交通银行：着力提升风险早识别、早预警、早暴露、早处置能力

证券之星07-24 15:36

证券之星消息，交通银行(601328)07月24日在投资者关系平台上答复投资者关心的问题。

投资者提问：董秘好：交通银行与阿里云成立“交银阿里云联合创新实验室”，请问：成立联合实验室后，公司是否能将信贷风险的“早识别、早预警”能力转化为可量化的不良率下降指标？是否对公司ROE具有提振作用？相比于自行研发，交行选择与阿里云共建实验室，在投入产出比上如何考量？

交通银行回复：感谢您的提问。防控风险是金融机构的永恒主题，交行将加快AI技术在全面风险管理中的运用，着力提升风险早识别、早预警、早暴露、早处置能力，提升风险识别的前瞻性和精准性，持续提升贷后管理质效，依托大模型强化反电诈、反洗钱的联防联控，提高命中率和拦截有效性。我们将持续深化风险管理数智化转型，针对性开展专项行动，抓实各类风险防控措施，力争全年资产质量保持稳定。

本文数据来源于上海证券交易所e互动，仅供参考不构成投资建议。

责任编辑：沈彬

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

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