杭州银行：净息差呈现阶段性企稳的积极信号，趋势拐点仍需进一步确认

金融一线05-21

　　5月21日金融一线消息，杭州银行发布投资者关系活动记录表。谈及今年以来资产端利率走势大致情况，以及2026年息差整体趋势，杭州银行表示，2026 年，受宏观经济延续恢复态势、市场利率中枢低位运行等因素影响，本行资产端收益预计仍处于小幅下行通道，由于存款利率下降更快，一季度净息差实现了企稳回升。尽管净息差呈现了阶段性企稳的积极信号，但趋势拐点仍需进一步确认，后续需重点观察资产、负债端存量利率和新发生利率的变化节奏。

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