受通胀与地缘冲突推高债基影响美国房贷利率升至近一年来高位

环球市场播报07-25

受地缘局势升级与通胀风险上升推动，作为美国住房抵押贷款基准的30期固定利率本周进一步走高，创下近11个月来的新高。市场分析认为，地缘冲突推高能源成本进而加剧通胀预期，是导致近期房贷利率维持高位的主要因素。　　美国住房金融机构房地美（Freddie Mac）公布的最新调查数据显示，截至本周，全美30年期固定抵押贷款平均利率从上周的6.55%升至6.58%，为2025年8月以来的最高水平；上年同期该...

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href=https://finance.sina.com.cn/stock/usstock/c/2026-07-25/doc-iniixwvz1448269.shtml><strong>环球市场播报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>受地缘局势升级与通胀风险上升推动，作为美国住房抵押贷款基准的30期固定利率本周进一步走高，创下近11个月来的新高。市场分析认为，地缘冲突推高能源成本进而加剧通胀预期，是导致近期房贷利率维持高位的主要因素。\n　　美国住房金融机构房地美（Freddie Mac）公布的最新调查数据显示，截至本周，全美30年期固定抵押贷款平均利率从上周的6.55%升至6.58%，为2025年8月以来的最高水平；上年同期该...</p>\n\n<a 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Khater）指出，当前市场环境持续演变，借款人通过多方比较利率方案可实现较为可观的成本控制。业内专家进一分析表示，虽然美联储不直接设定房贷利率，但其走势紧密锚定10年期美国国债收益率。随着中东地缘冲突加剧及原油价格上涨，市场对能源价格推高未来通胀水平的担忧重燃，导致美债收益率与房贷利率同步攀升。\n　　房产市场供给与价格层面，根据房地产门户网站Realtor.com发布的2026年全美房市中期预测更新，预计今年全美房价同比涨幅将放缓至1.2%。分析指出，这一增速低于当前整体通胀水平，意味着经通胀调整后的全美实际房价正在发生实质性回落，部分买家的购房可负担性有望获得一定程度缓解。\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：龙运翔","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; 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受通胀与地缘冲突推高债基影响 美国房贷利率升至近一年来高位

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受通胀与地缘冲突推高债基影响美国房贷利率升至近一年来高位