中信证券：保险板块仍然处于重大机遇期 AI叙事调整带来右侧投资窗口

21世纪经济报道02-27 08:30

南方财经2月27日电，中信证券研报认为，展望未来3—5年，保险公司总体上将继续受益于严监管、“反内卷”的竞争环境，老七家市场份额有望继续集中；在低利率环境下，储蓄存款向保险公司迁移，是银行、保险公司、客户共赢的结果，这一趋势有望长期持续，并形成耐心资本、大力支持股市债市和实体经济发展。从政策的角度看，监管持续推动行业加强资产负债匹配管理，推进偿二代三期工程建设，中小保险公司减量提质，以及鼓励...

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