奇富科技：监管重塑下的信贷科技龙头，静待估值修复契机

杂货铺里观自在2025-12-03

股票名称：奇富科技-S股票代码：03660.HK当前股价：75.15 HKD（2025/12/03收盘）市值：195.67亿 HKD所属行业：信贷科技一、行业发展与挑战1、竞争格局：金融科技行业进入强监管周期，政策聚焦利率透明化、数据合规与风险控制。头部企业（如奇富科技、平安普惠、蚂蚁集团、京东科技等）凭借技术积累占据60%市场份额，中小平台因合规成本上升加速出清。2、上下游关联：上游：资金方以...

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