业内首个：京东科技发布ClawTip，让AI智能体自己付钱

IT之家03-31

IT之家 3 月 31 日消息，京东科技今日宣布业内首发面向 AI Agent 生态的 A2A（Agent-to-Agent）微支付基础设施 ClawTip，其核心包含智能体专属钱包（Agent Controlled Wallet）、AI 自主决策支付能力、智能体链路行为捕获与交易可信快照存证，实现智能体间无感自动结算。换言之，充分适配 ClawTip 后，AI 智能体即可实现自主决策，包括 AI...

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自主决策支付能力、智能体链路行为捕获与交易可信快照存证，实现智能体间无感自动结算。换言之，充分适配 ClawTip 后，AI 智能体即可实现自主决策，包括 AI 智能体自主询价、决策、支付并获取产品或服务的全流程。京东科技表示，现有支付解决方案的设计思维仍以“管理人”为核心，或在交互流程中设置过多人为规则限制 AI 的主动性，或仅将传统收银台简单嵌入对话，未能真正信任并赋能 AI 在价值交换场景中的判断力，导致协同效率与体验存在天花板。此次京东科技首发推出的 ClawTip 专为 AI 智能体之间的交易场景设计，基于 X402 协议构建了 A2A 交互协议与协作框架，为 AI 智能体提供了统一“沟通语言”，实现跨平台、跨系统的自主任务协同。ClawTip 让 AI 具备“决策式支付”能力。区别于传统方案对 AI 的事前硬性约束，ClawTip 允许调用方 AI 自主判断某次 Skill 调用是否合理且划算，实现从“被动执行支付指令”到“主动参与消费决策”的转变。ClawTip 对 AI 服务提供者（如个人开发者、小型工作室或“一人公司”等）以及服务调用方均不收取费用。开发者可通过（clawtip.jd.com）零成本接入，通过开通收款钱包、服务端密钥配置、集成收款服务这 3 步集成 ClawTip 支付技能，并灵活设定价格策略，快速开启变现。与此同时，AI 服务调用方在付款环节也可 1 分钟开通钱包。在 OpenClaw 对话中发送指令（使用 ClawHub 安装技能：jd-clawtip），即可安装使用 ClawTip 的 Skill。当 AI Agent 调用付费服务时，ClawTip 即可实现从“发现服务-获取报价-确认调用-自动计费支付-获取结果”的全流程自动化，无需人工干预，实现“调用即付费，服务即结算”。支付安全是智能体之间自主交易的核心关键。对此，ClawTip 针对 AI 场景设计了全新风控逻辑，支付过程中捕获智能体交互链路行为，并存储交易可信快照。IT之家注意到，AI 智能体仅可使用 ClawTip 钱包内预设的专属小额零钱进行操作，不触碰用户银行卡与核心账户；并通过额度、频次双重预授权限制，约束 AI 的支付行为。AI 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