中原按揭：香港1月安老按揭登记录得36宗环比增加20% 预期今年楼价处于升轨

智通财经网02-12

智通财经APP获悉，根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登记，按月增加6宗，升幅为20%；对比2025年首月(13宗)按年增1.8倍。中原按揭董事总经理王美凤预期2026年楼价处于升轨，料推动今年安老按揭登记量回升。王美凤指出，安老按揭以申请时期的物业估值计算可获年金，意味楼价若处高水平通常可获之年金较高；根据历年统计数字，过往录得最高安老按揭登记量的年度是...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2610135679?lang=zh_CN&edition=full","thumbnail":"https://img.zhitongcaijing.com/image/20260212/20260212135603_96895.png?x-oss-process=image/format,jpg/quality,q_60","is_english":false,"pubTime":"2026-02-12 13:55","share_image_url":"https://static.laohu8.com/6ca2dcdccfa2217fb20a0351f4efe814","id":"2610135679","market":"hk","top_or_hot":-1,"title":"中原按揭：香港1月安老按揭登记录得36宗 环比增加20% 预期今年楼价处于升轨","media":"智通财经网","content":"<div>\n<p>智通财经APP获悉，根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登记，按月增加6宗，升幅为20%；对比2025年首月(13宗)按年增1.8倍。中原按揭董事总经理王美凤预期2026年楼价处于升轨，料推动今年安老按揭登记量回升。王美凤指出，安老按揭以申请时期的物业估值计算可获年金，意味楼价若处高水平通常可获之年金较高；根据历年统计数字，过往录得最高安老按揭登记量的年度是...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1404574.html\">网页链接</a>\n\n</div>\n","source":"highlight_zhitongcaijin","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>中原按揭：香港1月安老按揭登记录得36宗 环比增加20% 预期今年楼价处于升轨</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n中原按揭：香港1月安老按揭登记录得36宗 环比增加20% 预期今年楼价处于升轨\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-02-12 13:55 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/1404574.html><strong>智通财经网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登记，按月增加6宗，升幅为20%；对比2025年首月(13宗)按年增1.8倍。中原按揭董事总经理王美凤预期2026年楼价处于升轨，料推动今年安老按揭登记量回升。王美凤指出，安老按揭以申请时期的物业估值计算可获年金，意味楼价若处高水平通常可获之年金较高；根据历年统计数字，过往录得最高安老按揭登记量的年度是...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1404574.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU2039709279.SGD","symbol_name":"MANULIFE GF DRAGON GROWTH \"AA\" (SGDHDG) INC","start_time":0,"source_url":"http://www.zhitongcaijing.com/content/detail/1404574.html","article_id":"2610135679","we_media_id":null,"thumbnails":["https://img.zhitongcaijing.com/image/20260212/20260212135603_96895.png?x-oss-process=image/format,jpg/quality,q_60"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2610135679","pubTimestamp":1770875738,"columns":[],"sourceInfo":{"source_id":"highlight_zhitongcaijin","name":"智通财经网"},"weMediaInfo":null,"summary":"根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登记，按月增加6宗，升幅为20%。","collect":0,"end_time":0,"defaultTopTitle":"zhitongcaijing.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"82388":"中银香港-R","LU2039709279.SGD":"MANULIFE GF DRAGON GROWTH \"AA\" (SGDHDG) INC","LU0149534421.HKD":"SCHRODER ISF HONG KONG EQ \"A\" ACC","IE00BVYPNQ40.USD":"GUINNESS ASIAN EQUITY INCOME \"C\" (USD) ACC","LU1044875133.USD":"天利亚洲反向股票 AU Acc","BK1507":"粤港澳大湾区","LU0516422440.USD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"A\" (USD) ACC","LU0955623706.USD":"SCHRODER ISF ASIAN DIVIDEND MAX \"A\" (USD) ACC","LU0516423174.USD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (USD) ACC","IE00BVYPNP33.GBP":"GUINNESS ASIAN EQUITY INCOME \"C\" (GBP) ACC","BK1231":"综合性银行","BK1521":"挪威政府全球养老基金持仓","03143":"华夏香港银行股","LU0228367735.SGD":"Eastspring Investments - Asian Equity Fund AS SGD","LU0955648018.USD":"SCHRODER ISF ASIAN DIVIDEND MAX \"A\" (USD) INC MF","LU0607220059.USD":"SCHRODER ISF HONG KONG EQUITY \"A\" (USD) ACC","LU0516422952.EUR":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (EUR) ACC","LU0163747925.USD":"EASTSPRING INVESTMENTS ASIAN EQUITY A ACC","BK1572":"香港银行股","LU0414403682.SGD":"Blackrock Asia Pacific Equity Income A5 SGD-H","IE00BGHQDM52.EUR":"GUINNESS ASIAN EQUITY INCOME \"C\" (EUR) ACC","LU0417516738.SGD":"Allianz Hong Kong Equity AT Acc SGD","LU0955669360.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD","LU0348735423.USD":"ALLIANZ HONG KONG EQUITY \"A\" (USD) INC","02388":"中银香港","LU1328615791.USD":"FULLERTON LUX FUNDS - ALL CHINA EQUITIES \"I\" (USD) ACC","LU0738912210.USD":"Blackrock Asia Pacific Equity Income A6 USD","LU0516422366.SGD":"Fullerton Lux Funds - Asia Focus Equities A Acc SGD","BK1560":"内银股","LU1044876610.USD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"ZU\" (USD) ACC","BHKLY":"中银香港ADR","LU1642822792.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"A\" (SGD) ACC","LU1130305938.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD-H","LU0516423091.SGD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (SGD) ACC","LU1211504680.USD":"ALLIANZ HIGH DIVIDEND ASIA PACIFIC EQUITY \"AM\" (USD) INC","LU1044874839.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"AGH\" (SGDHDG) ACC"},"translate_title":"Centaline Mortgage: Hong Kong recorded 36 elderly mortgages in January, an increase of 20% month-on-month, and property prices are expected to rise this year","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"82388":0.6,"BHKLY":0.6,"02388":1,"03143":0.6},"content_text":"智通财经APP获悉，根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登记，按月增加6宗，升幅为20%；对比2025年首月(13宗)按年增1.8倍。中原按揭董事总经理王美凤预期2026年楼价处于升轨，料推动今年安老按揭登记量回升。王美凤指出，安老按揭以申请时期的物业估值计算可获年金，意味楼价若处高水平通常可获之年金较高；根据历年统计数字，过往录得最高安老按揭登记量的年度是2017年，共达751宗，其次是2018年共录621宗，当年楼价正处于上升时期，楼价逐步升至较高水平。2025年全年共录370宗安老按揭登记，对比2024全年(426宗)按年减少13%。安老按揭巿场占有率方面，自安老按揭计划推出以来，中银香港的参与度一直最高，2026年1月份36宗安老按揭登记有35宗均由中银香港(02388)承造，市占率高达97%。排名第二是上海商业银行，录得1宗登记，市场占有率为2.8%。根据香港按证保险公司的数据，2026年1月共接获62安老按揭申请，较2025年12月的82宗，下跌了24%。对比2025年同期，2025年1月登记量为79宗，按年跌21.5%。香港按揭证券公司于2011年7月推出安老按揭计划。根据其统计，截至2026年1月31日，该计划累计收到8999宗申请，其中单人申请占比最高，达65.6%，双人及三人申请分别占34.3%及0.1%。安老按揭申请者的平均年龄约为69岁，物业平均价值连续5个月为550万港元(范围23万港元至8300万港元)，是自2020年10月的低位。每月年金平均金额为1.58万港元(范围0港元至19.8万港元)，是自2020年6月的低位，物业平均楼龄为32年(范围1年至71年)。在年金年期选择方面，由于能为申请者提供最大保障且无需担心还款问题，终生领取年金的选项最受欢迎，占比达54%；其次为可获得最高年金金额的10年固定期申请，占比达20.7%。","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2610135679","isCrawlerRequest":true}

中原按揭：香港1月安老按揭登记录得36宗 环比增加20% 预期今年楼价处于升轨

精彩评论

中原按揭：香港1月安老按揭登记录得36宗环比增加20% 预期今年楼价处于升轨