海外AI应用：从大模型到各领域落地

华创证券2025-11-18

AI 与SaaS 的结合是必然趋势。AI 与SaaS 的结合源于其技术互补性。AI 技术能够提升SaaS 产品的智能化水平，增强其数据分析能力、自动化处理能力和个性化服务能力，而SaaS 模式为AI 技术的落地提供了广阔的应用场景和数据基础，二者相互促进，形成协同效应。目前，二者的融合已经在多个领域取得一定的成果。随着技术的不断进步和市场需求的持续增长，AI 与SaaS 的融合在未来或将更加深入和...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2584846989?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2025-11-18 00:00","share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","id":"2584846989","market":"us","top_or_hot":-1,"title":"海外AI应用：从大模型到各领域落地","media":"华创证券","content":"<div>\n<p>AI 与SaaS 的结合是必然趋势。AI 与SaaS 的结合源于其技术互补性。AI 技术能够提升SaaS 产品的智能化水平，增强其数据分析能力、自动化处理能力和个性化服务能力，而SaaS 模式为AI 技术的落地提供了广阔的应用场景和数据基础，二者相互促进，形成协同效应。目前，二者的融合已经在多个领域取得一定的成果。随着技术的不断进步和市场需求的持续增长，AI 与SaaS 的融合在未来或将更加深入和...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251118154132a4a99b03&s=b\">网页链接</a>\n\n</div>\n","source":"tencent","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>海外AI应用：从大模型到各领域落地</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n海外AI应用：从大模型到各领域落地\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-18 00:00 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251118154132a4a99b03&s=b><strong>华创证券</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>AI 与SaaS 的结合是必然趋势。AI 与SaaS 的结合源于其技术互补性。AI 技术能够提升SaaS 产品的智能化水平，增强其数据分析能力、自动化处理能力和个性化服务能力，而SaaS 模式为AI 技术的落地提供了广阔的应用场景和数据基础，二者相互促进，形成协同效应。目前，二者的融合已经在多个领域取得一定的成果。随着技术的不断进步和市场需求的持续增长，AI 与SaaS 的融合在未来或将更加深入和...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251118154132a4a99b03&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1145028129.USD","symbol_name":"ALLIANZ INCOME AND GROWTH \"AQ\" (USD) INC","start_time":0,"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251118154132a4a99b03&s=b","article_id":"2584846989","we_media_id":null,"thumbnails":[],"rights":{"source":"tencent","url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251118154132a4a99b03&s=b","rn_cache_url":null,"customStyle":"body{padding-top:10px;}#news_title{font-weight:bold;#titleStyle#;}#news_description span{font-size:12px;#descriptionStyle#;}.footer-note{#statement#}","selectors":".mod-LoadTzbdNews, body","filters":".relate-stock, .hot-list, .recom-box, .wx-sou","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2584846989","pubTimestamp":1763395200,"columns":[],"sourceInfo":{"source_id":"tencent","name":"腾讯"},"weMediaInfo":null,"summary":"AI 本身具有较高的技术门槛，其价值实现需要与生产生活中具体应用场景相结合，SaaS 则已被广泛应用于多个行业的多项环节，能够为AI 提供丰富的落地场景，使AI 能够快速实现商业化应用。这一增长态势印证了AI技术完成商业化需求的迫切性，而SaaS 作为成熟的商业化载体，为其提供了重要支撑。AI 与SaaS 的融合已从概念探索阶段迈入规模化应用初期，在各行各业的数字化进程中扮演着愈发重要的角色。","collect":0,"end_time":0,"defaultTopTitle":"qq.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"LU1145028129.USD":"ALLIANZ INCOME AND GROWTH \"AQ\" (USD) INC","LU0128525689.USD":"TEMPLETON GLOBAL BALANCED \"A\"(USD) ACC","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","SGXZ31699556.SGD":"UGDP UNITED GLOBAL QUALITY GROWTH \"C\" (SGDHDG) ACC","IE00BFSS8Q28.SGD":"Janus Henderson Balanced A Inc SGD-H","LU2420271590.USD":"ALLIANZ SELECT INCOME AND GROWTH \"AT\" (USD) ACC","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","LU2237438978.USD":"Amundi Funds US Pioneer A2 (C) USD","LU0985489474.SGD":"First Eagle Amundi International AHS-C SGD-H","LU0310800965.SGD":"FTIF - Templeton Global Balanced A Acc SGD","LU1642822529.SGD":"THREADNEEDLE (LUX) GLOBAL TECHNOLOGY \"A\" (SGD) ACC","LU0878866978.SGD":"First Eagle Amundi International AHS-QD SGD-H","LU0342679015.USD":"ALLIANZ GLOBAL EQUITY UNCONSTRAINED \"AT\" (USD) ACC","LU0203347892.USD":"SCHRODER ISF QEP GLOBAL ACTIVE VALLUE \"A\" (USD)  INC AV","LU0308772762.SGD":"Blackrock Global Allocation A2 SGD-H","LU0096362180.USD":"CT (LUX) I GLOBAL FOCUS \"DU\" (USD)","LU1496350171.SGD":"FRANKLIN DIVERSIFIED BALANCED \"A\" (SGDHDG) ACC","LU0719512351.SGD":"JPMorgan Funds - US Technology A (acc) SGD","LU0048584097.USD":"FIDELITY FUNDS  GLOBAL THEMATIC OPPORTUNITIES \"A\" (USD) INC","CAGR":"California Grapes International, Inc.","LU2191332357.HKD":"SCHRODER ISF SUSTAINABLE MULTI-ASSET INCOME \"A\" (HKDHDG) INC","LU1066053197.SGD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM3\" (SGDHDG) INC","LU2028103732.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"AMG\" (USD) INC","IE00BN29S564.USD":"JANUS HENDERSON BALANCED \"A3\" (USD) INC","LU0433182093.SGD":"First Eagle Amundi International AS-C SGD","SGXZ81514606.USD":"大华环球创新基金A Acc USD","LU0158827948.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"A\" (USD) INC","LU2023250843.SGD":"Allianz Thematica Cl AT Acc H2-SGD","LU0157215616.USD":"FIDELITY GLOBAL FOCUS \"A\" INC","IE00B7SZLL34.SGD":"Legg Mason ClearBridge - Value A Acc SGD-H","LU2272731865.HKD":"ALLIANZ GLOBAL INTELLIGENT CITIES INCOME \"AM\" (HKD) INC","LU0310799852.SGD":"FTIF - Templeton Global Equity Income A MDIS SGD","LU0109391861.USD":"富兰克林美国机遇基金A Acc","LU1267930730.SGD":"富兰克林美国机遇基金AS Acc SGD (CPF)","LU2463028550.USD":"AB SICAV I AMERICAN MULTI-ASSET PORTFOLIO \"A\" (USD) ACC","LU0068578508.USD":"First Eagle Amundi International Cl AU-C USD","LU1366333091.USD":"FIDELITY GLOBAL FOCUS \"A\" (USD) ACC","LU0072462426.USD":"贝莱德全球配置 A2","LU0661504455.SGD":"Blackrock Global Equity Income A5 SGD-H","LU2473716301.USD":"ALLIANZ GLOBAL INTELLIGENT CITIES INCOME \"AMF\" (USD) INC","META":"Meta Platforms, Inc.","LU1366192091.USD":"ALLIANZ US EQUITY PLUS \"AM\" (USD) INC","LU0302445910.USD":"SCHRODER ISF GLOBAL CLIMATE CHANGE EQUITY \"A\" ACC","LU0345774631.USD":"NINETY ONE GSF AMERICAN FRANCHISE \"A\" (USD) INC","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","LU0742534661.SGD":"Fidelity America A-SGD (hedged)","LU1697837992.HKD":"BGF DYNAMIC HIGH INCOME \"A6\" (HKDHDG) INC","LU1280957306.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQUITIES \"AUP\" (USD) INC"},"translate_title":"Overseas AI applications: from large models to implementation in various fields","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CAGR":1,"META":0.9},"content_text":"AI 与SaaS 的结合是必然趋势。AI 与SaaS 的结合源于其技术互补性。AI 技术能够提升SaaS 产品的智能化水平，增强其数据分析能力、自动化处理能力和个性化服务能力，而SaaS 模式为AI 技术的落地提供了广阔的应用场景和数据基础，二者相互促进，形成协同效应。目前，二者的融合已经在多个领域取得一定的成果。随着技术的不断进步和市场需求的持续增长，AI 与SaaS 的融合在未来或将更加深入和广泛。AI 技术落地依赖具体场景，SaaS 的行业渗透能力为其提供商业化载体。AI 本身具有较高的技术门槛，其价值实现需要与生产生活中具体应用场景相结合，SaaS 则已被广泛应用于多个行业的多项环节，能够为AI 提供丰富的落地场景，使AI 能够快速实现商业化应用。根据艾媒咨询数据，预计到2025 年，全球人工智能市场规模将达到36885 亿美元，且在经历两年的下降后，2024 年人工智能行业投融资金额再创新高，达到5482 亿元。这一增长态势印证了AI技术完成商业化需求的迫切性，而SaaS 作为成熟的商业化载体，为其提供了重要支撑。AI 与SaaS 的融合已从概念探索阶段迈入规模化应用初期，在各行各业的数字化进程中扮演着愈发重要的角色。企业正通过嵌入AI 能力的SaaS 平台，显著提升运营效率、优化用户体验并驱动创新发展。国外，Salesforce EinsteinGPT 作为CRM 类型SaaS 产品，凭借AI 实现知识库生成、即时对话摘要等丰富功能，为企业客户管理与服务流程注入智能活力，让客服响应更高效、业务洞察更精准；Microsoft 365 Copilot 聚焦办公场景，借AI 助力文件起草、数据处理等工作，重塑办公自动化流程。AI+广告：AI 不仅改变了广告的创作和投放方式，还重塑了整个广告生态系统。通过数据分析、机器学习、自然语言处理等技术，AI 不仅提升了广告投放的精准度，还优化了广告创意、投放策略和效果评估。2025 年，人工智能在营销领域的应用已从概念验证进入规模化部署阶段。根据Research AndMarkets 发布的最新报告，AI 营销市场2025 年达到355.4 亿美元，2029 年预计将增长至1065.4 亿美元，期间复合年增长率高达31.6%。AI+编程：自动化代码生成的核心在于通过自然语言处理（NLP）与机器学习模型，将人类语言描述的需求转化为可执行代码。AI+编程对软件产业的影响是全方位且深远的，其能够作为代码生成助手，补全助手，甚至自主程序员等角色存在。根据最新市场研究数据，全球 AI 代码工具市场在 2024 年达到67 亿美元，预计到 2030 年将达到 257 亿美元，年复合增长率 (CAGR) 为25.2%。AI+教育：在全球政府、社会、资本的高度关注下，AI 技术不断突破已有上限，并拓展教育应用想象空间。以OpenAI 为例，其于2024 年6 月推出专为高校场景设计的GPT-edu，为学生与教师提供个性化的服务，可灵活应用于学习、教学、科研等细分场景，并且为教育场景提供定制化功能，如更高级别的数据安全控制，模型微调合作许可等。2024 年，AI 教育市场规模约为24.6 亿美元，预计到2032 年将达到282.2 亿美元，从2024 年到2032 年复合年增长率约为35.66％。投资建议：基于本文探讨的各个细分AI+SaaS 方向，建议关注以下标的：1）AI+广告营销：Google、Meta、APPlovin、Unity 等；2）AI+编程：Gitlab；3）AI+教育：duolingo。风险提示：大模型发展不及预期，商业化竞争加剧。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2584846989","isCrawlerRequest":true}