长期大额存单消失？

财主小报12-04 18:26

近期，六大国有银行相继取消五年期大额存单产品，股份制银行、城商行、农商行等各类银行业金融机构也纷纷跟进，缩减三年期、五年期等中长期定期储蓄存款产品，这一现象引发市场广泛关注。金融界银行研究院院长陈国汪指出，背后核心原因是银行业净息差持续收窄，而面对这一行业挑战，不同类型银行正采取差异化应对策略，中小银行则通过资管业务扩容与兼并重组双向发力寻求突破。陈国汪表示，在息差压力下，银行不得不通过调整存款...

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