金银价格，历史新高！普通人还能“上车”吗？

期货日报01-15

自去年以来，黄金、白银价格一路攀升，成为街头巷尾的热议话题。山西临汾一位做建材生意的王女士告诉期货日报记者，她去年关注到金价上涨，陆续买了不少黄金饰品和理财产品，目前已经盈利近8万元。“正好够孩子们今年的学费了。”她笑着说道。当前贵金属市场的消费与投资情况如何？记者近日走访了郑州市惠济区万达商场一楼的黄金珠宝店铺。尽管正值晚间客流高峰，多家金店却显得有些冷清，柜台前只有零星几位顾客。记者了解到，...

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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260115073652a4c4e710&s=b><strong>期货日报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>自去年以来，黄金、白银价格一路攀升，成为街头巷尾的热议话题。山西临汾一位做建材生意的王女士告诉期货日报记者，她去年关注到金价上涨，陆续买了不少黄金饰品和理财产品，目前已经盈利近8万元。“正好够孩子们今年的学费了。”她笑着说道。当前贵金属市场的消费与投资情况如何？记者近日走访了郑州市惠济区万达商场一楼的黄金珠宝店铺。尽管正值晚间客流高峰，多家金店却显得有些冷清，柜台前只有零星几位顾客。记者了解到，...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260115073652a4c4e710&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0469268626.HKD","symbol_name":"AB FCP I-ASIA EX JAPAN EQUITY 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Can ordinary people still \"get on the bus\"?","themeId":"02deb2558a922d989ce23afde33821ad","isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"02899":0.9},"content_text":"自去年以来，黄金、白银价格一路攀升，成为街头巷尾的热议话题。山西临汾一位做建材生意的王女士告诉期货日报记者，她去年关注到金价上涨，陆续买了不少黄金饰品和理财产品，目前已经盈利近8万元。“正好够孩子们今年的学费了。”她笑着说道。当前贵金属市场的消费与投资情况如何？记者近日走访了郑州市惠济区万达商场一楼的黄金珠宝店铺。尽管正值晚间客流高峰，多家金店却显得有些冷清，柜台前只有零星几位顾客。记者了解到，当天各家金店均推出优惠活动。老凤祥金价为1428元/克，会员价为1245元/克；六福珠宝和中国黄金金价优惠后均超过1300元/克。“最近来买金饰和金条的顾客确实少了，主要还是价格比较高。”六福珠宝的导购坦言，“往年临近春节，店里生意往往是最好的，不少人会选金饰自己戴或者送人，算是全年生意最红火的时候了。如果想投资，现在还是买金条更合适。”她随即向记者展示了各类小金条，从1克到10克不等，上面印有“大富大贵”“新年快乐”等字样。谈及“以旧换新”政策，上述导购解释，一般需按原重的1.3倍换购，即10克旧饰至少换13克新品，差额按当日金价补足，另付每克几十到百余元不等的加工费。金镶玉等非纯金饰品只能折现回购，不能直接换款。尽管零售端热度有所回落，不少业内人士及机构仍持续看好贵金属。记者询问了多位业内好友，大家不约而同地配置了黄金资产——有人买入紫金矿业股票，有人持有有色板块基金，也有人定投黄金ETF，都获得了不错的收益。值得一提的是，截至发稿，金银价格再次集体上涨，COMEX黄金期货价格最高触及4647.6美元/盎司，再创历史新高；COMEX白银期货价格最高触及91.37美元/盎司，涨幅超3.5%，再创历史新高；沪银期货主力合约涨幅超过8%。澳新银行预计，2026年下半年黄金交易价格将高于5000美元/盎司。高盛预计，国际金价可能在2026年第一季度回落至4200美元/盎司的低位，第二季度有望回升至4400美元/盎司上方，第三季度或站上4600美元/盎司，第四季度末甚至可能升至4900美元/盎司。瑞银大宗商品策略师预测，2026年9月，国际金价就可能触及5000美元/盎司。如果美国中期选举带来政治或经济动荡，国际金价还可能进一步走高。普通民众能否参与本轮金银“狂潮”，分析师们给出了具体建议：金瑞期货铜研究员吴梓杰表示，黄金仍具配置价值，但不宜追高。“黄金不要轻易卖，容易‘卖飞’。我长期看好，可等回调后布局现货或ETF。白银价格波动较大，目前不宜入场，出现显著回调时可考虑轻仓参与。”海通期货贵金属研究员周松源认为，当前推动金价上涨的主线逻辑未变。“地缘局势紧张、国际关系变化与全球贸易摩擦均在中长期支撑贵金属价格上涨。我们建议逢低做多、长期持有。”他同时提醒，普通投资者可关注银行积存金（门槛低、可提实物）或支付宝等平台的白银基金（如国投白银LOF），这类产品风险相对可控，适合非专业投资者参与。总体来看，多位市场人士认为，金价虽处于高位，但长期支撑因素依然存在。非专业投资者以保值、长期配置为目的，可通过积存金、ETF等渠道分批布局；若仅为消费或短期投机，则不妨多一分谨慎，避免追涨杀跌。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"isLaohu8Offline":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.44.0","shortVersion":"4.44.0","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2603628458","isCrawlerRequest":true}