惠誉：若资产质素恶化、香港银行或有降级压力

观点新媒体12-03 01:16

观点网讯：12月2日，评级机构惠誉指出，香港银行业短期凭借雄厚资本缓冲可应对本地商业房地产压力，但若CRE市场复苏缓慢引发资产质量持续恶化，部分港银或将面临评级下调风险。据了解，不同银行对商业地产贷款的风险敞口差异导致资产质量分化加剧。惠誉强调低利率政策无法化解写字楼及零售物业空置等结构性问题，面向高风险中小型商业地产借贷方的银行将承受更长期资产质量压力。分析显示，港银审慎信贷策略推动无贷资产占比...

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