友邦保险李源祥：数字化及人工智能可以让保险业动态定价、动态承销承保

北京商报06-18 16:26

6月18日，在2026陆家嘴论坛“全体大会七：提高普惠金融的有效性与精准度”上，友邦保险控股有限公司首席执行官兼总裁李源祥表示，数字化以及人工智能可以让保险业动态定价、动态承销承保。　　李源祥表示，过去保险业对风险进行评估时，在某个节点顾客买了保险，保费可能一辈子都是这样，固定不变，但是现在可以通过动态调整更好地进行定价和承保。那些行为比较健康的，比如均衡饮食、不酗酒、不吸烟的（客户），有健康生活...

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