宁波银行董事长庄灵君：持续做好不良资产清收工作，资产质量预计将继续保持在行业较好水平

金融一线05-15

　　5月15日金融一线消息，宁波银行今日举行2025年度网上业绩说明会。谈及资产质量相关问题，董事长庄灵君表示，截至一季度末，全行不良率继续保持在0.76%。面对当前复杂的内外部环境，银行资产质量管控面临新形势、新挑战。2026年，公司将积极应对经营环境变化，聚焦重点领域，坚守风险底线。一方面，紧跟内外部经济形势及政策要求，严格授信准入，实施审慎稳健、务实高效的授信政策。另一方面，持续完善全流程信用风险管理，依托金融科技提升风险监测体系，夯实系统工具“数字化”基础，坚持流程风险管控与效率提升并重。同时，持续做好不良资产清收工作，资产质量预计将继续保持在行业较好水平。

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