Jackson推出挂钩道琼斯指数的新型RILA，首创六年期费率锁定功能

环球市场播报06-09

Jackson National Life Insurance Company（Jackson）近日宣布推出Jackson Market Link Pro 4（JMLP4）和Jackson Market Link Pro Advisory 4（JMLPA4），进一步强化其注册指数挂钩年金（RILA）产品线。此次推出的新品首次在RILA领域引入道琼斯工业平均指数作为挂钩选项，同时提供灵活保费缴纳功能...

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Pro 4（JMLP4）和Jackson Market Link Pro Advisory 4（JMLPA4），进一步强化其注册指数挂钩年金（RILA）产品线。此次推出的新品首次在RILA领域引入道琼斯工业平均指数作为挂钩选项，同时提供灵活保费缴纳功能...</p>\n\n<a href=\"https://finance.sina.com.cn/stock/usstock/c/2026-06-09/doc-iniattra5137948.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"XLI","symbol_name":"工业指数ETF-SPDR","start_time":0,"source_url":"https://finance.sina.com.cn/stock/usstock/c/2026-06-09/doc-iniattra5137948.shtml","article_id":"2642439545","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2642439545","pubTimestamp":1780946100,"columns":[],"sourceInfo":{"source_id":"sina","name":"sina"},"weMediaInfo":null,"summary":"Jackson National Life Insurance Company近日宣布推出Jackson Market Link Pro 4和Jackson Market Link Pro Advisory 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Inc．（纽约证券交易所代码：JXN）的主要运营子公司，Jackson此次推出的JMLP4（佣金型）和JMLPA4（费用型）旨在帮助客户在退休前及退休期间实现资产增值，同时提供不同程度的市场下行保护，包括本金完全保障选项。\n　　Jackson Distribution执行副总裁Alison Reed表示：“通过率先在RILA行业中引入道琼斯工业平均指数作为挂钩选项，并为客户提供向现有合约追加资金的能力，以及锁定前六年保费费率的保证上限计息方式，我们正在为客户提供更多的投资策略选择权和信心。”\n　　此次推出的JMLP4和JMLPA4的主要创新包括：道指指数选项（与标普500、罗素2000、纳斯达克100等现有指数并列）、灵活保费功能（允许客户在不重新提交申请的情况下向现有合约追加资金）、以及保证上限计息方式（客户可锁定前六年保费年度的上限费率）。\n　　此外，产品还提供全额或部分业绩锁定功能，客户可在指数账户选项期内的任何时点锁定其阶段性价值。这些资金将转入业绩锁定持有账户，按公布利率计息直至下一个保费分配周年日。客户还可选择费率提升选项，在额外付费基础上获得更高的增长潜力。\n　　Jackson近期还提升了其传统可变年金产品的保证提现率，并强调其在RILA市场的领先地位。分析人士认为，将道琼斯工业平均指数纳入RILA挂钩选项，标志着该类产品正从传统的宽基指数向更具标志性的市场基准拓展，有望吸引更广泛的风险偏好型投资者。\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：张俊 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