明：息差压力在边际改善，全年仍存下行压力

第一财经08-28

8月28日，邮储银行副行长徐学明在中期业绩发布会上回应息差问题时表示，上半年该行息差延续“绝对水平优、降幅趋缓”态势，净息差1.63%，高出可比同业30bps以上，较上年下降3bps，“降幅同比大幅收敛14bps，息差压力在边际上得到了改善”。他同时预警，受信贷需求偏弱、债券投资重置价差较大、存款成本下行空间有限等因素影响，“息差仍存下行压力”。他还表示，宏观利率逐步企稳“行业‘反内卷’环境下银行...

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