金融监管总局：鼓励中小金融机构充分发挥比较优势，构建符合自身特色的小微企业数字金融生态圈

金融一线2025-12-26

12月26日金融一线消息，国家金融监督管理总局办公厅印发《银行业保险业数字金融高质量发展实施方案》。方案提出，深化小微企业金融服务。拓展小微企业物流、资金流、信息流数据应用，结合工商税务等外部数据完善智能授信算法模型。建设小微金融线上化综合服务平台，合规开展审批、签约、抵质押办理等线上化业务流程。鼓励中小金融机构充分发挥比较优势，构建符合自身特色的小微企业数字金融生态圈。海量资讯、精准解读，...

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