北京银行：房地产贷款拨备严格按监管要求计提确保与资产质量动态匹配

金融一线04-29 16:59

　　4月29日金融一线消息，北京银行今日召开2025年年度暨2026年第一季度业绩说明会。在预征集问答环节，针对投资者关注的房地产贷款类业务是否已充分计提及未来风险问题，北京银行表示，该行严格按照监管要求运用预期信用损失法对承担信用风险的金融资产计提减值准备，在充分覆盖全量业务风险的前提下，保持对行业、区域、客户等维度风险变化趋势的前瞻性判断，以确保拨备水平与资产质量动态匹配。

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北京银行：房地产贷款拨备严格按监管要求计提 确保与资产质量动态匹配

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北京银行：房地产贷款拨备严格按监管要求计提确保与资产质量动态匹配