北大方正人寿党委书记调整背后：四年亏损33.82亿元，偿付能力充足率逼近监管红线

澎湃新闻06-10 21:28

连年亏损的北大方正人寿出现领导层调整。　　近日，北大方正人寿保险有限公司（下称北大方正人寿）官网披露显示，党委书记韩光已转任党委副书记，仍担任总经理兼首席执行官。此前，北大方正人寿常务副总经理汪海龙同时担任该公司党委副书记一职，目前官网披露的职务为常务副总经理。　　出生于1968年10月的韩光，于2024年8月获批出任北大方正人寿总经理，这也是该公司12年来首度调整总经理。韩光来自中国平安，于...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2642421301?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2026-06-10 21:28","share_image_url":"https://static.laohu8.com/b0d1b7e8843deea78cc308b15114de44","id":"2642421301","market":"other","top_or_hot":-1,"title":"北大方正人寿党委书记调整背后：四年亏损33.82亿元，偿付能力充足率逼近监管红线","media":"澎湃新闻","content":"<div>\n<p>连年亏损的北大方正人寿出现领导层调整。\n　　近日，北大方正人寿保险有限公司（下称北大方正人寿）官网披露显示，党委书记韩光已转任党委副书记，仍担任总经理兼首席执行官。此前，北大方正人寿常务副总经理汪海龙同时担任该公司党委副书记一职，目前官网披露的职务为常务副总经理。\n　　出生于1968年10月的韩光，于2024年8月获批出任北大方正人寿总经理，这也是该公司12年来首度调整总经理。韩光来自中国平安，于...</p>\n\n<a href=\"https://finance.sina.com.cn/jjxw/2026-06-10/doc-iniaxvfm4384544.shtml\">网页链接</a>\n\n</div>\n","source":"sina","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>北大方正人寿党委书记调整背后：四年亏损33.82亿元，偿付能力充足率逼近监管红线</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n北大方正人寿党委书记调整背后：四年亏损33.82亿元，偿付能力充足率逼近监管红线\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-06-10 21:28 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/jjxw/2026-06-10/doc-iniaxvfm4384544.shtml><strong>澎湃新闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>连年亏损的北大方正人寿出现领导层调整。\n　　近日，北大方正人寿保险有限公司（下称北大方正人寿）官网披露显示，党委书记韩光已转任党委副书记，仍担任总经理兼首席执行官。此前，北大方正人寿常务副总经理汪海龙同时担任该公司党委副书记一职，目前官网披露的职务为常务副总经理。\n　　出生于1968年10月的韩光，于2024年8月获批出任北大方正人寿总经理，这也是该公司12年来首度调整总经理。韩光来自中国平安，于...</p>\n\n<a href=\"https://finance.sina.com.cn/jjxw/2026-06-10/doc-iniaxvfm4384544.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1226287529.USD","symbol_name":"UBS (LUX) KEY SELECTION SICAV - CHINA ALLOCATION  OPPORTUNITY (USD) \"P\" (USD) ACC","start_time":0,"source_url":"https://finance.sina.com.cn/jjxw/2026-06-10/doc-iniaxvfm4384544.shtml","article_id":"2642421301","we_media_id":null,"thumbnails":[],"rights":{"source":"sina","url":"https://finance.sina.com.cn/jjxw/2026-06-10/doc-iniaxvfm4384544.shtml","rn_cache_url":null,"customStyle":"body{padding-top:10px;}.art_tit_h1{#titleStyle#}a{#lv2TextColor#}.art_time, .art_cite{#sourceStyle#;} .art_cite{margin-left: 3px;}","selectors":".module-article, article","filters":"header, .voice2, .tags, #norm_qrcode_link_auto, .unfold-box, .action","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2642421301","pubTimestamp":1781098080,"columns":[],"sourceInfo":{"source_id":"sina","name":"sina"},"weMediaInfo":null,"summary":"连年亏损的北大方正人寿出现领导层调整。　　近日，北大方正人寿保险有限公司官网披露显示，党委书记韩光已转任党委副书记，仍担任总经理兼首席执行官。此前，北大方正人寿常务副总经理汪海龙同时担任该公司党委副书记一职，目前官网披露的职务为常务副总经理。截至2026年一季度末，北大方正人寿核心偿付能力充足率为60.29%，较上季度末下降14.05个百分点；综合偿付能力充足率为101.12%，较上季度末下降13.66个百分点，已接近监管要求下限。","collect":0,"end_time":0,"defaultTopTitle":"sina.com.cn","property":[],"viewcount":null,"language":"zh","relate_stocks":{"82318":"中国平安-R","LU1226287529.USD":"UBS (LUX) KEY SELECTION SICAV - CHINA ALLOCATION  OPPORTUNITY (USD) \"P\" (USD) ACC","LU1642822792.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"A\" (SGD) ACC","BK1521":"挪威政府全球养老基金持仓","LU1831875114.USD":"SCHRODER ISF ALL CHINA EQUITY \"A\" (USD) ACC","LU0880133367.SGD":"UBS (LUX) EQUITY FUND CHINA OPPORTUNITY USD \"P\" (SGD) ACC","03145":"华夏亚洲高息股","LU2476274308.USD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"AT\" (USD) ACC","LU0871576103.HKD":"HSBC GIF CHINESE EQUITY \"AC\" (HKD) ACC","LU1282649067.USD":"ALLIANZ ASIAN MULTI INCOME PLUS \"AMG\" (USD) INC A","HK0001040168.HKD":"CLSA GREATER CHINA HIGH DIVIDEND EQUITY \"A\" (HKD) INC","LU0630378429.USD":"HSBC GIF ASIA PACIFIC EX JAPAN EQ HD \"AM2\" (USD) INC","LU0417516738.SGD":"Allianz Hong Kong Equity AT Acc SGD","HK0000286598.CNH":"中银保诚中国价值基金 A","LU0862451837.USD":"JPM EMERGING MARKETS DIVIDEND \"A\" (USD) INC (M)","LU2476274720.SGD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"AT\" (SGDHDG) ACC","LU0561508036.HKD":"ALLIANZ CHINA EQUITY \"A\" (HKD) INC","LU0821914370.USD":"贝莱德亚洲成长领袖A2","LU0327786744.USD":"Janus Henderson Horizon China Opportunities A2 USD","LU0797268264.HKD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AT\" (HKD) ACC","LU0605514214.HKD":"FIDELITY CHINA CONSUMER \"A\" (HKD) ACC","LU1044875133.USD":"天利亚洲反向股票 AU Acc","LU1282651121.HKD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (HKD) INC","LU1146622755.USD":"安本中国A股股票基金A Acc","LU1224444064.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AM\" (USDHDG) INC","HPAD.SI":"Ping An Ins HK SDR2to1","LU1960683339.HKD":"UBS (LUX) EQUITY SICAV ALL CHINA \"P\" (HKD) ACC","LU0106252389.USD":"SCHRODER ISF EMERGING MARKETS \"A\" ACC","LU0307460666.USD":"EASTSPRING INVESTMENTS CHINA EQUITY \"A\" ACC","PNGAY":"中国平安ADR","LU0048580855.USD":"富达大中华区A","LU0067412154.USD":"UBS (LUX) EQUITY FUND -  CHINA OPPORTUNITY \"P\" (USD) ACC","LU0348827113.USD":"ALLIANZ RCM CHINA \"AT\" ACC","LU0588546209.SGD":"Eastspring Investments - China Equity Fund AS SGD","LU2293587155.HKD":"ALLIANZ ORIENTAL INCOME \"AT\" (HKD) ACC","LU0235996351.USD":"UBS (LUX) KEY SELECTION SICAV - ASIAN EQUITY (USD) \"P\" (USD) ACC","HK0001040143.USD":"中信里昂大中华高息股票基金 美元","LU0823426308.USD":"法巴中国股票基金","LU1188198961.HKD":"SCHRODER ISF CHINA OPPORTUNITIES \"A\" (HKD) INC QV","IE00B29SXG58.USD":"FSSA CHINA FOCUS \"I\" (USD) ACC","LU0348735423.USD":"ALLIANZ HONG KONG EQUITY \"A\" (USD) INC","LU0314109678.HKD":"MANULIFE GF DRAGON GROWTH \"AA\" (HKD) INC","LU0051755006.USD":"摩根大通中国A (dist)","SG9999002463.SGD":"LionGlobal China Growth SGD","02318":"中国平安","LU1008478684.HKD":"UBS (LUX) EQUITY FUND -  CHINA OPPORTUNITY \"P\" (HKD) ACC","LU1282651048.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (USD) INC","LU0650527681.SGD":"Fidelity China Consumer A-SGD","LU0540923850.HKD":"ALLIANZ HONG KONG EQUITY \"A\" (HKD) INC","LU1366334578.USD":"ALLSPRING EMERGING MARKETS EQUITY INCOME \"A\" (USD) INC"},"translate_title":"Behind the Adjustment of Party Secretary of Peking Founder Life Insurance: Four-year Loss of 3.382 billion yuan, Solvency Adequacy Ratio Approaching the Regulatory Red Line","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"82318":0.6,"02318":0.66,"PNGAY":0.6,"03145":0.6,"HPAD.SI":0.6},"content_text":"连年亏损的北大方正人寿出现领导层调整。\n　　近日，北大方正人寿保险有限公司（下称北大方正人寿）官网披露显示，党委书记韩光已转任党委副书记，仍担任总经理兼首席执行官。此前，北大方正人寿常务副总经理汪海龙同时担任该公司党委副书记一职，目前官网披露的职务为常务副总经理。\n　　出生于1968年10月的韩光，于2024年8月获批出任北大方正人寿总经理，这也是该公司12年来首度调整总经理。韩光来自中国平安，于1996年10月加入平安人寿工作，曾先后担任平安人寿青岛分公司总经理、平安人寿上海分公司总经理、平安人寿南区负责人、平安人寿南区总经理、平安人寿副总经理等职务。\n　　韩光担任总经理后，北大方正人寿新添了多名来自平安的高管。据北大方正人寿官网披露，该公司常务副总经理汪海龙、总经理助理兼首席个险执行官陈宏伟、总经理助理兼首席投资官钟世开、财务负责人郝军辉均出自中国平安，上述人员的任职资格均于2025年获批。\n　　目前，北大方正人寿的控股股东为新方正控股发展有限责任公司，不存在实际控制人。在北大方正人寿股东中，新方正控股发展有限责任公司持股51%，为第一大股东；明治安田生命保险相互会社持股29.24%，为第二大股东；海尔集团（青岛）金盈控股有限公司持股19.76%，为第三大股东。中国平安旗下平安人寿全资持股的新方正（北京）企业管理发展有限公司，持有新方正控股发展有限责任公司66.51%的股份。\n　　2024年，韩光为北大方正人寿确立了从价值重塑到稳定盈利再到行业典范的“三步走”战略：第一阶段聚焦“价值修复、重塑效益”，全力开展价值业务；第二阶段则通过前期的价值业务积累，实现“稳定盈利”；第三阶段则是在业务、管理、生态等维度全面跃升，成为中小型险企经营典范。\n　　就经营业绩来看，北大方正人寿近年来仍处于亏损状态。2022年至2025年，该公司保险业务收入分别为41.91亿元、48.59亿元、49.51亿元和47亿元，整体规模在2023年、2024年有所增长后，2025年出现回落。\n　　利润端压力则更为明显，2022年至2025年，北大方正人寿净利润分别为-8.09亿元、-14.39亿元、-7.19亿元和-4.15亿元，已连续四年亏损，四年累计亏损33.82亿元。虽然2024年以来亏损幅度有所收窄，但该公司尚未扭转亏损局面，盈利能力仍待改善。\n　　进入2026年，北大方正人寿一季度经营表现有所改善。今年一季度，该公司实现保险业务收入16.45亿元，较上年同期的16.19亿元小幅增长；净利润为1989.29万元，而上年同期为亏损1.38亿元，同比扭亏。\n　　不过，该公司偿付能力仍明显承压。截至2026年一季度末，北大方正人寿核心偿付能力充足率为60.29%，较上季度末下降14.05个百分点；综合偿付能力充足率为101.12%，较上季度末下降13.66个百分点，已接近监管要求下限。\n\n　　更值得注意的是，在基本情景下的下季度预测数中，该公司核心偿付能力充足率和综合偿付能力充足率分别降至10.41%和20.81%。2024年四季度，北大方正人寿的风险综合评级（分类监管）结果由C转为B，使其成为偿付能力达标公司。若按上述预测值计算，北大方正人寿的两项偿付能力充足率将分别低于50%和100%的监管达标线，即便风险综合评级维持B类，也将因偿付能力充足率不达标而再度成为偿付能力不达标公司。\n　　根据原银保监会发布的《保险公司偿付能力管理规定》，保险公司要同时符合核心偿付能力充足率不低于50%、综合偿付能力充足率不低于100%和风险综合评级在B类及以上三项监管要求，即为偿付能力达标公司。不符合上述任意一项要求的，为偿付能力不达标公司。\n　　澎湃新闻记者 胡志挺\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：李琳琳","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.43.1","shortVersion":"4.43.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2642421301","isCrawlerRequest":true}