数字人民币APP里能买黄金啦！兴业银行首家落地

第一财经05-29 13:10

数字人民币app支付场景再拓新领域。5月28日，数字人民币运营管理中心消息称，兴业银行在数字人民币App内推出银行积存金产品，便利用户使用数字人民币参与贵金属投资。这是数字人民币首次直接对接个人黄金投资场景。　　数字人民币运营管理中心称，用户通过数字人民币App办理银行积存金业务，可使用兴业银行数字人民币钱包在线上便捷完成产品签约、购买、赎回、查询全流程操作。此外，用户赎回资金可留存在钱包获取...

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Industrial Bank was the first to land","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"159831":1.5,"601166":1.5,"BEGS":1.5,"SGDM":1.5,"GLDM":1.5,"JDST":1.5,"MGCmain":1.5,"BAR":1.5,"PHYS":1.5,"FGDL":1.5,"IAUI":1.5,"NUGT":0.6,"USG":1.5,"SGOL":1.5,"GCmain":1.5,"PICK":1.5,"AAAU":1.5,"UCmain":1.5,"UGL":1.5,"DBC":1.5,"DGP":1.5,"IAU":1.5,"GOAU":1.5,"GOLY":1.5,"UYM":1.5,"DULL":1.5,"DUST":1.5,"QOmain":1.5,"GDX":1.5,"MUCmain":1.5,"GDXY":1.5,"JNUG":1.5,"CEF":1.5,"DZZ":1.5,"OUNZ":1.5,"SHNY":1.5,"XME":1.5,"MCNHmain":1.5,"GDXJ":1.5,"GLTR":1.5,"GLL":1.5,"RING":1.5,"GDXU":1.5,"IAUM":1.5,"BTGD":1.5,"CNHmain":1.5,"GDXD":1.5,"PALL":1.5,"1OZmain":1.5,"GBUG":1.5},"content_text":"数字人民币app支付场景再拓新领域。5月28日，数字人民币运营管理中心消息称，兴业银行在数字人民币App内推出银行积存金产品，便利用户使用数字人民币参与贵金属投资。这是数字人民币首次直接对接个人黄金投资场景。\n　　数字人民币运营管理中心称，用户通过数字人民币App办理银行积存金业务，可使用兴业银行数字人民币钱包在线上便捷完成产品签约、购买、赎回、查询全流程操作。此外，用户赎回资金可留存在钱包获取活期利息收益。\n　　记者登陆数字人民币app看到，在服务页面，新增兴业积存金购买入口。用户可线上签约、数币支付。\n\n　　具体办理步骤为：通过打开数字人民币App → 进入兴业银行钱包 → 点击“钱包资产”或金额数字，进入钱包资产页→ 点击积存金“立即签约”→即可签约兴业银行“积存金”业务。\n　　需注意的是，兴业积存金仅支持一类、二类钱包交易，投资者若购买需先升级钱包类别。\n　　个人数字人民币钱包根据用户身份识别强度等分为四类。其中，一类钱包需在运营机构网点现场开立，验证与留存有效身份证件、手机号及本人境内银行账户信息，绑定本人境内银行账户后，支持钱包内数字人民币与绑定账户存款的互转，钱包余额计付利息。\n　　二类钱包可远程开立，需验证与留存有效身份证件、手机号及本人境内银行账户等信息，绑定本人境内银行账户后，支持钱包内数字人民币与绑定账户存款的互转，钱包余额计付利息。\n　　此外，在余额上限、单笔限制、日累计限额等也有所不同。比如，一类钱包余额上限无限额，二类则为50万元。\n\n　　近期国际金价震荡回落，目前黄金徘徊在4500美元/盎司附近，距离高点5598.75美元/盎司，已经下跌近1100美元/盎司，跌幅约19%。\n　　随着黄金价格走弱，多家银行下调黄金相关产品的风险等级，或对交易时间进行了延长。\n　　数字人民币与黄金投资的结合，也是加大多元普惠数字金融服务供给，持续扩展数字人民币应用场景的重要探索。作为个人用户使用数字人民币的主要载体，数字人民币App聚合了各运营机构的钱包入口，方便用户统一管理数字人民币资产，其核心支付模块遵循统一标准，同时支持各运营机构提供差异化服务。数字人民币运营管理中心称，下一步将协同成员银行持续创新应用场景，丰富完善数字人民币金融服务生态，不断提高数字金融服务水平。\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：曹睿潼","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"corporation","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":1,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.42.2","shortVersion":"4.42.2","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2639649478","isCrawlerRequest":true}