一国有大行公告：上调门槛！

中国银行保险报01-06

金价剧烈波动下，一国有大行积存金门槛再抬高。2026年1月5日，工商银行发布公告称，自1月12日起，个人客户办理积存金业务的开户、主动积存或新增定投计划（即“定期积存计划”）的，需通过工商银行营业网点、网上银行或工商银行APP等渠道，按该行统一的风险测评问卷进行风险承受能力评估、取得C3-平衡型及以上的评估结果并签订积存金风险揭示书。对于业务调整，工商银行方面表示，此举是为进一步保护个人投资者权益...

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