邮储银行北京分行成功落地首笔“学校贷” 金融“活水”精准浇灌首都学前教育

华夏时报网08-14 12:43

文/王强　　近日，邮储银行北京分行成功投放首笔“学校贷”，精准满足北京某普惠性民办幼儿园阶段性融资需求，以专属普惠金融产品破解学前教育经营资金难题，标志着该行在深耕民生普惠、拓展教育特色金融场景上实现新突破。　　小微企业是稳经济、促就业、激活力的关键载体。作为国有大行首都分行，邮储银行北京分行坚决落实普惠金融工作部署，立足服务“三农”、城乡居民和中小企业的核心定位，持续丰富民生领域金融供给，聚焦...

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700人，生源稳定、运营合规，长期享有稳定财政补贴，园区坚持智慧标准化办学，依托数字化系统开展教学、安防与日常运维，办学发展态势稳健。　　走访中，工作人员向园方细致宣讲普惠金融扶持政策，重点推介专属信贷产品“学校贷”。该产品面向合规民办幼儿园、非义务教育全日制学校推出，贷款资金可覆盖园区日常经营周转、校舍翻新升级、教学设备更新、师资培育等多类固定资产投入，具备利率优惠、期限灵活、审批高效等优势。沟通中，银行精准捕捉到幼儿园因财政补贴拨付存在时间差，产生日常运营、校园提质改造资金缺口的经营痛点，快速匹配定制化融资方案。　　除信贷资金支持外，邮储银行北京分行坚持“信贷+场景”综合服务思路，为园区配套一站式数字化经营赋能方案。针对校园后勤管理需求，向园方推介邮储银行智慧食堂数字化管理平台，依托银行收单、手机银行体系，打通订餐、消费、备餐、食材溯源、财务核算、人员管理全流程，助力幼儿园实现营养配餐、后勤智能监管，精细化提升办学管理水平。　　同时，邮储银行北京分行同步落地全园教职工工资代发业务，搭建起“对公授信+资金结算归集+员工薪资代发”一体化综合金融服务体系，打破单一放款服务模式，将融资、支付、代发等多元金融服务贯穿园区经营全周期，完成从单纯资金支持到全方位数字化金融赋能的升级，全方位贴合民办幼儿园长期经营发展需求，专业高效的综合服务获得园方充分认可。　　此次首笔“学校贷”落地，是邮储银行北京分行深耕民生普惠金融、助力首都学前教育高质量发展的生动实践。下一步，分行将持续坚守普惠金融初心，持续迭代教育场景专属金融产品，不断创新银校综合服务模式，切实把减费让利各项举措落到实处，以金融让利赋能实体经济发展。（文章来源：华夏时报网）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 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