【国泰海通银行马婷婷团队】2026年银行经营趋势展望

马婷婷深度研究01-11

2026年银行经营趋势展望银行周报（2026/1/5-2026/1/9）本报告导读2026年银行信贷增量或基本持平、增速略有下行，投放或更注重月度间的稳定性、降低波动。开门红信贷储备充足，早投放早收益，长期存款到期后部分流向非银。全年息差降幅有望收窄并带动净利息收入增速改善，同时财富管理增长目标积极。摘要展望2026年上市银行经营趋势，预计信贷增量与2025年基本相当，增速或略有下行，结构仍以对公...

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