第一资本信贷(COF.US)Q4盈利不及预期斥资51.5亿美元收购金融科技公司Brex

智通财经01-23

智通财经APP获悉，第一资本信贷(COF.US)周四公布了其2025年第四季度业绩，并宣布以51.5亿美元收购专注于企业费用管理与会计业务的金融科技公司Brex。财报显示，第一资本信贷Q4营收为155.83亿美元，同比增长53%。其中，净利息收入(NII)为124.66亿美元，同比增长54%。净利润为21.34亿美元，同比增长95%。调整后每股收益为3.86美元，不及分析师平均预期的4.15美元。...

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href=http://www.zhitongcaijing.com/content/detail/1396495.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，第一资本信贷(COF.US)周四公布了其2025年第四季度业绩，并宣布以51.5亿美元收购专注于企业费用管理与会计业务的金融科技公司Brex。财报显示，第一资本信贷Q4营收为155.83亿美元，同比增长53%。其中，净利息收入(NII)为124.66亿美元，同比增长54%。净利润为21.34亿美元，同比增长95%。调整后每股收益为3.86美元，不及分析师平均预期的4.15美元。...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1396495.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU2487616109.SGD","symbol_name":"JPM AMERICA EQUITY \"A\" (SGD) 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Brex","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"168701":1.5,"399699":1.5,"COF":1.5},"content_text":"智通财经APP获悉，第一资本信贷(COF.US)周四公布了其2025年第四季度业绩，并宣布以51.5亿美元收购专注于企业费用管理与会计业务的金融科技公司Brex。财报显示，第一资本信贷Q4营收为155.83亿美元，同比增长53%。其中，净利息收入(NII)为124.66亿美元，同比增长54%。净利润为21.34亿美元，同比增长95%。调整后每股收益为3.86美元，不及分析师平均预期的4.15美元。信贷损失拨备较上年同期激增57%，达到41.42亿美元。值得一提的是，该公司信用卡业务的净利息收入在Q4飙升64%，至94.8亿美元。然而，这一盈利项目正面临美国总统特朗普总统的攻击，他在本月早些时候要求将信用卡利率上限设定为10%，为期一年。本周在瑞士达沃斯，特朗普重申要求国会将信用卡利率上限设定为10%。对此，第一资本信贷首席执行官理查德·费尔班克(Richard Fairbank)表示，这样的利率上限将减少信贷供应，并可能使美国经济陷入衰退。他补充称：“可用信贷的大幅收缩可能会对整个经济造成多重冲击。”与此同时，第一资本信贷透露，计划以约50%现金和50%股票的方式收购非上市企业Brex。这笔交易将成为第一资本信贷自去年以约350亿美元收购Discover Financial Services以来规模最大的一次收购，那次收购创造了美国最大的信用卡贷款机构。费尔班克指出：“自成立以来，我们一直致力于在技术革命的前沿打造一家支付公司。收购Brex将加速这一进程，尤其是在企业支付市场。”该公司表示，预计将在今年年中完成对Brex的收购，且其首席执行官佩德罗·弗朗切斯基(Pedro Franceschi)将继续领导该业务。Brex在2022年1月的估值曾达到123亿美元，并在去年曾考虑首次公开募股。弗朗切斯基在交易宣布后接受采访时表示：“如果你看看当前在公开市场交易、与Brex类似公司的估值倍数，这笔交易的溢价水平非常高。”","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"merge","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; 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第一资本信贷(COF.US)Q4盈利不及预期 斥资51.5亿美元收购金融科技公司Brex

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第一资本信贷(COF.US)Q4盈利不及预期斥资51.5亿美元收购金融科技公司Brex