光大银行齐晔：信用卡业务“回归消费本源、回归分行”，由直营转为属地化经营

金融一线03-31

3月31日金融一线消息，光大银行今日召开2025年度业绩说明会。对于信用卡业务，齐晔表示，2025年是我行信用卡业务由直营转为属地化经营的完整一年，我们明确了“回归消费本源、回归分行”的核心理念，持续推进风险治理及高质量发展工作。我们充分发动了分支行力量，深耕消费场景，以合意客户为中心加快结构调优。在风险治理上，坚持严控新增、化解存量并重，修订核心审批政策，持续优化风控模型，同步加强存量客户精细化...

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