男子贷27万离世银行向继承人追债

中国新闻周刊05-08 13:58

【#男子贷27万离世银行向继承人追债#】此前，陈某与南通某银行签订合同借款27万，年利率4.98%，按期付息，到期还本。起初陈某也一直按时支付利息，2023年，陈某不幸去世，此后贷款发生逾期。贷款银行催收未果，将陈某的四位第一顺序法定继承人：妻子朱某、女儿陈小某、父亲凌某、母亲陈某某诉至法院，要求四人在继承遗产范围内偿还借款本金及期内利息、罚息、复利，合计近30万元。庭审中，朱某、陈小某书面声明放弃继承陈某遗产，凌某、陈某某则当庭表示愿意继承儿子遗产。因陈某去世导致合同无法继续履行，并非其本人故意违约，法院故对银行主张的罚息、复利不予支持。最终，法院院作出判决：由继承人凌某、陈某某在继承陈某遗产的实际价值范围内向银行偿还借款本金27万元及相应利息。@荔枝新闻

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